401(k) Plans

19,317 topics in this forum

1. Average Benefits Test

   By CLE401kGuy, February 19, 2013
   • 13 replies
   • 4.9k views
   • 
   • chc93
   • February 25, 2013

2. Loan

   By Guest kelly9522, December 9, 2002
   • 13 replies
   • 2.8k views
   • 
   • R. Butler
   • December 12, 2002

3. Initial Eligibility Period Anniversary to Plan Year - Help on the entry date?

   By HarleyBabe, January 21, 2016
   • 13 replies
   • 2.3k views
   • 
   • Bill Presson
   • January 21, 2016

4. Opinions on the "401(k) Plan of the Future" - unlimited inve

   By Guest tschenk, November 1, 2000
   • 13 replies
   • 3.1k views
   • 
   • Guest
   • November 3, 2000

5. excess match and acp correction

   By Lori H, March 27, 2008
   • 13 replies
   • 11k views
   • 
   • TPApril
   • January 26, 2016

6. SH Match - calling all, especially Tom Poje

   By Blinky the 3-eyed Fish, December 2, 2008
   • 13 replies
   • 2.7k views
   • 
   • K2retire
   • December 25, 2008

7. Include Puerto Rican residents in plan testing?

   By Guest rchambers, September 6, 2000
   • 13 replies
   • 5.2k views
   • 
   • Harwood
   • August 31, 2004

8. Controlled group--different SH's? and/or match?

   By BG5150, November 20, 2019
   • 13 replies
   • 4.5k views
   • 
   • casey72
   • April 4, 2022

9. Was it a loan, or a disbursement?

   By Soconfused, December 19, 2017   

   • loan
   • default
   • 13 replies
   • 3k views
   • 
   • My 2 cents
   • December 21, 2017

10. Naming of Plan Administrator

    By TPA Bob, July 23, 2014
    • 13 replies
    • 1.9k views
    • 
    • david rigby
    • July 24, 2014

11. Safe Harbor Match & Safe Harbor Nonelective During Transition Period

    By EBECatty, January 21, 2020
    • 13 replies
    • 1.8k views
    • 
    • EBECatty
    • January 24, 2020

12. QDRO Distribution Question

    By Guest JDL, September 25, 2002
    • 13 replies
    • 2.8k views
    • 
    • E as in ERISA
    • September 27, 2002

13. Deferral procedures

    By Belgarath, June 15, 2015
    • 13 replies
    • 2.6k views
    • 
    • Belgarath
    • June 17, 2015

14. Amending eligibility to a longer wait in a 401(k) Plan

    By Guest TracyAndrews, March 1, 2004
    • 13 replies
    • 3.9k views
    • 
    • Blinky the 3-eyed Fish
    • March 3, 2004

15. On call hours/hours of service

    By Guest Peggy806, January 21, 2009
    • 13 replies
    • 5.4k views
    • 
    • Jim Chad
    • February 18, 2012

16. prior year testing-no match made in prior year

    By cpc0506, September 20, 2017
    • 13 replies
    • 3.1k views
    • 
    • BG5150
    • March 6, 2018

17. Death of Partner

    By Mr Bagwell, January 21, 2020
    • 13 replies
    • 1.6k views
    • 
    • Larry Starr
    • January 23, 2020

18. RFPs and the search for a new service provider

    By Guest lminsky, October 20, 1998
    • 13 replies
    • 3.5k views
    • 
    • Guest
    • May 9, 2000

19. What's the deadline for making a profit sharing plan contribution for a calendar year plan?

    By Guest soupsmp, July 22, 2003
    • 13 replies
    • 24.4k views
    • 
    • mbozek
    • September 12, 2003

20. Roth 401(k) Contributions

    By Appleby, January 1, 2006
    • 13 replies
    • 3.8k views
    • 
    • Appleby
    • February 5, 2006

21. PTIN - Who's responsible?

    By austin3515, December 17, 2010
    • 13 replies
    • 2k views
    • 
    • movedon
    • December 24, 2010

22. brokerage windows

    By Scuba 401, June 5, 2017
    • 13 replies
    • 1.7k views
    • 
    • My 2 cents
    • June 5, 2017

23. Repaying Defaulted Loan

    By Stash026, June 1, 2018
    • 13 replies
    • 3.2k views
    • 
    • JackS
    • June 14, 2018

24. 414(s) Compensation and 401(k) Plans

    By Tom Poje, May 26, 1999
    • 13 replies
    • 8.5k views
    • 
    • AndyH
    • December 13, 2001

25. Trust Identification Number

    By Brian Gallagher, October 15, 2002
    • 13 replies
    • 15.3k views
    • 
    • pmacduff
    • October 18, 2002

26. De Minimis Corrections for Late Deferral/Loan Repayments

    By LANDO, January 16, 2013
    • 13 replies
    • 3.5k views
    • 
    • LANDO
    • January 24, 2013

27. HCE in Iraq - Is he in the ADP test

    By Guest annieap1, February 7, 2005
    • 13 replies
    • 2.5k views
    • 
    • could be me maybe not
    • February 9, 2005

28. S Corp Wages used for 401(k) Plan

    By Guest jusducki, February 27, 2006
    • 13 replies
    • 8.7k views
    • 
    • Guest
    • February 27, 2006

29. 5500 Schedule I - Q. 4i

    By austin3515, November 14, 2006
    • 13 replies
    • 2k views
    • 
    • Archimage
    • November 16, 2006

30. Referral to third party administrator for Individual 401K

    By MFouz, January 7, 2022
    • 13 replies
    • 3.5k views
    • 
    • Catch22PGM
    • February 1, 2022

31. Election to "Opt Out"

    By jala, July 14, 2016
    • 13 replies
    • 3.9k views
    • 
    • Kevin C
    • July 15, 2016

32. Referral Fee Paid by New Trustee

    By Brian Haynes, February 22, 2011
    • 13 replies
    • 3k views
    • 
    • Kevin C
    • February 23, 2011

33. Can You Initially Enroll in 401(k) Plan at Zero Percent?

    By Guest Jay345, November 18, 2013
    • 13 replies
    • 3.6k views
    • 
    • Tom Poje
    • November 19, 2013

34. Discretionary PS Funded Year Round

    By austin3515, August 8, 2012
    • 13 replies
    • 2.4k views
    • 
    • Bird
    • August 10, 2012

35. Million TPA March

    By austin3515, July 13, 2011
    • 13 replies
    • 1.8k views
    • 
    • austin3515
    • July 16, 2011

36. What is with these recordkeepers and QDRO's

    By austin3515, September 17, 2014
    • 13 replies
    • 1.6k views
    • 
    • SearchLight
    • September 18, 2014

37. One company - two plans...safe harbor?

    By Chippy, November 6, 2017
    • 13 replies
    • 1.6k views
    • 
    • Mike Preston
    • November 16, 2017

38. What do you think about a requirement to use an automatic-contribution arrangement?

    By Peter Gulia, May 20, 2022   

    • automatic-contribution; automatic enrollment
    • 13 replies
    • 950 views
    • 
    • BenefitJack
    • May 30, 2022

39. 401(k) with no NHCE deferring

    By Stash026, February 28, 2006
    • 13 replies
    • 3.9k views
    • 
    • stephen
    • March 8, 2006

40. NUA and lump sum distributions

    By Guest Learner, April 20, 2006
    • 13 replies
    • 7.8k views
    • 
    • Guest
    • August 29, 2006

41. Insurance in Plan

    By cpc0506, January 18, 2013
    • 13 replies
    • 2.1k views
    • 
    • ETA Consulting LLC
    • January 23, 2013

42. No frills 401(k) Max Contribution

    By Basically, January 10, 2022
    • 13 replies
    • 1.4k views
    • 
    • Basically
    • January 20, 2022

43. Excluding HCE after becomming a participant

    By 52626, August 21, 2013
    • 13 replies
    • 1.7k views
    • 
    • BG5150
    • August 21, 2013

44. ...

    By Griswold, January 27, 2021
    • 13 replies
    • 1.9k views
    • 
    • Luke Bailey
    • January 30, 2021

45. Profile Prospectuses

    By Guest Kennedy, July 6, 2004
    • 13 replies
    • 2.1k views
    • 
    • rlb64
    • August 11, 2004

46. Distributions from 401(k) plan when employer in bankruptcy?

    By erisageek1978, January 21, 2025
    • 13 replies
    • 2.9k views
    • 
    • Peter Gulia
    • January 22, 2025

47. Switching to more restrictive vesting schedule

    By Robin Wilson, December 9, 2020
    • 13 replies
    • 5.3k views
    • 
    • MWeddell
    • December 11, 2020

48. Can Husband Use Wife's Plan?

    By DP, January 17, 2007
    • 13 replies
    • 2.6k views
    • 
    • Belgarath
    • January 31, 2007

49. Timing of P/S contributions

    By Guest hpaine, March 26, 2003
    • 13 replies
    • 2.3k views
    • 
    • Guest
    • September 17, 2003

50. ADP/ACP Prior Year Testing

    By Archimage, March 23, 2005
    • 13 replies
    • 2.5k views
    • 
    • Archimage
    • March 28, 2005