401(k) Plans

19,334 topics in this forum

1. Vacation Time A taxable fringe??

   By austin3515, June 28, 2016
   • 17 replies
   • 4.9k views
   • 
   • Belgarath
   • January 15, 2025

2. auto enrollment and rehires

   By K2retire, October 17, 2012
   • 3 replies
   • 4.9k views
   • 
   • BG5150
   • October 18, 2012

3. Safe Harbor Withdrawals 59 1/2

   By Guest Sbart62, March 2, 2006
   • 4 replies
   • 4.9k views
   • 
   • QDROphile
   • March 2, 2006

4. Are collectively bargained plans ever subject to ACP testing?

   By John A, May 15, 2000
   • 2 replies
   • 4.9k views
   • 
   • KJohnson
   • May 17, 2000

5. LLC / S-Corp Owner with Employees looking for 401k options

   By KGLO44, October 23, 2015
   • 6 replies
   • 4.9k views
   • 
   • austin3515
   • October 25, 2015

6. Does a QNEC also satisfy top heavy?

   By Guest Sponias, May 5, 2004
   • 1 reply
   • 4.9k views
   • 
   • Mike Preston
   • May 5, 2004

7. Vesting and Rehires

   By AJ North, January 31, 2013
   • 3 replies
   • 4.9k views
   • 
   • AJ North
   • February 1, 2013

8. LLC guaranteed payments - 401k deferrals from

   By Guest RS Vatalaro, January 20, 2000
   • 0 replies
   • 4.9k views
   • 
   • Guest
   • January 20, 2000

9. Changing company match during plan year

   By MWeddell, March 13, 2000
   • 11 replies
   • 4.9k views
   • 
   • Jon Chambers
   • March 21, 2000

10. Auto Enrollment for New Plans - Auto Enroll Everyone or New Hires?

    By austin3515, December 5, 2023
    • 34 replies
    • 4.9k views
    • 
    • RatherBeGolfing
    • January 24, 2025

11. Is corrective QNEC counted in 402(g) limit?

    By Loves401(k), March 7, 2018
    • 4 replies
    • 4.8k views
    • 
    • CJ Allen
    • March 12, 2018

12. Ex-spouse named as beneficiary

    By 2muchstress, August 27, 2002
    • 17 replies
    • 4.8k views
    • 
    • mbozek
    • August 28, 2002

13. 410b test for <500 hour non term ee

    By Guest billy bong, December 16, 1998
    • 7 replies
    • 4.8k views
    • 
    • Guest
    • December 21, 1998

14. Last Day/1000 Hours Rule

    By justatester, January 10, 2011
    • 3 replies
    • 4.8k views
    • 
    • Tom Poje
    • January 10, 2011

15. Missing spouse of deceased Participant and no waiver on file

    By Jim Chad, October 27, 2017
    • 20 replies
    • 4.8k views
    • 
    • jpod
    • November 2, 2017

16. OOOPS! Missed the March 15th deadline for return of excess deferral.

    By Guest mam, March 16, 2000
    • 4 replies
    • 4.8k views
    • 
    • Guest
    • March 17, 2000

17. Elapsed Time

    By Guest pjb, July 12, 2004
    • 17 replies
    • 4.8k views
    • 
    • david rigby
    • July 13, 2004

18. How are top-heavy testing and 410(b) testing coordinated?

    By John A, March 20, 2000
    • 8 replies
    • 4.8k views
    • 
    • Tom Poje
    • January 27, 2003

19. Safe Harbor non-elective payments

    By bobbyM35, July 25, 2018
    • 29 replies
    • 4.8k views
    • 
    • Mike Preston
    • August 7, 2018

20. Missed Deferrals - Earnings Calculation

    By Vlad401k, July 29, 2015
    • 3 replies
    • 4.8k views
    • 
    • BG5150
    • July 31, 2015

21. Distribution Overpayments

    By FundeK, January 12, 2005
    • 11 replies
    • 4.8k views
    • 
    • GBurns
    • January 18, 2005

22. ADP / ACP Tests & Match Forfeitures vs. Refund

    By CLE401kGuy, March 1, 2018
    • 3 replies
    • 4.8k views
    • 
    • Tom Poje
    • March 2, 2018

23. Top-Heavy Scenario

    By Gadgetfreak, February 27, 2012
    • 32 replies
    • 4.8k views
    • 
    • Guest
    • December 5, 2012

24. Loan Balance - Required Minimum Distribution

    By Guest Amy Harle, October 31, 2001
    • 2 replies
    • 4.8k views
    • 
    • Belgarath
    • October 31, 2001

25. Does Key EE Catch-up contribution trigger top heavy contribution?

    By Lori Foresz, December 9, 2004
    • 9 replies
    • 4.8k views
    • 
    • Blinky the 3-eyed Fish
    • December 15, 2004

26. Non US Citzen Non-Spouse Beneficiary

    By Guest glhotdog, August 6, 2008
    • 4 replies
    • 4.8k views
    • 
    • GMK
    • August 6, 2008

27. Multiple Employer Plan (PEO) and successor plan rules

    By pmacduff, December 27, 2013
    • 5 replies
    • 4.8k views
    • 
    • pmacduff
    • January 2, 2014

28. Self Employed 401k -Multiple Plans Issue

    By SJones, November 15, 2017
    • 28 replies
    • 4.8k views
    • 
    • Mike Preston
    • September 25, 2018

29. Compliance Testing

    By Guest AlanB, June 6, 2006
    • 26 replies
    • 4.8k views
    • 
    • Mike Preston
    • June 13, 2006

30. Safe Harbor Match and Highly Compensated

    By Gadgetfreak, August 11, 2008
    • 5 replies
    • 4.8k views
    • 
    • Guest
    • September 8, 2008

31. Don't know who beneficiaries are on my husband 401K

    By Detra, February 14, 2017   

    • 401k
    • 5 replies
    • 4.8k views
    • 
    • david rigby
    • February 14, 2017

32. Hardship Withdrawal Documentation

    By Guest caseyb, April 3, 2012
    • 3 replies
    • 4.8k views
    • 
    • PensionPro
    • April 3, 2012

33. Deferred Vested Benefit (401k plan)

    By legort69, October 24, 2019
    • 8 replies
    • 4.8k views
    • 
    • Larry Starr
    • October 25, 2019

34. 401k Deferrals - Fiscal Year Plan

    By DP, July 19, 2005
    • 6 replies
    • 4.8k views
    • 
    • R. Butler
    • August 3, 2005

35. 401(a)4 testing required?

    By Guest RACHELP, December 1, 2005
    • 7 replies
    • 4.8k views
    • 
    • Tom Poje
    • December 14, 2005

36. MERGER, CONSOLIDATION OR SUBSTITUTION??

    By Guest LARRY, August 25, 1998
    • 4 replies
    • 4.8k views
    • 
    • Guest
    • September 19, 1998

37. Plan Name requirements?

    By TPApril, November 5, 2023
    • 6 replies
    • 4.8k views
    • 
    • RatherBeGolfing
    • November 7, 2023

38. 401k Deferral election made after entry date

    By DDB BN, October 25, 2019
    • 13 replies
    • 4.8k views
    • 
    • Bill Presson
    • October 29, 2019

39. Are 401k deferrals through 125 plan subject to FICA?

    By Guest Pete Swisher, October 3, 2000
    • 4 replies
    • 4.8k views
    • 
    • Dave Baker
    • October 18, 2000

40. VERY late Profit Sharing Contribution

    By Guest AdminFL, March 8, 2002
    • 9 replies
    • 4.8k views
    • 
    • Guest
    • March 9, 2002

41. Revenue Sharing

    By Guest texasactuary, August 20, 2004
    • 15 replies
    • 4.8k views
    • 
    • alanm
    • September 7, 2004

42. LTPT - interns

    By Belgarath, November 28, 2023
    • 24 replies
    • 4.8k views
    • 
    • RatherBeGolfing
    • December 6, 2023

43. VEBA 501c9

    By fidu, June 27, 2002
    • 7 replies
    • 4.8k views
    • 
    • Ron Snyder
    • July 12, 2002

44. Surrender insurance and transfer CV into other assets in the Plan

    By cdavis25, July 23, 2013
    • 12 replies
    • 4.8k views
    • 
    • Bird
    • July 26, 2013

45. EGTRRA: Catch-up Contrib Eligibility

    By Guest cole stevenson, July 6, 2001
    • 22 replies
    • 4.8k views
    • 
    • MGB
    • October 17, 2001

46. Benefits, Rights, and Features

    By Guest ghenson08, December 11, 2012
    • 19 replies
    • 4.8k views
    • 
    • Guest
    • March 7, 2013

47. Deferrals Based on Non-Compete Payments?

    By Christine Roberts, March 20, 2002
    • 16 replies
    • 4.8k views
    • 
    • IRC401
    • March 21, 2002

48. One person LLC w/1 Employee - Solo 401k?

    By jsmith1985, November 23, 2014
    • 24 replies
    • 4.8k views
    • 
    • jsmith1985
    • December 17, 2014

49. 401K Deferral Question

    By JimW58, November 9, 2017
    • 32 replies
    • 4.8k views
    • 
    • Kevin C
    • November 15, 2017

50. reversion of assets and safe harbor plan

    By Tom Poje, April 2, 2015
    • 13 replies
    • 4.7k views
    • 
    • Mike Preston
    • November 10, 2017