401(k) Plans

19,321 topics in this forum

1. Is there anyway to exclude 75 year old non HCE from safe harbor?

   By Guest MaryC, April 16, 2002
   • 18 replies
   • 2.3k views
   • 
   • Guest
   • April 18, 2002

2. Is there more?

   By Pammie57, January 5, 2017
   • 1 reply
   • 373 views
   • 
   • BG5150
   • January 5, 2017

3. Is there such a thing . . .

   By Guest tintree73, January 27, 2004
   • 8 replies
   • 1.8k views
   • 
   • Guest
   • January 28, 2004

4. Is there such a thing as "permissive disaggregation"

   By Guest sb actuary, September 9, 2005
   • 2 replies
   • 1.7k views
   • 
   • Mike Preston
   • September 9, 2005

5. Is this 401(k) match discriminatory?

   By Guest jc1457, August 27, 2007
   • 2 replies
   • 1.4k views
   • 
   • austin3515
   • August 27, 2007

6. Is this a 401k transfer or rollover? And reporting requirements.

   By Guest Carl C, September 23, 2011
   • 4 replies
   • 3k views
   • 
   • ESOP Guy
   • September 23, 2011

7. Is this a CODA?

   By Guest zora, September 26, 2006
   • 11 replies
   • 2.6k views
   • 
   • ak2ary
   • October 11, 2006

8. Is this a Discretionary Match that Can Be Reduced Now?

   By 401 Chaos, September 21, 2009
   • 7 replies
   • 2.6k views
   • 
   • K2retire
   • September 22, 2009

9. Is this a prohibited transaction?

   By FundeK, March 10, 2004
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • March 10, 2004

10. Is this a related rollover for Top Heavy?

    By Jim Chad, July 26, 2011
    • 2 replies
    • 1.3k views
    • 
    • K2retire
    • July 26, 2011

11. Is this a safe harbor match formula

    By Santo Gold, February 12, 2021
    • 3 replies
    • 448 views
    • 
    • BG5150
    • February 12, 2021

12. Is this a safe-harbor match plan?

    By SoCalActuary, November 1, 2005
    • 5 replies
    • 1.6k views
    • 
    • Tom Poje
    • November 1, 2005

13. Is this a successor employer?

    By AlbanyConsultant, January 14, 2014
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • January 14, 2014

14. Is this a successor plan for 401(k) safe harbor purposes?

    By M R Bernardin, May 25, 2000
    • 2 replies
    • 2k views
    • 
    • Guest
    • June 1, 2000

15. Is this a successor plan?

    By Guest JGodsoe, June 7, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • June 7, 2004

16. Is this a usual and standard request? We gave IRS copy of PPA Document and they came back and asked for EGTRRA Document?

    By SSRRS, June 24, 2021
    • 1 reply
    • 541 views
    • 
    • John Feldt ERPA CPC QPA
    • June 25, 2021

17. Is this an ACA?

    By 12AX7, November 4, 2013
    • 2 replies
    • 995 views
    • 
    • 12AX7
    • November 5, 2013

18. Is this an ASG?

    By goldtpa, November 20, 2003
    • 7 replies
    • 1.6k views
    • 
    • mbozek
    • November 21, 2003

19. Is this an ASG?

    By DDB BN, February 1, 2023
    • 1 reply
    • 462 views
    • 
    • Lou S.
    • February 1, 2023

20. Is this an expense that can be paid from plan assets?

    By jkharvey, January 19, 2011
    • 1 reply
    • 833 views
    • 
    • david rigby
    • January 19, 2011

21. Is this considered an Affiliated Service Group?

    By pj20, December 12, 2017   

    • affiliated service group
    • 1 reply
    • 702 views
    • 
    • ETA Consulting LLC
    • December 12, 2017

22. Is this cutting back a protected benefit?

    By Jim Chad, September 10, 2008
    • 17 replies
    • 3.6k views
    • 
    • Kevin C
    • September 11, 2008

23. Is this eligibiltiy for 401(k) ok?

    By BG5150, March 9, 2018
    • 5 replies
    • 731 views
    • 
    • Belgarath
    • March 9, 2018

24. Is this employee a participant?

    By Fred Payne, February 13, 2002
    • 1 reply
    • 1.5k views
    • 
    • rcline46
    • February 13, 2002

25. Is this employee counted in ADP test

    By jkharvey, February 22, 2007
    • 3 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • February 22, 2007

26. Is this exclusion of NHCEs for ADP test legitimate? 1 2

    By Guest 410b, July 2, 2008
    • 74 replies
    • 14.7k views
    • 
    • Kimberly S
    • July 14, 2008

27. Is this match ok--controlled group, two plans

    By BG5150, November 26, 2019
    • 6 replies
    • 748 views
    • 
    • MWeddell
    • November 27, 2019

28. Is this match ok, or is additional testing needed

    By jkharvey, March 11, 2012
    • 2 replies
    • 890 views
    • 
    • movedon
    • March 13, 2012

29. Is this nondiscriminatory?

    By erisageek1978, August 15, 2025
    • 8 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • August 19, 2025

30. Is This Person a Key Employee

    By sdix401k, November 1, 2013
    • 4 replies
    • 1.2k views
    • 
    • Lou S.
    • November 1, 2013

31. Is this plan design a "safe harbor" 401(k) plan?

    By Guest, October 4, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • October 4, 2000

32. Is this plan FUBAR?

    By goldtpa, March 7, 2003
    • 5 replies
    • 1.4k views
    • 
    • jaemmons
    • March 10, 2003

33. Is this plan up a creek?

    By BG5150, November 25, 2019
    • 10 replies
    • 935 views
    • 
    • Luke Bailey
    • November 26, 2019

34. Is this Severance or even Plan Compensation

    By jkharvey, June 30, 2017
    • 3 replies
    • 657 views
    • 
    • RatherBeGolfing
    • June 30, 2017

35. Is top heavy required under 401k plan?

    By Jakyasar, January 5, 2024
    • 4 replies
    • 494 views
    • 
    • Jakyasar
    • January 8, 2024

36. IS top-heavy minimum required for this situation?

    By PLHart, January 27, 2021
    • 1 reply
    • 599 views
    • 
    • Lou S.
    • January 27, 2021

37. Is trustee required to report interest on 1098 form?

    By Guest Phil L, January 12, 2000
    • 4 replies
    • 3.1k views
    • 
    • NNichols
    • February 3, 2016

38. Is US Source Income (for excluding NRAs from plan testing) defined based on the applicable treaty or the general rule in the IRC?

    By JDuns, April 28, 2005
    • 0 replies
    • 1.3k views
    • 
    • JDuns
    • April 28, 2005

39. Islamic Investment Funds

    By rocknrolls2, March 23, 2006
    • 10 replies
    • 2.9k views
    • 
    • david rigby
    • March 24, 2006

40. ISO article/document on why a plan sponsor should follow the plan document

    By rr_sphr, May 16, 2018
    • 11 replies
    • 1.2k views
    • 
    • thepensionmaven
    • May 17, 2018

41. ISPP - "Investment" Roles and Responsibilities

    By Guest CLEVPS, April 22, 2004
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • April 22, 2004

42. issuance of a loan for divorce

    By Lou81, May 6, 2024
    • 4 replies
    • 553 views
    • 
    • RatherBeGolfing
    • May 8, 2024

43. Issue 1099 for loan if current on payments and no loan offset?

    By UM1234, April 4, 2014
    • 3 replies
    • 1.3k views
    • 
    • UM1234
    • April 4, 2014

44. issue corrected W2 or not?

    By WCC, January 12, 2015
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • January 12, 2015

45. Issue Snapshot — Deductibility of employer contributions to a 401(k) plan made after the end of the tax year

    By Jakyasar, July 17, 2023
    • 12 replies
    • 1.9k views
    • 
    • Belgarath
    • July 21, 2023

46. Issues 2 1099-R's for same loan default in 2 different years

    By TPAVP, April 9, 2002
    • 1 reply
    • 2k views
    • 
    • Fredman
    • April 10, 2002

47. Issues to look out for re merger of 401(k)'s???

    By chris, August 27, 2002
    • 7 replies
    • 1.5k views
    • 
    • E as in ERISA
    • August 29, 2002

48. Issues when other DC plan has a different plan year?

    By John A, September 6, 2001
    • 0 replies
    • 1.3k views
    • 
    • John A
    • September 6, 2001

49. Issues with Mutliple Employer 401K Plans?

    By Guest ebailey, July 21, 2010
    • 5 replies
    • 1.5k views
    • 
    • Guest
    • July 22, 2010

50. It just doesn't fee right...

    By austin3515, August 16, 2012
    • 9 replies
    • 1.4k views
    • 
    • mbozek
    • August 16, 2012