401(k) Plans

19,275 topics in this forum

1. Evaluating a Plan for Tax Efficiency

   By austin3515, December 7, 2014
   • 12 replies
   • 1.7k views
   • 
   • austin3515
   • December 9, 2014

2. Excluding "Seasonal Employees"

   By austin3515, May 17, 2017
   • 12 replies
   • 4.6k views
   • 
   • BeckyMiller
   • May 22, 2017

3. Solo to General 401(k) Plan?

   By TPApril, January 13, 2023
   • 12 replies
   • 1.2k views
   • 
   • Peter Gulia
   • January 22, 2023

4. Empower/KGPF Lawsuit

   By austin3515, March 24, 2017
   • 12 replies
   • 10.1k views
   • 
   • RatherBeGolfing
   • March 27, 2017

5. Add Profit Sharing to Existing 401(k) Plan with SECURE Act Retroactive Amendment

   By RPP2001, September 12, 2022
   • 12 replies
   • 2.2k views
   • 
   • Bill Presson
   • September 14, 2022

6. Top Heavy Aggregation Group

   By Guest tas1, June 13, 2007
   • 12 replies
   • 1.9k views
   • 
   • austin3515
   • June 18, 2007

7. Annual Match Calculation Excluding Comp Prior to When they first contributed

   By austin3515, February 14, 2024
   • 12 replies
   • 792 views
   • 
   • austin3515
   • February 15, 2024

8. Aggregating a Safe Harbor and a Non-Safe Harbor

   By austin3515, February 10, 2003
   • 12 replies
   • 3.3k views
   • 
   • austin3515
   • February 14, 2003

9. Definition of Comp - Overtime and Tips Deduction

   By austin3515, August 24
   • 12 replies
   • 1.8k views
   • 
   • G8Rs
   • August 26

10. Owner termination to obtain distribution

    By Purplemandinga, April 2, 2019
    • 12 replies
    • 1.2k views
    • 
    • jsample
    • April 2, 2019

11. Proper 401K plan entry date in TPA records?

    By Guest 410b, October 11, 2012
    • 12 replies
    • 6.8k views
    • 
    • Guest
    • October 13, 2012

12. Prohibited transaction/diversification

    By k man, January 17, 2002
    • 12 replies
    • 1.9k views
    • 
    • Kirk Maldonado
    • January 23, 2002

13. Pass through dividends on company stock held in 401(k) plan

    By Tegernsee, March 20, 2023
    • 12 replies
    • 7.6k views
    • 
    • Tegernsee
    • March 22, 2023

14. Failure to Deposit Deferrals...sort of

    By Archimage, February 16, 2006
    • 12 replies
    • 2.4k views
    • 
    • GBurns
    • February 19, 2006

15. Sched C with negative comp

    By austin3515, February 10, 2014
    • 12 replies
    • 1.6k views
    • 
    • Belgarath
    • February 12, 2014

16. Possible forged spouse signature

    By Guest Kriso, October 29, 2003
    • 12 replies
    • 5.1k views
    • 
    • doombuggy
    • November 11, 2003

17. Participant Benefit Statements

    By Guest Pennysaver, April 19, 2012
    • 12 replies
    • 2.9k views
    • 
    • austin3515
    • April 24, 2012

18. Safe Harbor - Per Pay Per Document....But

    By Guest saotampa, June 16, 2008
    • 12 replies
    • 1.7k views
    • 
    • Guest
    • June 19, 2008

19. 401k No Notice

    By tomres, December 15, 2018
    • 12 replies
    • 3.8k views
    • 
    • tomres
    • December 23, 2018

20. Over paid distribution

    By Guest johnpetrancosta, September 13, 2005
    • 12 replies
    • 2.7k views
    • 
    • Guest
    • November 11, 2005

21. Unusual Coverage Testing and OEE employees

    By buckaroo, October 6, 2009
    • 12 replies
    • 2.8k views
    • 
    • buckaroo
    • October 12, 2009

22. FAILED ADP/ACP TEST and HCEs terminated and already took 100% of their account

    By Pammie57, February 21, 2022
    • 12 replies
    • 4k views
    • 
    • TPApril
    • March 6, 2024

23. Profit Sharing Plan with NO deferral Option

    By Guest willow, May 26, 2005
    • 12 replies
    • 2k views
    • 
    • Belgarath
    • June 8, 2005

24. How to run ADP/ACP test when plan year is amended, creating a short plan year

    By Guest cohenron, November 20, 2000
    • 12 replies
    • 3.2k views
    • 
    • Blinky the 3-eyed Fish
    • October 6, 2003

25. Automatic Enrollment at our company - less than 10% are changing their

    By RCK, January 4, 2001
    • 12 replies
    • 2.3k views
    • 
    • david rigby
    • January 9, 2001

26. Late Deposits: Terminate Client?

    By Guest padmin, March 15, 2005
    • 12 replies
    • 2.1k views
    • 
    • E as in ERISA
    • March 16, 2005

27. ACP Test w. 401k and 403b

    By austin3515, February 15, 2019
    • 12 replies
    • 1.8k views
    • 
    • austin3515
    • February 19, 2019

28. Deposit Match/PS early for HCE but later for NHCE

    By jmartin, January 9, 2020
    • 12 replies
    • 1.7k views
    • 
    • C. B. Zeller
    • February 27, 2020

29. Asset transfer

    By pmacduff, June 15, 2007
    • 12 replies
    • 3.2k views
    • 
    • pmacduff
    • June 19, 2007

30. terminate 401(k) and start up a new one

    By thepensionmaven, October 25, 2016
    • 12 replies
    • 2.6k views
    • 
    • TPAJake
    • October 28, 2016

31. Defer from pay received after termination of employment?

    By MR, January 14, 2003
    • 12 replies
    • 3.5k views
    • 
    • mbozek
    • January 16, 2003

32. Plan with Employer Stock

    By stevena, September 14, 2005
    • 12 replies
    • 2.3k views
    • 
    • stevena
    • September 22, 2005

33. ADP testing controlled group

    By JPete, February 8, 2018
    • 12 replies
    • 5.1k views
    • 
    • JPete
    • February 8, 2018

34. How does an owner who gets no paycheck make a deferral

    By CharlesLeggette, December 13, 2017   

    • deferrals
    • 12 replies
    • 2k views
    • 
    • Luke Bailey
    • December 14, 2017

35. Disguised service condition if 2 year match tier

    By 30Rock, July 14, 2018
    • 12 replies
    • 2.2k views
    • 
    • Purplemandinga
    • July 27, 2018

36. Temporary Eligibility for a 401(k) Arrangement

    By Guest koolkid, October 9, 2002
    • 12 replies
    • 2.8k views
    • 
    • austin3515
    • October 15, 2002

37. excess match for one NHCE

    By M Norton, September 25, 2019
    • 12 replies
    • 1k views
    • 
    • Larry Starr
    • September 27, 2019

38. Top Heavy minimum when plan has dual eligibility

    By AdKu, May 26, 2020
    • 12 replies
    • 3.3k views
    • 
    • C. B. Zeller
    • May 29, 2020

39. Max deferral % of 15% exceeded during 2001

    By alexa, March 7, 2002
    • 12 replies
    • 1.9k views
    • 
    • maverick
    • March 12, 2002

40. Safe Harbor and Top Heavy

    By CLE401kGuy, July 17, 2018   

    • safe harbor
    • top heavy
    • 12 replies
    • 1.9k views
    • 
    • Bri
    • July 19, 2018

41. No Delays in Mandatory Roth Catch-ups, right?

    By austin3515, September 4
    • 12 replies
    • 3k views
    • 
    • ACK
    • September 9

42. off calendar year/catch-up

    By Guest deathbycashcall, September 15, 2005
    • 12 replies
    • 2.8k views
    • 
    • RTK
    • September 23, 2005

43. Ethics CPE

    By austin3515, November 16, 2015
    • 12 replies
    • 1.5k views
    • 
    • Bird
    • November 19, 2015

44. Non-Elective Contribution for HCE Only

    By Coleboy1, July 12, 2022
    • 12 replies
    • 802 views
    • 
    • Bird
    • July 14, 2022

45. 401Ks and IRAs, should I have both?

    By Guest Tyler015, June 28, 2005
    • 12 replies
    • 1.8k views
    • 
    • rlb64
    • July 8, 2005

46. Appointment of Trustee

    By Susan S., June 29, 2016
    • 12 replies
    • 5.2k views
    • 
    • GMK
    • June 30, 2016

47. Pre-tax 401k Rolled into a ROth IRA

    By austin3515, September 14, 2009
    • 12 replies
    • 2.9k views
    • 
    • austin3515
    • September 20, 2009

48. Deducting 2020 and 2021 in 2021

    By austin3515, June 25, 2021
    • 12 replies
    • 892 views
    • 
    • austin3515
    • July 8, 2021

49. Plan Loans in Bankruptcy

    By Guest kjk, June 28, 2002
    • 12 replies
    • 3.6k views
    • 
    • RTK
    • August 2, 2002

50. Party in Interest

    By Randy Watson, July 22, 2005
    • 12 replies
    • 2.4k views
    • 
    • QDROphile
    • August 2, 2005