401(k) Plans

19,337 topics in this forum

1. ADP Testing

   By Archimage, November 25, 2003
   • 9 replies
   • 1.4k views
   • 
   • Tom Poje
   • November 26, 2003

2. Safe Harbor Notice

   By Guest medinael, November 28, 2007
   • 1 reply
   • 1.4k views
   • 
   • Tom Poje
   • November 29, 2007

3. Safe Harbor, Forfeitures and Top Heavy

   By PMC, January 7, 2009
   • 1 reply
   • 1.4k views
   • 
   • BG5150
   • January 7, 2009

4. Negative Elections

   By Guest Rena Breeding, November 5, 1999
   • 1 reply
   • 1.4k views
   • 
   • Guest
   • November 19, 1999

5. How does changing business structure of a plan sponsor effect a 401k plan

   By dragondon, May 15, 2023
   • 3 replies
   • 1.4k views
   • 
   • Paul I
   • May 15, 2023

6. Loan default in Safe Harbor Source

   By Guest EPC, October 29, 2004
   • 1 reply
   • 1.4k views
   • 
   • FundeK
   • November 1, 2004

7. SECURE ACT Non-elective contribution notice

   By imchipbrown, December 24, 2019
   • 4 replies
   • 1.4k views
   • 
   • Larry Starr
   • December 26, 2019

8. granting credit for years of prior service

   By Gudgergirl, July 15, 2010
   • 0 replies
   • 1.4k views
   • 
   • Gudgergirl
   • July 15, 2010

9. Life Insurance Payout and Top Heavy Test

   By emmetttrudy, March 25, 2009
   • 1 reply
   • 1.4k views
   • 
   • david rigby
   • March 25, 2009

10. Amend SH notice?

    By Guest AndyL, February 5, 2002
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • February 6, 2002

11. Internal Controls

    By cripp12, April 9, 2014
    • 4 replies
    • 1.4k views
    • 
    • cripp12
    • April 10, 2014

12. Common Mistakes in Administering a Plan

    By Guest RW, April 30, 2000
    • 1 reply
    • 1.4k views
    • 
    • Alan Simpson
    • May 1, 2000

13. safe harbor match changing each year

    By SheilaD, June 1, 2009
    • 2 replies
    • 1.4k views
    • 
    • John Feldt ERPA CPC QPA
    • June 15, 2009

14. Unallocated account upon plan termination

    By 7806akp, April 20, 2011
    • 0 replies
    • 1.4k views
    • 
    • 7806akp
    • April 20, 2011

15. Correction of excess deferrals and match

    By Scott, July 12, 2002
    • 2 replies
    • 1.4k views
    • 
    • R. Butler
    • July 12, 2002

16. Plan Termination

    By Guest cosmo01, June 17, 2003
    • 2 replies
    • 1.4k views
    • 
    • RTK
    • June 17, 2003

17. Top Heavy First year plan - Accrued Employer contributions

    By NW529, December 27, 2019   

    • 401k
    • top heavy
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • January 2, 2020

18. Catch-Up Contribution Question for Employees Eligible Mid Year

    By Guest wwc870, August 28, 2002
    • 2 replies
    • 1.4k views
    • 
    • Mike Preston
    • August 29, 2002

19. prevailing wage

    By Guest moltengater, August 16, 2006
    • 1 reply
    • 1.4k views
    • 
    • A Shot in the Dark
    • August 17, 2006

20. After-Tax Contributions in a 401(k)

    By Guest Denise S. Prince, April 9, 2002
    • 2 replies
    • 1.4k views
    • 
    • wmyer
    • April 9, 2002

21. Fiduciary issue

    By dmb, August 7, 2001
    • 1 reply
    • 1.4k views
    • 
    • Jon Chambers
    • August 7, 2001

22. Signing Bonus

    By DTH, July 26, 2005
    • 1 reply
    • 1.4k views
    • 
    • austin3515
    • July 26, 2005

23. LLC Compensation and ADP ACP Tests

    By Guest Ted Kowalchuk, CFP, CFS,, March 5, 2007
    • 6 replies
    • 1.4k views
    • 
    • Mike Preston
    • March 6, 2007

24. Timing of safe harbor plans

    By Guest mad, July 6, 2004
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • August 20, 2004

25. SIMPLE 401(k)

    By Randy Watson, October 14, 2005
    • 0 replies
    • 1.4k views
    • 
    • Randy Watson
    • October 14, 2005

26. Opt-Out Notice...Huh?

    By Guest dhall, February 2, 2009
    • 7 replies
    • 1.4k views
    • 
    • Kevin C
    • February 3, 2009

27. PEO's and Multiple Employer Plans REV Proc 2002-21

    By Guest Greg W, December 18, 2003
    • 1 reply
    • 1.4k views
    • 
    • Kirk Maldonado
    • December 18, 2003

28. coverage for employer contributions not made

    By Guest ERIC STRAND, April 22, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • April 23, 2002

29. Temps making Loan Payments

    By Guest BigBish, May 8, 2009
    • 4 replies
    • 1.4k views
    • 
    • BG5150
    • May 11, 2009

30. Change from ESOP to P/S

    By Guest Lucy, March 16, 1999
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • March 16, 1999

31. ADP Refunds in Short Plan Year

    By Gilmore, March 27, 2015
    • 4 replies
    • 1.4k views
    • 
    • Gilmore
    • March 27, 2015

32. 401(k) Rollover Question

    By Guest Benmark, January 15, 2009
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • January 16, 2009

33. employer match and owner employee

    By eilano, February 16, 2006
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • February 20, 2006

34. Assignment Issue? Forgoing Match By Receiving Student Loan Assistance

    By erisa parrot, October 20, 2017
    • 8 replies
    • 1.4k views
    • 
    • Luke Bailey
    • October 23, 2017

35. Hardship Suspensions

    By Guest kmathis, April 24, 2007
    • 1 reply
    • 1.4k views
    • 
    • WDIK
    • April 24, 2007

36. 2001 Corrective Distribution taxable in 2000. Some tax software packa

    By Guest RJM, April 24, 2001
    • 1 reply
    • 1.4k views
    • 
    • Mary Kay Foss
    • April 24, 2001

37. Limits for off-calendar plan years

    By CJS07, August 30, 2007
    • 1 reply
    • 1.4k views
    • 
    • WDIK
    • August 30, 2007

38. USERRA

    By Guest djn, August 30, 2007
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • August 30, 2007

39. 401(k) plan for a company where the only compensation paid is commissi

    By John A, February 23, 2001
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • February 27, 2001

40. Participants did not receive Safe Harbor

    By Guest JohnSB, October 30, 2007
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • November 8, 2007

41. Recrediting previous forfeited amounts.

    By Guest BAM, November 22, 1999
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • November 22, 1999

42. Net Unrealized Appreciation and Terminating Plan

    By Guest AEA, July 14, 2005
    • 1 reply
    • 1.4k views
    • 
    • mbozek
    • July 14, 2005

43. Minimum Deferral %

    By stevena, September 30, 2005
    • 4 replies
    • 1.4k views
    • 
    • stevena
    • September 30, 2005

44. Beneficiaries

    By Guest pay, March 27, 1999
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • March 27, 1999

45. Top Heavy Allocation when changing divisions

    By Dan, April 28, 2005
    • 5 replies
    • 1.4k views
    • 
    • jaemmons
    • May 5, 2005

46. 401K Deferrals & 7 Day Safe Harbor

    By ERISA13, September 11, 2012
    • 3 replies
    • 1.4k views
    • 
    • Lou S.
    • September 12, 2012

47. ADP Test in Plan Termination Year

    By Guest Giovanni, September 28, 2004
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • September 29, 2004

48. 401K testing

    By Guest sbg, September 27, 2002
    • 1 reply
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • September 27, 2002

49. Distributed more than vested balance......

    By K-t-F, January 9, 2004
    • 8 replies
    • 1.4k views
    • 
    • K-t-F
    • January 12, 2004

50. Filed for penalty relief for failure to file 5500 years 2013-2020 . IRS says 2013-2015 not eligible for relief ?

    By supernole, December 20, 2022
    • 8 replies
    • 1.4k views
    • 
    • supernole
    • September 16, 2023