401(k) Plans

19,332 topics in this forum

1. 410 coverage of two plans together--two different plan years

   By Brian Gallagher, April 27, 2004
   • 6 replies
   • 1.5k views
   • 
   • Blinky the 3-eyed Fish
   • April 28, 2004

2. Defaulted loans and tax basis

   By FAPInJax, May 31, 2002
   • 0 replies
   • 1.5k views
   • 
   • FAPInJax
   • May 31, 2002

3. Safe Harbor- Top Heavy

   By Guest Gordy, February 16, 2002
   • 5 replies
   • 1.5k views
   • 
   • Guest
   • February 18, 2002

4. Real World, Real Problem, Real Ugly

   By imchipbrown, March 12, 2000
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • March 14, 2000

5. Is it or isn't it...?

   By Ervin Barham, May 8, 2001
   • 2 replies
   • 1.5k views
   • 
   • rcline46
   • May 8, 2001

6. Resigning from case

   By k man, April 17, 2008
   • 4 replies
   • 1.5k views
   • 
   • J Simmons
   • April 17, 2008

7. New Hardship Rules -proof of hardship

   By ratherbereading, June 17, 2021
   • 6 replies
   • 1.5k views
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   • Peter Gulia
   • June 24, 2021

8. 404 limit for Money Purchase and 401(k) safe harbor plans.

   By Richard Anderson, September 25, 2000
   • 1 reply
   • 1.5k views
   • 
   • R. Butler
   • September 26, 2000

9. K-1 with no earnings from SE but includes W2 compensation

   By AS TPA, April 4, 2019
   • 4 replies
   • 1.5k views
   • 
   • AS TPA
   • April 4, 2019

10. Vacation Pay as DC Contribution

    By Guest blackacre, April 29, 2003
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • May 1, 2003

11. Single Participant 401(k) Documents

    By WDIK, August 23, 2005
    • 2 replies
    • 1.5k views
    • 
    • Alf
    • August 23, 2005

12. Controlled Group - Spin Off

    By PFranckowiak, December 2, 2011
    • 3 replies
    • 1.5k views
    • 
    • 12AX7
    • December 7, 2011

13. Participants in Multiple TDFs

    By khn, April 24, 2015
    • 4 replies
    • 1.5k views
    • 
    • khn
    • April 28, 2015

14. PS allocation before year end

    By Santo Gold, September 24, 2009
    • 5 replies
    • 1.5k views
    • 
    • Tom Poje
    • September 24, 2009

15. Recordkeeper for Plan without Assets

    By Guest L, July 30, 2000
    • 3 replies
    • 1.5k views
    • 
    • Jon Chambers
    • August 2, 2000

16. Safe Habor Notice

    By Hoard1, November 23, 1999
    • 1 reply
    • 1.5k views
    • 
    • thepensionmaven
    • December 5, 1999

17. Forfeiture Vested Funds due to embezzlement

    By Leslie Kalec, August 17, 2021
    • 7 replies
    • 1.5k views
    • 
    • MoJo
    • August 19, 2021

18. Definition of "Related Educational Fees" for purposes of 401(k) hardship distribution

    By Guest BL333, July 15, 2009
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • July 15, 2009

19. 401(k) Safe Harbor Document Language

    By Guest jvanheyde, September 16, 2003
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • September 17, 2003

20. matching contribution

    By Scuba 401, September 14, 2011
    • 6 replies
    • 1.5k views
    • 
    • Tom Poje
    • September 19, 2011

21. Vesting and merger of two 401(k) plans

    By Guest barnold, June 25, 2003
    • 1 reply
    • 1.5k views
    • 
    • Alf
    • June 25, 2003

22. What happens if a participant elects to defer 8%; however, the company

    By Guest Tracy H, September 29, 2000
    • 2 replies
    • 1.5k views
    • 
    • Jon Chambers
    • October 2, 2000

23. Financial Advisory Firms Own 401k Plan

    By austin3515, August 19, 2015
    • 3 replies
    • 1.5k views
    • 
    • Peter Gulia
    • August 20, 2015

24. June 30 plan year end

    By John Feldt ERPA CPC QPA, June 29, 2009
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • July 3, 2009

25. deferrals not stopped after hardship

    By wsp, February 17, 2004
    • 0 replies
    • 1.5k views
    • 
    • wsp
    • February 17, 2004

26. Help with unsolicited distribution

    By Guest wetdog, November 14, 2005
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • November 14, 2005

27. In Service Non-Hardship withdrawals

    By mlp0816, February 15, 2007
    • 1 reply
    • 1.5k views
    • 
    • Jim Chad
    • February 16, 2007

28. 50% Owner only employee with deferrals.

    By Guest Donna Henderson, December 27, 2000
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • December 28, 2000

29. TPA Who Wants to Offer IRA Product to 401(k) Plans It Administers

    By Madison71, January 3, 2007
    • 0 replies
    • 1.5k views
    • 
    • Madison71
    • January 3, 2007

30. penalty tax for failed adp test

    By Tom Poje, September 14, 2005
    • 3 replies
    • 1.5k views
    • 
    • mbozek
    • September 14, 2005

31. Terminated Plan Failed ADP/ACP Testing

    By dom123, March 27, 2023
    • 6 replies
    • 1.5k views
    • 
    • Nate S
    • March 28, 2023

32. Small Plan Audit Requirements

    By Blinky the 3-eyed Fish, May 20, 2002
    • 1 reply
    • 1.5k views
    • 
    • KateSmithPA
    • May 21, 2002

33. Designated Roth Accounts

    By Felicia, August 21, 2007
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • August 22, 2007

34. Vesting current participants

    By Guest SAG, September 21, 1999
    • 1 reply
    • 1.5k views
    • 
    • david rigby
    • September 21, 1999

35. Annual Document Maintenance

    By Guest fender5150, July 21, 2007
    • 3 replies
    • 1.5k views
    • 
    • Mike Preston
    • July 23, 2007

36. 1999 5500 Forms

    By Guest jfgc, January 29, 2000
    • 4 replies
    • 1.5k views
    • 
    • BeckyMiller
    • January 31, 2000

37. ADP Safe Harbor But Not ACP - Will this work?

    By austin3515, August 10, 2020
    • 6 replies
    • 1.5k views
    • 
    • MWeddell
    • August 11, 2020

38. Dual eligibility on 5 year old plan

    By Jim Chad, August 25, 2008
    • 5 replies
    • 1.5k views
    • 
    • Kevin C
    • August 26, 2008

39. Amended Tax Return

    By Guest J Samuelson, June 18, 1999
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • June 18, 1999

40. Disability Benefits / Withholding

    By Guest britneyspears, August 2, 2005
    • 1 reply
    • 1.5k views
    • 
    • stevena
    • August 2, 2005

41. New plan - timing of 404(a)(5) annual notice?

    By AlbanyConsultant, August 13, 2012
    • 1 reply
    • 1.5k views
    • 
    • chc93
    • August 13, 2012

42. Hardship/Mother's medical expenses

    By Guest Georgia1, September 24, 2009
    • 2 replies
    • 1.5k views
    • 
    • K2retire
    • September 28, 2009

43. Hardship verification

    By Guest jhilliard, August 15, 2003
    • 1 reply
    • 1.5k views
    • 
    • Theresa Lynn
    • August 15, 2003

44. SECURE Act - Part-time employees and vesting

    By Lisa2005, August 31, 2020
    • 16 replies
    • 1.5k views
    • 
    • RatherBeGolfing
    • September 13, 2020

45. 415 limits and Collective Bargaining

    By Guest Rutager, April 9, 2007
    • 1 reply
    • 1.5k views
    • 
    • Jim Chad
    • April 11, 2007

46. 401(k) deferral of n-q deferred comp payments

    By Guest jppcpa, December 30, 2000
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • December 30, 2000

47. Participant cannot be reached to make a deferral election.

    By Guest Jimmy B, August 2, 2000
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • August 3, 2000

48. A Real Doozy...

    By austin3515, October 20, 2011
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • October 21, 2011

49. Employee incorrectly classified as HCE

    By Guest Rick Butler, May 17, 2000
    • 1 reply
    • 1.5k views
    • 
    • MWeddell
    • May 18, 2000

50. Any problems or concerns when a 401(k) plan covers only Non-Highly Com

    By Dawn Hafner, May 19, 2000
    • 2 replies
    • 1.5k views
    • 
    • John A
    • May 19, 2000