401(k) Plans

19,321 topics in this forum

1. amount of time ...

   By Guest hardluckkid, February 4, 2004
   • 3 replies
   • 1.2k views
   • 
   • mbozek
   • February 5, 2004

2. Failure to meet Top-Heavy contribution requirement

   By bzorc, February 23, 2004
   • 3 replies
   • 1.3k views
   • 
   • Tom Poje
   • February 24, 2004

3. Matching Contributions

   By mlp0816, October 25, 2005
   • 3 replies
   • 1.3k views
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   • rcline46
   • October 25, 2005

4. Top Heavy Calculation

   By Guest JLecas, April 23, 2010
   • 3 replies
   • 1.7k views
   • 
   • Guest
   • May 19, 2010

5. Switching from elapsed time to counting hours for vesting

   By Rai401k, January 30, 2015
   • 3 replies
   • 4.4k views
   • 
   • Rai401k
   • January 30, 2015

6. Is this Severance or even Plan Compensation

   By jkharvey, June 30, 2017
   • 3 replies
   • 659 views
   • 
   • RatherBeGolfing
   • June 30, 2017

7. How long must plan sponsor keep unforeseeable emergency distribution documentation?

   By dv13, October 12, 2018
   • 3 replies
   • 886 views
   • 
   • Mike Preston
   • October 16, 2018

8. Loan reamortization

   By Guest Thomas Dotts, October 16, 1998
   • 3 replies
   • 4.1k views
   • 
   • Guest
   • October 22, 1998

9. Using a 401(k) Plan to Finance Franchise Business

   By 401 Chaos, April 14, 2008
   • 3 replies
   • 1.7k views
   • 
   • Belgarath
   • April 14, 2008

10. Child Support Arrearages From 401k, Deceased Participant

    By cwallace, December 5, 2018
    • 3 replies
    • 2k views
    • 
    • QDROphile
    • December 6, 2018

11. Non-discrimination Test

    By Guest chec, October 12, 1998
    • 2 replies
    • 2.2k views
    • 
    • MWeddell
    • October 22, 1998

12. How to Handle Match Formula

    By mming, December 9, 2025
    • 2 replies
    • 413 views
    • 
    • John Feldt ERPA CPC QPA
    • December 10, 2025

13. DB plan contributions

    By fidu, June 24, 2002
    • 2 replies
    • 1.3k views
    • 
    • fidu
    • June 24, 2002

14. Charging Distribution Fee to the participant

    By ErisaGeek, November 2, 2004
    • 2 replies
    • 1.2k views
    • 
    • ErisaGeek
    • November 2, 2004

15. QJSA Question

    By sdix401k, November 30, 2009
    • 2 replies
    • 1.1k views
    • 
    • sdix401k
    • November 30, 2009

16. Bizarre Allocation Method

    By austin3515, May 20, 2010
    • 2 replies
    • 1.4k views
    • 
    • Below Ground
    • May 21, 2010

17. 401k profit sharing plan term

    By Gary, October 9, 2010
    • 2 replies
    • 1k views
    • 
    • K2retire
    • October 9, 2010

18. HCE determination for short plan year for partnership

    By AKconsult, October 4, 2012
    • 2 replies
    • 1.9k views
    • 
    • ETA Consulting LLC
    • October 4, 2012

19. CPA just called and said he wants to add a Safe Harbor Feature to his existing KPlan

    By CharlesLeggette, January 30, 2017   

    • safe
    • 2 replies
    • 565 views
    • 
    • austin3515
    • January 31, 2017

20. Retroactively amending for 4% safe harbor

    By BG5150, October 7, 2021
    • 2 replies
    • 819 views
    • 
    • BG5150
    • October 7, 2021

21. Loan Correction

    By khn, April 11, 2022
    • 2 replies
    • 654 views
    • 
    • jsample
    • April 11, 2022

22. Charging Fees to Some Participants' Accounts

    By LCARUSI, October 19, 1998
    • 2 replies
    • 2.4k views
    • 
    • QDROphile
    • October 22, 1998

23. Commonly owned companies and acting as trustee

    By Guest gkare, April 30, 2004
    • 2 replies
    • 1.5k views
    • 
    • jquazza
    • April 30, 2004

24. additonal safe harbor employer contribution

    By LIBERTYKID, July 11, 2008
    • 2 replies
    • 1k views
    • 
    • Guest
    • July 11, 2008

25. Need suggestion for speaker for Milwaukee-based retirement professionals' group

    By ERISAatty, October 28, 2008
    • 2 replies
    • 1.1k views
    • 
    • ERISAatty
    • October 31, 2008

26. Successor Plan Issue

    By SMB, February 4, 2011
    • 2 replies
    • 2.5k views
    • 
    • Kevin C
    • February 7, 2011

27. PPA Restatement Fees

    By austin3515, May 13, 2014
    • 2 replies
    • 2.6k views
    • 
    • BG5150
    • September 10, 2014

28. 402(g) Deadline

    By buckaroo, April 13, 2016
    • 2 replies
    • 1.6k views
    • 
    • Belgarath
    • April 14, 2016

29. PEO's and multiple employer issues

    By Guest robin s vatalaro, October 22, 1998
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • October 23, 1998

30. General nondiscrimination tests. administrative

    By Guest Dale C, March 8, 1999
    • 2 replies
    • 1.3k views
    • 
    • Dawn Hafner
    • March 10, 1999

31. HCE Compensation from aquired company

    By Guest C Kampen, March 15, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 15, 2000

32. Employee Termination Date

    By justatester, May 31, 2024
    • 2 replies
    • 586 views
    • 
    • david rigby
    • May 31, 2024

33. Limit on deferrals from a single paycheck?

    By John A, October 5, 2000
    • 2 replies
    • 1.5k views
    • 
    • Jon Chambers
    • October 11, 2000

34. What is lookback year for HCE determination if plan is amended to crea

    By k man, December 7, 2000
    • 2 replies
    • 2k views
    • 
    • Guest
    • December 12, 2000

35. Can a Safe Harbor Plan have immediate eligibility for deferrals and ap

    By Guest Powers, March 21, 2001
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 21, 2001

36. Investment Fiduciary

    By austin3515, August 15, 2025
    • 2 replies
    • 712 views
    • 
    • QDROphile
    • August 16, 2025

37. 3% Safe Harbor 401(k) w/ X-tested PS

    By dmb, October 7, 2002
    • 2 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • October 7, 2002

38. Safe Harbor 401(k) Question

    By Archimage, June 21, 2004
    • 2 replies
    • 1.3k views
    • 
    • Alf
    • June 22, 2004

39. TOP HEAVY

    By Guest Mike Schwing, January 16, 2008
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • January 16, 2008

40. Deduction When Plan Year / Tax Year Do Not Coincide

    By Guest notapensiongeek, September 5, 2008
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • September 8, 2008

41. QNEC and Carve Out Method

    By CJS07, June 11, 2009
    • 2 replies
    • 2.2k views
    • 
    • BG5150
    • June 12, 2009

42. prior year testing ADP

    By pmacduff, November 3, 2015
    • 2 replies
    • 623 views
    • 
    • pmacduff
    • November 3, 2015

43. New Plan - Prior Service

    By HafnerN1, January 31, 2017   

    • 401(k)
    • 2 replies
    • 893 views
    • 
    • Belgarath
    • January 31, 2017

44. Review of Vendor Contracts - Settlor Fee?

    By 52626, July 8, 2020
    • 2 replies
    • 750 views
    • 
    • Peter Gulia
    • July 9, 2020

45. Hardship distribution vs. in-service withdrawal.

    By Guest Theresa, March 16, 2000
    • 2 replies
    • 12.6k views
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    • M R Bernardin
    • March 16, 2000

46. Plan vs Settlor Expenses

    By Guest meggie, September 11, 2003
    • 2 replies
    • 2.3k views
    • 
    • QDROphile
    • September 13, 2003

47. Broker/Consultant/RIA Fees

    By Guest jhilliard, October 11, 2004
    • 2 replies
    • 1.5k views
    • 
    • alanm
    • October 14, 2004

48. Ineligible Ptp makes 401(k) conts and taxation

    By buckaroo, February 16, 2005
    • 2 replies
    • 1.5k views
    • 
    • wmyer
    • February 18, 2005

49. Employer Contributions

    By Guest Becki625, July 14, 2006
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • July 26, 2006

50. Does Merger of 401(k) plans accelerate vesting?

    By Guest IRISH79, November 1, 2006
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • November 2, 2006