401(k) Plans

19,321 topics in this forum

1. 401k and IRA

   By Guest VicRoach, January 25, 2008
   • 2 replies
   • 973 views
   • 
   • Appleby
   • January 25, 2008

2. EACA to QACA

   By PMC, November 5, 2008
   • 2 replies
   • 1.4k views
   • 
   • K2retire
   • November 6, 2008

3. Coverage Testing

   By Chippy, February 16, 2012
   • 2 replies
   • 1k views
   • 
   • Chippy
   • February 17, 2012

4. quarterly participant statements and reporting

   By Pammie57, August 6, 2015
   • 2 replies
   • 1.2k views
   • 
   • 401king
   • August 6, 2015

5. Excess 401K match

   By Cpadave, May 27, 2017
   • 2 replies
   • 597 views
   • 
   • Bird
   • May 30, 2017

6. ADP refunds to satisfy RMD

   By Biz Develop Consultant BJF, September 14, 2017   

   • rmd
   • adp refunds
   • (and 1 more)

     Tagged with:

     • rmd
     • adp refunds
     • adp
   • 2 replies
   • 1.3k views
   • 
   • Biz Develop Consultant BJF
   • September 14, 2017

7. Hardship Distribution & COVID-19 FEMA Disaster

   By Steamboat, April 14, 2020
   • 2 replies
   • 1.8k views
   • 
   • Albert F
   • April 17, 2020

8. Discriminatory rate of match as it relates to 415 testing

   By Guest Kelly R, April 29, 1999
   • 2 replies
   • 1.9k views
   • 
   • MWeddell
   • May 6, 1999

9. Use non-safe harbor Match for Top Heavy Minimum?

   By Guest RJM, February 15, 2001
   • 2 replies
   • 2.1k views
   • 
   • Guest
   • February 19, 2001

10. DATAIR 401(k) ADP Test Result

    By Guest ChopperPilot, March 4, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 4, 2003

11. After Tax Contribution in Safe Harbor Plan

    By Guest Alwaysthinking, July 18, 2003
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • July 18, 2003

12. Safe harbor match

    By pbarrett, February 27, 2004
    • 2 replies
    • 1.1k views
    • 
    • Brian Gallagher
    • February 27, 2004

13. Following spouse's disclaimer are deceased participant's parents who received distribution under terms of plan treated as designated beneficiaries under i.401(a)(9)-4

    By Guest Edward McElroy, June 1, 2005
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • June 1, 2005

14. DFVCP

    By Jim Chad, July 30, 2012
    • 2 replies
    • 1.1k views
    • 
    • Jim Chad
    • July 30, 2012

15. Hardship/deferrals were not stopped

    By WCC, August 8, 2013   

    • amend the W2?
    • 2 replies
    • 860 views
    • 
    • masteff
    • August 9, 2013

16. Can a Safe Harbor 401 plan change eligibility during the year?

    By wcj99, September 29, 2015   

    • Safe Harbor 401k plan
    • 2 replies
    • 1.6k views
    • 
    • WCC
    • September 29, 2015

17. QNECs

    By Guest koolkid, March 8, 2002
    • 2 replies
    • 1.4k views
    • 
    • Kirk Maldonado
    • March 8, 2002

18. Sole Proprietor Incorporates

    By Guest amm19, July 18, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 18, 2003

19. safe harbor timing question

    By K2retire, November 6, 2008
    • 2 replies
    • 1.3k views
    • 
    • K2retire
    • November 6, 2008

20. Automatic Enrollment and Opt Out

    By 30Rock, April 7, 2014
    • 2 replies
    • 2.2k views
    • 
    • 30Rock
    • April 17, 2014

21. Failed 2016 ADP Test and Top Heavy Contribution Not Made

    By msmith, September 11, 2018
    • 2 replies
    • 544 views
    • 
    • msmith
    • September 13, 2018

22. Reverse Match

    By Guest Thornton, May 6, 1999
    • 2 replies
    • 1.5k views
    • 
    • MWeddell
    • May 7, 1999

23. Which Plan should I integrate with Social Security

    By Guest Don J. Smith, January 14, 2000
    • 2 replies
    • 3.3k views
    • 
    • Guest
    • January 15, 2000

24. SECURE 2.0 Employer contribution credit

    By justanotheradmin, August 28, 2023
    • 2 replies
    • 563 views
    • 
    • PhilyK
    • August 28, 2023

25. limit on 401(k) con after hardship withdrawal?

    By Guest FREE401k, February 15, 2001
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • February 16, 2001

26. 401k and match taken from last check in new year

    By Guest lindamichals, March 11, 2004
    • 2 replies
    • 1.2k views
    • 
    • Mike Preston
    • March 13, 2004

27. Off calendar year limits

    By CJS07, December 11, 2006
    • 2 replies
    • 4.6k views
    • 
    • Tom Poje
    • December 11, 2006

28. Plan Loans - In-service withdrawal

    By Nassau, May 4, 2011
    • 2 replies
    • 1.3k views
    • 
    • QDROphile
    • May 5, 2011

29. Over deferral limit for calendar year

    By doombuggy, October 17, 2011
    • 2 replies
    • 1.1k views
    • 
    • doombuggy
    • October 17, 2011

30. Weighted-Average for Control Group

    By Guest skim401k, January 10, 2012
    • 2 replies
    • 973 views
    • 
    • Guest
    • January 10, 2012

31. Late Fee Disclosure for Fee Reduction

    By khn, July 21, 2014
    • 2 replies
    • 1k views
    • 
    • Lou S.
    • July 21, 2014

32. crediting service /waiving eligibility

    By Scuba 401, December 19, 2014
    • 2 replies
    • 840 views
    • 
    • QDROphile
    • December 20, 2014

33. 5 Year Rule or 10 Year Rule - Maximum Period Within Tax Qualified Plan - Non-Spouse Beneficiaries

    By BenefitJack, June 30, 2021
    • 2 replies
    • 613 views
    • 
    • BenefitJack
    • July 1, 2021

34. 401(k) Safe Harbor and 410(b)(6)(C) Transition Rule in Transactions

    By Benefits Vet, December 28, 2021
    • 2 replies
    • 753 views
    • 
    • MWeddell
    • January 24, 2022

35. Terminating Safe Harbor Non-Elective Plan Mid-Year

    By Vlad401k, January 2, 2024
    • 2 replies
    • 2.4k views
    • 
    • Lou S.
    • January 3, 2024

36. What are the tax effects of depositing profit sharing contributions pa

    By Guest Tara Curran, November 22, 2000
    • 2 replies
    • 2k views
    • 
    • Guest
    • December 3, 2000

37. key employee

    By FJR, August 7, 2001
    • 2 replies
    • 2k views
    • 
    • david rigby
    • August 7, 2001

38. Safe-harbor plan's pass on top-heavy testing

    By Guest Pat Metallic, May 1, 2002
    • 2 replies
    • 1.6k views
    • 
    • Fred Payne
    • May 4, 2002

39. Return from military leave - paperwork

    By Guest Achilles, December 10, 2003
    • 2 replies
    • 1.5k views
    • 
    • maverick
    • December 10, 2003

40. Forced distributions

    By Guest jetfaninmn, June 1, 2005
    • 2 replies
    • 1.6k views
    • 
    • Belgarath
    • June 1, 2005

41. Can Employer Establish a Single Account for Elective Deferrals and 3% Safe Harbour Contributions

    By Guest EMM118, January 9, 2007
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • January 10, 2007

42. 401k for 501c6 non-profits?

    By Guest Hipshot, March 27, 2008
    • 2 replies
    • 5.2k views
    • 
    • John Feldt ERPA CPC QPA
    • March 28, 2008

43. New Safe Harbor Plan and Control Groups

    By coleboy, September 10, 2014
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • September 10, 2014

44. Layoff treated like a termination?

    By spencerhastings, August 11, 2019
    • 2 replies
    • 1.1k views
    • 
    • spencerhastings
    • August 20, 2019

45. Ability of Emplouer to Rescind its Notice of Discontinuance under a GI

    By Guest Edward McElroy, January 13, 2000
    • 2 replies
    • 1.5k views
    • 
    • GBurns
    • January 15, 2000

46. Vesting - Layoff

    By 52626, May 15, 2025
    • 2 replies
    • 1.1k views
    • 
    • RELUCTANT_LAWYER
    • May 23, 2025

47. 415 Excess & Deductible Limit

    By Guest Phil L, January 9, 2001
    • 2 replies
    • 2.9k views
    • 
    • QDROphile
    • January 10, 2001

48. Definition of Compensation

    By Guest JEP, March 25, 2002
    • 2 replies
    • 1.7k views
    • 
    • Mike Preston
    • March 26, 2002

49. Mergers

    By Guest Thornton, July 18, 2003
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 18, 2003

50. Top Heavy

    By Guest yarpstel, August 27, 2003
    • 2 replies
    • 1.2k views
    • 
    • jaemmons
    • August 27, 2003