401(k) Plans

19,332 topics in this forum

1. match differentials with HCE's benefitting

   By Guest RS Vatalaro, August 25, 1999
   • 3 replies
   • 1.3k views
   • 
   • Guest
   • August 26, 1999

2. Is this a prohibited transaction?

   By FundeK, March 10, 2004
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • March 10, 2004

3. Discretionary match intended for 2008, no extension filed

   By John Feldt ERPA CPC QPA, April 21, 2009
   • 4 replies
   • 1.3k views
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   • John Feldt ERPA CPC QPA
   • April 21, 2009

4. Controlled group and same desk rule after EGTRRA

   By Guest Lawrence_Groves, July 21, 2004
   • 0 replies
   • 1.3k views
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   • Guest
   • July 21, 2004

5. Company Stock Intraday Trading

   By Guest btooz, January 21, 2003
   • 1 reply
   • 1.3k views
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   • Guest
   • January 29, 2003

6. Loan Repayments

   By Guest blackacre, September 3, 2003
   • 3 replies
   • 1.3k views
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   • Guest
   • March 11, 2004

7. Top Heavy percentage

   By Dazednconfused, November 23, 2010
   • 3 replies
   • 1.3k views
   • 
   • Dazednconfused
   • November 23, 2010

8. Earnings Calc on 415 Excess

   By Guest mac_qka, August 26, 2008
   • 3 replies
   • 1.3k views
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   • ERISAnut
   • August 27, 2008

9. Participant being paid was not sent the enrollment package because he

   By John A, December 4, 2000
   • 0 replies
   • 1.3k views
   • 
   • John A
   • December 4, 2000

10. RMD under SECURE Act

    By Dobber, February 4, 2021
    • 6 replies
    • 1.3k views
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    • RatherBeGolfing
    • February 9, 2021

11. Compensation Test

    By Guest MEWilson, August 15, 2003
    • 3 replies
    • 1.3k views
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    • Guest
    • August 19, 2003

12. Egtrra

    By Archimage, June 20, 2002
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • June 20, 2002

13. Participant Statements

    By Mr B., November 4, 2011
    • 7 replies
    • 1.3k views
    • 
    • austin3515
    • November 7, 2011

14. Discretionary Match Issue

    By Guest CathyS, March 15, 2007
    • 3 replies
    • 1.3k views
    • 
    • Kimberly S
    • March 16, 2007

15. Late-year amendment to add 401(k) a BRF problem?

    By Guest Hilarion, December 22, 2003
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • December 23, 2003

16. S-corp and definition of compensation

    By cpc0506, June 18, 2010
    • 2 replies
    • 1.3k views
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    • Belgarath
    • June 18, 2010

17. charging fees only to terminated participants

    By MR, May 3, 2004
    • 2 replies
    • 1.3k views
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    • MR
    • May 3, 2004

18. Rehired Employee

    By Lori Foresz, April 17, 2009
    • 2 replies
    • 1.3k views
    • 
    • Lori Foresz
    • April 17, 2009

19. Over 415 limit message

    By doombuggy, June 30, 2011
    • 4 replies
    • 1.3k views
    • 
    • Bird
    • July 1, 2011

20. Eligibility for Certain Employee

    By TPA Bob, July 30, 2019   

    • eligibility
    • 8 replies
    • 1.3k views
    • 
    • loserson
    • August 5, 2019

21. EACA

    By Guest morprod, August 14, 2008
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • August 14, 2008

22. Timing of catch-up amendment

    By Guest Catch-upper in the Rye, July 1, 2002
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • July 2, 2002

23. New owner continue plan of bankrupt co.?

    By John A, July 25, 2001
    • 0 replies
    • 1.3k views
    • 
    • John A
    • July 25, 2001

24. Is an annual 401k Safe Harbor Notice required?

    By four01kman, November 10, 2003
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • November 10, 2003

25. Primary Residence Loans

    By rlb64, January 3, 2005
    • 2 replies
    • 1.3k views
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    • rlb64
    • January 3, 2005

26. Comp limit used for deferral contributions

    By Guest 2341mid, November 12, 2003
    • 7 replies
    • 1.3k views
    • 
    • david rigby
    • November 13, 2003

27. Correcting Pla that Violated 401(k)(10)

    By Guest Aaron Pierce, July 15, 2002
    • 1 reply
    • 1.3k views
    • 
    • Alf
    • July 16, 2002

28. ADP Failure but funds rolled over

    By Blinky the 3-eyed Fish, March 28, 2017
    • 6 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 29, 2017

29. safe harbor timing question

    By K2retire, November 6, 2008
    • 2 replies
    • 1.3k views
    • 
    • K2retire
    • November 6, 2008

30. 8717 - User Fee

    By Guest DTrom, January 15, 2005
    • 4 replies
    • 1.3k views
    • 
    • GBurns
    • January 16, 2005

31. HCEs in the First Year of a Plan

    By Guest MAWalsh, February 13, 2003
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • February 13, 2003

32. Retroactive amendment for discretionary match to include true up

    By karl, February 2, 2023
    • 3 replies
    • 1.3k views
    • 
    • karl
    • February 6, 2023

33. Safe-harbor enhanced match

    By Guest csayles, February 28, 2014
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 28, 2014

34. One-Time Opt Out by HCE Applies to Match/PS Contribution Only??

    By Christine Roberts, March 14, 2002
    • 0 replies
    • 1.3k views
    • 
    • Christine Roberts
    • March 14, 2002

35. Correction of employee erroneously excluded for 2015

    By Carol V. Calhoun, July 21, 2015   

    • Rev. Proc. 2015-28
    • 0 replies
    • 1.3k views
    • 
    • Carol V. Calhoun
    • July 21, 2015

36. LLC Deferrals treated as ER Match

    By Guest Rachelw, March 19, 2008
    • 1 reply
    • 1.3k views
    • 
    • Lou S.
    • March 19, 2008

37. Are Companies Stopping 401(k) Match?

    By Guest rmeigs, March 18, 2003
    • 1 reply
    • 1.3k views
    • 
    • Fredman
    • March 18, 2003

38. pooled accounts - separate for actives and terminees?

    By TPApril, November 19, 2019
    • 15 replies
    • 1.3k views
    • 
    • Bird
    • November 20, 2019

39. Top-heavy contribution requirement in new 401(k) plan in year when top

    By John A, December 13, 2000
    • 0 replies
    • 1.3k views
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    • John A
    • December 13, 2000

40. Part-time employees

    By Guest John Nelson, December 12, 2002
    • 2 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • December 12, 2002

41. ADP Testing compensation

    By Guest jae3207, November 10, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • November 10, 2005

42. Safe Harbor Match Arrangement

    By MBCarey, August 30, 2007
    • 3 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • August 31, 2007

43. must it be 11g - ee incorrectly included

    By TPApril, May 9, 2023
    • 8 replies
    • 1.3k views
    • 
    • TPApril
    • May 15, 2023

44. Catch-up possible if no comp?

    By Guest Pennysaver, March 18, 2010
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • March 22, 2010

45. Post Hardship Deferrals not Suspended

    By Pixie, March 13, 2014   

    • Hardship
    • Suspended
    • 2 replies
    • 1.3k views
    • 
    • WCC
    • March 13, 2014

46. 401(k) testing and remediation

    By Guest ojs000, January 25, 2010
    • 1 reply
    • 1.3k views
    • 
    • rcline46
    • January 25, 2010

47. Participant Security

    By austin3515, March 18, 2013
    • 15 replies
    • 1.3k views
    • 
    • austin3515
    • March 18, 2013

48. new Safe Harbor Plan

    By Guest p051, September 12, 2006
    • 2 replies
    • 1.3k views
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    • SteveH
    • September 12, 2006

49. IRS Guidance on Safe-Harbor 401(k)'s

    By chris, January 7, 2000
    • 2 replies
    • 1.3k views
    • 
    • chris
    • January 8, 2000

50. Calculating Maximum Deductible for Partnership

    By Guest retirementadm, January 22, 2009
    • 1 reply
    • 1.3k views
    • 
    • SheilaD
    • January 22, 2009