401(k) Plans

19,337 topics in this forum

1. Matching employee after-tax contributions in a Safe Harbor plan

   By Guest koolkidd, October 28, 2004
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • October 28, 2004

2. Failure to Amend

   By Guest TooMuchFreeTime, October 22, 2008
   • 4 replies
   • 1.5k views
   • 
   • Guest
   • October 27, 2008

3. Distributions and Eligibility

   By Guest russo40, July 31, 2001
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • August 1, 2001

4. 401(a) (17) Compensation limit for off Calendar Year Plan

   By Pammie57, December 5, 2018
   • 3 replies
   • 1.5k views
   • 
   • Larry Starr
   • December 6, 2018

5. Hardship - Loans First?

   By austin3515, July 14, 2010
   • 7 replies
   • 1.5k views
   • 
   • BG5150
   • July 15, 2010

6. Determining HCEs with new plan established by employer who purchased c

   By Guest 91smithie, February 4, 2002
   • 1 reply
   • 1.5k views
   • 
   • IRC401
   • February 5, 2002

7. HCE Determination and Foreign Income

   By Guest mrnardoz, April 22, 2008
   • 0 replies
   • 1.5k views
   • 
   • Guest
   • April 22, 2008

8. Retroactive amendment to increase contribution limits

   By Guest Guanoman, March 11, 2004
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • March 12, 2004

9. SECURE 2.0 Roth Catch-up - Automatic Spillover

   By Gruegen, June 23, 2023
   • 6 replies
   • 1.5k views
   • 
   • Peter Gulia
   • June 27, 2023

10. How many times can a plan be amended before it must be restated?

    By billfgrady, July 1, 2004
    • 3 replies
    • 1.5k views
    • 
    • g8r
    • July 2, 2004

11. 401(k) assets

    By lexi, March 28, 2007
    • 2 replies
    • 1.5k views
    • 
    • Peter Gulia
    • March 28, 2007

12. State of Denial

    By Guest GW, December 29, 1998
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • December 30, 1998

13. Long-Term Disability Er Paid Premiums

    By austin3515, February 13, 2023
    • 4 replies
    • 1.5k views
    • 
    • austin3515
    • April 14, 2025

14. Whether the "substantially level" repayment requirement in I

    By Scuba 401, February 10, 2000
    • 3 replies
    • 1.5k views
    • 
    • GBurns
    • February 11, 2000

15. Profit sharing plan funded with 100% plan sponsor stock.

    By Guest Thornton, November 27, 2013
    • 2 replies
    • 1.5k views
    • 
    • Kevin C
    • December 2, 2013

16. Dumb loan question

    By FJR, August 9, 2005
    • 2 replies
    • 1.5k views
    • 
    • austin3515
    • August 10, 2005

17. compensation conundrum

    By K2retire, April 5, 2016
    • 6 replies
    • 1.5k views
    • 
    • K2retire
    • April 6, 2016

18. Spouse absent for 25 years -- consent still needed?

    By Guest lori_eriksen, January 12, 2002
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • January 15, 2002

19. Roth IRA to Roth 401(k)

    By Guest Clain, January 23, 2006
    • 1 reply
    • 1.5k views
    • 
    • Bird
    • January 23, 2006

20. 401k compliance testing

    By Guest dstran, January 24, 2006
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • January 24, 2006

21. Can employee/children of self employed individual be covered under a m

    By Guest dcranage, August 7, 2000
    • 1 reply
    • 1.5k views
    • 
    • LCARUSI
    • August 7, 2000

22. Illegal alien and testing

    By Kimberly S, September 17, 2008
    • 3 replies
    • 1.5k views
    • 
    • david rigby
    • September 17, 2008

23. Catch-Up: Universal Availability and Union Plans

    By Guest Lex, June 12, 2002
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • June 13, 2002

24. Contingent Bonus: Removal of Contribution

    By ERISA25, July 11, 2011
    • 3 replies
    • 1.5k views
    • 
    • mbozek
    • July 12, 2011

25. In-Service Distribution

    By austin3515, March 10, 2010
    • 11 replies
    • 1.5k views
    • 
    • BG5150
    • March 10, 2010

26. Termination of plan with "fuzzy" history

    By billfgrady, January 7, 2004
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • January 8, 2004

27. Corrective QNECs and ADP test

    By Guest ghutson, March 8, 2007
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • March 8, 2007

28. 401(k) Plan - with Coverage, ADP/ACP failures

    By msmith, June 13, 2017
    • 8 replies
    • 1.5k views
    • 
    • msmith
    • June 19, 2017

29. Practical Problem

    By austin3515, September 1, 2010
    • 8 replies
    • 1.5k views
    • 
    • rcline46
    • September 3, 2010

30. Deadline for swithcing to current year testing

    By JButtrick, May 30, 2006
    • 3 replies
    • 1.5k views
    • 
    • Nate X
    • June 6, 2006

31. Need a TPA Referral

    By Guest Pension250, March 22, 2010
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • March 26, 2010

32. Matching contributions by a Partnership

    By preErisa, October 4, 2000
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • October 4, 2000

33. maximum interest rate on participant loan

    By Earl, March 16, 2013
    • 7 replies
    • 1.5k views
    • 
    • masteff
    • March 18, 2013

34. How do you properly determine a participants vested percentage?

    By Guest Dan Kutzke, November 14, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • November 14, 2000

35. Partner deducts 401(a) PLUS 401(k)?

    By rcline46, April 15, 2008
    • 3 replies
    • 1.5k views
    • 
    • rcline46
    • April 15, 2008

36. safe harbor match + discretionary match

    By Santo Gold, November 7, 2006
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • November 7, 2006

37. Failure to Offer Enrollment to Eligible Employees

    By Guest Buzzman, July 16, 2008
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • July 16, 2008

38. Changing Single Employer Plan to Multiple Employer Plan

    By Guest JackM, October 8, 2005
    • 2 replies
    • 1.5k views
    • 
    • Kirk Maldonado
    • October 10, 2005

39. ASPPA Conference

    By Tom Poje, October 17, 2006
    • 3 replies
    • 1.5k views
    • 
    • rcline46
    • October 18, 2006

40. Forfeiture of Related Matching Contribution for NHCE??

    By rocknrolls2, January 26, 2000
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • January 27, 2000

41. Effective Availability

    By BTG, May 29, 2009
    • 4 replies
    • 1.5k views
    • 
    • K2retire
    • May 29, 2009

42. Successor Sponsor?

    By Guest djn, August 29, 2007
    • 3 replies
    • 1.5k views
    • 
    • J2D2
    • August 29, 2007

43. HCE, SH & waiving out

    By Guest DazedAndConfused, January 17, 2006
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 17, 2006

44. Collective Bargained 401(k) Plan

    By Guest Thornton, August 5, 2002
    • 4 replies
    • 1.5k views
    • 
    • KJohnson
    • August 5, 2002

45. Solo 401(k), First 5500, DFVC

    By 401king, February 6, 2018
    • 6 replies
    • 1.5k views
    • 
    • 401king
    • February 7, 2018

46. Different investment options for controlled group plan.

    By Guest, April 6, 2000
    • 2 replies
    • 1.5k views
    • 
    • Alan Simpson
    • April 7, 2000

47. Termination of 401(h) plan- not sure how to distribute 401(h) assets

    By Guest schneiderdowns, September 2, 2004
    • 1 reply
    • 1.5k views
    • 
    • jquazza
    • September 2, 2004

48. ADP refunds and TH

    By Earl, February 14, 2009
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • February 16, 2009

49. Age Weighted Allocation / 3% Safe Hrbr Nonelective

    By austin3515, June 12, 2015
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • June 15, 2015

50. Group Submission to VCP

    By cpc0506, February 25, 2014
    • 2 replies
    • 1.5k views
    • 
    • cpc0506
    • February 25, 2014