401(k) Plans

19,337 topics in this forum

1. Participant loans

   By rlb64, January 18, 2006
   • 3 replies
   • 2k views
   • 
   • Guest
   • January 19, 2006

2. Plan Fees

   By Guest Kim Daughrty, March 15, 2007
   • 3 replies
   • 1.1k views
   • 
   • austin3515
   • March 15, 2007

3. 20% Federal w/h on rollover to Roth IRA?

   By Guest mac_qka, May 13, 2008
   • 3 replies
   • 1.2k views
   • 
   • Appleby
   • May 14, 2008

4. Loan Default after Leave of Absence

   By Guest Dumb & Dumber, August 23, 2012
   • 3 replies
   • 1.3k views
   • 
   • QDROphile
   • August 23, 2012

5. PBGC 120% Lump Sum Factor at deferred age 65

   By §#$%!, November 21, 2012
   • 3 replies
   • 1.8k views
   • 
   • david rigby
   • November 21, 2012

6. removal of participating employer who is no longer related

   By WCC, September 8, 2020
   • 3 replies
   • 1.5k views
   • 
   • Bill Presson
   • September 8, 2020

7. What year 5330?

   By BG5150, November 2, 2020
   • 3 replies
   • 626 views
   • 
   • Luke Bailey
   • November 4, 2020

8. Is this a safe harbor match formula

   By Santo Gold, February 12, 2021
   • 3 replies
   • 457 views
   • 
   • BG5150
   • February 12, 2021

9. Adding Union Employees to the 401(k) Plan - Audit issue

   By HarleyBabe, April 7, 2022
   • 3 replies
   • 910 views
   • 
   • Bill Presson
   • April 8, 2022

10. 415 Annual Limit Calculation

    By Guest KathyL, October 15, 1998
    • 3 replies
    • 3.3k views
    • 
    • Guest
    • October 16, 1998

11. When does an employee cease being an "Employee" for plan pur

    By John A, September 20, 2000
    • 3 replies
    • 2.9k views
    • 
    • rcline46
    • September 22, 2000

12. Which year's top-heavy contribution can a QNEC contribution be applied

    By John A, January 19, 2001
    • 3 replies
    • 3.4k views
    • 
    • Guest
    • January 22, 2001

13. Trustee

    By Guest Mike Schwing, November 12, 2002
    • 3 replies
    • 1.4k views
    • 
    • Archimage
    • November 13, 2002

14. Reduce Safe Harbor Match from 6% to 4%

    By Guest TimS, June 11, 2009
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • June 12, 2009

15. Safe Harbor Match & NEC to A group of NHCE, 3% SH NEC & A group of HCE Excluded, Cross -Test & TH exemption

    By AdKu, August 10, 2016   

    • Safe Harbor Match
    • NEC to A group of NHCE
    • (and 1 more)

      Tagged with:

      • Safe Harbor Match
      • NEC to A group of NHCE
      • Cross -Test & TH exemption
    • 3 replies
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • August 11, 2016

16. participant loans (large minimum)

    By Scuba 401, January 26, 2018
    • 3 replies
    • 815 views
    • 
    • Madison71
    • January 26, 2018

17. 401k to Simple 401k

    By cpc0506, July 17, 2019
    • 3 replies
    • 921 views
    • 
    • digger
    • July 18, 2019

18. Plan has Division A and Divison B with Different Match Policies

    By austin3515, December 7, 2023
    • 3 replies
    • 597 views
    • 
    • CuseFan
    • December 7, 2023

19. Ex-employee owes employer $, can the employer take the money when the

    By Guest Kevin Plymyer, December 29, 2000
    • 3 replies
    • 3.4k views
    • 
    • david rigby
    • January 2, 2001

20. Processing deferrals before payroll date

    By BG5150, December 8, 2025
    • 3 replies
    • 751 views
    • 
    • BG5150
    • December 9, 2025

21. HCE Determination

    By DTH, May 9, 2003
    • 3 replies
    • 1.3k views
    • 
    • MWeddell
    • May 12, 2003

22. Termination and 401K

    By Guest gman26, April 29, 2004
    • 3 replies
    • 2.1k views
    • 
    • jquazza
    • April 30, 2004

23. Audit Requirements

    By Jilliandiz, June 6, 2006
    • 3 replies
    • 1.4k views
    • 
    • Nate X
    • June 6, 2006

24. Late deferrals - responsibility & who deposits

    By TPApril, June 27, 2014
    • 3 replies
    • 908 views
    • 
    • ESOP Guy
    • June 30, 2014

25. Family and ownership attribution

    By Pammie57, January 31, 2019
    • 3 replies
    • 3k views
    • 
    • Larry Starr
    • February 5, 2019

26. Spouse/Participant Inherited IRA

    By Plan Doc, March 8, 2023
    • 3 replies
    • 645 views
    • 
    • Plan Doc
    • March 11, 2023

27. can IRS grab 401(k) to pay taxes owed?

    By MR, December 4, 2003
    • 3 replies
    • 2.2k views
    • 
    • MR
    • December 5, 2003

28. Calculating Gains on Excess Deferrals for failed ADP

    By MBCarey, February 16, 2005
    • 3 replies
    • 3.3k views
    • 
    • MBCarey
    • February 16, 2005

29. Life Insurance Policy in 401(k) Plan

    By Guest michelle02, April 25, 2005
    • 3 replies
    • 2.3k views
    • 
    • mschwechter
    • April 28, 2005

30. REAL ESTATE - RESPA

    By Guest AlyssaC, May 3, 2006
    • 3 replies
    • 1.3k views
    • 
    • ERISAnut
    • May 3, 2006

31. New auto enroll set up

    By pmacduff, March 24, 2015
    • 3 replies
    • 1.5k views
    • 
    • K2retire
    • March 25, 2015

32. Using elective contributions to pass ACP test under prior year testing

    By Guest GBMcGrath, March 5, 1999
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • March 14, 2001

33. Anyone have a de minimis policy pertaining to returning excess contrib

    By John A, December 7, 1999
    • 3 replies
    • 2k views
    • 
    • Guest
    • February 15, 2001

34. Is my one-participant 401(k) out of compliance? I want to terminate it.

    By sify iway, May 23, 2023
    • 3 replies
    • 718 views
    • 
    • Bill Presson
    • May 24, 2023

35. Do we still need to track Section 125 data?

    By Guest FREE401k, April 3, 2002
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • April 3, 2002

36. Hardship for Preventative Home "Repair"

    By BTG, December 8, 2025
    • 3 replies
    • 660 views
    • 
    • Peter Gulia
    • December 10, 2025

37. Match Forfeit

    By Guest Mike Schwing, January 28, 2003
    • 3 replies
    • 1.5k views
    • 
    • Alf
    • January 28, 2003

38. Highly Compensated Employees

    By Guest jetfaninmn, February 13, 2006
    • 3 replies
    • 2k views
    • 
    • WDIK
    • February 13, 2006

39. Final 415 Regs' Post-Severance Comp -

    By rocknrolls2, February 15, 2008
    • 3 replies
    • 1.8k views
    • 
    • ak2ary
    • February 18, 2008

40. union employees and separate plan provisions

    By Guest Iwonder, September 2, 2011
    • 3 replies
    • 2.8k views
    • 
    • Guest
    • September 12, 2011

41. Correcting ADP Test Failure Under EPCRS

    By Madison71, October 10, 2017
    • 3 replies
    • 1k views
    • 
    • Madison71
    • October 10, 2017

42. 401k entitlement

    By Sheila Mitchell, August 26, 2018
    • 3 replies
    • 764 views
    • 
    • QDROphile
    • August 28, 2018

43. Highly Compensated Issue

    By pmacduff, August 2, 2002
    • 3 replies
    • 1.5k views
    • 
    • MJ Hartman
    • August 5, 2002

44. Control Group?

    By 401king, September 4, 2009
    • 3 replies
    • 1.2k views
    • 
    • R. Butler
    • September 4, 2009

45. Deferrals in excess of the 402(g) Limit

    By MarZDoates, March 25, 2015
    • 3 replies
    • 1k views
    • 
    • Tom Poje
    • March 25, 2015

46. Form 5500 Count

    By coleboy, June 9, 2016
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • June 10, 2016

47. 401k hardship for down payment on home purchase

    By 7kafrank, June 29, 2018
    • 3 replies
    • 759 views
    • 
    • 7kafrank
    • June 30, 2018

48. Controlled Group/Affiliated Service Group Question

    By Gadgetfreak, December 30, 2020
    • 3 replies
    • 1.4k views
    • 
    • FORMER ESQ.
    • January 1, 2021

49. Late Form 5500

    By Guest JBarn, August 18, 1999
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • August 21, 1999

50. Real World, Real Problem, Real Ugly

    By imchipbrown, March 12, 2000
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • March 14, 2000