401(k) Plans

19,337 topics in this forum

1. Does loan policy need to be tested for non-discrimination?

   By Richard Anderson, July 3, 2002
   • 3 replies
   • 1.3k views
   • 
   • GBurns
   • July 7, 2002

2. Reason For Hardship Withdrawal

   By Guest ROB VIDOVICH, August 12, 2003
   • 3 replies
   • 2.1k views
   • 
   • MWeddell
   • August 14, 2003

3. 401(k) Participant Statements

   By Guest KellyMusico, November 25, 2003
   • 3 replies
   • 1.4k views
   • 
   • E as in ERISA
   • November 25, 2003

4. Gross Comp for HCE's?

   By Guest richez, October 13, 2005
   • 3 replies
   • 1.8k views
   • 
   • Archimage
   • October 13, 2005

5. 414(s) Comp and ACP Testing

   By 12AX7, April 29, 2009
   • 3 replies
   • 1.7k views
   • 
   • Guest
   • May 1, 2009

6. Matching Contributions

   By Madison71, January 15, 2010
   • 3 replies
   • 1.3k views
   • 
   • Madison71
   • January 19, 2010

7. Employer stock

   By Guest ENT, December 6, 2011
   • 3 replies
   • 1.2k views
   • 
   • Belgarath
   • December 8, 2011

8. State-Sponsored Retirement Plan and Remote Employees

   By RPP2001, October 11, 2022
   • 3 replies
   • 993 views
   • 
   • RPP2001
   • October 15, 2022

9. Merging MP Plan into PS Plan - full vesting required?

   By Guest Richard Scheer, October 16, 2001
   • 3 replies
   • 1.7k views
   • 
   • Dave Baker
   • October 18, 2001

10. early retirement and in-service withdrawals

    By Brian Gallagher, March 25, 2003
    • 3 replies
    • 1.3k views
    • 
    • MWeddell
    • March 26, 2003

11. Client wants to exclude EE from Safe Harbor Match

    By Guest Mike Spickard, February 8, 2005
    • 3 replies
    • 1.9k views
    • 
    • MWeddell
    • May 19, 2005

12. Target Date Funds as QDIA

    By SFSD, March 6, 2014
    • 3 replies
    • 899 views
    • 
    • SFSD
    • March 6, 2014

13. proposed mid-year amendment to safe harbor enhanced match allocation

    By Roxie99, July 16, 2021
    • 3 replies
    • 685 views
    • 
    • Gilmore
    • July 28, 2021

14. Mistake In Fact Duplicate Deposit

    By AmyETPA, March 15, 2022
    • 3 replies
    • 1.5k views
    • 
    • Doc Ument
    • March 17, 2022

15. Form 5500-EZ - Correction Program

    By metsfan026, March 18, 2025
    • 3 replies
    • 1k views
    • 
    • Paul I
    • March 18, 2025

16. correcting failed ADP Test

    By Lou81, June 26, 2025   

    • adp
    • 3 replies
    • 718 views
    • 
    • BG5150
    • July 1, 2025

17. 402(g) Limit

    By Guest cconnell, December 7, 2005
    • 3 replies
    • 3.2k views
    • 
    • E as in ERISA
    • December 7, 2005

18. Disability distribution from a Roth

    By Guest hyper, May 25, 2007
    • 3 replies
    • 1k views
    • 
    • Guest
    • May 29, 2007

19. Deductibility of Elective Deferrals

    By mming, December 7, 2011
    • 3 replies
    • 1.2k views
    • 
    • masteff
    • December 7, 2011

20. Covering employees of unrelated entity

    By Nancy D, April 17, 2014
    • 3 replies
    • 830 views
    • 
    • QDROphile
    • April 17, 2014

21. New Safe Harbor 401(k)

    By Question, September 25, 2017   

    • safe harbor 401(k)
    • 3 replies
    • 918 views
    • 
    • ETA Consulting LLC
    • September 25, 2017

22. Tax Cut and Jobs Act - Hardship / Casualty Loss Impact

    By Gruegen, January 4, 2018
    • 3 replies
    • 1.4k views
    • 
    • Peter Gulia
    • January 9, 2018

23. Roth in Plan Doc but never wanted to offer it

    By PainPA, August 22, 2019
    • 3 replies
    • 988 views
    • 
    • PainPA
    • August 27, 2019

24. Strange question re ADP testing

    By Belgarath, March 8, 2024
    • 3 replies
    • 729 views
    • 
    • CuseFan
    • March 11, 2024

25. Missing participant records

    By 30Rock, March 19, 2025
    • 3 replies
    • 1.2k views
    • 
    • 30Rock
    • March 19, 2025

26. Retroactive Amendment to Add Related Employer?

    By Guest Cricket1, October 16, 2002
    • 3 replies
    • 2.8k views
    • 
    • austin3515
    • October 17, 2002

27. Roth (k) Rollovers

    By PMC, February 2, 2006
    • 3 replies
    • 1.6k views
    • 
    • JDuns
    • February 3, 2006

28. Is some of the interest on deemed loan taxable when account is all paid out?

    By Jim Chad, January 18, 2013
    • 3 replies
    • 994 views
    • 
    • BG5150
    • January 18, 2013

29. How many tax laws in last 6 years?

    By Jim Chad, June 9, 2014
    • 3 replies
    • 917 views
    • 
    • Guest
    • June 10, 2014

30. Top-heavy minimum

    By austin3515, February 24, 2018
    • 3 replies
    • 781 views
    • 
    • PensionPro
    • February 26, 2018

31. Members of Excluded Class - Top Heavy Test

    By Vlad401k, June 6, 2018
    • 3 replies
    • 736 views
    • 
    • Luke Bailey
    • June 7, 2018

32. Employer stated a 401k on offer letter but has not provided. What are the employees rights?

    By Donna W, May 10, 2021
    • 3 replies
    • 3.8k views
    • 
    • Luke Bailey
    • May 11, 2021

33. Partial termination in a DC plan

    By alexa, June 16, 2002
    • 3 replies
    • 2k views
    • 
    • RTK
    • June 17, 2002

34. 401(k) with quarterly valuation. How does the plan force the retiring

    By mal, March 7, 2003
    • 3 replies
    • 1.4k views
    • 
    • david rigby
    • April 5, 2003

35. participant directed investements

    By MJ Hartman, August 12, 2003
    • 3 replies
    • 1.2k views
    • 
    • E as in ERISA
    • August 13, 2003

36. Retirement status as it relates to a P/S allocation

    By Guest Achilles, January 8, 2004
    • 3 replies
    • 1.2k views
    • 
    • chris
    • January 8, 2004

37. Vesting question

    By Guest carsca, February 13, 2004
    • 3 replies
    • 1.8k views
    • 
    • Jed Macy
    • February 14, 2004

38. 401k transfer to IRA Account while still with company.

    By Guest pingilipkr, September 30, 2004
    • 3 replies
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • October 6, 2004

39. Where can I find teh preambles to the regs

    By BG5150, December 31, 2008
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • January 12, 2009

40. Roth 401(k) Early Withdrawal - Simple Question

    By Guest nyykid, April 11, 2013   

    • double taxation
    • roth 401(k) early withdrawal
    • 3 replies
    • 3.1k views
    • 
    • 401king
    • April 12, 2013

41. Auto Enrollment and Immediate Entry Date and Administrative Lag

    By CO Bank, April 28, 2015
    • 3 replies
    • 3.3k views
    • 
    • Kevin C
    • June 4, 2015

42. Employer Mistake

    By ML54220, March 17, 2020
    • 3 replies
    • 614 views
    • 
    • Bird
    • March 18, 2020

43. Disability payments as plan income?

    By Guest Kent Hieronymus, February 8, 2000
    • 3 replies
    • 1.8k views
    • 
    • KIP KRAUS
    • February 8, 2000

44. 2025’s limits on early-out distributions

    By Peter Gulia, November 4, 2024
    • 3 replies
    • 508 views
    • 
    • Peter Gulia
    • November 4, 2024

45. Rollover Prior to Eligibility

    By khn, June 5, 2025
    • 3 replies
    • 1.1k views
    • 
    • Peter Gulia
    • June 6, 2025

46. Shared Employees

    By Guest Tara Curran, June 8, 2001
    • 3 replies
    • 2k views
    • 
    • Moe Howard
    • June 13, 2001

47. Top Heavy Minimum Contribution

    By Guest kgsingletary, September 27, 2002
    • 3 replies
    • 2k views
    • 
    • Mike Preston
    • September 28, 2002

48. amendment removing 401(k) deferrals

    By k man, November 25, 2003
    • 3 replies
    • 1.3k views
    • 
    • k man
    • November 25, 2003

49. 401(k) from partner's income

    By joano, January 8, 2004
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • January 20, 2004

50. Can owners opt out of the 3% safe harbor contribution

    By Guest rffahey, February 13, 2004
    • 3 replies
    • 3.2k views
    • 
    • Blinky the 3-eyed Fish
    • February 16, 2004