401(k) Plans

19,321 topics in this forum

1. Safe Harbor Match mid-year suspension - notice

   By Belgarath, June 29, 2020
   • 3 replies
   • 663 views
   • 
   • Belgarath
   • July 1, 2020

2. Overfunded contributions

   By 401kallday, September 27, 2021
   • 3 replies
   • 689 views
   • 
   • Bird
   • September 29, 2021

3. Prohibited Transaction?

   By Guest CRC02, May 31, 2002
   • 3 replies
   • 1.7k views
   • 
   • Guest
   • May 31, 2002

4. IRA assets into 401k

   By Guest LTurner, May 28, 2003
   • 3 replies
   • 1.4k views
   • 
   • k man
   • June 2, 2003

5. Can Beneficiary live outside us?

   By Guest chris4013, January 5, 2005
   • 3 replies
   • 2k views
   • 
   • Appleby
   • January 5, 2005

6. CATCH UP CONTRIBUTION

   By Guest JDK, December 22, 2006
   • 3 replies
   • 1.5k views
   • 
   • Mike Preston
   • December 24, 2006

7. Roth 401k contributions

   By Guest Wedge1, May 3, 2007
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • May 8, 2007

8. Match True UP

   By 52626, May 9, 2019
   • 3 replies
   • 540 views
   • 
   • Luke Bailey
   • May 10, 2019

9. loans and spousal consent

   By Guest friedbrain, February 18, 1999
   • 3 replies
   • 1.9k views
   • 
   • MWeddell
   • February 19, 1999

10. When must acquired employees enter 401(k) plan after merger?

    By Alonzo, June 26, 2000
    • 3 replies
    • 3.6k views
    • 
    • Guest
    • June 30, 2000

11. Foreign 401(k) Participants

    By Guest CHRISTA, May 22, 2001
    • 3 replies
    • 2.2k views
    • 
    • Guest
    • May 24, 2001

12. One-Time Irrevocable Election

    By Guest JDL, January 24, 2003
    • 3 replies
    • 2.3k views
    • 
    • QDROphile
    • January 27, 2003

13. Safe Harbor plan and Top Heavy

    By Guest EPS2, January 9, 2008
    • 3 replies
    • 1.1k views
    • 
    • Bird
    • January 9, 2008

14. Late Deposit of 401(k) Deferrals / Form 5330

    By 415 Limit, July 26, 2011
    • 3 replies
    • 1.7k views
    • 
    • K2retire
    • July 26, 2011

15. Deduction Limit in Multiple Employer Plan with new Adopter

    By RPP2001, March 13, 2013
    • 3 replies
    • 1.3k views
    • 
    • Flyboyjohn
    • March 14, 2013

16. Rural Cooperatives

    By oldman, June 4, 2013
    • 3 replies
    • 1.9k views
    • 
    • PensionPro
    • June 5, 2013

17. Exclude Temporary Employees

    By austin3515, October 2, 2014
    • 3 replies
    • 3.2k views
    • 
    • KJohnson
    • October 2, 2014

18. Controlled Group - Voting vs. Non-voting

    By MGOAdmin, January 22, 2015   

    • controlled group
    • voting
    • 3 replies
    • 2.2k views
    • 
    • austin3515
    • January 22, 2015

19. Short Plan Year - New Plan

    By Pammie57, March 13, 2017
    • 3 replies
    • 2k views
    • 
    • Tom Poje
    • March 13, 2017

20. Missed Deferral - One Payroll

    By sdix401k, August 24, 2017
    • 3 replies
    • 1.5k views
    • 
    • sdix401k
    • August 24, 2017

21. General Resource

    By JOH, November 23, 2021
    • 3 replies
    • 551 views
    • 
    • Patricia Neal Jensen
    • November 29, 2021

22. reallocate deferrals to catch-up

    By M Norton, July 27, 2023
    • 3 replies
    • 662 views
    • 
    • Lou S.
    • July 27, 2023

23. Mortgage loan early pay-off; have to pay all interest that would have

    By Lori H, February 5, 2003
    • 3 replies
    • 1.3k views
    • 
    • mbozek
    • February 5, 2003

24. plan termination

    By Guest good2brich, July 12, 2004
    • 3 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • July 12, 2004

25. Controlled group compensation

    By Guest jim williams, March 30, 2005
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 30, 2005

26. SIMPLE IRA termination and change in eligibilty

    By Guest lskin, September 2, 2005
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • September 7, 2005

27. Takeover Plan Issue

    By chris, November 19, 2008
    • 3 replies
    • 1.1k views
    • 
    • chris
    • November 19, 2008

28. Safe Harbor Cont/Plan Termination

    By Guest jusducki, April 9, 2009
    • 3 replies
    • 1.1k views
    • 
    • Jim Chad
    • April 13, 2009

29. 401(k) plan and profit sharing

    By Guest browntrout, December 22, 2009
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • December 23, 2009

30. Compensation & withholding

    By R. Butler, March 13, 2013
    • 3 replies
    • 1k views
    • 
    • QDROphile
    • March 13, 2013

31. RMDs for missing participants

    By Guest ablazer, December 5, 2013   

    • RMD Missing
    • 3 replies
    • 2k views
    • 
    • masteff
    • December 10, 2013

32. Correcting a failed ACP Test from prior Plan Year

    By msmith, October 3, 2017
    • 3 replies
    • 667 views
    • 
    • msmith
    • October 4, 2017

33. Administrative Guidelines

    By Guest Tom Antonielli, May 1, 2001
    • 3 replies
    • 1.5k views
    • 
    • rcline46
    • May 2, 2001

34. Certifications & Limited scope audits

    By austin3515, September 12, 2002
    • 3 replies
    • 2.4k views
    • 
    • Guest
    • October 3, 2002

35. Loans

    By Archimage, July 9, 2003
    • 3 replies
    • 1.2k views
    • 
    • ccassetty
    • July 10, 2003

36. Opinion Letters

    By Jilliandiz, July 12, 2005
    • 3 replies
    • 1.5k views
    • 
    • david rigby
    • July 13, 2005

37. From Safe Harbor to regular Match

    By cpc0506, June 5, 2013
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • June 7, 2013

38. Required Top-Heavy Contribution for non-key HCE?

    By Guest Platinum401k, March 17, 2014   

    • top heavy 401k hce
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • March 17, 2014

39. Change in Vesting Schedule? Or Not?

    By Briandfox, January 22, 2015
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • January 23, 2015

40. ACP Test for Discretionary plus Safe Harbor Match

    By Catch22PGM, June 30, 2020   

    • safe harbor 401k
    • matching
    • (and 1 more)

      Tagged with:

      • safe harbor 401k
      • matching
      • acp test
    • 3 replies
    • 852 views
    • 
    • Catch22PGM
    • June 30, 2020

41. ACP and 414(s)

    By Guest Amy Erlbacher Anderson, July 26, 1999
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • January 17, 2002

42. Stock Sale and Distribution of Assets

    By PMC, January 18, 2001
    • 3 replies
    • 1.8k views
    • 
    • PMC
    • January 23, 2001

43. 401k safe harbor w/nonsafe harbor discretionary contribution

    By Guest bogart126, November 8, 2001
    • 3 replies
    • 2.2k views
    • 
    • R. Butler
    • November 12, 2001

44. Can a plan participant be considered a "Five percent owner"

    By billfgrady, July 31, 2002
    • 3 replies
    • 2k views
    • 
    • Brian Gallagher
    • July 31, 2002

45. Partnership earned income/deferrals

    By Doghouse, June 14, 2010
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • June 15, 2010

46. Amendment to Change Method for Crediting Service

    By ERISAAPPLE, November 22, 2017
    • 3 replies
    • 1.2k views
    • 
    • AKconsult
    • November 27, 2017

47. Potential 414(s) failure

    By R. Butler, August 25, 2022
    • 3 replies
    • 670 views
    • 
    • CuseFan
    • August 25, 2022

48. Missed Deferral Opportunity? - Controlled Group - $0 Deferral

    By Vlad401k, August 7, 2025
    • 3 replies
    • 810 views
    • 
    • CuseFan
    • August 7, 2025

49. EGTRRA and minimum match vesting

    By Guest GS1100, June 20, 2002
    • 3 replies
    • 1.8k views
    • 
    • MWeddell
    • July 2, 2002

50. Coverage testing - how to handle acquiring employer's promise to make contributions 4 or 5 years from now?

    By fiona1, September 30, 2003
    • 3 replies
    • 1k views
    • 
    • fiona1
    • September 30, 2003