401(k) Plans

19,334 topics in this forum

1. Automatic Enrollment question

   By BG5150, June 19, 2024
   • 2 replies
   • 595 views
   • 
   • Bri
   • June 19, 2024

2. Safe Harbor401(k) with Sponsor LLC

   By thepensionmaven, August 26, 2024
   • 2 replies
   • 664 views
   • 
   • Paul I
   • August 26, 2024

3. Late Deposits (Small Plan vs Large Plan after new participant counting methodology)

   By 401k Conundrums, September 8, 2025
   • 2 replies
   • 1.8k views
   • 
   • 401k Conundrums
   • September 9, 2025

4. Distributions on Plan Termination

   By Guest clh, May 15, 2003
   • 2 replies
   • 1.3k views
   • 
   • Kirk Maldonado
   • May 16, 2003

5. Hardship Withdrawals

   By Kevin C, February 20, 2006
   • 2 replies
   • 2.3k views
   • 
   • MWeddell
   • February 21, 2006

6. Deductibilty based on compensation of participants not deferring

   By dmb, December 8, 2006
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • January 31, 2008

7. recently terminated need to move money to safe plan

   By Guest mdwsgrc, September 23, 2013
   • 2 replies
   • 931 views
   • 
   • ESOP Guy
   • September 24, 2013

8. ADP Test and Hardship amounts

   By cpc0506, August 29, 2016
   • 2 replies
   • 582 views
   • 
   • Tom Poje
   • August 29, 2016

9. Amend a Final 5500-EZ?

   By cowdogman, April 9, 2019
   • 2 replies
   • 851 views
   • 
   • cowdogman
   • April 11, 2019

10. Maximum 401K contribution limit include.....

    By Guest simbarat, January 15, 2003
    • 2 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • January 16, 2003

11. Prior Year testing and change in testing definition of compensation

    By Richard Anderson, May 14, 2004
    • 2 replies
    • 1.2k views
    • 
    • Richard Anderson
    • May 21, 2004

12. Safe Harbor Notice

    By Guest igglesfan, December 18, 2007
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • December 19, 2007

13. top heavy test: include PS rec'ble?

    By doombuggy, April 10, 2015   

    • top heavy test
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • April 13, 2015

14. Public Limited Company (PLC) Taxation

    By Vlad401k, December 20, 2018
    • 2 replies
    • 4.2k views
    • 
    • QDROphile
    • December 20, 2018

15. SECURE 2.0 Act Section 603 Mandatory Roth Catch Up - ADP Testing

    By FishOn, September 9, 2025
    • 2 replies
    • 1.4k views
    • 
    • FishOn
    • September 9, 2025

16. Solo 401(k)

    By Guest gts, January 15, 2003
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • January 16, 2003

17. RMD amendments

    By PensionNewbee, February 26, 2004
    • 2 replies
    • 1.1k views
    • 
    • PensionNewbee
    • February 27, 2004

18. Self-employed 401K contribution limits

    By Guest evphd, February 23, 2005
    • 2 replies
    • 1.5k views
    • 
    • BeckyMiller
    • March 8, 2005

19. 415 defined contribution dollar limit for spouses

    By billfgrady, November 30, 2005
    • 2 replies
    • 1.5k views
    • 
    • billfgrady
    • November 30, 2005

20. New plan, existing company, highly comp ee's

    By Guest lindamichals, January 26, 2006
    • 2 replies
    • 1.4k views
    • 
    • Bird
    • January 27, 2006

21. Safe Harbor Match question

    By Guest mhicks, September 18, 2006
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • September 18, 2006

22. Restate again? Cycle E filer has a plan that was restated in 2009

    By katieinny, December 14, 2010
    • 2 replies
    • 1k views
    • 
    • katieinny
    • December 14, 2010

23. Plan Termination Amendment

    By JJRetirement, October 31, 2016   

    • Plan Termination
    • 401(k)
    • (and 2 more)

      Tagged with:

      • Plan Termination
      • 401(k)
      • Required Amendment List
      • Cumulative List
    • 2 replies
    • 1.3k views
    • 
    • JJRetirement
    • November 1, 2016

24. QNEC

    By thepensionmaven, September 14, 2017   

    • qnec
    • 2 replies
    • 477 views
    • 
    • Belgarath
    • September 14, 2017

25. New Safe Company - SH Plan

    By Becky Schwing, July 27, 2020
    • 2 replies
    • 683 views
    • 
    • Kevin C
    • August 7, 2020

26. Death Benefit Received By Spouse When Both Spouses Have an Account Balance in Same Qualified Employer 401K Plan

    By Dawn Marlar, July 14, 2022
    • 2 replies
    • 764 views
    • 
    • bito'money
    • July 18, 2022

27. Does anyone have a sample participant notice announcing the adoption o

    By Guest Alison Putnam, October 5, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • April 14, 2000

28. Employer bankruptcy and safe harbor nonelective requirements

    By Belgarath, January 22, 2004
    • 2 replies
    • 1.7k views
    • 
    • QDROphile
    • October 26, 2021

29. employer makes incorrect deferral amount to employee

    By kmciver, July 21, 2004
    • 2 replies
    • 1.7k views
    • 
    • Brian Gallagher
    • July 21, 2004

30. Limited Partnership

    By Guest dscurtis, January 26, 2006
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • January 26, 2006

31. Roth 401(k) & State Taxation

    By Guest Brian0925, November 9, 2006
    • 2 replies
    • 1.5k views
    • 
    • RCK
    • November 9, 2006

32. after tax employee contributions

    By k man, June 19, 2007
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • June 19, 2007

33. ACA, EACA, QACA

    By PMC, December 18, 2007
    • 2 replies
    • 10.9k views
    • 
    • Guest
    • February 19, 2008

34. Last Day Requirement

    By erinak03, December 22, 2008
    • 2 replies
    • 1.3k views
    • 
    • jpod
    • December 23, 2008

35. 401k to profit sharing only

    By Guest Peggy806, January 8, 2010
    • 2 replies
    • 961 views
    • 
    • Guest
    • January 8, 2010

36. Sample QDRO

    By austin3515, May 4, 2011
    • 2 replies
    • 1.6k views
    • 
    • ESOP Guy
    • May 4, 2011

37. Roth Contributions

    By Nassau, May 31, 2011
    • 2 replies
    • 1.2k views
    • 
    • masteff
    • June 1, 2011

38. 414(s) compensation

    By R. Butler, February 19, 2014
    • 2 replies
    • 2.7k views
    • 
    • R. Butler
    • February 21, 2014

39. ADP / Net Comp Testing

    By austin3515, December 17, 2014
    • 2 replies
    • 1.3k views
    • 
    • austin3515
    • December 18, 2014

40. Davis Bacon Plan and QNECs for HCEs

    By Vlad401k, February 13, 2015
    • 2 replies
    • 1.6k views
    • 
    • KATS
    • February 16, 2015

41. QACA for a restaurant group--Exclude tips under comp def?

    By TPAJake, June 30, 2016
    • 2 replies
    • 704 views
    • 
    • TPAJake
    • July 1, 2016

42. Successor Plan Rules

    By sdix401k, December 20, 2018
    • 2 replies
    • 692 views
    • 
    • sdix401k
    • December 21, 2018

43. 401(k) Hardship Provisions

    By lkpittman, September 17, 1999
    • 2 replies
    • 2.5k views
    • 
    • lkpittman
    • September 20, 1999

44. Eligible rollover distribution and rolling in to the same employer's p

    By Guest youngt, April 11, 2000
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • April 16, 2000

45. An employee cashes out of 401k, but never cashes his check -how does P

    By Guest sgriff, September 5, 2000
    • 2 replies
    • 2.5k views
    • 
    • Richard Anderson
    • September 5, 2000

46. Prohibited Transaction?

    By Guest reyeps, October 10, 2001
    • 2 replies
    • 1.9k views
    • 
    • Erik Read
    • October 19, 2001

47. Partner not 100% vested

    By nancy, October 9, 2003
    • 2 replies
    • 1.4k views
    • 
    • Harwood
    • October 9, 2003

48. Waiver of Bonding Requirement

    By Guest mcw, February 27, 2004
    • 2 replies
    • 1.1k views
    • 
    • WDIK
    • February 27, 2004

49. Elective Deferral Limit

    By fiona1, March 11, 2004
    • 2 replies
    • 1.3k views
    • 
    • WDIK
    • March 11, 2004

50. Fiscal year plan with ADP refund and FIFO calculation?

    By Guest oxdougw, August 12, 2004
    • 2 replies
    • 1.6k views
    • 
    • Earl
    • August 13, 2004