401(k) Plans

19,317 topics in this forum

1. Partial Plan Termination Rules

   By austin3515, March 18, 2020
   • 25 replies
   • 4.5k views
   • 
   • Mike Preston
   • February 18, 2021

2. Split Plan to Avoid 5500 Audit

   By BeanCounterBlues, May 31, 2006
   • 7 replies
   • 4.5k views
   • 
   • jpod
   • June 1, 2006

3. Merger Money Purchase Plan into Profit Sharing Plan

   By Guest jpetrancosta, June 11, 2002
   • 12 replies
   • 4.5k views
   • 
   • KJohnson
   • June 17, 2002

4. Safe Harbor Match / Exclusion of Bonus

   By austin3515, November 24, 2015
   • 6 replies
   • 4.5k views
   • 
   • austin3515
   • November 25, 2015

5. Amend type of profit share contribution mid year

   By EBDI, July 21, 2015
   • 17 replies
   • 4.5k views
   • 
   • Mike Preston
   • July 24, 2015

6. Hardship withdrawal -- Definition of medical expense?

   By Guest DebM, July 13, 2001
   • 2 replies
   • 4.5k views
   • 
   • Guest
   • July 13, 2001

7. Eligibility of Rehires

   By 7806akp, July 29, 2009
   • 5 replies
   • 4.5k views
   • 
   • Guest
   • July 30, 2009

8. Signing Bonus / Section 415 Compensation

   By Gruegen, July 7, 2008
   • 3 replies
   • 4.5k views
   • 
   • Guest
   • July 9, 2008

9. Increasing safe harbor match during plan year

   By MWeddell, October 1, 2008
   • 13 replies
   • 4.5k views
   • 
   • MWeddell
   • October 3, 2008

10. ERISA Plan Expense Account

    By 401(k)athryn, December 11, 2020
    • 12 replies
    • 4.5k views
    • 
    • Peter Gulia
    • March 14, 2024

11. Conduit IRA for Roth contributions?

    By Guest jims, September 15, 2008
    • 3 replies
    • 4.5k views
    • 
    • jevd
    • September 18, 2008

12. Multiple Employer Plan and 401k Safe Harbor

    By J Simmons, February 13, 2007
    • 6 replies
    • 4.5k views
    • 
    • Guest
    • May 2, 2007

13. Which is Worse? QDIA Options

    By austin3515, July 7, 2012
    • 20 replies
    • 4.5k views
    • 
    • BG5150
    • November 9, 2012

14. Youngest Age of Eligibility

    By The 402"(G)", August 4, 2016
    • 7 replies
    • 4.5k views
    • 
    • My 2 cents
    • August 4, 2016

15. 415 limit for employee of multiple employers

    By Guest RS Vatalaro, January 7, 2000
    • 3 replies
    • 4.5k views
    • 
    • John A
    • January 10, 2000

16. Plan amendment for name change of plan sponsor?

    By t.haley, November 10, 2008
    • 5 replies
    • 4.5k views
    • 
    • t.haley
    • November 10, 2008

17. "minimum" Minimum Required Distrib

    By austin3515, November 20, 2006
    • 7 replies
    • 4.5k views
    • 
    • BG5150
    • November 22, 2006

18. changing from actual hours counting to elapsed time

    By Guest anne1, March 29, 2006
    • 2 replies
    • 4.5k views
    • 
    • Kirk Maldonado
    • April 10, 2006

19. 415 Limit Off-Calendar Plan Year

    By 12AX7, September 24, 2013
    • 3 replies
    • 4.5k views
    • 
    • Kevin C
    • September 24, 2013

20. Lost Earnings and form 5330

    By Ahuntingus, February 8, 2022
    • 12 replies
    • 4.5k views
    • 
    • Belgarath
    • February 15, 2022

21. Disregarded LLC?

    By Guest bouncingsoul, April 11, 2007
    • 5 replies
    • 4.5k views
    • 
    • AndyT
    • December 19, 2007

22. Match of more than 100%

    By CJS07, June 18, 2009
    • 7 replies
    • 4.5k views
    • 
    • Kevin C
    • March 5, 2010

23. Association and plan sponsors

    By Guest Brad, September 16, 1998
    • 0 replies
    • 4.5k views
    • 
    • Guest
    • September 16, 1998

24. Automatic 401(k) enrollment

    By Guest rickjim, October 2, 1998
    • 1 reply
    • 4.4k views
    • 
    • Guest
    • October 2, 1998

25. Mistake of Fact ???!!!

    By BW, December 10, 2014
    • 17 replies
    • 4.4k views
    • 
    • Stable Two Financial
    • December 17, 2014

26. Severance Pay - Retirement Plan Options?

    By Guest ctlyn, December 26, 2004
    • 2 replies
    • 4.4k views
    • 
    • mbozek
    • December 29, 2004

27. Increasing the match mid-year

    By fiona1, September 4, 2008
    • 12 replies
    • 4.4k views
    • 
    • ERISAnut
    • September 5, 2008

28. 60-Day Rollover Rule Question

    By Gadgetfreak, March 14, 2012
    • 13 replies
    • 4.4k views
    • 
    • MoJo
    • June 5, 2012

29. QNCE calculated for missed deferrals should be included in ADP\ACP test??

    By swam, August 29, 2017   

    • 401k plans
    • adp\acp testing
    • (and 2 more)

      Tagged with:

      • 401k plans
      • adp\acp testing
      • qnce
      • missed deferrals
    • 2 replies
    • 4.4k views
    • 
    • RatherBeGolfing
    • August 29, 2017

30. Prototype solo 401(k) switching plan document provider ("restatement")

    By Guest hk73, December 19, 2012
    • 8 replies
    • 4.4k views
    • 
    • movedon
    • December 20, 2012

31. Terminating 401(k) Plan - Notices

    By drakecohen, November 11, 2023
    • 4 replies
    • 4.4k views
    • 
    • Lou S.
    • November 15, 2023

32. Question relating to ERISA 404(c) and company stock

    By Guest ERISAGuy, November 12, 2001
    • 12 replies
    • 4.4k views
    • 
    • Jon Chambers
    • November 19, 2001

33. Immediate eligibility ADP testing

    By Sully, February 24, 2006
    • 12 replies
    • 4.4k views
    • 
    • MWeddell
    • March 9, 2006

34. 402(g) limitation violation due to 2 plans

    By Fred Payne, November 22, 2002
    • 7 replies
    • 4.4k views
    • 
    • mbozek
    • November 25, 2002

35. Trading platform

    By Guest Dale Cunningham, October 7, 1998
    • 0 replies
    • 4.4k views
    • 
    • Guest
    • October 7, 1998

36. QNEC and Prior Plan Year

    By PMC, August 10, 2010
    • 12 replies
    • 4.4k views
    • 
    • Tom Poje
    • August 12, 2010

37. Switching from elapsed time to counting hours for vesting

    By Rai401k, January 30, 2015
    • 3 replies
    • 4.4k views
    • 
    • Rai401k
    • January 30, 2015

38. In-service withdrawal before 59.5

    By CaitlinMarg, September 9, 2019
    • 6 replies
    • 4.4k views
    • 
    • FPGuy
    • September 11, 2019

39. Plan with HCEs only

    By MBCarey, December 4, 2003
    • 12 replies
    • 4.4k views
    • 
    • Tom Poje
    • December 5, 2003

40. Terminating 401(k) plan holds a large forfeiture account; what to do w

    By Guest Kevin Plymyer, November 28, 2000
    • 9 replies
    • 4.4k views
    • 
    • Guest
    • November 29, 2000

41. K-1 Compensation For An S-Corp

    By metsfan026, February 15, 2022
    • 6 replies
    • 4.4k views
    • 
    • CuseFan
    • February 15, 2022

42. Eligible Compensation

    By Guest Benny Comply, January 20, 2012
    • 1 reply
    • 4.4k views
    • 
    • ETA Consulting LLC
    • January 20, 2012

43. Former key - top heavy minimum, gateway?

    By Guest Nia_phyte, May 14, 2010
    • 5 replies
    • 4.4k views
    • 
    • Guest
    • October 29, 2010

44. service weighted allocation and the gateway test

    By Santo Gold, March 8, 2006
    • 20 replies
    • 4.4k views
    • 
    • Mike Preston
    • March 10, 2006

45. Late MRD

    By jpod, September 28, 2017
    • 36 replies
    • 4.4k views
    • 
    • Luke Bailey
    • September 30, 2017

46. 3(16) Fiduciary Status

    By austin3515, May 28, 2014
    • 15 replies
    • 4.4k views
    • 
    • austin3515
    • June 2, 2014

47. Deferred Comp- How to calculate?

    By Guest Timothy Brown, March 10, 2001
    • 2 replies
    • 4.4k views
    • 
    • Guest
    • March 11, 2001

48. Roth Catch Up final regs

    By Paul I, September 15, 2025
    • 15 replies
    • 4.4k views
    • 
    • LMK TPA
    • September 19, 2025

49. Can a current calendar year 401(k) Plan still change to a safe harbor

    By Guest fiddler, December 21, 2000
    • 18 replies
    • 4.4k views
    • 
    • MWeddell
    • January 12, 2001

50. Two different vesting schedules

    By doombuggy, September 12, 2005
    • 8 replies
    • 4.4k views
    • 
    • 401 Chaos
    • October 4, 2005