401(k) Plans

19,321 topics in this forum

1. Plan Takeover/Merger - Beneficiary info carryforward - best practice

   By legort69, November 13, 2025
   • 3 replies
   • 577 views
   • 
   • Paul I
   • November 14, 2025

2. Loan Repayment Application To Participants Investment Options

   By Guest CPA, June 17, 2002
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • June 19, 2002

3. Catch-Up & 402(g) Limit on Off Calander PYE

   By Guest D C Sharp, July 2, 2003
   • 3 replies
   • 2k views
   • 
   • Guest
   • July 7, 2003

4. Loan Repayments

   By Guest blackacre, September 3, 2003
   • 3 replies
   • 1.3k views
   • 
   • Guest
   • March 11, 2004

5. partial yr comp

   By Guest quinn the car fixer, June 13, 2004
   • 3 replies
   • 1.6k views
   • 
   • Guest
   • June 14, 2004

6. minor beneficiary

   By k man, August 1, 2005
   • 3 replies
   • 1.9k views
   • 
   • david rigby
   • August 4, 2005

7. Service for "Affiliated Employer" = Service for failed bank

   By BonoConsilio, July 30, 2010
   • 3 replies
   • 1.2k views
   • 
   • QDROphile
   • November 4, 2010

8. Gateway Testing

   By justatester, December 8, 2011
   • 3 replies
   • 2.9k views
   • 
   • Lou S.
   • December 8, 2011

9. How Many Key Employees in the Group?

   By 12AX7, April 1, 2012
   • 3 replies
   • 953 views
   • 
   • Tom Poje
   • April 2, 2012

10. Plan Eligibility

    By Nassau, May 22, 2013
    • 3 replies
    • 1.2k views
    • 
    • david rigby
    • May 23, 2013

11. $30,500 in contributions on $26,000 wages?

    By Flyboyjohn, March 2, 2015
    • 3 replies
    • 1.2k views
    • 
    • Belgarath
    • March 9, 2015

12. Financial Advisory Firms Own 401k Plan

    By austin3515, August 19, 2015
    • 3 replies
    • 1.5k views
    • 
    • Peter Gulia
    • August 20, 2015

13. Partnership calendar year plan putting deferrals for 2018, for partners on July 1st

    By Jim Chad, June 25, 2019
    • 3 replies
    • 531 views
    • 
    • 401king
    • June 27, 2019

14. Safe Harbor & New Comparability P/S Plan

    By Guest Jim Jesikiewicz, November 28, 2001
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • November 29, 2001

15. New plan question

    By Guest DazedAndConfused, May 29, 2007
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • May 29, 2007

16. Compensation question

    By fiona1, April 1, 2012
    • 3 replies
    • 1.2k views
    • 
    • ETA Consulting LLC
    • April 3, 2012

17. Owner of safe harbor plan underdeposited own 401(k)

    By TPApril, May 17, 2016   

    • 401(k) correction
    • 3 replies
    • 870 views
    • 
    • Bird
    • May 17, 2016

18. Deferral of bonus compensation after plan termination

    By Guest wolfpack, June 10, 1999
    • 3 replies
    • 2.9k views
    • 
    • Guest
    • June 16, 1999

19. After-Tax in-plan rollover to Roth

    By FormsRstillmylife, January 18, 2024
    • 3 replies
    • 1k views
    • 
    • FormsRstillmylife
    • January 23, 2024

20. PEO

    By thepensionmaven, March 12, 2024
    • 3 replies
    • 1.5k views
    • 
    • cheersmate
    • May 8, 2024

21. New Governmental 401(k) (Yes, it's true . . . )

    By lkpittman, September 24, 2001
    • 3 replies
    • 1.6k views
    • 
    • davef
    • September 27, 2001

22. 415 Excess and compensation definition

    By stephen, November 28, 2001
    • 3 replies
    • 3.1k views
    • 
    • stephen
    • December 21, 2001

23. Is current year ADP election tied to GUST RAP?

    By Kathy, December 11, 2002
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • December 19, 2002

24. Non-deductible deferrals

    By Guest dhall5, August 31, 2006
    • 3 replies
    • 1.3k views
    • 
    • Sully
    • August 31, 2006

25. Deduction Issue - Employer Contributions

    By WesleyT, April 30, 2009
    • 3 replies
    • 1.3k views
    • 
    • WesleyT
    • May 1, 2009

26. Sar Sep

    By Guest Susan M., April 15, 2013
    • 3 replies
    • 1.1k views
    • 
    • Flyboyjohn
    • April 15, 2013

27. Excess Deferral to Solo 401k Promptly Corrected. Tax Implications?

    By J295, March 15, 2021
    • 3 replies
    • 1k views
    • 
    • TPApril
    • March 17, 2021

28. Non-Resident Alien Contribution Restrictions

    By DFC, July 20, 2021
    • 3 replies
    • 6.1k views
    • 
    • Cardscrazy
    • July 22, 2021

29. Usage of participation agreements

    By TPAAdvisor, November 13, 2023
    • 3 replies
    • 890 views
    • 
    • Artie M
    • January 19, 2024

30. Fiduciary Responsibility of 401k sponsors?

    By Guest panzermanpanzerman, October 16, 2001
    • 3 replies
    • 1.9k views
    • 
    • Jon Chambers
    • October 19, 2001

31. Requesting information from a former employer.

    By Guest rjdietz, March 13, 2002
    • 3 replies
    • 3.9k views
    • 
    • Medusa
    • March 14, 2002

32. Puerto Rican Retirement Plan

    By Guest Thornton, May 29, 2007
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • July 16, 2007

33. Using 'Hardship' criteria as Plan Loan criteria (?)

    By ERISAatty, April 3, 2009
    • 3 replies
    • 1.1k views
    • 
    • ERISAatty
    • April 3, 2009

34. ADP Testing in multiple employer plan

    By RDY2RTR, September 22, 2009
    • 3 replies
    • 3k views
    • 
    • RDY2RTR
    • September 23, 2009

35. Furloughs and layoffs

    By austin3515, March 19, 2020
    • 3 replies
    • 1.3k views
    • 
    • BTG
    • March 24, 2020

36. Can Employer Give Certain Employee More and How Much?

    By Chris123, May 11, 2021
    • 3 replies
    • 585 views
    • 
    • Gilmore
    • May 12, 2021

37. Top-Heavy Calculation

    By Guest johnarmknecht, October 28, 1999
    • 3 replies
    • 2.1k views
    • 
    • david rigby
    • October 29, 1999

38. Whether the "substantially level" repayment requirement in I

    By Scuba 401, February 10, 2000
    • 3 replies
    • 1.5k views
    • 
    • GBurns
    • February 11, 2000

39. 10-percent tax penalty

    By Guest BTCISP1969, September 12, 2000
    • 3 replies
    • 1.9k views
    • 
    • Mary Kay Foss
    • September 15, 2000

40. Discretionary Match

    By khn, January 21, 2025
    • 3 replies
    • 743 views
    • 
    • Artie M
    • January 23, 2025

41. 2006 1099R

    By blue, September 25, 2006
    • 3 replies
    • 2.8k views
    • 
    • Leopurrd
    • September 26, 2006

42. What limits to pro-rate for short initial years?

    By BG5150, September 25, 2007
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • September 27, 2007

43. Loan AFTER Hardship

    By Guest Twinky, May 30, 2008
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • May 30, 2008

44. Timing of suspending safe harbor match

    By Laura Harrington, June 29, 2009
    • 3 replies
    • 2k views
    • 
    • Kevin C
    • June 30, 2009

45. Safe Harbor Contribution and Terminated Participants

    By EEK, March 2, 2015
    • 3 replies
    • 1.7k views
    • 
    • Lou S.
    • March 3, 2015

46. Deferrals when you hit compensation limit

    By 52626, September 19, 2016
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • September 20, 2016

47. Force-Outs

    By MTWeeks, April 25, 2023
    • 3 replies
    • 513 views
    • 
    • CuseFan
    • April 27, 2023

48. Auto enrollment cessation

    By Dave N, January 19, 2024
    • 3 replies
    • 815 views
    • 
    • Dave N
    • January 20, 2024

49. 401k beneficiary New Marriage

    By Guest denalilarry, October 16, 2001
    • 3 replies
    • 2.7k views
    • 
    • QDROphile
    • October 18, 2001

50. Enrollment Material Deadlines & MDOs - What are the regs?

    By OrderOfOps, Friday at 12:55 AM
    • 3 replies
    • 237 views
    • 
    • Peter Gulia
    • Friday at 10:40 PM