401(k) Plans

19,337 topics in this forum

1. Top Heavy Min and Match

   By Earl, September 8, 2005
   • 5 replies
   • 1.3k views
   • 
   • R. Butler
   • September 12, 2005

2. Automatic Enrollment--Ohio

   By Guest CRC02, January 29, 2003
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • January 29, 2003

3. Top Heavy Minimums

   By Guest sbavely, April 20, 1999
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • April 20, 1999

4. Employer sent in $15,500 and CPA did not run it through payroll

   By Jim Chad, March 6, 2009
   • 7 replies
   • 1.3k views
   • 
   • K2retire
   • March 8, 2009

5. Negative compensation

   By jkharvey, June 1, 2011
   • 0 replies
   • 1.3k views
   • 
   • jkharvey
   • June 1, 2011

6. Time-Sensitive "Negative Election" Question

   By Übernerd, April 8, 2005
   • 6 replies
   • 1.3k views
   • 
   • Übernerd
   • April 8, 2005

7. USERRA and Layoff

   By Guest mmc, August 13, 2004
   • 1 reply
   • 1.3k views
   • 
   • ccassetty
   • August 13, 2004

8. Eligibility - Salary to Hourly Mid-Year

   By 401king, August 24, 2009
   • 4 replies
   • 1.3k views
   • 
   • MWeddell
   • August 27, 2009

9. Forfeiture erroneously not reallocated

   By Guest Sponias, August 31, 2006
   • 1 reply
   • 1.3k views
   • 
   • Ron Snyder
   • September 1, 2006

10. pre-funded employer contributions

    By rlb64, March 11, 2014
    • 1 reply
    • 1.3k views
    • 
    • TPAMan
    • March 11, 2014

11. Same Name - Wrong Guy Got the 401k Money

    By Guest Robin S. Vatalaro, June 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • June 12, 2003

12. Mega Backdoor Roth Contribution Questions

    By metsfan026, November 18, 2024
    • 2 replies
    • 1.3k views
    • 
    • CuseFan
    • November 18, 2024

13. 408(p) and 402(g)

    By Guest HNT, September 29, 2005
    • 1 reply
    • 1.3k views
    • 
    • R. Butler
    • September 29, 2005

14. 2009 Required Minimum Distribution taken in 2010

    By AKconsult, October 29, 2009
    • 3 replies
    • 1.3k views
    • 
    • Kevin C
    • November 5, 2009

15. Top Heavy/Key/Deferral question

    By Cathy from Chicago, March 9, 2011
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • March 19, 2012

16. Minimum service conditions for safe-harbor 401(k) plan 3% nonelective

    By John A, October 11, 2000
    • 0 replies
    • 1.3k views
    • 
    • John A
    • October 11, 2000

17. Affiliated Service Groups

    By Guest HRD, March 27, 2008
    • 2 replies
    • 1.3k views
    • 
    • QDROphile
    • March 28, 2008

18. Plans with Before-tax and Roth 401(k) - Designation of excess

    By Guest philc, October 11, 2005
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • October 11, 2005

19. Partial Plan Termination - OEX

    By sdix401k, September 26, 2013
    • 2 replies
    • 1.3k views
    • 
    • sdix401k
    • September 26, 2013

20. 414(s) Compensation Question

    By justatester, November 18, 2010
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • November 19, 2010

21. Hardship distribution made in error

    By Guest David M, November 13, 2002
    • 1 reply
    • 1.3k views
    • 
    • 2muchstress
    • November 13, 2002

22. Private Revenue Rulings-Roth Recharacterizations

    By Guest rahn46, October 4, 2001
    • 1 reply
    • 1.3k views
    • 
    • GBurns
    • October 4, 2001

23. Discretionary match option

    By Molly the cat, September 17, 2015   

    • discretionary
    • match
    • (and 1 more)

      Tagged with:

      • discretionary
      • match
      • multiple formulas
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • September 18, 2015

24. Income Withheld on sale of assets within 401(k) Plan

    By rblum50, July 26, 2012
    • 9 replies
    • 1.3k views
    • 
    • rblum50
    • July 31, 2012

25. Maximum contribution

    By FJR, December 11, 2002
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • December 11, 2002

26. Company going broke and closing doors. Can't afford safe harbor match

    By Santo Gold, July 10, 2025
    • 10 replies
    • 1.3k views
    • 
    • Santo Gold
    • July 12, 2025

27. control group

    By S- Milwaukee, September 29, 2016   

    • failing combined testing.
    • 8 replies
    • 1.3k views
    • 
    • Tom Poje
    • October 4, 2016

28. new accounts/enrollments

    By Guest SPOT, August 3, 2004
    • 9 replies
    • 1.3k views
    • 
    • david rigby
    • August 4, 2004

29. Top Heavy

    By cdavis25, March 12, 2012
    • 1 reply
    • 1.3k views
    • 
    • shERPA
    • May 7, 2014

30. Frozen Annuity Valuations

    By Guest AKeith, March 13, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 13, 2000

31. Who must receive the minimum allocation gateway?

    By stephen20, February 17, 2021
    • 1 reply
    • 1.3k views
    • 
    • BG5150
    • February 17, 2021

32. Control Group w/ multiple investment providers

    By Guest padmin, December 16, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • December 17, 2004

33. Automatic Enrollment and Default Investments

    By bzorc, October 9, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • October 9, 2006

34. New controlled group and HCE status

    By R. Butler, February 6, 2002
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • February 7, 2002

35. RMD for beneficiaries?

    By Guest Michael Anderson, October 10, 2005
    • 1 reply
    • 1.3k views
    • 
    • jevd
    • October 10, 2005

36. Loan fees and usury limits

    By Guest lfriede, March 29, 2004
    • 1 reply
    • 1.3k views
    • 
    • k man
    • March 29, 2004

37. Obligation to vet rollover recipient

    By austin3515, August 11, 2015
    • 8 replies
    • 1.3k views
    • 
    • Peter Gulia
    • August 12, 2015

38. Include amounts deferred in excess of plan limitations in the 401(k) t

    By Guest Mr. X, October 2, 2000
    • 1 reply
    • 1.3k views
    • 
    • R. Butler
    • October 2, 2000

39. SMM needed for change in Trustees?

    By Diane Thompson, December 22, 2022
    • 4 replies
    • 1.3k views
    • 
    • Diane Thompson
    • December 22, 2022

40. Hardship Withdrawals

    By Nassau, November 1, 2011
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • November 1, 2011

41. Matching contribution rate disclosure

    By Guest Steve C., October 19, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • October 19, 2001

42. 401k Safe Harbor Compensation Definition

    By Guest Betsy Oakey, February 13, 2008
    • 2 replies
    • 1.3k views
    • 
    • Kimberly S
    • February 13, 2008

43. Top Heavy

    By Randy Watson, October 5, 2007
    • 2 replies
    • 1.3k views
    • 
    • Bird
    • October 8, 2007

44. Deferrals for a deceased participant?

    By jkharvey, July 10, 2008
    • 1 reply
    • 1.3k views
    • 
    • rcline46
    • July 10, 2008

45. spousal consent for hardship distribution

    By Guest Smokin, April 26, 2011
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • April 26, 2011

46. Excluding class of employees

    By Brian Gallagher, July 31, 2003
    • 1 reply
    • 1.3k views
    • 
    • ccassetty
    • August 1, 2003

47. Single Participant Plan

    By Guest Runner, June 28, 2002
    • 1 reply
    • 1.3k views
    • 
    • Lynn Campbell
    • July 1, 2002

48. Short-term HCE to Sway ADP Test

    By austin3515, December 28, 2016
    • 9 replies
    • 1.3k views
    • 
    • Belgarath
    • January 6, 2017

49. New group in an existing profit sharing plan

    By Guest SuzieQNEC, October 12, 2008
    • 2 replies
    • 1.3k views
    • 
    • J Simmons
    • October 12, 2008

50. RMD Calculation

    By R.G., February 25, 2014
    • 2 replies
    • 1.3k views
    • 
    • masteff
    • February 25, 2014