401(k) Plans

19,321 topics in this forum

1. charitable trust as beneficiary of participant

   By Guest cascigm, August 25, 1999
   • 2 replies
   • 1.6k views
   • 
   • Wessex
   • August 26, 1999

2. Is Employee in the ADP test?

   By Lynn Campbell, March 16, 2000
   • 2 replies
   • 1.6k views
   • 
   • MWeddell
   • March 17, 2000

3. Nondiscrim testing - coverage

   By Tom, March 10, 2023
   • 2 replies
   • 594 views
   • 
   • Tom
   • March 13, 2023

4. Feel like I'm getting played

   By Berto, June 3, 2024
   • 2 replies
   • 2.4k views
   • 
   • Luke Bailey
   • June 4, 2024

5. Annual match true-up

   By buckaroo, January 16, 2008
   • 2 replies
   • 1.6k views
   • 
   • JanetM
   • January 17, 2008

6. QDRO Accrued Benefit

   By DTH, February 18, 2008
   • 2 replies
   • 1.3k views
   • 
   • david rigby
   • February 19, 2008

7. ineligible deferral/safe harbor match

   By Guest Moira, March 24, 2009
   • 2 replies
   • 1.3k views
   • 
   • QDROphile
   • March 26, 2009

8. Simple IRA and 401k

   By cpc0506, March 31, 2011
   • 2 replies
   • 946 views
   • 
   • Guest
   • March 31, 2011

9. ADP/ACP refund check was lost

   By Guest ppapdx, March 20, 2013
   • 2 replies
   • 1.7k views
   • 
   • Bird
   • March 21, 2013

10. Charging fees to participants for changing tpa

    By TPApril, May 14, 2020
    • 2 replies
    • 844 views
    • 
    • Larry Starr
    • May 15, 2020

11. prevailing wage

    By cdavis25, July 9, 2020
    • 2 replies
    • 745 views
    • 
    • Larry Starr
    • July 9, 2020

12. Acquisitions with a SIMPLE and a 401k

    By Kac1214, January 11, 2023
    • 2 replies
    • 451 views
    • 
    • Kac1214
    • January 11, 2023

13. Termed/Retired prior to Normal Retirement Age

    By Mr Bagwell, April 4, 2024
    • 2 replies
    • 869 views
    • 
    • Mr Bagwell
    • April 4, 2024

14. 401-k Plan Merger

    By KevinMc, December 6, 2024
    • 2 replies
    • 604 views
    • 
    • Artie M
    • December 10, 2024

15. 415(c) and Amended Tax Returns

    By Cephas, August 19, 2025
    • 2 replies
    • 639 views
    • 
    • Cephas
    • August 20, 2025

16. Plan Termination?

    By Guest Michael Anderson, April 22, 2003
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • April 23, 2003

17. Changing Matching Contribution Rate

    By Below Ground, June 8, 2006
    • 2 replies
    • 1.1k views
    • 
    • Below Ground
    • June 8, 2006

18. Deferrals in Multiple Employer Plan

    By Guest Ken C, November 2, 2006
    • 2 replies
    • 1.4k views
    • 
    • QDROphile
    • November 2, 2006

19. Going from Simple to 401(k) plan

    By Guest CathyS, March 16, 2007
    • 2 replies
    • 1.1k views
    • 
    • Archimage
    • March 16, 2007

20. SH Match Question

    By smm, May 9, 2007
    • 2 replies
    • 1.1k views
    • 
    • smm
    • May 9, 2007

21. Collective Bargained Employees

    By Guest Twinky, November 6, 2007
    • 2 replies
    • 1k views
    • 
    • Guest
    • November 6, 2007

22. "otherwise excludable" ADP testing and cross-testing

    By Craig Garner, May 20, 2010
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • May 21, 2010

23. RMD

    By Nassau, March 31, 2011
    • 2 replies
    • 1.1k views
    • 
    • PensionPro
    • March 31, 2011

24. In-Plan Roth Conversions

    By austin3515, December 23, 2011
    • 2 replies
    • 899 views
    • 
    • austin3515
    • December 23, 2011

25. Exclusion of Eligible Employees from 401(k) Deferral Opportunity

    By ERISA1, October 9, 2014   

    • What if all NHCEs Excluded
    • 2 replies
    • 1.2k views
    • 
    • BG5150
    • October 10, 2014

26. Vesting YOS

    By pensionLifer, October 16, 2018
    • 2 replies
    • 623 views
    • 
    • CuseFan
    • October 17, 2018

27. Voluntary After Tax in SH Plan

    By BG5150, February 16, 2021
    • 2 replies
    • 889 views
    • 
    • Santo Gold
    • December 21, 2021

28. Safe harbor 401(k) nonelective contribution

    By Guest le190, March 12, 1999
    • 2 replies
    • 2k views
    • 
    • Guest
    • March 15, 1999

29. Should a profit sharing plan (effective 1/1/98) being submitted to the

    By Guest Cal, December 2, 1999
    • 2 replies
    • 1.4k views
    • 
    • Alf
    • December 11, 1999

30. Deferrals in excess of plan document limit -- include in ADP? Are the

    By R. Butler, May 4, 2001
    • 2 replies
    • 1.7k views
    • 
    • Bob R
    • July 7, 2001

31. catch up contributions

    By Guest joeplans, April 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Lame Duck
    • April 9, 2004

32. Control Group issue...

    By Guest jusducki, May 27, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • May 27, 2004

33. SAFE HARBOR NON-ELECTIVE

    By Guest Teddi, May 9, 2007
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • May 9, 2007

34. Top heavy test for small company

    By Guest fender5150, June 11, 2008
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 11, 2008

35. Insurance Rolled Into 401(k) Plan

    By Guest DCquestioner, May 13, 2009
    • 2 replies
    • 1.9k views
    • 
    • Bird
    • May 14, 2009

36. Prohibited Transaction

    By Guest s1sacm, March 25, 2010
    • 2 replies
    • 1.6k views
    • 
    • rcline46
    • March 26, 2010

37. CA State Disability

    By Tinman, September 15, 2010
    • 2 replies
    • 1k views
    • 
    • Tinman
    • September 16, 2010

38. Is a deferral late if payroll was never made?

    By TPApril, August 3, 2011
    • 2 replies
    • 1.2k views
    • 
    • Peter Gulia
    • August 3, 2011

39. What do YOU do when the client never submits the data required for testing/5500?

    By 401king, October 7, 2011
    • 2 replies
    • 929 views
    • 
    • shERPA
    • October 8, 2011

40. Definition of Matched Contributions

    By Below Ground, May 15, 2017   

    • problems of merging
    • 2 replies
    • 579 views
    • 
    • Below Ground
    • May 18, 2017

41. EPCRS Interpretation

    By Mr Bagwell, March 28, 2019
    • 2 replies
    • 703 views
    • 
    • Mr Bagwell
    • March 29, 2019

42. Non-Calendar Year SIMPLE 401(k) Plan

    By Michael B., May 15, 2020
    • 2 replies
    • 719 views
    • 
    • Doc Ument
    • May 15, 2020

43. 401K institution refusing to cut two checks for pre-tax and ROTH roll-over

    By aginsber, April 9, 2021
    • 2 replies
    • 1.8k views
    • 
    • CarolC
    • April 9, 2021

44. IRA Minimum Withdrawal Age

    By Guest majerczak, October 27, 1998
    • 2 replies
    • 2.3k views
    • 
    • Guest
    • October 29, 1998

45. Hardship Withdrawal Request - What if there isn't enough to fund need

    By Guest EMozley, May 4, 2001
    • 2 replies
    • 1.9k views
    • 
    • Moe Howard
    • May 5, 2001

46. Excess Salary Deferrals

    By Dougsbpc, July 15, 2009
    • 2 replies
    • 3.2k views
    • 
    • BG5150
    • July 15, 2009

47. Changing a safe harbor match plan to allow 'true-up of contribution' in current year

    By cpc0506, January 29, 2010
    • 2 replies
    • 1.5k views
    • 
    • MSN
    • January 29, 2010

48. HCE, Catch-Ups and Off-Calendar

    By austin3515, November 3, 2010
    • 2 replies
    • 866 views
    • 
    • austin3515
    • November 3, 2010

49. Qualifed Match ADP Test

    By jmartin, January 3, 2013
    • 2 replies
    • 1k views
    • 
    • MWeddell
    • January 3, 2013

50. Small Form 5500 filed without audit later amending as a large Form 5500 with audit

    By AdKu, October 17, 2016   

    • Amend Form 5500-SF to large
    • 2 replies
    • 1.1k views
    • 
    • AdKu
    • October 26, 2016