401(k) Plans

19,334 topics in this forum

1. Control Group merge into one company. Is this scenario ok?

   By K-t-F, August 9, 2021
   • 16 replies
   • 1.4k views
   • 
   • K-t-F
   • September 7, 2021

2. Plan loan question

   By Guest blaum8, September 10, 2003
   • 2 replies
   • 1.4k views
   • 
   • david rigby
   • September 10, 2003

3. Can a participant who reached retirement age, roll his account to a tr

   By Guest Tara Curran, October 24, 2000
   • 1 reply
   • 1.4k views
   • 
   • Mary Kay Foss
   • October 24, 2000

4. DOL and $12

   By ombskid, June 15, 2009
   • 4 replies
   • 1.4k views
   • 
   • david rigby
   • June 16, 2009

5. Return from Military Leave - Right to Make up if Not Deferring Before Military Leave?

   By rocknrolls2, July 17, 2009
   • 2 replies
   • 1.4k views
   • 
   • rocknrolls2
   • July 17, 2009

6. Other benefits job posting site?

   By Guest mrjones, February 19, 2005
   • 2 replies
   • 1.4k views
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   • wmyer
   • February 22, 2005

7. Short-Term Disability Programs

   By Guest margok, December 29, 2005
   • 1 reply
   • 1.4k views
   • 
   • GBurns
   • December 30, 2005

8. amendment of plans for the final 401(k) and removal of Safe Harbor provision

   By Guest wespac, May 17, 2006
   • 1 reply
   • 1.4k views
   • 
   • ERISAnut
   • May 17, 2006

9. Are employers ready to provide an incentive for 401(k) deferrals?

   By Peter Gulia, February 11, 2023
   • 4 replies
   • 1.4k views
   • 
   • G8Rs
   • February 15, 2023

10. Investment Policy Statement

    By Pammie57, September 19, 2016
    • 6 replies
    • 1.4k views
    • 
    • MoJo
    • September 19, 2016

11. QTIP contains deceased spouses company. Is the ownership of the compa

    By Guest JEP, April 3, 2001
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • April 11, 2001

12. Post-Tax vs. Pre-Tax

    By Guest Rosemary Raymer, September 30, 2002
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • September 30, 2002

13. Deferral Change frequency

    By Santo Gold, January 28, 2025
    • 4 replies
    • 1.4k views
    • 
    • Artie M
    • January 29, 2025

14. 2009 RMD's

    By ACox, November 18, 2009
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • November 8, 2010

15. Leasing company plan termination

    By Guest jim williams, January 17, 2001
    • 1 reply
    • 1.4k views
    • 
    • alanm
    • January 18, 2001

16. control group . . . plans the same?

    By Guest insurancelaw, December 2, 2006
    • 4 replies
    • 1.4k views
    • 
    • ak2ary
    • December 6, 2006

17. top heavy - aggregation

    By Guest Laura A, March 18, 1999
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • March 18, 1999

18. 401(k)

    By Guest episarci, December 7, 2001
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • December 7, 2001

19. Direct Rollover

    By Guest Chris Bullick, September 9, 1999
    • 4 replies
    • 1.4k views
    • 
    • jlf
    • September 14, 1999

20. Mulitple Employer Plans

    By justatester, September 15, 2008
    • 4 replies
    • 1.4k views
    • 
    • QDROphile
    • September 16, 2008

21. Participation

    By Guest JSinbad, December 24, 1998
    • 1 reply
    • 1.4k views
    • 
    • Kathy
    • December 24, 1998

22. Retroactive Entry on a 401(k) Plan.

    By jquazza, March 1, 2004
    • 3 replies
    • 1.4k views
    • 
    • WDIK
    • March 2, 2004

23. Annual Additions for an off cal. plan year

    By doombuggy, November 4, 2005
    • 4 replies
    • 1.4k views
    • 
    • SMB
    • November 24, 2005

24. 401k loan default time limit

    By rklawns, June 9, 2017
    • 5 replies
    • 1.4k views
    • 
    • ESOP Guy
    • June 9, 2017

25. Can restructuring for eligibility be done for ACP testing purposes or

    By John A, February 10, 2000
    • 2 replies
    • 1.4k views
    • 
    • John A
    • February 10, 2000

26. Safe harbor inclsuign previously excluded employees mid-year.

    By R. Butler, August 4, 2005
    • 1 reply
    • 1.4k views
    • 
    • Archimage
    • August 8, 2005

27. Re-characterize 402(g) violation

    By Guest Charles G, March 16, 2001
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • March 16, 2001

28. Adding Salary Deferral and Safe Harbor Match

    By Dougsbpc, December 28, 2012
    • 1 reply
    • 1.4k views
    • 
    • Lou S.
    • December 28, 2012

29. Should the employer set up separate accounts for safe harbor contributions?

    By katieinny, March 22, 2004
    • 3 replies
    • 1.4k views
    • 
    • Brian Gallagher
    • March 23, 2004

30. Safe Harbor

    By PMC, March 21, 2002
    • 1 reply
    • 1.4k views
    • 
    • MWeddell
    • March 21, 2002

31. Categories of participants?

    By Guest 410b, July 15, 2008
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • July 15, 2008

32. plan termination & qualifying employer security

    By lexi, June 26, 2006
    • 4 replies
    • 1.4k views
    • 
    • Locust
    • June 27, 2006

33. 3% SH for termed participant who returned for 2 weeks following two ye

    By Cathy from Chicago, January 20, 2003
    • 1 reply
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • January 20, 2003

34. Unnamed contingent beneficiaries: Children or Estate

    By TPApril, May 10, 2021
    • 4 replies
    • 1.4k views
    • 
    • Peter Gulia
    • May 12, 2021

35. Terminating Money Purchase Plan - Starting new 401k Plan

    By coleboy, April 18, 2018
    • 6 replies
    • 1.4k views
    • 
    • CuseFan
    • April 18, 2018

36. Increasing 401(k) Participation

    By Guest John Rains, February 15, 1999
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • February 17, 1999

37. Application of Last Day of Employment Rule for Self-Employed Partner in Profit Sharing Plan

    By 401 Chaos, March 31, 2022
    • 14 replies
    • 1.4k views
    • 
    • 401 Chaos
    • April 21, 2022

38. Comparison of 401(k) plans, 403(b) plans, and 457 plans available onli

    By Guest CVCalhoun, July 21, 1999
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • July 21, 1999

39. Partnership earned income/deferrals

    By Doghouse, June 14, 2010
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • June 15, 2010

40. Safe Harbor Contributions

    By Guest EBraxton, August 3, 1999
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • August 3, 1999

41. Required Minimum Distributions

    By Guest terid, November 11, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • November 11, 2002

42. Participant over 415 limit & plan limit but already rolled $ out o

    By Guest CCarter, May 14, 2002
    • 3 replies
    • 1.4k views
    • 
    • Mike Preston
    • May 15, 2002

43. Trustee

    By Guest Mike Schwing, November 12, 2002
    • 3 replies
    • 1.4k views
    • 
    • Archimage
    • November 13, 2002

44. Forfeiture Timing

    By Guest Kelly44030, November 10, 2011
    • 1 reply
    • 1.4k views
    • 
    • ETA Consulting LLC
    • November 10, 2011

45. Plan imposed limits and catch-up

    By MoShawn, June 24, 2008
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • June 24, 2008

46. ADP Failures and Refunds for Fiscal Plan

    By Guest kstorch, February 11, 2002
    • 1 reply
    • 1.4k views
    • 
    • Disco Stu
    • February 11, 2002

47. Change to Definition of Disability

    By 7806akp, March 5, 2018   

    • is it a change to vesting schedule under 411(a)(10)?
    • 2 replies
    • 1.4k views
    • 
    • 7806akp
    • March 6, 2018

48. 401k/PS plan - unused sick leave contribution

    By t.haley, January 20, 2015
    • 0 replies
    • 1.4k views
    • 
    • t.haley
    • January 20, 2015

49. Excluded HCE Defer, Refund Effect

    By The 402"(G)", May 26, 2016
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • May 27, 2016

50. Short first plan year?

    By jaemmons, April 7, 2004
    • 2 replies
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • April 7, 2004