401(k) Plans

19,321 topics in this forum

1. When can I set up a new 401(k) to avoid top heavy

   By kmciver, September 14, 2005
   • 2 replies
   • 1.6k views
   • 
   • Alf
   • September 15, 2005

2. 1099R code for age 59 1/2

   By Guest jvandyke, November 9, 2007
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • November 9, 2007

3. commingle SHNEC and SHMAC

   By Jim Chad, December 14, 2007
   • 2 replies
   • 6.9k views
   • 
   • Bill Presson
   • December 17, 2007

4. Max Loan Amount

   By goldtpa, March 27, 2013
   • 2 replies
   • 1.2k views
   • 
   • 12AX7
   • March 28, 2013

5. Catch-ups over 100% of pay

   By austin3515, July 30, 2015
   • 2 replies
   • 708 views
   • 
   • mphs77
   • July 30, 2015

6. 403(b) and safe harbor 401(k) plan

   By R. Butler, June 22, 2016
   • 2 replies
   • 712 views
   • 
   • R. Butler
   • June 23, 2016

7. 402g limit corrected same year deferred

   By Mr Bagwell, December 11, 2017   

   • 402g limit
   • nhce
   • 2 replies
   • 1k views
   • 
   • Mr Bagwell
   • December 11, 2017

8. Schedule D-Form 5500

   By ratherbereading, June 3, 2019
   • 2 replies
   • 790 views
   • 
   • ratherbereading
   • June 4, 2019

9. Solo 401k 5500-EZ filed through IRS relief program still subject to DOL penalties?

   By ChevChase, September 18, 2022
   • 2 replies
   • 748 views
   • 
   • ChevChase
   • September 19, 2022

10. Direct phone number for IRS Retirement Plans?

    By billfgrady, December 8, 2003
    • 2 replies
    • 3.7k views
    • 
    • Guest
    • December 8, 2003

11. Other benefits job posting site?

    By Guest mrjones, February 19, 2005
    • 2 replies
    • 1.4k views
    • 
    • wmyer
    • February 22, 2005

12. Withholding on nonqualified Roth distributions

    By Guest mickiemurphy, July 16, 2007
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 16, 2007

13. did not fund solo mpp and solo 401(k) for years

    By Jim Chad, October 6, 2009
    • 2 replies
    • 1.1k views
    • 
    • Jim Chad
    • October 8, 2009

14. compensation disclosures for Investment advisor per 408b

    By Jim Chad, April 23, 2012
    • 2 replies
    • 1k views
    • 
    • Jim Chad
    • April 26, 2012

15. Top Heavy and Safe Harbor

    By coleboy, February 24, 2021
    • 2 replies
    • 402 views
    • 
    • coleboy
    • February 24, 2021

16. amend safe harbor non-elective to ACP with QMAC

    By thepensionmaven, July 10, 2022
    • 2 replies
    • 525 views
    • 
    • thepensionmaven
    • July 12, 2022

17. LPTP Question - Age Requirement

    By Gilmore, August 21, 2023
    • 2 replies
    • 580 views
    • 
    • Gilmore
    • August 22, 2023

18. Failed ADP oops it really passed

    By 401KsRme, May 6, 2025
    • 2 replies
    • 1.1k views
    • 
    • 401KsRme
    • May 7, 2025

19. Control Group Issues

    By Guest jetfaninmn, May 26, 2005
    • 2 replies
    • 1.9k views
    • 
    • R. Butler
    • May 26, 2005

20. Loan Calculation

    By Guest jetfaninmn, August 18, 2005
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • August 18, 2005

21. Profit Sharing Plan

    By Guest merrysunshine21, January 5, 2007
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • January 5, 2007

22. When to use component plan testing

    By austin3515, February 12, 2011
    • 2 replies
    • 2.4k views
    • 
    • Tom Poje
    • February 14, 2011

23. Excess distribution and 1099?

    By Dennis Povloski, May 2, 2011
    • 2 replies
    • 888 views
    • 
    • Dennis Povloski
    • May 2, 2011

24. 408b disclosure on Brokerage accounts

    By Jim Chad, April 23, 2012
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • April 26, 2012

25. Auto Increase

    By Guest GoHeels1282, July 24, 2012
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 25, 2012

26. Can you exclude catchups from SH Match?

    By Jim Chad, March 30, 2017
    • 2 replies
    • 546 views
    • 
    • Tom Poje
    • March 30, 2017

27. Eligibility Computation Period

    By Pam S., December 11, 2017
    • 2 replies
    • 1.3k views
    • 
    • Pam S.
    • December 12, 2017

28. 401k and TSP deferrals

    By mjf06241972, June 4, 2019
    • 2 replies
    • 887 views
    • 
    • mjf06241972
    • June 4, 2019

29. Top Heavy Minimum and Business Unit Sale

    By NW529, July 21, 2020   

    • top heavy
    • 2 replies
    • 465 views
    • 
    • CuseFan
    • July 21, 2020

30. Hardship Distributions from Rollover Accounts; Inquiry If Allowed for Discretionary Contributions

    By Kent Allard, February 20, 2024   

    • hardship
    • rollover
    • (and 2 more)

      Tagged with:

      • hardship
      • rollover
      • distributions
      • roth rollover
    • 2 replies
    • 850 views
    • 
    • Lou S.
    • February 20, 2024

31. 100% owner of company wants to invest his account balance into the com

    By Guest Kelly Bermes, October 27, 2000
    • 2 replies
    • 1.9k views
    • 
    • Bill Berke
    • November 2, 2000

32. Safe Harbor Notice, client wants to stop the plan.

    By Guest JPAdmin, February 5, 2002
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • February 6, 2002

33. Top Heavy Contribution -Frozen Plan

    By Guest UKH, June 27, 2002
    • 2 replies
    • 1.6k views
    • 
    • Larry M
    • June 27, 2002

34. 401k Insurance Policy

    By Guest Kconsultant, July 18, 2002
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • July 18, 2002

35. Prevailing Wage contributions included in ADP test

    By 2muchstress, October 9, 2002
    • 2 replies
    • 2.4k views
    • 
    • 2muchstress
    • October 9, 2002

36. 2 plans merging, what to do with ADP test?

    By Guest lindamichals, November 29, 2005
    • 2 replies
    • 2k views
    • 
    • rcline46
    • November 29, 2005

37. unrequested plan change

    By Guest cshindc, January 25, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • January 25, 2006

38. Safe Harbor notices

    By pmacduff, November 7, 2006
    • 2 replies
    • 1.5k views
    • 
    • austin3515
    • November 8, 2006

39. eligibility and rehires

    By Guest MKELLY9522, May 25, 2011
    • 2 replies
    • 1.2k views
    • 
    • K2retire
    • May 26, 2011

40. Foreign withholding at source

    By jkharvey, April 23, 2012
    • 2 replies
    • 1.2k views
    • 
    • mbozek
    • April 24, 2012

41. Rehire Rules for New Plan

    By clangeland, February 10, 2015
    • 2 replies
    • 1.3k views
    • 
    • clangeland
    • February 10, 2015

42. Employer 401K Contribution to personal 401K plans

    By mitchelt, April 4, 2015
    • 2 replies
    • 879 views
    • 
    • mitchelt
    • April 4, 2015

43. GUST and EGTRA plan restatments for a terminated plan

    By Guest smhjr, March 22, 2002
    • 2 replies
    • 1.5k views
    • 
    • mbozek
    • March 24, 2002

44. Wife of Highly Paid Individual

    By Pixie, January 5
    • 2 replies
    • 650 views
    • 
    • Peter Gulia
    • January 5

45. Definition of Compensation

    By MarZDoates, September 20, 2002
    • 2 replies
    • 1.5k views
    • 
    • jaemmons
    • September 20, 2002

46. 401(k) Safe Harbor Hardship Withdrawals

    By Guest rocnrols2, August 26, 2003
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • August 26, 2003

47. IRS guidance on treatment of employer funds used to buy out plan's annuity contract surrender charges

    By Guest jusducki, September 17, 2003
    • 2 replies
    • 1.3k views
    • 
    • KJohnson
    • September 17, 2003

48. Elapsed Time Vesting Question

    By TBob, January 25, 2006
    • 2 replies
    • 6.4k views
    • 
    • david rigby
    • January 25, 2006

49. Vesting changes

    By Guest Wolves1962, December 7, 2006
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • December 7, 2006

50. So confused, should I do 401k or Roth ?

    By Guest spinspin31, February 1, 2007
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • February 1, 2007