401(k) Plans

19,317 topics in this forum

1. Profit Sharing Contribution deadline - nonprofit orgs

   By Renafesq, October 14, 2016   

   • retirement
   • profit sharing
   • 11 replies
   • 4.6k views
   • 
   • Belgarath
   • October 17, 2016

2. 6 Months and 1000 hour requirement for eligibility

   By Coleboy1, September 7, 2022
   • 11 replies
   • 4.6k views
   • 
   • jsample
   • September 8, 2022

3. Plan Name requirements?

   By TPApril, November 5, 2023
   • 6 replies
   • 4.6k views
   • 
   • RatherBeGolfing
   • November 7, 2023

4. 401k vs. money market accounts

   By Guest johndiaz, January 26, 2005
   • 2 replies
   • 4.6k views
   • 
   • david rigby
   • January 26, 2005

5. Can administrative fees for a plan audit be paid from the plan?

   By dmb, October 20, 2000
   • 11 replies
   • 4.6k views
   • 
   • david rigby
   • April 18, 2002

6. Blackout period and late deferrals

   By Pammie57, February 25, 2020
   • 14 replies
   • 4.6k views
   • 
   • Scott50
   • March 5, 2020

7. Calculaton of Outstanding Loan Balance

   By Guest jcj, March 12, 2004
   • 5 replies
   • 4.6k views
   • 
   • Guest
   • March 15, 2004

8. Conversions and QDIA vs Mapping

   By austin3515, March 7, 2012
   • 1 reply
   • 4.6k views
   • 
   • mbozek
   • March 7, 2012

9. Real Estate in a Profit Sharing Plan

   By Guest ellah, November 7, 2007
   • 4 replies
   • 4.6k views
   • 
   • Guest
   • November 7, 2007

10. Mandatory Auto Enrollment Effective Date

    By FishOn, April 15, 2025
    • 2 replies
    • 4.6k views
    • 
    • Peter Gulia
    • April 15, 2025

11. GAP on 415 refunds - Yes or No?

    By fiona1, October 2, 2008
    • 7 replies
    • 4.6k views
    • 
    • BG5150
    • February 26, 2016

12. Summary Annual Report, penalty for not providing

    By Guest annieap1, June 17, 2004
    • 0 replies
    • 4.6k views
    • 
    • Guest
    • June 17, 2004

13. Is a graduated matching contribution plan as to tenure permissible?

    By Guest Scott Mitchell, March 5, 2001
    • 11 replies
    • 4.6k views
    • 
    • Bill Berke
    • March 15, 2001

14. Definition of Zero % Vested (Forfeiture Timing Issue)

    By Guest RS Vatalaro, May 2, 2002
    • 6 replies
    • 4.6k views
    • 
    • Guest
    • May 3, 2002

15. Hardship Distribution Safe Harbor Rule

    By CAR, July 15, 2009
    • 2 replies
    • 4.6k views
    • 
    • Guest
    • July 19, 2009

16. Missed Loan Payments

    By katie58, April 24, 2014
    • 11 replies
    • 4.6k views
    • 
    • katie58
    • April 25, 2014

17. Break in Service - Rehire

    By TH 401k, November 18, 2025
    • 0 replies
    • 4.6k views
    • 
    • TH 401k
    • November 18, 2025

18. Top Heavy minimum for Participant moved to excluded class...

    By jkharvey, October 11, 2013
    • 11 replies
    • 4.6k views
    • 
    • Kevin C
    • November 4, 2013

19. Revoking an election

    By E as in ERISA, June 4, 2002
    • 14 replies
    • 4.6k views
    • 
    • MWeddell
    • June 7, 2002

20. IRS Penalty Notice CP-283 and Approved Extension

    By steverenner, September 24, 2013
    • 6 replies
    • 4.6k views
    • 
    • Tom Poje
    • September 25, 2013

21. COLI Fraud

    By Guest kkirk, October 6, 1998
    • 0 replies
    • 4.5k views
    • 
    • Guest
    • October 6, 1998

22. Waiting period for final distributions

    By Guest Luis G, April 21, 1999
    • 6 replies
    • 4.5k views
    • 
    • Guest
    • April 28, 1999

23. Death after signing form, but before processing

    By austin3515, September 20, 2016
    • 25 replies
    • 4.5k views
    • 
    • GMK
    • September 22, 2016

24. 401(k) limits for a short plan year

    By Guest TracyAndrews, January 23, 2001
    • 2 replies
    • 4.5k views
    • 
    • Earl
    • January 29, 2001

25. Missing Participants and Patriot Act

    By J. Bringhurst, September 27, 2004
    • 26 replies
    • 4.5k views
    • 
    • Belgarath
    • October 7, 2004

26. Rehire - Refresher Course

    By PainPA, December 9, 2009
    • 16 replies
    • 4.5k views
    • 
    • Jim Chad
    • December 29, 2017

27. 401(a)9 - Required Minimum Distribution for 5% Business Owner

    By Guest sbrownlow, October 29, 2004
    • 15 replies
    • 4.5k views
    • 
    • Blinky the 3-eyed Fish
    • November 2, 2004

28. 18 Month Permissive Disaggregation

    By RCK, September 1, 2006
    • 6 replies
    • 4.5k views
    • 
    • austin3515
    • September 5, 2006

29. Fidelity Bond / Inflation Guard

    By austin3515, October 15, 2014
    • 10 replies
    • 4.5k views
    • 
    • Belgarath
    • November 9, 2017

30. Puerto Rican Participants in U.S. 401(k) Plan

    By Doghouse, December 15, 2017
    • 5 replies
    • 4.5k views
    • 
    • Doghouse
    • December 19, 2017

31. Can plan be amended to raise the normal retirement age? Applies only t

    By John A, April 12, 2000
    • 9 replies
    • 4.5k views
    • 
    • david rigby
    • December 22, 2000

32. Top Paid Election and ADP Test

    By cpc0506, March 5, 2013
    • 12 replies
    • 4.5k views
    • 
    • BG5150
    • March 7, 2013

33. Limit on 401K Blackout Period

    By Guest Tomas, December 28, 2001
    • 4 replies
    • 4.5k views
    • 
    • Guest
    • January 3, 2002

34. Bonuses counted in a 401(k) safe harbor plan

    By eilano, June 22, 2000
    • 4 replies
    • 4.5k views
    • 
    • Alf
    • July 2, 2000

35. Backdating of 401k enrollment?

    By Guest EricW, December 1, 2009
    • 7 replies
    • 4.5k views
    • 
    • K2retire
    • December 2, 2009

36. Suspend EE and ER Matching Contributions To 401k Plan

    By Guest ROB VIDOVICH, May 14, 2002
    • 6 replies
    • 4.5k views
    • 
    • Mike Preston
    • May 15, 2002

37. Salaried & Equivalency for Hours

    By Craig Schiller, July 16, 2013   

    • False equivalency
    • 4 replies
    • 4.5k views
    • 
    • ForksnKnives
    • July 22, 2013

38. TPA Fee

    By K-t-F, April 27, 2004
    • 3 replies
    • 4.5k views
    • 
    • alanm
    • May 13, 2004

39. Can a plan institute a creditworthiness requirement when deciding whether or not to issue a loan?

    By k man, December 3, 2003
    • 7 replies
    • 4.5k views
    • 
    • Belgarath
    • December 4, 2003

40. Plan Audit Fees Charged to the Plan?

    By Pammie57, April 23, 2019
    • 7 replies
    • 4.5k views
    • 
    • Peter Gulia
    • April 29, 2019

41. Controlled group--different SH's? and/or match?

    By BG5150, November 20, 2019
    • 13 replies
    • 4.5k views
    • 
    • casey72
    • April 4, 2022

42. hce or nhce?

    By Lori H, July 10, 2006
    • 13 replies
    • 4.5k views
    • 
    • BG5150
    • July 14, 2006

43. Section 415 Limits - Which came first?

    By austin3515, March 7, 2011
    • 14 replies
    • 4.5k views
    • 
    • fiona1
    • April 14, 2011

44. Over Plan Limits

    By Guest Frank Jackson, September 11, 1998
    • 1 reply
    • 4.5k views
    • 
    • Dawn Hafner
    • September 11, 1998

45. Safe Harbor Match (Per Pay Period) in Partnership

    By Guest Holly Foster, April 12, 2012
    • 2 replies
    • 4.5k views
    • 
    • jpod
    • April 13, 2012

46. Non participation in safe harbor 401k by non HCE

    By Guest BILL SMITH, September 18, 1998
    • 1 reply
    • 4.5k views
    • 
    • Guest
    • September 18, 1998

47. ADP Testing and Union Employees

    By Guest KBurket, August 11, 1999
    • 2 replies
    • 4.5k views
    • 
    • Wessex
    • August 18, 1999

48. 410(b) question

    By Kevin C, June 12, 2009
    • 17 replies
    • 4.5k views
    • 
    • Guest
    • June 17, 2009

49. Professional Employee Organization -401(k)

    By Guest Suegoetz, September 12, 1998
    • 1 reply
    • 4.5k views
    • 
    • Guest
    • September 15, 1998

50. Loan Default

    By Guest andmik, June 6, 2008
    • 16 replies
    • 4.5k views
    • 
    • BG5150
    • June 13, 2008