401(k) Plans

19,321 topics in this forum

1. CARES Act loan provisions- Optional REVISITED

   By Ian, April 10, 2020
   • 13 replies
   • 1.5k views
   • 
   • Bill Presson
   • April 15, 2020

2. Vesting and merger of two 401(k) plans

   By Guest barnold, June 25, 2003
   • 1 reply
   • 1.5k views
   • 
   • Alf
   • June 25, 2003

3. Annual Document Maintenance

   By Guest fender5150, July 21, 2007
   • 3 replies
   • 1.5k views
   • 
   • Mike Preston
   • July 23, 2007

4. Employee incorrectly classified as HCE

   By Guest Rick Butler, May 17, 2000
   • 1 reply
   • 1.5k views
   • 
   • MWeddell
   • May 18, 2000

5. Any problems or concerns when a 401(k) plan covers only Non-Highly Com

   By Dawn Hafner, May 19, 2000
   • 2 replies
   • 1.5k views
   • 
   • John A
   • May 19, 2000

6. ACP Correction

   By Guest Donell, May 20, 2013   

   • ADP/ACP Corrections
   • 4 replies
   • 1.5k views
   • 
   • BG5150
   • May 21, 2013

7. EGTRRA Amendment timelines

   By Guest money40, December 31, 2008
   • 4 replies
   • 1.5k views
   • 
   • Peanut Butter Man
   • January 14, 2009

8. Dual eligibility on 5 year old plan

   By Jim Chad, August 25, 2008
   • 5 replies
   • 1.5k views
   • 
   • Kevin C
   • August 26, 2008

9. New plan - timing of 404(a)(5) annual notice?

   By AlbanyConsultant, August 13, 2012
   • 1 reply
   • 1.5k views
   • 
   • chc93
   • August 13, 2012

10. deferrals not stopped after hardship

    By wsp, February 17, 2004
    • 0 replies
    • 1.5k views
    • 
    • wsp
    • February 17, 2004

11. Ineligible employee allowed to defer to 401k

    By ConnieStorer, September 20, 2024
    • 4 replies
    • 1.5k views
    • 
    • Ilene Ferenczy
    • September 24, 2024

12. Hardship/Mother's medical expenses

    By Guest Georgia1, September 24, 2009
    • 2 replies
    • 1.5k views
    • 
    • K2retire
    • September 28, 2009

13. Change in business structure, what to do with 401k?

    By Guest LTurner, May 10, 2002
    • 3 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • May 14, 2002

14. Participant cannot be reached to make a deferral election.

    By Guest Jimmy B, August 2, 2000
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • August 3, 2000

15. Safe Harbor Plan with additional non- safe harbor Match

    By PMC, October 9, 2006
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • October 9, 2006

16. safe harbor match true up

    By K2retire, September 12, 2013
    • 3 replies
    • 1.5k views
    • 
    • K2retire
    • September 13, 2013

17. 401 (k) Employer Requirements

    By Guest Heath, July 16, 2001
    • 1 reply
    • 1.5k views
    • 
    • rcline46
    • July 16, 2001

18. Highly comp only putting after tax money, testing required?

    By Guest Kim S., March 21, 2002
    • 8 replies
    • 1.5k views
    • 
    • Guest
    • March 22, 2002

19. Vesting

    By Guest CathyS, April 19, 2007
    • 1 reply
    • 1.5k views
    • 
    • rcline46
    • April 19, 2007

20. What happens if a participant elects to defer 8%; however, the company

    By Guest Tracy H, September 29, 2000
    • 2 replies
    • 1.5k views
    • 
    • Jon Chambers
    • October 2, 2000

21. A Real Doozy...

    By austin3515, October 20, 2011
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • October 21, 2011

22. Disability Benefits / Withholding

    By Guest britneyspears, August 2, 2005
    • 1 reply
    • 1.5k views
    • 
    • stevena
    • August 2, 2005

23. Student Loan Genius

    By Chippy, August 7, 2018
    • 11 replies
    • 1.5k views
    • 
    • Peter Gulia
    • August 17, 2018

24. Contribution to a Terminated Participant?

    By Archimage, March 3, 2006
    • 3 replies
    • 1.5k views
    • 
    • rcline46
    • March 3, 2006

25. What is correction for excluding eligible employees?

    By Guest GMedley, May 1, 2001
    • 1 reply
    • 1.5k views
    • 
    • R. Butler
    • May 2, 2001

26. Recordkeeper for Plan without Assets

    By Guest L, July 30, 2000
    • 3 replies
    • 1.5k views
    • 
    • Jon Chambers
    • August 2, 2000

27. ADP Test Refunds

    By PensionPro, March 20, 2009
    • 1 reply
    • 1.5k views
    • 
    • QDROphile
    • March 20, 2009

28. Top Heavy 401k - initial Plan Year

    By Bruddah Kimo, March 19, 2007
    • 2 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • March 20, 2007

29. TPA Who Wants to Offer IRA Product to 401(k) Plans It Administers

    By Madison71, January 3, 2007
    • 0 replies
    • 1.5k views
    • 
    • Madison71
    • January 3, 2007

30. Designated Roth Accounts

    By Felicia, August 21, 2007
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • August 22, 2007

31. Combining 403(b) and 401(k)

    By k man, July 18, 2001
    • 0 replies
    • 1.5k views
    • 
    • k man
    • July 18, 2001

32. 401 K control group issue

    By Guest muzz, August 27, 2003
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • August 27, 2003

33. Can employee deferrals be invested before profit sharing plan is actua

    By Guest vrp, September 28, 2000
    • 2 replies
    • 1.5k views
    • 
    • QDROphile
    • September 28, 2000

34. Controlled Group - Spin Off

    By PFranckowiak, December 2, 2011
    • 3 replies
    • 1.5k views
    • 
    • 12AX7
    • December 7, 2011

35. Safe Harbor Match and Disc Match in a new Plan effective for 2002

    By Guest KMB, May 23, 2002
    • 1 reply
    • 1.5k views
    • 
    • Archimage
    • May 24, 2002

36. Exclusions from Profit Sharing Calculation

    By Guest Barge Girl, July 2, 2003
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • July 2, 2003

37. Roth 401k contributions

    By Guest Wedge1, May 3, 2007
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • May 8, 2007

38. 401k - 2 Weeks Notice After 1,000 Hours But Before Vested

    By Vested2020, February 19, 2020   

    • 401k
    • 4 replies
    • 1.5k views
    • 
    • Mike Preston
    • February 20, 2020

39. Change in Control.

    By Alex Daisy, February 9, 2009
    • 1 reply
    • 1.5k views
    • 
    • J Simmons
    • February 9, 2009

40. Severance package to a terminated employee

    By ratherbereading, January 8, 2020
    • 10 replies
    • 1.5k views
    • 
    • DiamondJim76
    • January 15, 2020

41. Employer Matching

    By pmacduff, October 17, 2007
    • 6 replies
    • 1.5k views
    • 
    • austin3515
    • October 19, 2007

42. VESTING

    By Guest AP, May 9, 1999
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • May 12, 1999

43. 401K early withdrawal

    By Guest Carl C, October 18, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • October 18, 2001

44. Mandatory cash out (IRA) question

    By k man, April 27, 2006
    • 4 replies
    • 1.5k views
    • 
    • Archimage
    • April 27, 2006

45. Participant Allocated Mutual Funds

    By Guest Gary Johnson, September 15, 2000
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • September 19, 2000

46. Reclassify Deferrals as Catchup to Correct ADP Failure

    By metsfan026, March 2, 2023
    • 4 replies
    • 1.5k views
    • 
    • Paul I
    • March 3, 2023

47. SIMPLE 401(k) TO SAFEHARBOR CONVERSION

    By Guest FredR, April 23, 2002
    • 1 reply
    • 1.5k views
    • 
    • R. Butler
    • April 23, 2002

48. fixed match by grouping- possible?

    By pbarrett, June 2, 2004
    • 4 replies
    • 1.5k views
    • 
    • pbarrett
    • June 3, 2004

49. Employer with union employees must participate in a multiemployer plan, but would like to establish a safe harbor 401(k) plan for non-union employees.

    By katieinny, April 6, 2005
    • 7 replies
    • 1.5k views
    • 
    • JanetM
    • April 7, 2005

50. Foreign company adopting plan for US citizens in foreign country?

    By Guest Bristol, February 15, 2001
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • February 15, 2001