401(k) Plans

19,337 topics in this forum

1. 401(k) limits for a short plan year

   By Guest TracyAndrews, January 23, 2001
   • 2 replies
   • 4.5k views
   • 
   • Earl
   • January 29, 2001

2. 410(b) question

   By Kevin C, June 12, 2009
   • 17 replies
   • 4.5k views
   • 
   • Guest
   • June 17, 2009

3. Suspend EE and ER Matching Contributions To 401k Plan

   By Guest ROB VIDOVICH, May 14, 2002
   • 6 replies
   • 4.5k views
   • 
   • Mike Preston
   • May 15, 2002

4. hce or nhce?

   By Lori H, July 10, 2006
   • 13 replies
   • 4.5k views
   • 
   • BG5150
   • July 14, 2006

5. Over Plan Limits

   By Guest Frank Jackson, September 11, 1998
   • 1 reply
   • 4.5k views
   • 
   • Dawn Hafner
   • September 11, 1998

6. Can a plan institute a creditworthiness requirement when deciding whether or not to issue a loan?

   By k man, December 3, 2003
   • 7 replies
   • 4.5k views
   • 
   • Belgarath
   • December 4, 2003

7. Rollover of Traditional IRA including Nondeductible Contributions

   By austin3515, May 19, 2022
   • 9 replies
   • 4.5k views
   • 
   • JOH
   • May 23, 2022

8. Non participation in safe harbor 401k by non HCE

   By Guest BILL SMITH, September 18, 1998
   • 1 reply
   • 4.5k views
   • 
   • Guest
   • September 18, 1998

9. Prototype solo 401(k) switching plan document provider ("restatement")

   By Guest hk73, December 19, 2012
   • 8 replies
   • 4.5k views
   • 
   • movedon
   • December 20, 2012

10. Signing Bonus / Section 415 Compensation

    By Gruegen, July 7, 2008
    • 3 replies
    • 4.5k views
    • 
    • Guest
    • July 9, 2008

11. Section 415 Limits - Which came first?

    By austin3515, March 7, 2011
    • 14 replies
    • 4.5k views
    • 
    • fiona1
    • April 14, 2011

12. Merger Money Purchase Plan into Profit Sharing Plan

    By Guest jpetrancosta, June 11, 2002
    • 12 replies
    • 4.5k views
    • 
    • KJohnson
    • June 17, 2002

13. Safe Harbor Match (Per Pay Period) in Partnership

    By Guest Holly Foster, April 12, 2012
    • 2 replies
    • 4.5k views
    • 
    • jpod
    • April 13, 2012

14. Professional Employee Organization -401(k)

    By Guest Suegoetz, September 12, 1998
    • 1 reply
    • 4.5k views
    • 
    • Guest
    • September 15, 1998

15. Amend type of profit share contribution mid year

    By EBDI, July 21, 2015
    • 17 replies
    • 4.5k views
    • 
    • Mike Preston
    • July 24, 2015

16. ADP Testing and Union Employees

    By Guest KBurket, August 11, 1999
    • 2 replies
    • 4.5k views
    • 
    • Wessex
    • August 18, 1999

17. Increasing safe harbor match during plan year

    By MWeddell, October 1, 2008
    • 13 replies
    • 4.5k views
    • 
    • MWeddell
    • October 3, 2008

18. Eligibility of Rehires

    By 7806akp, July 29, 2009
    • 5 replies
    • 4.5k views
    • 
    • Guest
    • July 30, 2009

19. Increasing the match mid-year

    By fiona1, September 4, 2008
    • 12 replies
    • 4.5k views
    • 
    • ERISAnut
    • September 5, 2008

20. Split Plan to Avoid 5500 Audit

    By BeanCounterBlues, May 31, 2006
    • 7 replies
    • 4.5k views
    • 
    • jpod
    • June 1, 2006

21. Failure to withhold 20% on distribution from 401k plan

    By Pammie57, December 21, 2017
    • 7 replies
    • 4.5k views
    • 
    • Kristina
    • December 26, 2017

22. Loan Default

    By Guest andmik, June 6, 2008
    • 16 replies
    • 4.5k views
    • 
    • BG5150
    • June 13, 2008

23. Hardship withdrawal -- Definition of medical expense?

    By Guest DebM, July 13, 2001
    • 2 replies
    • 4.5k views
    • 
    • Guest
    • July 13, 2001

24. Multiple Employer Plan and 401k Safe Harbor

    By J Simmons, February 13, 2007
    • 6 replies
    • 4.5k views
    • 
    • Guest
    • May 2, 2007

25. Plan amendment for name change of plan sponsor?

    By t.haley, November 10, 2008
    • 5 replies
    • 4.5k views
    • 
    • t.haley
    • November 10, 2008

26. Which is Worse? QDIA Options

    By austin3515, July 7, 2012
    • 20 replies
    • 4.5k views
    • 
    • BG5150
    • November 9, 2012

27. Question relating to ERISA 404(c) and company stock

    By Guest ERISAGuy, November 12, 2001
    • 12 replies
    • 4.5k views
    • 
    • Jon Chambers
    • November 19, 2001

28. "minimum" Minimum Required Distrib

    By austin3515, November 20, 2006
    • 7 replies
    • 4.5k views
    • 
    • BG5150
    • November 22, 2006

29. Disregarded LLC?

    By Guest bouncingsoul, April 11, 2007
    • 5 replies
    • 4.5k views
    • 
    • AndyT
    • December 19, 2007

30. Roth Catch Up final regs

    By Paul I, September 15, 2025
    • 15 replies
    • 4.5k views
    • 
    • LMK TPA
    • September 19, 2025

31. changing from actual hours counting to elapsed time

    By Guest anne1, March 29, 2006
    • 2 replies
    • 4.5k views
    • 
    • Kirk Maldonado
    • April 10, 2006

32. QNCE calculated for missed deferrals should be included in ADP\ACP test??

    By swam, August 29, 2017   

    • 401k plans
    • adp\acp testing
    • (and 2 more)

      Tagged with:

      • 401k plans
      • adp\acp testing
      • qnce
      • missed deferrals
    • 2 replies
    • 4.5k views
    • 
    • RatherBeGolfing
    • August 29, 2017

33. Match of more than 100%

    By CJS07, June 18, 2009
    • 7 replies
    • 4.5k views
    • 
    • Kevin C
    • March 5, 2010

34. 3(16) Fiduciary Status

    By austin3515, May 28, 2014
    • 15 replies
    • 4.5k views
    • 
    • austin3515
    • June 2, 2014

35. Association and plan sponsors

    By Guest Brad, September 16, 1998
    • 0 replies
    • 4.5k views
    • 
    • Guest
    • September 16, 1998

36. 415 limit for employee of multiple employers

    By Guest RS Vatalaro, January 7, 2000
    • 3 replies
    • 4.5k views
    • 
    • John A
    • January 10, 2000

37. Automatic 401(k) enrollment

    By Guest rickjim, October 2, 1998
    • 1 reply
    • 4.5k views
    • 
    • Guest
    • October 2, 1998

38. 415 Limit Off-Calendar Plan Year

    By 12AX7, September 24, 2013
    • 3 replies
    • 4.5k views
    • 
    • Kevin C
    • September 24, 2013

39. Mistake of Fact ???!!!

    By BW, December 10, 2014
    • 17 replies
    • 4.5k views
    • 
    • Stable Two Financial
    • December 17, 2014

40. Fringe Benefits Issues

    By erinak03, September 16, 2019
    • 8 replies
    • 4.5k views
    • 
    • Luke Bailey
    • September 19, 2019

41. Handling year end "true-up"

    By Guest Kconsultant, April 29, 2003
    • 9 replies
    • 4.5k views
    • 
    • four01kman
    • April 30, 2003

42. Severance Pay - Retirement Plan Options?

    By Guest ctlyn, December 26, 2004
    • 2 replies
    • 4.5k views
    • 
    • mbozek
    • December 29, 2004

43. Trading platform

    By Guest Dale Cunningham, October 7, 1998
    • 0 replies
    • 4.5k views
    • 
    • Guest
    • October 7, 1998

44. DFVCP Following IRS Penalty Assessment

    By EBECatty, August 29, 2023
    • 12 replies
    • 4.5k views
    • 
    • Luke Bailey
    • September 21, 2023

45. Solo 401K & Health Insurance Deduction Limitations

    By TNT, February 6, 2018   

    • solo
    • health insurance
    • 3 replies
    • 4.5k views
    • 
    • spiritrider
    • May 30, 2020

46. Late MRD

    By jpod, September 28, 2017
    • 36 replies
    • 4.5k views
    • 
    • Luke Bailey
    • September 30, 2017

47. Required Notices for participants_ Adoption Agreement?

    By RRivera, November 19, 2017   

    • adoption agreement
    • required notices
    • (and 1 more)

      Tagged with:

      • adoption agreement
      • required notices
      • spd
    • 10 replies
    • 4.5k views
    • 
    • Mike Preston
    • December 2, 2017

48. Immediate eligibility ADP testing

    By Sully, February 24, 2006
    • 12 replies
    • 4.4k views
    • 
    • MWeddell
    • March 9, 2006

49. QNEC and Prior Plan Year

    By PMC, August 10, 2010
    • 12 replies
    • 4.4k views
    • 
    • Tom Poje
    • August 12, 2010

50. 402(g) limitation violation due to 2 plans

    By Fred Payne, November 22, 2002
    • 7 replies
    • 4.4k views
    • 
    • mbozek
    • November 25, 2002