401(k) Plans

19,275 topics in this forum

1. Match of more than 100%

   By CJS07, June 18, 2009
   • 7 replies
   • 4.4k views
   • 
   • Kevin C
   • March 5, 2010

2. Plan with HCEs only

   By MBCarey, December 4, 2003
   • 12 replies
   • 4.4k views
   • 
   • Tom Poje
   • December 5, 2003

3. Automatic 401(k) enrollment

   By Guest rickjim, October 2, 1998
   • 1 reply
   • 4.4k views
   • 
   • Guest
   • October 2, 1998

4. QNCE calculated for missed deferrals should be included in ADP\ACP test??

   By swam, August 29, 2017   

   • 401k plans
   • adp\acp testing
   • (and 2 more)

     Tagged with:

     • 401k plans
     • adp\acp testing
     • qnce
     • missed deferrals
   • 2 replies
   • 4.4k views
   • 
   • RatherBeGolfing
   • August 29, 2017

5. Limit on 401K Blackout Period

   By Guest Tomas, December 28, 2001
   • 4 replies
   • 4.4k views
   • 
   • Guest
   • January 3, 2002

6. Terminating 401(k) plan holds a large forfeiture account; what to do w

   By Guest Kevin Plymyer, November 28, 2000
   • 9 replies
   • 4.4k views
   • 
   • Guest
   • November 29, 2000

7. Switching from elapsed time to counting hours for vesting

   By Rai401k, January 30, 2015
   • 3 replies
   • 4.4k views
   • 
   • Rai401k
   • January 30, 2015

8. Safe Harbor Match / Exclusion of Bonus

   By austin3515, November 24, 2015
   • 6 replies
   • 4.4k views
   • 
   • austin3515
   • November 25, 2015

9. Partial Plan Termination Rules

   By austin3515, March 18, 2020
   • 25 replies
   • 4.4k views
   • 
   • Mike Preston
   • February 18, 2021

10. Eligible Compensation

    By Guest Benny Comply, January 20, 2012
    • 1 reply
    • 4.4k views
    • 
    • ETA Consulting LLC
    • January 20, 2012

11. Trading platform

    By Guest Dale Cunningham, October 7, 1998
    • 0 replies
    • 4.4k views
    • 
    • Guest
    • October 7, 1998

12. Blackout period and late deferrals

    By Pammie57, February 25, 2020
    • 14 replies
    • 4.4k views
    • 
    • Scott50
    • March 5, 2020

13. QNEC and Prior Plan Year

    By PMC, August 10, 2010
    • 12 replies
    • 4.4k views
    • 
    • Tom Poje
    • August 12, 2010

14. Can a current calendar year 401(k) Plan still change to a safe harbor

    By Guest fiddler, December 21, 2000
    • 18 replies
    • 4.4k views
    • 
    • MWeddell
    • January 12, 2001

15. Conduit IRA for Roth contributions?

    By Guest jims, September 15, 2008
    • 3 replies
    • 4.4k views
    • 
    • jevd
    • September 18, 2008

16. Former key - top heavy minimum, gateway?

    By Guest Nia_phyte, May 14, 2010
    • 5 replies
    • 4.4k views
    • 
    • Guest
    • October 29, 2010

17. Deferred Comp- How to calculate?

    By Guest Timothy Brown, March 10, 2001
    • 2 replies
    • 4.4k views
    • 
    • Guest
    • March 11, 2001

18. changing Plan Trustees

    By Lori H, February 7, 2007
    • 3 replies
    • 4.4k views
    • 
    • Lori H
    • February 7, 2007

19. Question relating to ERISA 404(c) and company stock

    By Guest ERISAGuy, November 12, 2001
    • 12 replies
    • 4.4k views
    • 
    • Jon Chambers
    • November 19, 2001

20. Association and plan sponsors

    By Guest Brad, September 16, 1998
    • 0 replies
    • 4.4k views
    • 
    • Guest
    • September 16, 1998

21. Late MRD

    By jpod, September 28, 2017
    • 36 replies
    • 4.4k views
    • 
    • Luke Bailey
    • September 30, 2017

22. Safe Harbor Plan - Change In Plan Year

    By austin3515, April 16, 2010
    • 2 replies
    • 4.4k views
    • 
    • John Feldt ERPA CPC QPA
    • April 16, 2010

23. Controlled group--different SH's? and/or match?

    By BG5150, November 20, 2019
    • 13 replies
    • 4.4k views
    • 
    • casey72
    • April 4, 2022

24. Plan distribution after deemed distribution of defaulted loan

    By 7806akp, May 18, 2011
    • 4 replies
    • 4.4k views
    • 
    • 7806akp
    • May 18, 2011

25. LTPT - interns

    By Belgarath, November 28, 2023
    • 24 replies
    • 4.4k views
    • 
    • RatherBeGolfing
    • December 6, 2023

26. Match For Free

    By Disco Stu, December 6, 2002
    • 20 replies
    • 4.3k views
    • 
    • MWeddell
    • December 27, 2002

27. Immediate 401(k) entry, but 1 year wait for s/h match?

    By Santo Gold, June 6, 2006
    • 11 replies
    • 4.3k views
    • 
    • Kevin C
    • June 12, 2006

28. ADP Testing and Union Employees

    By Guest SCUDDESLER, February 12, 2004
    • 1 reply
    • 4.3k views
    • 
    • KJohnson
    • February 12, 2004

29. Increasing the match mid-year

    By fiona1, September 4, 2008
    • 12 replies
    • 4.3k views
    • 
    • ERISAnut
    • September 5, 2008

30. Death after signing form, but before processing

    By austin3515, September 20, 2016
    • 25 replies
    • 4.3k views
    • 
    • GMK
    • September 22, 2016

31. ADP testing and excluded class of employees

    By eilano, March 8, 2007
    • 11 replies
    • 4.3k views
    • 
    • eilano
    • March 12, 2007

32. Two different vesting schedules

    By doombuggy, September 12, 2005
    • 8 replies
    • 4.3k views
    • 
    • 401 Chaos
    • October 4, 2005

33. Can Estate rollover to an IRA?

    By ERISA-Bubs, June 2, 2011
    • 1 reply
    • 4.3k views
    • 
    • masteff
    • June 2, 2011

34. Plan administrative service provider transition

    By Guest Peggy Andrews, October 7, 1998
    • 3 replies
    • 4.3k views
    • 
    • Guest
    • October 8, 1998

35. 6 Months and 1000 hour requirement for eligibility

    By Coleboy1, September 7, 2022
    • 11 replies
    • 4.3k views
    • 
    • jsample
    • September 8, 2022

36. Death of Trustee

    By KTB, January 5, 2012
    • 3 replies
    • 4.3k views
    • 
    • masteff
    • January 5, 2012

37. 3(16) Fiduciary Status

    By austin3515, May 28, 2014
    • 15 replies
    • 4.3k views
    • 
    • austin3515
    • June 2, 2014

38. DB/DC Combination Contribution Limit

    By emmetttrudy, October 9, 2008
    • 9 replies
    • 4.3k views
    • 
    • Guest
    • October 13, 2008

39. EE and ER definitions for "contract" employee - Who contribu

    By Guest BJJ, January 6, 1999
    • 0 replies
    • 4.3k views
    • 
    • Guest
    • January 6, 1999

40. Prototype solo 401(k) switching plan document provider ("restatement")

    By Guest hk73, December 19, 2012
    • 8 replies
    • 4.3k views
    • 
    • movedon
    • December 20, 2012

41. Hardship Distribution - post-secondary education

    By austin3515, July 21, 2014
    • 5 replies
    • 4.3k views
    • 
    • masteff
    • July 22, 2014

42. Creating ability to make 401K contribution

    By Guest forohonek, November 18, 2004
    • 34 replies
    • 4.3k views
    • 
    • GBurns
    • December 18, 2004

43. Short Plan Year Audit Reports

    By Guest lhorne, October 31, 2006
    • 3 replies
    • 4.3k views
    • 
    • Guest
    • November 2, 2006

44. Lost Employers

    By Guest KathyS, October 4, 1998
    • 2 replies
    • 4.3k views
    • 
    • Guest
    • October 5, 1998

45. Safe Harbor 401(k) termination - how far in advance?

    By Sully, June 25, 2011
    • 5 replies
    • 4.3k views
    • 
    • Kevin C
    • June 27, 2011

46. 401k deferrals after reaching 250k of income?

    By MD-Benefits Guy, January 19, 2012
    • 7 replies
    • 4.3k views
    • 
    • masteff
    • January 21, 2012

47. ERISA Plan Expense Account

    By 401(k)athryn, December 11, 2020
    • 12 replies
    • 4.3k views
    • 
    • Peter Gulia
    • March 14, 2024

48. How is interest calculated when plan sponsor is late contributing sala

    By John A, June 23, 2000
    • 4 replies
    • 4.3k views
    • 
    • KJohnson
    • May 10, 2002

49. First Year Audit of a Plan

    By J Krimmel, August 10, 2017
    • 4 replies
    • 4.3k views
    • 
    • bzorc
    • August 11, 2017

50. timing of 401k deposits

    By pmacduff, June 23, 2006
    • 7 replies
    • 4.3k views
    • 
    • Mike Preston
    • June 26, 2006