401(k) Plans

19,321 topics in this forum

1. Exclusion from ADP for Minimum Age and Service

   By Guest kp, December 17, 1998
   • 2 replies
   • 1.8k views
   • 
   • Guest
   • December 17, 1998

2. Safe Harbor - Controlled Group

   By 52626, September 6, 2023
   • 2 replies
   • 1.2k views
   • 
   • Paul I
   • September 6, 2023

3. Investment structure change - protected benefit or not?

   By Tom, March 12, 2025
   • 2 replies
   • 723 views
   • 
   • Paul I
   • March 12, 2025

4. projected 2002 contributions

   By FJR, October 15, 2002
   • 2 replies
   • 1.3k views
   • 
   • Blinky the 3-eyed Fish
   • October 16, 2002

5. Safe-harbor 401k plan distribution

   By Guest Laura Browne, May 17, 2004
   • 2 replies
   • 1.1k views
   • 
   • chris
   • May 17, 2004

6. Determination Letters

   By Guest alan24, March 21, 2005
   • 2 replies
   • 1.1k views
   • 
   • mbozek
   • March 21, 2005

7. Loan Repayments after Freeze 401(k) Plan

   By blue, October 18, 2007
   • 2 replies
   • 4.1k views
   • 
   • austin3515
   • October 18, 2007

8. ETF's

   By Guest JCarroll, March 28, 2008
   • 2 replies
   • 1.6k views
   • 
   • masteff
   • March 28, 2008

9. 401(k) Match over 100%

   By nancy, April 27, 2008
   • 2 replies
   • 1.3k views
   • 
   • Tom Poje
   • April 28, 2008

10. Corrective amendments

    By Guest JPIngold, July 27, 2010
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 27, 2010

11. No PT, right?

    By austin3515, December 17, 2010
    • 2 replies
    • 972 views
    • 
    • Bird
    • December 17, 2010

12. 2 unrelated questions

    By CJS07, May 16, 2013   

    • Loan Receivables and 5 yr bre
    • 2 replies
    • 1.4k views
    • 
    • Bird
    • May 17, 2013

13. plan participant paid after termination

    By M Norton, December 28, 2018   

    • last day
    • plan compensation
    • 2 replies
    • 642 views
    • 
    • hr for me
    • December 30, 2018

14. Participant Notices

    By Becky Schwing, June 4, 2020
    • 2 replies
    • 576 views
    • 
    • Larry Starr
    • June 4, 2020

15. New 401(k) plan after terminated 401(k) plan

    By Guest Becky Egan, January 10, 2001
    • 2 replies
    • 1.5k views
    • 
    • MWeddell
    • January 12, 2001

16. top heavy calculation for 401(k) plan - for the umpteenth time, what r

    By MR, March 29, 2001
    • 2 replies
    • 2k views
    • 
    • Richard Anderson
    • March 29, 2001

17. New 2002 Vesting schedule

    By Guest Michael Anderson, January 7, 2002
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • January 10, 2002

18. Forfeiture restoration by source?

    By John A, July 22, 2003
    • 2 replies
    • 1.9k views
    • 
    • RTK
    • July 22, 2003

19. Safe Harbor

    By Guest lskin, March 22, 2006
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • March 23, 2006

20. Controlled Groups

    By Guest Ted Kowalchuk, CFP, CFS,, October 18, 2006
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • October 19, 2006

21. 401K Deferrals plus Separate SEP PLan

    By rfahey, October 13, 2009
    • 2 replies
    • 1.2k views
    • 
    • Fisher
    • October 14, 2009

22. ADP - Additional failures

    By Guest andmik, February 8, 2010
    • 2 replies
    • 1k views
    • 
    • Guest
    • February 8, 2010

23. Terminating 401k plan

    By Guest MikeD, October 20, 2011
    • 2 replies
    • 1.3k views
    • 
    • Jim Chad
    • October 20, 2011

24. Content Requirement for Safe Harbor Notice

    By John Feldt ERPA CPC QPA, May 2, 2012
    • 2 replies
    • 2.5k views
    • 
    • John Feldt ERPA CPC QPA
    • May 3, 2012

25. Top Heavy Exemption if HCEs do not receive Safe Harbor?

    By Guest wickedp1, September 13, 2014   

    • Safe Harbor
    • Top Heavy Exemption
    • 2 replies
    • 2.4k views
    • 
    • Guest
    • September 15, 2014

26. ADP Test Question - Plan Imposed Limit

    By pholosofizer, October 30, 2014
    • 2 replies
    • 1k views
    • 
    • pholosofizer
    • October 30, 2014

27. Failure to make 3% Safe Harbor Contribution

    By JRN, December 24, 2014   

    • Safe Harbor Failure
    • 2 replies
    • 2.3k views
    • 
    • John Feldt ERPA CPC QPA
    • December 26, 2014

28. ACP Test Refunds

    By ratherbereading, March 8, 2021   

    • acp
    • earnings
    • (and 1 more)

      Tagged with:

      • acp
      • earnings
      • refunds
    • 2 replies
    • 784 views
    • 
    • ratherbereading
    • March 9, 2021

29. Reimbursement of Fund Fees ...

    By HCbs, September 8, 2021
    • 2 replies
    • 936 views
    • 
    • Bird
    • September 9, 2021

30. HCEs Deferral Elections

    By Guest Jodie Dailey, December 16, 1998
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • December 17, 1998

31. How to check with IRS if 5500-EZ was filed

    By Guest GG, January 26, 2000
    • 2 replies
    • 1.8k views
    • 
    • Fredman
    • January 26, 2000

32. When do you need to make minimum distributions in a Profit Sharing Pla

    By Guest Michael Anderson, October 15, 2002
    • 2 replies
    • 1.4k views
    • 
    • Tom Poje
    • October 16, 2002

33. ADP Failure Letter

    By No Name, May 6, 2005
    • 2 replies
    • 9.6k views
    • 
    • Harwood
    • May 11, 2005

34. Employees for 401(k) plan purposes?

    By Guest KMP, November 13, 2006
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • November 13, 2006

35. Brokerage accounts (again)

    By Bird, September 13, 2012
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • September 14, 2012

36. Fixing Related Employer Issue

    By khn, July 27, 2017
    • 2 replies
    • 1k views
    • 
    • Luke Bailey
    • July 28, 2017

37. Plan Deferral Limit when Flat dollar exceed pay

    By mattmc82, June 5, 2020
    • 2 replies
    • 696 views
    • 
    • Bird
    • June 5, 2020

38. Plan Entry Date is Last Day of Plan Year

    By Guest, May 5, 2000
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • May 8, 2000

39. Client doesn't want to make contribution to profit sharing plan.

    By Guest Jae, September 7, 2000
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • September 7, 2000

40. Loans to owner-employees under EGTRRA

    By Brian Gallagher, January 23, 2002
    • 2 replies
    • 2k views
    • 
    • Guest
    • January 24, 2002

41. Top Heavy 401(k) Plan

    By bdeancpa, July 2, 2002
    • 2 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • July 2, 2002

42. Calculating excise tax on late remittance of deferrals

    By Sully, November 20, 2002
    • 2 replies
    • 2.1k views
    • 
    • MWeddell
    • November 21, 2002

43. Loan Default Question

    By Guest 401KTPA, January 17, 2003
    • 2 replies
    • 1.7k views
    • 
    • austin3515
    • January 18, 2003

44. Effective Date of Top Heavy Provisions for EGTRRA

    By Guest bgiles, June 29, 2003
    • 2 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • June 30, 2003

45. Fair allocation formula

    By Guest latwz, March 22, 2006
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 23, 2006

46. Leased Employed Hired as Common Law Employee

    By DTH, May 23, 2007
    • 2 replies
    • 2.1k views
    • 
    • masteff
    • May 23, 2007

47. Deferrals in Error from Post-Termination Comp.

    By Guest Gumby, August 20, 2008
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • August 21, 2008

48. Rollovers - Top Heavy

    By PMC, April 1, 2009
    • 2 replies
    • 1k views
    • 
    • PMC
    • April 1, 2009

49. Nonelecitve Xfer Between 401k and 403b?

    By austin3515, January 12, 2012
    • 2 replies
    • 1k views
    • 
    • austin3515
    • January 13, 2012

50. Vesting Breaks in Service

    By Nassau, October 25, 2012
    • 2 replies
    • 1.1k views
    • 
    • GMK
    • October 25, 2012