401(k) Plans

19,321 topics in this forum

1. Contribution greater than compensation?

   By Sully, September 10, 2004
   • 3 replies
   • 1.3k views
   • 
   • Blinky the 3-eyed Fish
   • September 10, 2004

2. SH Plan -- Mid-Year Amendment to Compensation Definition

   By davef, February 11, 2010
   • 3 replies
   • 1.9k views
   • 
   • austin3515
   • February 12, 2010

3. Discretionary Match

   By justatester, April 9, 2010
   • 3 replies
   • 1.6k views
   • 
   • austin3515
   • April 13, 2010

4. Affiliated Service Group?

   By MoShawn, December 21, 2010
   • 3 replies
   • 1.6k views
   • 
   • John Feldt ERPA CPC QPA
   • December 29, 2010

5. 401 kamounts

   By Guest Dan Shea, March 1, 2013
   • 3 replies
   • 979 views
   • 
   • Guest
   • March 4, 2013

6. Controlled Group

   By justatester, June 19, 2015
   • 3 replies
   • 1k views
   • 
   • shERPA
   • June 23, 2015

7. Allocation of 401k/Roth EE contributions when annual IRS limit is reached

   By Linda Adams, September 25, 2017
   • 3 replies
   • 1.4k views
   • 
   • Linda Adams
   • September 26, 2017

8. Cash out of less than $5,000

   By Guest ircreader, March 12, 2002
   • 3 replies
   • 1.9k views
   • 
   • Guest
   • March 13, 2002

9. Rollover/conversion to Roth 401K?

   By Guest tschotland, July 24, 2008
   • 3 replies
   • 1.6k views
   • 
   • masteff
   • July 25, 2008

10. In-plan Roth rollovers

    By K2retire, January 14, 2014
    • 3 replies
    • 948 views
    • 
    • masteff
    • January 14, 2014

11. 3 month eligibility

    By Guest decjr, June 10, 2014
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • June 10, 2014

12. Unique ACA issue and participants personal info

    By Lori H, September 19, 2014   

    • Privacy issues?
    • 3 replies
    • 922 views
    • 
    • SearchLight
    • September 19, 2014

13. Eligibility Description

    By Good401(k), September 25, 2017   

    • eligibility
    • 3 replies
    • 793 views
    • 
    • Good401(k)
    • September 26, 2017

14. QNECs and 401(a)(4)

    By KJohnson, October 24, 1999
    • 3 replies
    • 2.7k views
    • 
    • KJohnson
    • October 25, 1999

15. Qualified birth under SECURE - withholding question

    By bzorc, December 14, 2022
    • 3 replies
    • 572 views
    • 
    • bzorc
    • December 15, 2022

16. Return of Over Payment with Excess Contribution from IRA

    By Below Ground, April 21, 2023
    • 3 replies
    • 757 views
    • 
    • Below Ground
    • May 1, 2023

17. Safe harbor 401(k) "eligible employees"

    By Guest jpersa, December 17, 2001
    • 3 replies
    • 1.9k views
    • 
    • AndyH
    • December 17, 2001

18. Top Heavy Paired Plans

    By austin3515, January 3, 2003
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • January 5, 2003

19. "Double" Distribution

    By k man, April 10, 2003
    • 3 replies
    • 1.4k views
    • 
    • bzorc
    • April 14, 2003

20. Hardship Distributions

    By Guest Newbie1, May 22, 2006
    • 3 replies
    • 1.4k views
    • 
    • Archimage
    • June 9, 2006

21. Historial lump sum auto-distributions (looking for 2001)

    By hr for me, August 25, 2008
    • 3 replies
    • 1k views
    • 
    • hr for me
    • August 25, 2008

22. Alternative DC and Plan Acquisition

    By Guest Pippy, August 21, 2013   

    • Plan Termination
    • Acquisition
    • 3 replies
    • 1.9k views
    • 
    • jpod
    • August 21, 2013

23. top heavy - ownership

    By JKW, March 18, 2016
    • 3 replies
    • 858 views
    • 
    • Tom Poje
    • March 18, 2016

24. Rehire do we count vested balance in Aftertax or DB?

    By Jim Chad, January 5, 2018
    • 3 replies
    • 587 views
    • 
    • Jim Chad
    • January 9, 2018

25. VFCP Application - Excise Tax Paid To Plan

    By sdix401k, June 7, 2018
    • 3 replies
    • 1.5k views
    • 
    • sdix401k
    • June 8, 2018

26. RMD from life insurance

    By Grady, September 20, 2018
    • 3 replies
    • 1.9k views
    • 
    • ErnieG
    • September 21, 2018

27. Multiple Business Owner Plan Participation

    By coleboy, March 7, 2019
    • 3 replies
    • 667 views
    • 
    • Luke Bailey
    • March 7, 2019

28. New 401k plan - Am I missing something in the regs for eligibility?

    By Jakyasar, April 21, 2023
    • 3 replies
    • 660 views
    • 
    • Paul I
    • April 24, 2023

29. Valid signature & elections on second distribution

    By Guest Phil L, November 7, 2000
    • 3 replies
    • 2.1k views
    • 
    • KJohnson
    • November 7, 2000

30. small SH due to paid-out participant

    By AlbanyConsultant, March 20, 2025
    • 3 replies
    • 665 views
    • 
    • Peter Gulia
    • March 21, 2025

31. 2023 retroactivity due to improper company match

    By Kikka, June 6, 2025
    • 3 replies
    • 796 views
    • 
    • Lou S.
    • June 11, 2025

32. Deferral limitations after EGTRRA

    By chris, February 23, 2002
    • 3 replies
    • 1.4k views
    • 
    • Archimage
    • February 25, 2002

33. Blackout Notice Required?

    By Guest bgiles, January 31, 2003
    • 3 replies
    • 2.3k views
    • 
    • four01kman
    • February 3, 2003

34. Designated Roth Deferral - Separate Account

    By MarZDoates, October 3, 2013
    • 3 replies
    • 1.7k views
    • 
    • MarZDoates
    • October 4, 2013

35. Required Minimum Distribution Roth Money

    By Deaconmomma, May 16, 2016
    • 3 replies
    • 616 views
    • 
    • Tom Poje
    • May 16, 2016

36. Affiliated Service Groups

    By ERISA-Bubs, March 7, 2019
    • 3 replies
    • 886 views
    • 
    • PensionPro
    • March 8, 2019

37. Effective date of plan deconverting from a MEP

    By ComplianceCop, October 10, 2019
    • 3 replies
    • 1.2k views
    • 
    • Effen
    • December 9, 2019

38. fee disclosure didn't include all fees

    By JARichardson, December 8, 2020
    • 3 replies
    • 537 views
    • 
    • Lou S.
    • December 8, 2020

39. New provision for(k)s for 1999

    By Guest ROUSE, January 6, 1999
    • 3 replies
    • 1.6k views
    • 
    • MWeddell
    • January 7, 1999

40. Employer Securities & Participating Employer

    By L. S., December 14, 2022   

    • 401(k)
    • employer securities
    • (and 1 more)

      Tagged with:

      • 401(k)
      • employer securities
      • controlled group
    • 3 replies
    • 2.1k views
    • 
    • L. S.
    • December 19, 2022

41. ADP Test - Determining HCE

    By metsfan026, November 13, 2023
    • 3 replies
    • 852 views
    • 
    • Paul I
    • November 13, 2023

42. HCE first plan year

    By Guest CHRISTA, November 6, 2001
    • 3 replies
    • 3.2k views
    • 
    • lkpittman
    • November 7, 2001

43. Notice requirements when adding safe harbor 401(k) provisions to PSP

    By chris, February 23, 2002
    • 3 replies
    • 2.3k views
    • 
    • Tom Poje
    • November 7, 2002

44. Any advantages for a plan year different from employer tax year?

    By Guest Doug Johnston, May 26, 2002
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • June 7, 2002

45. 204(h) Notice

    By Guest Eagle54, September 19, 2012
    • 3 replies
    • 3.2k views
    • 
    • AKconsult
    • September 21, 2012

46. Participant Loan - terminated participant

    By Pammie57, August 7, 2017
    • 3 replies
    • 1.2k views
    • 
    • CuseFan
    • August 7, 2017

47. Contributions

    By EP, June 7, 2018   

    • contributions
    • payroll
    • (and 1 more)

      Tagged with:

      • contributions
      • payroll
      • deferrals
    • 3 replies
    • 778 views
    • 
    • Larry Starr
    • June 8, 2018

48. Changing Third Party Administrator

    By hch4cpa, August 2, 2018
    • 3 replies
    • 1.2k views
    • 
    • Larry Starr
    • August 3, 2018

49. Must a 5310-A form be filed?

    By Guest Phil L, May 23, 2000
    • 3 replies
    • 2.7k views
    • 
    • KIP KRAUS
    • May 26, 2000

50. Forfeituref Co Contributions

    By Guest kirk, October 16, 2001
    • 3 replies
    • 1.5k views
    • 
    • R. Butler
    • October 18, 2001