401(k) Plans

19,337 topics in this forum

1. PLAN EXPENSES

   By Guest mk2308, August 25, 2005
   • 3 replies
   • 1.3k views
   • 
   • WDIK
   • August 26, 2005

2. Prior Year Method First Plan Year

   By Dougsbpc, April 2, 2008
   • 3 replies
   • 2k views
   • 
   • rcline46
   • April 2, 2008

3. Settlement Check

   By 52626, October 3, 2013
   • 3 replies
   • 2.4k views
   • 
   • Belgarath
   • October 3, 2013

4. January 3, 2014 Paycheck was included in 2013 year

   By Jim Chad, February 27, 2015
   • 3 replies
   • 910 views
   • 
   • Tom Poje
   • February 27, 2015

5. Change from After-tax to Pre-tax dollars.

   By Guest yahoo, June 10, 1999
   • 3 replies
   • 2.1k views
   • 
   • Kathy
   • June 11, 1999

6. Timing of merger of Profit Sharing and Money Purchase Plans

   By billfgrady, November 25, 2003
   • 3 replies
   • 1.7k views
   • 
   • WDIK
   • November 25, 2003

7. Contribution greater than compensation?

   By Sully, September 10, 2004
   • 3 replies
   • 1.3k views
   • 
   • Blinky the 3-eyed Fish
   • September 10, 2004

8. SH Plan -- Mid-Year Amendment to Compensation Definition

   By davef, February 11, 2010
   • 3 replies
   • 1.9k views
   • 
   • austin3515
   • February 12, 2010

9. Discretionary Match

   By justatester, April 9, 2010
   • 3 replies
   • 1.6k views
   • 
   • austin3515
   • April 13, 2010

10. Affiliated Service Group?

    By MoShawn, December 21, 2010
    • 3 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • December 29, 2010

11. 401 kamounts

    By Guest Dan Shea, March 1, 2013
    • 3 replies
    • 982 views
    • 
    • Guest
    • March 4, 2013

12. Controlled Group

    By justatester, June 19, 2015
    • 3 replies
    • 1k views
    • 
    • shERPA
    • June 23, 2015

13. Allocation of 401k/Roth EE contributions when annual IRS limit is reached

    By Linda Adams, September 25, 2017
    • 3 replies
    • 1.4k views
    • 
    • Linda Adams
    • September 26, 2017

14. Cash out of less than $5,000

    By Guest ircreader, March 12, 2002
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • March 13, 2002

15. Rollover/conversion to Roth 401K?

    By Guest tschotland, July 24, 2008
    • 3 replies
    • 1.6k views
    • 
    • masteff
    • July 25, 2008

16. In-plan Roth rollovers

    By K2retire, January 14, 2014
    • 3 replies
    • 954 views
    • 
    • masteff
    • January 14, 2014

17. 3 month eligibility

    By Guest decjr, June 10, 2014
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • June 10, 2014

18. Unique ACA issue and participants personal info

    By Lori H, September 19, 2014   

    • Privacy issues?
    • 3 replies
    • 930 views
    • 
    • SearchLight
    • September 19, 2014

19. Eligibility Description

    By Good401(k), September 25, 2017   

    • eligibility
    • 3 replies
    • 800 views
    • 
    • Good401(k)
    • September 26, 2017

20. QNECs and 401(a)(4)

    By KJohnson, October 24, 1999
    • 3 replies
    • 2.7k views
    • 
    • KJohnson
    • October 25, 1999

21. Qualified birth under SECURE - withholding question

    By bzorc, December 14, 2022
    • 3 replies
    • 587 views
    • 
    • bzorc
    • December 15, 2022

22. Return of Over Payment with Excess Contribution from IRA

    By Below Ground, April 21, 2023
    • 3 replies
    • 779 views
    • 
    • Below Ground
    • May 1, 2023

23. Safe harbor 401(k) "eligible employees"

    By Guest jpersa, December 17, 2001
    • 3 replies
    • 1.9k views
    • 
    • AndyH
    • December 17, 2001

24. Top Heavy Paired Plans

    By austin3515, January 3, 2003
    • 3 replies
    • 1.5k views
    • 
    • austin3515
    • January 5, 2003

25. "Double" Distribution

    By k man, April 10, 2003
    • 3 replies
    • 1.4k views
    • 
    • bzorc
    • April 14, 2003

26. Hardship Distributions

    By Guest Newbie1, May 22, 2006
    • 3 replies
    • 1.4k views
    • 
    • Archimage
    • June 9, 2006

27. Historial lump sum auto-distributions (looking for 2001)

    By hr for me, August 25, 2008
    • 3 replies
    • 1k views
    • 
    • hr for me
    • August 25, 2008

28. Alternative DC and Plan Acquisition

    By Guest Pippy, August 21, 2013   

    • Plan Termination
    • Acquisition
    • 3 replies
    • 1.9k views
    • 
    • jpod
    • August 21, 2013

29. top heavy - ownership

    By JKW, March 18, 2016
    • 3 replies
    • 865 views
    • 
    • Tom Poje
    • March 18, 2016

30. Rehire do we count vested balance in Aftertax or DB?

    By Jim Chad, January 5, 2018
    • 3 replies
    • 596 views
    • 
    • Jim Chad
    • January 9, 2018

31. VFCP Application - Excise Tax Paid To Plan

    By sdix401k, June 7, 2018
    • 3 replies
    • 1.5k views
    • 
    • sdix401k
    • June 8, 2018

32. RMD from life insurance

    By Grady, September 20, 2018
    • 3 replies
    • 2k views
    • 
    • ErnieG
    • September 21, 2018

33. Multiple Business Owner Plan Participation

    By coleboy, March 7, 2019
    • 3 replies
    • 677 views
    • 
    • Luke Bailey
    • March 7, 2019

34. New 401k plan - Am I missing something in the regs for eligibility?

    By Jakyasar, April 21, 2023
    • 3 replies
    • 665 views
    • 
    • Paul I
    • April 24, 2023

35. Valid signature & elections on second distribution

    By Guest Phil L, November 7, 2000
    • 3 replies
    • 2.1k views
    • 
    • KJohnson
    • November 7, 2000

36. small SH due to paid-out participant

    By AlbanyConsultant, March 20, 2025
    • 3 replies
    • 703 views
    • 
    • Peter Gulia
    • March 21, 2025

37. 2023 retroactivity due to improper company match

    By Kikka, June 6, 2025
    • 3 replies
    • 813 views
    • 
    • Lou S.
    • June 11, 2025

38. Deferral limitations after EGTRRA

    By chris, February 23, 2002
    • 3 replies
    • 1.4k views
    • 
    • Archimage
    • February 25, 2002

39. Blackout Notice Required?

    By Guest bgiles, January 31, 2003
    • 3 replies
    • 2.3k views
    • 
    • four01kman
    • February 3, 2003

40. Designated Roth Deferral - Separate Account

    By MarZDoates, October 3, 2013
    • 3 replies
    • 1.7k views
    • 
    • MarZDoates
    • October 4, 2013

41. Required Minimum Distribution Roth Money

    By Deaconmomma, May 16, 2016
    • 3 replies
    • 621 views
    • 
    • Tom Poje
    • May 16, 2016

42. Affiliated Service Groups

    By ERISA-Bubs, March 7, 2019
    • 3 replies
    • 898 views
    • 
    • PensionPro
    • March 8, 2019

43. Effective date of plan deconverting from a MEP

    By ComplianceCop, October 10, 2019
    • 3 replies
    • 1.2k views
    • 
    • Effen
    • December 9, 2019

44. fee disclosure didn't include all fees

    By JARichardson, December 8, 2020
    • 3 replies
    • 545 views
    • 
    • Lou S.
    • December 8, 2020

45. New provision for(k)s for 1999

    By Guest ROUSE, January 6, 1999
    • 3 replies
    • 1.6k views
    • 
    • MWeddell
    • January 7, 1999

46. Employer Securities & Participating Employer

    By L. S., December 14, 2022   

    • 401(k)
    • employer securities
    • (and 1 more)

      Tagged with:

      • 401(k)
      • employer securities
      • controlled group
    • 3 replies
    • 2.2k views
    • 
    • L. S.
    • December 19, 2022

47. ADP Test - Determining HCE

    By metsfan026, November 13, 2023
    • 3 replies
    • 870 views
    • 
    • Paul I
    • November 13, 2023

48. HCE first plan year

    By Guest CHRISTA, November 6, 2001
    • 3 replies
    • 3.2k views
    • 
    • lkpittman
    • November 7, 2001

49. Notice requirements when adding safe harbor 401(k) provisions to PSP

    By chris, February 23, 2002
    • 3 replies
    • 2.3k views
    • 
    • Tom Poje
    • November 7, 2002

50. Any advantages for a plan year different from employer tax year?

    By Guest Doug Johnston, May 26, 2002
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • June 7, 2002