401(k) Plans

19,317 topics in this forum

1. 410b test for <500 hour non term ee

   By Guest billy bong, December 16, 1998
   • 7 replies
   • 4.8k views
   • 
   • Guest
   • December 21, 1998

2. Is corrective QNEC counted in 402(g) limit?

   By Loves401(k), March 7, 2018
   • 4 replies
   • 4.8k views
   • 
   • CJ Allen
   • March 12, 2018

3. Yet Another 404(a)(5) Thread for Recordkeepers

   By Gadgetfreak, August 3, 2012
   • 28 replies
   • 4.8k views
   • 
   • Gadgetfreak
   • August 8, 2012

4. OOOPS! Missed the March 15th deadline for return of excess deferral.

   By Guest mam, March 16, 2000
   • 4 replies
   • 4.8k views
   • 
   • Guest
   • March 17, 2000

5. Elapsed Time

   By Guest pjb, July 12, 2004
   • 17 replies
   • 4.8k views
   • 
   • david rigby
   • July 13, 2004

6. Military Leave

   By Guest At Peace, March 3, 2003
   • 16 replies
   • 4.8k views
   • 
   • Belgarath
   • April 14, 2003

7. Ex-spouse named as beneficiary

   By 2muchstress, August 27, 2002
   • 17 replies
   • 4.8k views
   • 
   • mbozek
   • August 28, 2002

8. Missing spouse of deceased Participant and no waiver on file

   By Jim Chad, October 27, 2017
   • 20 replies
   • 4.8k views
   • 
   • jpod
   • November 2, 2017

9. Two Deductions From Gross Pay For Matching Contribution?

   By Guest jbergstrom, April 23, 2008
   • 5 replies
   • 4.8k views
   • 
   • JanetM
   • April 24, 2008

10. How are top-heavy testing and 410(b) testing coordinated?

    By John A, March 20, 2000
    • 8 replies
    • 4.8k views
    • 
    • Tom Poje
    • January 27, 2003

11. Missed Deferrals - Earnings Calculation

    By Vlad401k, July 29, 2015
    • 3 replies
    • 4.8k views
    • 
    • BG5150
    • July 31, 2015

12. Distribution Overpayments

    By FundeK, January 12, 2005
    • 11 replies
    • 4.8k views
    • 
    • GBurns
    • January 18, 2005

13. Changing company match during plan year

    By MWeddell, March 13, 2000
    • 11 replies
    • 4.8k views
    • 
    • Jon Chambers
    • March 21, 2000

14. Loan Balance - Required Minimum Distribution

    By Guest Amy Harle, October 31, 2001
    • 2 replies
    • 4.8k views
    • 
    • Belgarath
    • October 31, 2001

15. Safe Harbor Match and Highly Compensated

    By Gadgetfreak, August 11, 2008
    • 5 replies
    • 4.8k views
    • 
    • Guest
    • September 8, 2008

16. Top-Heavy Scenario

    By Gadgetfreak, February 27, 2012
    • 32 replies
    • 4.8k views
    • 
    • Guest
    • December 5, 2012

17. Does Key EE Catch-up contribution trigger top heavy contribution?

    By Lori Foresz, December 9, 2004
    • 9 replies
    • 4.8k views
    • 
    • Blinky the 3-eyed Fish
    • December 15, 2004

18. Auto Enrollment for New Plans - Auto Enroll Everyone or New Hires?

    By austin3515, December 5, 2023
    • 34 replies
    • 4.8k views
    • 
    • RatherBeGolfing
    • January 24, 2025

19. 401k Deferrals - Fiscal Year Plan

    By DP, July 19, 2005
    • 6 replies
    • 4.8k views
    • 
    • R. Butler
    • August 3, 2005

20. timing of 401k deposits

    By pmacduff, June 23, 2006
    • 7 replies
    • 4.8k views
    • 
    • Mike Preston
    • June 26, 2006

21. 401(a)4 testing required?

    By Guest RACHELP, December 1, 2005
    • 7 replies
    • 4.8k views
    • 
    • Tom Poje
    • December 14, 2005

22. Compliance Testing

    By Guest AlanB, June 6, 2006
    • 26 replies
    • 4.8k views
    • 
    • Mike Preston
    • June 13, 2006

23. Hardship Withdrawal Documentation

    By Guest caseyb, April 3, 2012
    • 3 replies
    • 4.8k views
    • 
    • PensionPro
    • April 3, 2012

24. ADP / ACP Tests & Match Forfeitures vs. Refund

    By CLE401kGuy, March 1, 2018
    • 3 replies
    • 4.8k views
    • 
    • Tom Poje
    • March 2, 2018

25. Non US Citzen Non-Spouse Beneficiary

    By Guest glhotdog, August 6, 2008
    • 4 replies
    • 4.8k views
    • 
    • GMK
    • August 6, 2008

26. Are 401k deferrals through 125 plan subject to FICA?

    By Guest Pete Swisher, October 3, 2000
    • 4 replies
    • 4.8k views
    • 
    • Dave Baker
    • October 18, 2000

27. Multiple Employer Plan (PEO) and successor plan rules

    By pmacduff, December 27, 2013
    • 5 replies
    • 4.8k views
    • 
    • pmacduff
    • January 2, 2014

28. VERY late Profit Sharing Contribution

    By Guest AdminFL, March 8, 2002
    • 9 replies
    • 4.8k views
    • 
    • Guest
    • March 9, 2002

29. MERGER, CONSOLIDATION OR SUBSTITUTION??

    By Guest LARRY, August 25, 1998
    • 4 replies
    • 4.8k views
    • 
    • Guest
    • September 19, 1998

30. EGTRRA: Catch-up Contrib Eligibility

    By Guest cole stevenson, July 6, 2001
    • 22 replies
    • 4.7k views
    • 
    • MGB
    • October 17, 2001

31. Benefits, Rights, and Features

    By Guest ghenson08, December 11, 2012
    • 19 replies
    • 4.7k views
    • 
    • Guest
    • March 7, 2013

32. Is Spousal Consent Required for All Distributions From A DC Plan?

    By metsfan026, August 5, 2022
    • 17 replies
    • 4.7k views
    • 
    • david rigby
    • August 9, 2022

33. Deferrals Based on Non-Compete Payments?

    By Christine Roberts, March 20, 2002
    • 16 replies
    • 4.7k views
    • 
    • IRC401
    • March 21, 2002

34. Waiver of Participation

    By Randy Watson, April 12, 2005
    • 7 replies
    • 4.7k views
    • 
    • Bird
    • April 14, 2005

35. VEBA 501c9

    By fidu, June 27, 2002
    • 7 replies
    • 4.7k views
    • 
    • Ron Snyder
    • July 12, 2002

36. Fidelity Short Term Redemption Fees!

    By Guest Sehrl, January 26, 2004
    • 12 replies
    • 4.7k views
    • 
    • wsp
    • September 26, 2005

37. Surrender insurance and transfer CV into other assets in the Plan

    By cdavis25, July 23, 2013
    • 12 replies
    • 4.7k views
    • 
    • Bird
    • July 26, 2013

38. Coverage Testing and Fail Safe Language

    By justatester, June 25, 2012
    • 12 replies
    • 4.7k views
    • 
    • movedon
    • August 5, 2012

39. reversion of assets and safe harbor plan

    By Tom Poje, April 2, 2015
    • 13 replies
    • 4.7k views
    • 
    • Mike Preston
    • November 10, 2017

40. Self Employed 401k -Multiple Plans Issue

    By SJones, November 15, 2017
    • 28 replies
    • 4.7k views
    • 
    • Mike Preston
    • September 25, 2018

41. Revenue Sharing

    By Guest texasactuary, August 20, 2004
    • 15 replies
    • 4.7k views
    • 
    • alanm
    • September 7, 2004

42. Credential Sharing is Here...

    By austin3515, May 13, 2010
    • 32 replies
    • 4.7k views
    • 
    • austin3515
    • May 20, 2010

43. Deferred Vested Benefit (401k plan)

    By legort69, October 24, 2019
    • 8 replies
    • 4.7k views
    • 
    • Larry Starr
    • October 25, 2019

44. Correction for untimely Contributions

    By Guest Kathleen, September 29, 1998
    • 2 replies
    • 4.7k views
    • 
    • QDROphile
    • September 29, 1998

45. One person LLC w/1 Employee - Solo 401k?

    By jsmith1985, November 23, 2014
    • 24 replies
    • 4.7k views
    • 
    • jsmith1985
    • December 17, 2014

46. Overpayment from 401(k) plan

    By Guest sheTexasHammer, March 4, 2009
    • 5 replies
    • 4.7k views
    • 
    • QDROphile
    • March 5, 2009

47. 401k only - coverage failure

    By Guest M. Martin, March 10, 2007
    • 3 replies
    • 4.7k views
    • 
    • Tom Poje
    • March 13, 2007

48. Subsidiary & spinoff

    By R. Butler, August 11, 2006
    • 5 replies
    • 4.7k views
    • 
    • Guest
    • August 11, 2006

49. Failure To Update Change In Elective Deferral

    By Guest jmlumpkin, July 22, 2004
    • 11 replies
    • 4.7k views
    • 
    • mschwechter
    • July 28, 2004

50. Pre-Entry Date Compensation

    By Nassau, January 4, 2013   

    • Safe Harbor Contributions
    • 1 reply
    • 4.7k views
    • 
    • Jim Chad
    • January 5, 2013