401(k) Plans

19,321 topics in this forum

1. Participant being paid was not sent the enrollment package because he

   By John A, December 4, 2000
   • 0 replies
   • 1.3k views
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   • John A
   • December 4, 2000

2. Top Heavy

   By Guest cconnell, January 16, 2006
   • 1 reply
   • 1.3k views
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   • david rigby
   • January 16, 2006

3. new Safe Harbor Plan

   By Guest p051, September 12, 2006
   • 2 replies
   • 1.3k views
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   • SteveH
   • September 12, 2006

4. Rehired Employee

   By Lori Foresz, April 17, 2009
   • 2 replies
   • 1.3k views
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   • Lori Foresz
   • April 17, 2009

5. Economic Benefit and 1099R Reporting for Self Employed

   By ErnieG, August 17, 2023
   • 11 replies
   • 1.3k views
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   • CuseFan
   • August 21, 2023

6. 5% Owner -HCE status-ADP test

   By Pammie57, January 13, 2016
   • 2 replies
   • 1.3k views
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   • Lou S.
   • January 13, 2016

7. Discretionary match intended for 2008, no extension filed

   By John Feldt ERPA CPC QPA, April 21, 2009
   • 4 replies
   • 1.3k views
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   • John Feldt ERPA CPC QPA
   • April 21, 2009

8. IRS Guidance on Safe-Harbor 401(k)'s

   By chris, January 7, 2000
   • 2 replies
   • 1.3k views
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   • chris
   • January 8, 2000

9. safe harbor match cessation

   By pmacduff, May 27, 2011
   • 3 replies
   • 1.3k views
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   • QNPG
   • May 27, 2011

10. incentives to defer?

    By Guest MES, July 22, 2004
    • 9 replies
    • 1.3k views
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    • Guest
    • July 23, 2004

11. RMD VCP Application

    By austin3515, December 21, 2017
    • 10 replies
    • 1.3k views
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    • austin3515
    • October 30, 2019

12. Calculating Maximum Deductible for Partnership

    By Guest retirementadm, January 22, 2009
    • 1 reply
    • 1.3k views
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    • SheilaD
    • January 22, 2009

13. cross testing

    By PensionNewbee, April 22, 2004
    • 5 replies
    • 1.3k views
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    • Tom Poje
    • April 23, 2004

14. ADP Testing compensation

    By Guest jae3207, November 10, 2005
    • 2 replies
    • 1.3k views
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    • Guest
    • November 10, 2005

15. Different vesting schedules

    By 30Rock, March 28, 2025
    • 5 replies
    • 1.3k views
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    • 30Rock
    • March 29, 2025

16. automatic enrollment - grace period first deferral

    By LMK TPA, November 13, 2024
    • 2 replies
    • 1.3k views
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    • Paul I
    • November 13, 2024

17. Prior year testing and top paid group election

    By dmb, January 13, 2004
    • 2 replies
    • 1.3k views
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    • R. Butler
    • January 13, 2004

18. Automatic enrollment

    By katieinny, April 26, 2006
    • 3 replies
    • 1.3k views
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    • E as in ERISA
    • April 26, 2006

19. Does time after termination (but receiving pay) count towards service hours

    By Guest Iwonder, April 4, 2007
    • 4 replies
    • 1.3k views
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    • david rigby
    • April 4, 2007

20. IRA transfer from 401(k) Plan when participant can't be found

    By rblum50, September 21, 2023
    • 4 replies
    • 1.3k views
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    • Lois Baker
    • September 22, 2023

21. Participant Security

    By austin3515, March 18, 2013
    • 15 replies
    • 1.3k views
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    • austin3515
    • March 18, 2013

22. LLC Deferrals treated as ER Match

    By Guest Rachelw, March 19, 2008
    • 1 reply
    • 1.3k views
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    • Lou S.
    • March 19, 2008

23. Anti-Cut back

    By Guest swodad, July 15, 2003
    • 3 replies
    • 1.3k views
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    • Guest
    • July 16, 2003

24. Over 415 limit message

    By doombuggy, June 30, 2011
    • 4 replies
    • 1.3k views
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    • Bird
    • July 1, 2011

25. Terminated, what about my 401k?

    By Guest strawvan1, December 31, 2002
    • 1 reply
    • 1.3k views
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    • Tom Poje
    • December 31, 2002

26. SE and Employed... what are 415 Limits?

    By K-t-F, December 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • K-t-F
    • December 12, 2003

27. Taxes on interest

    By Guest mcdanieldon, March 15, 2004
    • 4 replies
    • 1.3k views
    • 
    • Lame Duck
    • March 16, 2004

28. Document Failure - VCP question

    By Guest PensionAdministrator, August 25, 2005
    • 1 reply
    • 1.3k views
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    • WDIK
    • August 25, 2005

29. Employer Holding 401K after Layoff

    By Guest Dickey, April 7, 2009
    • 2 replies
    • 1.3k views
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    • K2retire
    • April 7, 2009

30. Can someone on workmans comp be terminated?

    By Guest Michael Anderson, February 18, 2004
    • 1 reply
    • 1.3k views
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    • Guest
    • February 18, 2004

31. Post Hardship Deferrals not Suspended

    By Pixie, March 13, 2014   

    • Hardship
    • Suspended
    • 2 replies
    • 1.3k views
    • 
    • WCC
    • March 13, 2014

32. 70 1/2 Min. Distribution - Based on accrual contribution

    By Guest UKH, September 18, 2000
    • 0 replies
    • 1.3k views
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    • Guest
    • September 18, 2000

33. LTPT - again!

    By Belgarath, April 22, 2025
    • 4 replies
    • 1.3k views
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    • Belgarath
    • April 25, 2025

34. Mid-Year Acquisition - Comp for Testing, Top Heavy, & SH Allocation Calculations

    By OrderOfOps, August 19, 2025
    • 4 replies
    • 1.3k views
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    • OrderOfOps
    • August 21, 2025

35. ADP Refunds w/o Trust Accounting

    By Guest Golden401k, March 5, 2009
    • 2 replies
    • 1.3k views
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    • Bird
    • March 6, 2009

36. Missed Deferral Opp Fixes

    By Rai401k, May 29, 2014
    • 6 replies
    • 1.3k views
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    • Guest
    • May 30, 2014

37. Employees who are rehired after a break in service.

    By katieinny, December 30, 2002
    • 0 replies
    • 1.3k views
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    • katieinny
    • December 30, 2002

38. Hardship Maximum Withdraw

    By Guest JDK, February 14, 2007
    • 1 reply
    • 1.3k views
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    • JanetM
    • February 14, 2007

39. ADP limits

    By Guest taj32z, August 19, 2003
    • 4 replies
    • 1.3k views
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    • Guest
    • August 20, 2003

40. 401K Plans

    By pskadot, February 14, 2020
    • 15 replies
    • 1.3k views
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    • pskadot
    • February 18, 2020

41. Controlled group compensation

    By Guest jim williams, April 28, 2004
    • 9 replies
    • 1.3k views
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    • WDIK
    • April 29, 2004

42. Safe Harbor 401(k) Question

    By Archimage, June 21, 2004
    • 2 replies
    • 1.3k views
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    • Alf
    • June 22, 2004

43. 401(k) Websites

    By Guest mporterst, October 29, 2009
    • 0 replies
    • 1.3k views
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    • Guest
    • October 29, 2009

44. What are safe-harbor notice requirements for brand new plan (but not n

    By John A, March 31, 2000
    • 0 replies
    • 1.3k views
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    • John A
    • March 31, 2000

45. K1 Partner compensation

    By jkharvey, February 14, 2011
    • 1 reply
    • 1.3k views
    • 
    • PensionPro
    • February 14, 2011

46. Terminated Plan without Interim Amendments

    By EmpbAF, September 30, 2022
    • 6 replies
    • 1.3k views
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    • EmpbAF
    • October 5, 2022

47. husband and wife - solo k plan

    By cpc0506, October 10, 2022
    • 8 replies
    • 1.3k views
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    • Nate S
    • October 19, 2022

48. Annual Compensation Limits

    By Guest cdickie, November 17, 2006
    • 2 replies
    • 1.3k views
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    • Guest
    • November 17, 2006

49. SECURE Act Er Contribution Tax Credits

    By austin3515, November 16, 2023
    • 16 replies
    • 1.3k views
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    • Paul I
    • November 20, 2023

50. A mutual fund company fully vests participants receiving discretionary matching in a former Safe Harbor Plan

    By CharlesLeggette, June 30, 2015   

    • safe harbor
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • June 30, 2015