401(k) Plans

19,321 topics in this forum

1. Can participant simply choose to stop making repayments on loan from plan?

   By Guest rocnrols2, September 22, 2003
   • 4 replies
   • 1.5k views
   • 
   • QDROphile
   • September 22, 2003

2. Dropping HCs from a PSP

   By Guest Ddalk, May 2, 2003
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • May 5, 2003

3. loan repayment

   By Guest Nini, August 2, 2006
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • August 2, 2006

4. Paricipant loan for a deceased participant

   By Guest BrianF, February 8, 2000
   • 1 reply
   • 1.5k views
   • 
   • Guest
   • February 9, 2000

5. Excluded HCEs, top heavy plan

   By John Feldt ERPA CPC QPA, October 26, 2011
   • 4 replies
   • 1.5k views
   • 
   • John Feldt ERPA CPC QPA
   • October 26, 2011

6. Contribution After Plan Merger

   By KJohnson, November 23, 1999
   • 1 reply
   • 1.5k views
   • 
   • Guest
   • November 24, 1999

7. maximum interest rate on participant loan

   By Earl, March 16, 2013
   • 7 replies
   • 1.5k views
   • 
   • masteff
   • March 18, 2013

8. Unanticipated 401K Fees

   By Guest chuck53, September 11, 2001
   • 1 reply
   • 1.5k views
   • 
   • Guest
   • September 11, 2001

9. Stop Making Safe Harbor Match Cont effective 5/1/09

   By Alex Daisy, March 30, 2009
   • 1 reply
   • 1.5k views
   • 
   • Kevin C
   • March 30, 2009

10. Collectively Bargained Employees and plan features

    By buckaroo, October 19, 2007
    • 1 reply
    • 1.5k views
    • 
    • JanetM
    • October 22, 2007

11. Prior Year ADP test and QSLOB

    By buckaroo, February 18, 2009
    • 1 reply
    • 1.5k views
    • 
    • Kevin C
    • February 18, 2009

12. Short Serviced Employee

    By Dennis Povloski, March 22, 2011
    • 5 replies
    • 1.5k views
    • 
    • Dennis Povloski
    • March 23, 2011

13. Conditional Adoption of Plan

    By Randy Watson, August 30, 2004
    • 1 reply
    • 1.5k views
    • 
    • jquazza
    • August 30, 2004

14. Correct Matching Schedule

    By Guest JWBrown, March 22, 2000
    • 6 replies
    • 1.5k views
    • 
    • John A
    • March 27, 2000

15. EXCESS MATCH

    By Lori H, March 16, 2006
    • 0 replies
    • 1.5k views
    • 
    • Lori H
    • March 16, 2006

16. Ethics CPE

    By austin3515, November 16, 2015
    • 12 replies
    • 1.5k views
    • 
    • Bird
    • November 19, 2015

17. Self-correction for exclusion from elective deferrals-ADP

    By Guest TinaThornton, November 3, 2005
    • 1 reply
    • 1.5k views
    • 
    • Archimage
    • November 3, 2005

18. Vacation pay contributed to k instead of lost

    By Erik Read, March 30, 2006
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 30, 2006

19. Leased Employees and HCE determination

    By Guest andmik, April 30, 2001
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • April 30, 2001

20. DoL Problems

    By Below Ground, February 12, 2025   

    • dont answer the phone!
    • 10 replies
    • 1.5k views
    • 
    • Peter Gulia
    • February 25, 2025

21. Discretionary Matches and ACP Test Safe Harbor

    By davef, December 7, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • December 7, 1999

22. Residual Balance for Terminated Plan

    By metsfan026, November 17, 2022
    • 4 replies
    • 1.5k views
    • 
    • CuseFan
    • November 17, 2022

23. In and out of Safe Harbor year to year

    By Guest BJContreary, November 27, 1998
    • 7 replies
    • 1.5k views
    • 
    • Dowist
    • September 15, 1999

24. Age-weighted PSP in Floor/offset

    By Guest Ddalk, April 25, 2003
    • 8 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • April 29, 2003

25. RMD from PS + designated ROTH account

    By Guest Dave Peckham, December 18, 2014
    • 3 replies
    • 1.5k views
    • 
    • QDROphile
    • December 20, 2014

26. SAS70 Question

    By bzorc, November 7, 2003
    • 2 replies
    • 1.5k views
    • 
    • bzorc
    • November 10, 2003

27. Top Heavy

    By Guest PJR, February 4, 2003
    • 4 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 8, 2003

28. 10% excise tax penalty

    By Guest lindamichals, March 28, 2011
    • 3 replies
    • 1.5k views
    • 
    • ETA Consulting LLC
    • March 28, 2011

29. 401(a) (17) Compensation limit for off Calendar Year Plan

    By Pammie57, December 5, 2018
    • 3 replies
    • 1.5k views
    • 
    • Larry Starr
    • December 6, 2018

30. 3% Safe Harbor 401(k) w/ X-tested PS

    By dmb, October 7, 2002
    • 2 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • October 7, 2002

31. Cost of Full Scope Audit?

    By SFSD, May 26, 2010
    • 1 reply
    • 1.5k views
    • 
    • rcline46
    • May 26, 2010

32. solo LLC wants 2 401k plans

    By doombuggy, June 12, 2023
    • 13 replies
    • 1.5k views
    • 
    • ESOP Guy
    • June 14, 2023

33. Timing for testing?

    By Guest, August 9, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • August 9, 2000

34. Prefunding

    By Guest mk2308, May 6, 2005
    • 4 replies
    • 1.5k views
    • 
    • R. Butler
    • May 11, 2005

35. Plans merging...

    By Guest SJPrince, February 7, 2000
    • 1 reply
    • 1.5k views
    • 
    • MWeddell
    • February 7, 2000

36. Are ER paid settlements plan compensation?

    By Lori Foresz, November 17, 2004
    • 2 replies
    • 1.5k views
    • 
    • mbozek
    • November 18, 2004

37. SH Cnt & Otherwise Excludable Employees

    By Guest LoloV, January 25, 2005
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • January 25, 2005

38. merger safe harbor plan and non safe harbor plan

    By k man, August 3, 2009
    • 2 replies
    • 1.5k views
    • 
    • k man
    • August 5, 2009

39. Year of Service

    By Guest GRIMY, January 7, 2003
    • 4 replies
    • 1.5k views
    • 
    • Belgarath
    • January 7, 2003

40. H'ship WD/12-Month Suspension/Stock Options

    By Guest jgferrei, February 8, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 10, 1999

41. Failed ADP Test

    By Guest Theresa Irvin, April 21, 2011
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • April 25, 2011

42. Stopping Non-Elective Safe Harbor contribuitons

    By Fisher, February 20, 2007
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • February 21, 2007

43. 1099-MISC

    By doombuggy, March 8, 2004
    • 4 replies
    • 1.5k views
    • 
    • Mary Kay Foss
    • March 13, 2004

44. 401K Safe Harbor Match with Discretionary PS

    By thepensionmaven, December 7, 2021
    • 9 replies
    • 1.5k views
    • 
    • thepensionmaven
    • December 7, 2021

45. In service withdrawls and rollovers

    By Guest Bob Monte, August 30, 2004
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • August 30, 2004

46. first year safe harbor

    By wsp, November 6, 2006
    • 2 replies
    • 1.5k views
    • 
    • Bird
    • November 7, 2006

47. Compensation Exclusions

    By Guest moltengater, October 28, 2005
    • 1 reply
    • 1.5k views
    • 
    • E as in ERISA
    • October 28, 2005

48. 401(k) Plans

    By Guest DUKE C, January 17, 2002
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • January 18, 2002

49. ACP TESTING

    By Guest Dennis, April 5, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • April 6, 1999

50. ACP Correction After Distribution

    By In House Counsel, August 29, 2025
    • 5 replies
    • 1.5k views
    • 
    • CuseFan
    • September 2, 2025