401(k) Plans

19,321 topics in this forum

1. rollover of death benefit for nonspouse beneficiary

   By alexa, April 21, 2008
   • 2 replies
   • 2k views
   • 
   • Peanut Butter Man
   • April 21, 2008

2. Match formula changed mid-year/plan has SEI

   By Laura Harrington, July 21, 2009
   • 2 replies
   • 1.2k views
   • 
   • Bill Presson
   • July 21, 2009

3. Is $1,000 Automatic Distribution Threshhold a Protected Benefit?

   By kgr12, December 4, 2009
   • 2 replies
   • 3.6k views
   • 
   • BG5150
   • December 4, 2009

4. RMD

   By JKW, October 15, 2010
   • 2 replies
   • 1k views
   • 
   • JKW
   • October 15, 2010

5. Solo K plan termination

   By rfahey, November 10, 2010
   • 2 replies
   • 1.1k views
   • 
   • K2retire
   • November 10, 2010

6. Coverage Testing w/ Two 401(k) Plans

   By Rob P, February 11, 2012
   • 2 replies
   • 1k views
   • 
   • Rob P
   • February 13, 2012

7. Earnings Allocation

   By Guest boxerengine, June 16, 2013   

   • Earnings Allocation
   • 2 replies
   • 3.2k views
   • 
   • Bird
   • June 17, 2013

8. what 'value' to you use when you have an annuity contract

   By cpc0506, August 2, 2013
   • 2 replies
   • 1.1k views
   • 
   • Belgarath
   • August 2, 2013

9. Vesting Service

   By Safeharbor29, June 3, 2015   

   • prior employer
   • predecessor employer
   • 2 replies
   • 1k views
   • 
   • Mike Preston
   • June 3, 2015

10. Safe Harbor 401(k) with new controlled entity

    By cathyw, February 27, 2020
    • 2 replies
    • 512 views
    • 
    • cathyw
    • February 28, 2020

11. S Corp filed return and wants to file an amended return

    By DDB BN, April 8, 2020
    • 2 replies
    • 781 views
    • 
    • Peter Gulia
    • April 8, 2020

12. Do correcting QNECS need to be factored into following year testing?

    By John A, October 9, 2000
    • 2 replies
    • 1.5k views
    • 
    • Disco Stu
    • October 9, 2000

13. Life Insurance as plan investment; incidental benefit rule violated; h

    By Guest Lex, February 12, 2003
    • 2 replies
    • 3.7k views
    • 
    • mbozek
    • February 12, 2003

14. Due date for top-heavy minimum

    By Guest mol, September 23, 2004
    • 2 replies
    • 2.1k views
    • 
    • mbozek
    • September 23, 2004

15. Loan Default

    By Guest revier, December 1, 2004
    • 2 replies
    • 1.2k views
    • 
    • pmacduff
    • December 1, 2004

16. Catch Up Contributions

    By SteveH, October 13, 2006
    • 2 replies
    • 2.2k views
    • 
    • Appleby
    • October 14, 2006

17. 401(k) Safe Harbor Notice and Loans

    By AJ North, May 2, 2011
    • 2 replies
    • 2.3k views
    • 
    • Tom Poje
    • May 4, 2011

18. Extend 5 year general purpose loan?

    By oldman, February 13, 2012
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • August 22, 2014

19. 501(c)(3)

    By Safeharbor29, July 31, 2015
    • 2 replies
    • 948 views
    • 
    • mbozek
    • July 31, 2015

20. New QACA formula

    By traveler, September 23, 2015   

    • 401(k)(13) auto enroll
    • 2 replies
    • 1.3k views
    • 
    • traveler
    • October 19, 2015

21. VFCP on Late deferral contribution - prohibited transaction exemption 2002-51 (not more than 180 days) and $20 de-minimus

    By AdKu, May 18, 2018   

    • vfcp on late deferral contribution - prohibited transaction exemption 2002-51 (not more than 180 days) and $20 de-minimus
    • 2 replies
    • 1.5k views
    • 
    • AdKu
    • May 18, 2018

22. Employer Stock for Matching Contributions

    By Guest FergyJR, November 19, 1998
    • 2 replies
    • 2.4k views
    • 
    • QDROphile
    • November 19, 1998

23. 401(k) and Third Party Administrators

    By Guest DAraniti, January 15, 1999
    • 2 replies
    • 2.5k views
    • 
    • Guest
    • January 5, 2000

24. 401k recordkeepers

    By LAHurricane, May 7, 2025
    • 2 replies
    • 4k views
    • 
    • jsample
    • May 8, 2025

25. Code 791

    By Guest LJWhite, November 16, 2001
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • November 16, 2001

26. rehire, eligiblity and entry

    By Lou81, September 2, 2025
    • 2 replies
    • 1.2k views
    • 
    • Lou81
    • September 3, 2025

27. QDRO: Participant has an outstanding loan

    By Guest mmc, September 1, 2004
    • 2 replies
    • 5.6k views
    • 
    • QDROphile
    • September 2, 2004

28. deferring on severence pay

    By Guest SueM382, March 21, 2007
    • 2 replies
    • 1.9k views
    • 
    • david rigby
    • March 22, 2007

29. Owner who made 401(k) Deferrals with zero Earned Income

    By Alex Daisy, March 3, 2010
    • 2 replies
    • 1.3k views
    • 
    • Alex Daisy
    • March 3, 2010

30. RMD and Roth Contributions

    By Guest Michele Ciz, April 23, 2012
    • 2 replies
    • 1.3k views
    • 
    • masteff
    • April 24, 2012

31. Timing of Transactions in under a 401(k) Plan

    By NYERPA, July 31, 2015   

    • 401(k)
    • trade
    • (and 2 more)

      Tagged with:

      • 401(k)
      • trade
      • investment
      • timing
    • 2 replies
    • 1.2k views
    • 
    • 401king
    • July 31, 2015

32. Trust as Beneficiary

    By waid10, August 25, 2016
    • 2 replies
    • 1.2k views
    • 
    • GMK
    • August 25, 2016

33. Current vs Prior Year testing

    By Guest CGBS, February 14, 2001
    • 2 replies
    • 2.3k views
    • 
    • Guest
    • February 14, 2001

34. Plan Amendments

    By Guest Raman A, February 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Kirk Maldonado
    • February 10, 2004

35. Top paid group election and union employees

    By Earl, May 6, 2004
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • May 7, 2004

36. Profit Sharing Contribution

    By Guest mol, September 1, 2004
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • September 2, 2004

37. Can a plan require participants to work 1000 hours in six months?

    By Dan, January 13, 2005
    • 2 replies
    • 2.4k views
    • 
    • Tom Poje
    • January 13, 2005

38. Control Group Multiple Plans

    By Guest padmin, August 18, 2006
    • 2 replies
    • 1.4k views
    • 
    • Tom Poje
    • August 18, 2006

39. PS Cont. Allocation-signed document and unsigned restatement

    By Guest Emily 401(k), February 25, 2008
    • 2 replies
    • 1.1k views
    • 
    • Kimberly S
    • February 25, 2008

40. Definition of Compensation

    By Guest notapensiongeek, September 12, 2008
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 12, 2008

41. Directed Trustee

    By pixmax, December 4, 2009
    • 2 replies
    • 1.4k views
    • 
    • JanetM
    • December 5, 2009

42. Retroactive Adoption of Safe Harbor Amendment

    By ERISA25, March 21, 2012
    • 2 replies
    • 1.5k views
    • 
    • ERISA25
    • March 21, 2012

43. Roth not allowed as a catch up

    By TPA Bob, September 4, 2014   

    • Roth 401(k) Catch Up
    • 2 replies
    • 912 views
    • 
    • Kevin C
    • September 5, 2014

44. Safe Harbor Funding requirement for 2022

    By Tom, November 29, 2022
    • 2 replies
    • 452 views
    • 
    • Bill Presson
    • November 29, 2022

45. Different investment options for controlled group plan.

    By Guest, April 6, 2000
    • 2 replies
    • 1.5k views
    • 
    • Alan Simpson
    • April 7, 2000

46. Transition period over safe harbor and non-safe harbor plan

    By Rayofsunshine, December 20, 2023
    • 2 replies
    • 670 views
    • 
    • Rayofsunshine
    • December 20, 2023

47. 414s fails in a SHM plan

    By AlbanyConsultant, March 4, 2025
    • 2 replies
    • 708 views
    • 
    • AlbanyConsultant
    • March 10, 2025

48. IRS Plan Audit

    By Guest jim williams, May 31, 2001
    • 2 replies
    • 1.7k views
    • 
    • Jon Chambers
    • June 1, 2001

49. Can a QDRO be Rolledover into a 401(k) where the participant is Terminated?

    By Guest jeffgh24, August 10, 2004
    • 2 replies
    • 4.1k views
    • 
    • Alf
    • August 11, 2004

50. PTE 2002-51 notice to interested persons

    By Guest TinaThornton, September 14, 2005
    • 2 replies
    • 3.9k views
    • 
    • Blinky the 3-eyed Fish
    • September 14, 2005