401(k) Plans

19,337 topics in this forum

1. J&S in a Profit Sharing Plan

   By 52626, April 22, 2014
   • 8 replies
   • 4.6k views
   • 
   • Guest
   • June 19, 2014

2. Match Calculated Incorrectly

   By Guest Frank Jackson, September 14, 1998
   • 2 replies
   • 4.6k views
   • 
   • LCARUSI
   • September 16, 1998

3. Death after signing form, but before processing

   By austin3515, September 20, 2016
   • 25 replies
   • 4.6k views
   • 
   • GMK
   • September 22, 2016

4. 401(k) immediate entry - match/PS 1 year wait, dual entry - how do yo

   By Guest MEGary, December 28, 2000
   • 15 replies
   • 4.6k views
   • 
   • austin3515
   • October 18, 2002

5. 60-Day Rollover Rule Question

   By Gadgetfreak, March 14, 2012
   • 13 replies
   • 4.6k views
   • 
   • MoJo
   • June 5, 2012

6. Waiting period for final distributions

   By Guest Luis G, April 21, 1999
   • 6 replies
   • 4.6k views
   • 
   • Guest
   • April 28, 1999

7. 401k vs. money market accounts

   By Guest johndiaz, January 26, 2005
   • 2 replies
   • 4.6k views
   • 
   • david rigby
   • January 26, 2005

8. Mandatory Auto Enrollment Effective Date

   By FishOn, April 15, 2025
   • 2 replies
   • 4.6k views
   • 
   • Peter Gulia
   • April 15, 2025

9. Fidelity Bond / Inflation Guard

   By austin3515, October 15, 2014
   • 10 replies
   • 4.6k views
   • 
   • Belgarath
   • November 9, 2017

10. What to pro-ate for short plan year?

    By BG5150, February 4, 2010
    • 6 replies
    • 4.6k views
    • 
    • BG5150
    • July 13, 2011

11. Missed Loan Payments

    By katie58, April 24, 2014
    • 11 replies
    • 4.6k views
    • 
    • katie58
    • April 25, 2014

12. Real Estate in a Profit Sharing Plan

    By Guest ellah, November 7, 2007
    • 4 replies
    • 4.6k views
    • 
    • Guest
    • November 7, 2007

13. 401(k), Prevailing Wage, ADP Test

    By Guest notapensiongeek, March 13, 2008
    • 2 replies
    • 4.6k views
    • 
    • Guest
    • March 13, 2008

14. Can administrative fees for a plan audit be paid from the plan?

    By dmb, October 20, 2000
    • 11 replies
    • 4.6k views
    • 
    • david rigby
    • April 18, 2002

15. Conversions and QDIA vs Mapping

    By austin3515, March 7, 2012
    • 1 reply
    • 4.6k views
    • 
    • mbozek
    • March 7, 2012

16. Is a graduated matching contribution plan as to tenure permissible?

    By Guest Scott Mitchell, March 5, 2001
    • 11 replies
    • 4.6k views
    • 
    • Bill Berke
    • March 15, 2001

17. 401k Plan Termination - post termination date contributions?

    By MD-Benefits Guy, February 28, 2024
    • 9 replies
    • 4.6k views
    • 
    • david rigby
    • March 1, 2024

18. Limit on 401K Blackout Period

    By Guest Tomas, December 28, 2001
    • 4 replies
    • 4.6k views
    • 
    • Guest
    • January 3, 2002

19. Controlled group--different SH's? and/or match?

    By BG5150, November 20, 2019
    • 13 replies
    • 4.6k views
    • 
    • casey72
    • April 4, 2022

20. Revoking an election

    By E as in ERISA, June 4, 2002
    • 14 replies
    • 4.6k views
    • 
    • MWeddell
    • June 7, 2002

21. Calculaton of Outstanding Loan Balance

    By Guest jcj, March 12, 2004
    • 5 replies
    • 4.6k views
    • 
    • Guest
    • March 15, 2004

22. GAP on 415 refunds - Yes or No?

    By fiona1, October 2, 2008
    • 7 replies
    • 4.6k views
    • 
    • BG5150
    • February 26, 2016

23. Lost Earnings and form 5330

    By Ahuntingus, February 8, 2022
    • 12 replies
    • 4.6k views
    • 
    • Belgarath
    • February 15, 2022

24. In-service withdrawal before 59.5

    By CaitlinMarg, September 9, 2019
    • 6 replies
    • 4.6k views
    • 
    • FPGuy
    • September 11, 2019

25. Definition of Zero % Vested (Forfeiture Timing Issue)

    By Guest RS Vatalaro, May 2, 2002
    • 6 replies
    • 4.6k views
    • 
    • Guest
    • May 3, 2002

26. IRS Penalty Notice CP-283 and Approved Extension

    By steverenner, September 24, 2013
    • 6 replies
    • 4.6k views
    • 
    • Tom Poje
    • September 25, 2013

27. Hardship Distribution Safe Harbor Rule

    By CAR, July 15, 2009
    • 2 replies
    • 4.6k views
    • 
    • Guest
    • July 19, 2009

28. Top Heavy minimum for Participant moved to excluded class...

    By jkharvey, October 11, 2013
    • 11 replies
    • 4.6k views
    • 
    • Kevin C
    • November 4, 2013

29. Conduit IRA for Roth contributions?

    By Guest jims, September 15, 2008
    • 3 replies
    • 4.6k views
    • 
    • jevd
    • September 18, 2008

30. Rehire - Refresher Course

    By PainPA, December 9, 2009
    • 16 replies
    • 4.6k views
    • 
    • Jim Chad
    • December 29, 2017

31. Break in Service - Rehire

    By TH 401k, November 18, 2025
    • 0 replies
    • 4.6k views
    • 
    • TH 401k
    • November 18, 2025

32. Summary Annual Report, penalty for not providing

    By Guest annieap1, June 17, 2004
    • 0 replies
    • 4.6k views
    • 
    • Guest
    • June 17, 2004

33. Backdating of 401k enrollment?

    By Guest EricW, December 1, 2009
    • 7 replies
    • 4.6k views
    • 
    • K2retire
    • December 2, 2009

34. Plan Audit Fees Charged to the Plan?

    By Pammie57, April 23, 2019
    • 7 replies
    • 4.6k views
    • 
    • Peter Gulia
    • April 29, 2019

35. Puerto Rican Participants in U.S. 401(k) Plan

    By Doghouse, December 15, 2017
    • 5 replies
    • 4.6k views
    • 
    • Doghouse
    • December 19, 2017

36. Youngest Age of Eligibility

    By The 402"(G)", August 4, 2016
    • 7 replies
    • 4.6k views
    • 
    • My 2 cents
    • August 4, 2016

37. 18 Month Permissive Disaggregation

    By RCK, September 1, 2006
    • 6 replies
    • 4.6k views
    • 
    • austin3515
    • September 5, 2006

38. Partial Plan Termination Rules

    By austin3515, March 18, 2020
    • 25 replies
    • 4.6k views
    • 
    • Mike Preston
    • February 18, 2021

39. COLI Fraud

    By Guest kkirk, October 6, 1998
    • 0 replies
    • 4.6k views
    • 
    • Guest
    • October 6, 1998

40. Safe Harbor Match / Exclusion of Bonus

    By austin3515, November 24, 2015
    • 6 replies
    • 4.6k views
    • 
    • austin3515
    • November 25, 2015

41. Missing Participants and Patriot Act

    By J. Bringhurst, September 27, 2004
    • 26 replies
    • 4.6k views
    • 
    • Belgarath
    • October 7, 2004

42. Can plan be amended to raise the normal retirement age? Applies only t

    By John A, April 12, 2000
    • 9 replies
    • 4.5k views
    • 
    • david rigby
    • December 22, 2000

43. Sole Prop - retro 401k set up

    By Jakyasar, January 18, 2024
    • 6 replies
    • 4.5k views
    • 
    • Paul I
    • January 19, 2024

44. Top Paid Election and ADP Test

    By cpc0506, March 5, 2013
    • 12 replies
    • 4.5k views
    • 
    • BG5150
    • March 7, 2013

45. 401(a)9 - Required Minimum Distribution for 5% Business Owner

    By Guest sbrownlow, October 29, 2004
    • 15 replies
    • 4.5k views
    • 
    • Blinky the 3-eyed Fish
    • November 2, 2004

46. Bonuses counted in a 401(k) safe harbor plan

    By eilano, June 22, 2000
    • 4 replies
    • 4.5k views
    • 
    • Alf
    • July 2, 2000

47. ERISA Plan Expense Account

    By 401(k)athryn, December 11, 2020
    • 12 replies
    • 4.5k views
    • 
    • Peter Gulia
    • March 14, 2024

48. TPA Fee

    By K-t-F, April 27, 2004
    • 3 replies
    • 4.5k views
    • 
    • alanm
    • May 13, 2004

49. Terminating 401(k) Plan - Notices

    By drakecohen, November 11, 2023
    • 4 replies
    • 4.5k views
    • 
    • Lou S.
    • November 15, 2023

50. Salaried & Equivalency for Hours

    By Craig Schiller, July 16, 2013   

    • False equivalency
    • 4 replies
    • 4.5k views
    • 
    • ForksnKnives
    • July 22, 2013