401(k) Plans

19,275 topics in this forum

1. Borrow from a 401k to pay credit debt?

   By Guest telarsen, April 16, 2005
   • 24 replies
   • 4.5k views
   • 
   • austin3515
   • April 21, 2005

2. Can plan be amended to raise the normal retirement age? Applies only t

   By John A, April 12, 2000
   • 9 replies
   • 4.5k views
   • 
   • david rigby
   • December 22, 2000

3. Safe Harbor Match (Per Pay Period) in Partnership

   By Guest Holly Foster, April 12, 2012
   • 2 replies
   • 4.5k views
   • 
   • jpod
   • April 13, 2012

4. Suspend EE and ER Matching Contributions To 401k Plan

   By Guest ROB VIDOVICH, May 14, 2002
   • 6 replies
   • 4.5k views
   • 
   • Mike Preston
   • May 15, 2002

5. hce or nhce?

   By Lori H, July 10, 2006
   • 13 replies
   • 4.5k views
   • 
   • BG5150
   • July 14, 2006

6. Can a plan institute a creditworthiness requirement when deciding whether or not to issue a loan?

   By k man, December 3, 2003
   • 7 replies
   • 4.5k views
   • 
   • Belgarath
   • December 4, 2003

7. Rehire - Refresher Course

   By PainPA, December 9, 2009
   • 16 replies
   • 4.5k views
   • 
   • Jim Chad
   • December 29, 2017

8. Bonuses counted in a 401(k) safe harbor plan

   By eilano, June 22, 2000
   • 4 replies
   • 4.5k views
   • 
   • Alf
   • July 2, 2000

9. Section 415 Limits - Which came first?

   By austin3515, March 7, 2011
   • 14 replies
   • 4.5k views
   • 
   • fiona1
   • April 14, 2011

10. Salaried & Equivalency for Hours

    By Craig Schiller, July 16, 2013   

    • False equivalency
    • 4 replies
    • 4.5k views
    • 
    • ForksnKnives
    • July 22, 2013

11. Hardships not eligible for Rollover

    By Guest Frank Jackson, September 15, 1998
    • 4 replies
    • 4.5k views
    • 
    • david shipp
    • September 16, 1998

12. Fidelity Bond / Inflation Guard

    By austin3515, October 15, 2014
    • 10 replies
    • 4.5k views
    • 
    • Belgarath
    • November 9, 2017

13. Loan Default

    By Guest andmik, June 6, 2008
    • 16 replies
    • 4.5k views
    • 
    • BG5150
    • June 13, 2008

14. TPA Fee

    By K-t-F, April 27, 2004
    • 3 replies
    • 4.5k views
    • 
    • alanm
    • May 13, 2004

15. Amend type of profit share contribution mid year

    By EBDI, July 21, 2015
    • 17 replies
    • 4.5k views
    • 
    • Mike Preston
    • July 24, 2015

16. Split Plan to Avoid 5500 Audit

    By BeanCounterBlues, May 31, 2006
    • 7 replies
    • 4.5k views
    • 
    • jpod
    • June 1, 2006

17. ADP Testing and Union Employees

    By Guest KBurket, August 11, 1999
    • 2 replies
    • 4.5k views
    • 
    • Wessex
    • August 18, 1999

18. 410(b) question

    By Kevin C, June 12, 2009
    • 17 replies
    • 4.5k views
    • 
    • Guest
    • June 17, 2009

19. Individual/solo 401k plan sequence number

    By BGLA, November 1, 2022
    • 13 replies
    • 4.5k views
    • 
    • NV
    • June 22, 2023

20. Hardship withdrawal -- Definition of medical expense?

    By Guest DebM, July 13, 2001
    • 2 replies
    • 4.5k views
    • 
    • Guest
    • July 13, 2001

21. Puerto Rican Participants in U.S. 401(k) Plan

    By Doghouse, December 15, 2017
    • 5 replies
    • 4.5k views
    • 
    • Doghouse
    • December 19, 2017

22. Missed Loan Payments

    By katie58, April 24, 2014
    • 11 replies
    • 4.5k views
    • 
    • katie58
    • April 25, 2014

23. 415 limit for employee of multiple employers

    By Guest RS Vatalaro, January 7, 2000
    • 3 replies
    • 4.5k views
    • 
    • John A
    • January 10, 2000

24. Mandatory Auto Enrollment Effective Date

    By FishOn, April 15
    • 2 replies
    • 4.5k views
    • 
    • Peter Gulia
    • April 15

25. Increasing safe harbor match during plan year

    By MWeddell, October 1, 2008
    • 13 replies
    • 4.5k views
    • 
    • MWeddell
    • October 3, 2008

26. Eligibility of Rehires

    By 7806akp, July 29, 2009
    • 5 replies
    • 4.4k views
    • 
    • Guest
    • July 30, 2009

27. 415 Limit Off-Calendar Plan Year

    By 12AX7, September 24, 2013
    • 3 replies
    • 4.4k views
    • 
    • Kevin C
    • September 24, 2013

28. Backdating of 401k enrollment?

    By Guest EricW, December 1, 2009
    • 7 replies
    • 4.4k views
    • 
    • K2retire
    • December 2, 2009

29. Which is Worse? QDIA Options

    By austin3515, July 7, 2012
    • 20 replies
    • 4.4k views
    • 
    • BG5150
    • November 9, 2012

30. Merger Money Purchase Plan into Profit Sharing Plan

    By Guest jpetrancosta, June 11, 2002
    • 12 replies
    • 4.4k views
    • 
    • KJohnson
    • June 17, 2002

31. Signing Bonus / Section 415 Compensation

    By Gruegen, July 7, 2008
    • 3 replies
    • 4.4k views
    • 
    • Guest
    • July 9, 2008

32. Don't know who beneficiaries are on my husband 401K

    By Detra, February 14, 2017   

    • 401k
    • 5 replies
    • 4.4k views
    • 
    • david rigby
    • February 14, 2017

33. Plan amendment for name change of plan sponsor?

    By t.haley, November 10, 2008
    • 5 replies
    • 4.4k views
    • 
    • t.haley
    • November 10, 2008

34. Multiple Employer Plan and 401k Safe Harbor

    By J Simmons, February 13, 2007
    • 6 replies
    • 4.4k views
    • 
    • Guest
    • May 2, 2007

35. Mistake of Fact ???!!!

    By BW, December 10, 2014
    • 17 replies
    • 4.4k views
    • 
    • Stable Two Financial
    • December 17, 2014

36. Severance Pay - Retirement Plan Options?

    By Guest ctlyn, December 26, 2004
    • 2 replies
    • 4.4k views
    • 
    • mbozek
    • December 29, 2004

37. changing from actual hours counting to elapsed time

    By Guest anne1, March 29, 2006
    • 2 replies
    • 4.4k views
    • 
    • Kirk Maldonado
    • April 10, 2006

38. Over Plan Limits

    By Guest Frank Jackson, September 11, 1998
    • 1 reply
    • 4.4k views
    • 
    • Dawn Hafner
    • September 11, 1998

39. Gross pay insufficient to deduct 401(k) deferrals?

    By kmhaab, July 19, 2022
    • 9 replies
    • 4.4k views
    • 
    • Peter Gulia
    • July 20, 2022

40. Immediate eligibility ADP testing

    By Sully, February 24, 2006
    • 12 replies
    • 4.4k views
    • 
    • MWeddell
    • March 9, 2006

41. Professional Employee Organization -401(k)

    By Guest Suegoetz, September 12, 1998
    • 1 reply
    • 4.4k views
    • 
    • Guest
    • September 15, 1998

42. Should I take a loan from my roth 401K plan and invest it?

    By wcrile, July 6, 2016
    • 10 replies
    • 4.4k views
    • 
    • Bill Presson
    • July 11, 2016

43. Non participation in safe harbor 401k by non HCE

    By Guest BILL SMITH, September 18, 1998
    • 1 reply
    • 4.4k views
    • 
    • Guest
    • September 18, 1998

44. Revoking an election

    By E as in ERISA, June 4, 2002
    • 14 replies
    • 4.4k views
    • 
    • MWeddell
    • June 7, 2002

45. Disregarded LLC?

    By Guest bouncingsoul, April 11, 2007
    • 5 replies
    • 4.4k views
    • 
    • AndyT
    • December 19, 2007

46. 402(g) limitation violation due to 2 plans

    By Fred Payne, November 22, 2002
    • 7 replies
    • 4.4k views
    • 
    • mbozek
    • November 25, 2002

47. Waiting period for final distributions

    By Guest Luis G, April 21, 1999
    • 6 replies
    • 4.4k views
    • 
    • Guest
    • April 28, 1999

48. Plan Audit Fees Charged to the Plan?

    By Pammie57, April 23, 2019
    • 7 replies
    • 4.4k views
    • 
    • Peter Gulia
    • April 29, 2019

49. service weighted allocation and the gateway test

    By Santo Gold, March 8, 2006
    • 20 replies
    • 4.4k views
    • 
    • Mike Preston
    • March 10, 2006

50. "minimum" Minimum Required Distrib

    By austin3515, November 20, 2006
    • 7 replies
    • 4.4k views
    • 
    • BG5150
    • November 22, 2006