401(k) Plans

19,321 topics in this forum

1. Can you exclude a named individual from a qualified retirement plan?

   By Guest rlt4, August 21, 2009
   • 2 replies
   • 2.2k views
   • 
   • MWeddell
   • August 24, 2009

2. Enhanced SH Match + Discretionary Match

   By Guest notapensiongeek, September 18, 2009
   • 2 replies
   • 984 views
   • 
   • MWeddell
   • September 18, 2009

3. Mistaken notice to interested parties

   By 7806akp, July 13, 2011
   • 2 replies
   • 937 views
   • 
   • jpod
   • July 13, 2011

4. Partnership Deferrals with Per Pay Match

   By kevind2010, August 14, 2015
   • 2 replies
   • 1.1k views
   • 
   • austin3515
   • August 15, 2015

5. Life Insurance proceeds, can this cash be rolled into a 401(k) Plan

   By cjbaustin, October 7, 2015
   • 2 replies
   • 879 views
   • 
   • david rigby
   • October 8, 2015

6. Discretionary Match - Different Rates for Union and non Union

   By MarZDoates, November 7, 2018
   • 2 replies
   • 737 views
   • 
   • CuseFan
   • November 7, 2018

7. Mid Year Amendment to Safe Harbor Plan

   By 401(k)athryn, April 22, 2019
   • 2 replies
   • 1.4k views
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   • 401(k)athryn
   • April 25, 2019

8. help with dual eligibility question - deferrals and non-safe harbor match

   By Roxie99, September 9, 2021
   • 2 replies
   • 550 views
   • 
   • BG5150
   • September 10, 2021

9. Employee Leasing Company 401k

   By LauraERPA, August 1, 2022   

   • peo
   • 2 replies
   • 753 views
   • 
   • Bill Presson
   • August 1, 2022

10. 2022 SH contribution not deposited yet (2024) - how to fix?

    By M Norton, April 30, 2024
    • 2 replies
    • 652 views
    • 
    • M Norton
    • April 30, 2024

11. What happens if a participant elects to defer 8%; however, the company

    By Guest Tracy H, September 29, 2000
    • 2 replies
    • 1.5k views
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    • Jon Chambers
    • October 2, 2000

12. Unsigned Adoption Agreement

    By Spencer, January 30, 2001
    • 2 replies
    • 2.8k views
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    • Bill Berke
    • January 31, 2001

13. HELP!! With shadow 401(k), What is it and where can I get info thank

    By Guest bbaugh, September 5, 2002
    • 2 replies
    • 1.8k views
    • 
    • Steve72
    • September 5, 2002

14. SE and Employed... what are 415 Limits?

    By K-t-F, December 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • K-t-F
    • December 12, 2003

15. Safe Harbor Notice Requirement

    By Guest justbetmd, September 21, 2006
    • 2 replies
    • 2.6k views
    • 
    • Kevin C
    • September 22, 2006

16. Revocable Living Trust Agreement for 401(k) account registration

    By SRP, December 24, 2007
    • 2 replies
    • 2k views
    • 
    • Guest
    • December 26, 2007

17. 415 Amendments - Prototypes

    By austin3515, May 28, 2008
    • 2 replies
    • 1.8k views
    • 
    • austin3515
    • May 29, 2008

18. Match forfeiture different than nonelective forfeiture

    By Jim Chad, June 26, 2008
    • 2 replies
    • 1.7k views
    • 
    • J Simmons
    • June 26, 2008

19. Safe Harbor NEC to HCE

    By Guest Peggy806, May 27, 2009
    • 2 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • May 28, 2009

20. Traditional 401k to Roth 401k or Roth IRS

    By Gadgetfreak, September 18, 2009
    • 2 replies
    • 1.2k views
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    • Gadgetfreak
    • September 21, 2009

21. Safe Harbor 3% non-elective vs. Safe Harbor Match

    By Chippy, April 14, 2011
    • 2 replies
    • 3.1k views
    • 
    • Bird
    • April 15, 2011

22. 415 Comp / Back Wages

    By austin3515, April 10, 2013
    • 2 replies
    • 3.4k views
    • 
    • austin3515
    • April 10, 2013

23. Discretionary non-elective already paid in and fails testing

    By Jim Chad, April 22, 2015
    • 2 replies
    • 964 views
    • 
    • Bird
    • April 22, 2015

24. Excluding fringe benefits

    By Chippy, November 7, 2018
    • 2 replies
    • 954 views
    • 
    • CuseFan
    • November 7, 2018

25. Small business retirement plan options

    By Jeannine, October 6, 2022
    • 2 replies
    • 1.2k views
    • 
    • Bri
    • October 6, 2022

26. Entry date and pay date acceleration due to weekend/holiday

    By AmyO, September 8, 2023
    • 2 replies
    • 629 views
    • 
    • CuseFan
    • September 8, 2023

27. Safe Harbor question

    By jkharvey, March 10, 2001
    • 2 replies
    • 1.7k views
    • 
    • Kristina
    • March 12, 2001

28. Completing Form 5330 for Late Deferrals

    By Guest KAGrist, October 15, 2001
    • 2 replies
    • 2.8k views
    • 
    • KJohnson
    • October 16, 2001

29. Can a participant defer workers comp pay?

    By fiona1, October 14, 2003
    • 2 replies
    • 2.2k views
    • 
    • david rigby
    • October 14, 2003

30. Earned Income & Forfeitures

    By austin3515, March 23, 2006
    • 2 replies
    • 1.5k views
    • 
    • Bird
    • March 24, 2006

31. 401(k) assets

    By lexi, March 28, 2007
    • 2 replies
    • 1.5k views
    • 
    • Peter Gulia
    • March 28, 2007

32. Key employee determination

    By Guest KRettler, May 6, 2012
    • 2 replies
    • 2.3k views
    • 
    • Mike Preston
    • May 7, 2012

33. Made up social security numbers

    By Jim Chad, September 14, 2012
    • 2 replies
    • 942 views
    • 
    • Jim Chad
    • September 14, 2012

34. Access Old IRS "Retirement News for Employers" Newsletter

    By EmpbAF, January 23, 2021
    • 2 replies
    • 712 views
    • 
    • EmpbAF
    • January 25, 2021

35. Prior Year ADP Testing

    By Guest Robb Muse, June 1, 1999
    • 2 replies
    • 1.8k views
    • 
    • LCARUSI
    • June 4, 1999

36. Small Employer Plan Statistics

    By Guest TrustMe401k, February 2, 2000
    • 2 replies
    • 1.4k views
    • 
    • Greg Judd
    • February 2, 2000

37. Ineligible deferrals

    By Guest, January 12, 2001
    • 2 replies
    • 2.3k views
    • 
    • R. Butler
    • January 12, 2001

38. Change in employee classification

    By Guest Tara Curran, January 23, 2002
    • 2 replies
    • 1.7k views
    • 
    • imchipbrown
    • January 25, 2002

39. ADP/ACP Refunds

    By Guest agsmith, March 24, 2003
    • 2 replies
    • 2k views
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    • austin3515
    • March 26, 2003

40. Final regs say deferrals are treated as Employer contributions under IRC 404 - ? Also need help finding certain provisions in final regs.

    By Guest LMalone, July 28, 2005
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • July 29, 2005

41. Is this 401(k) match discriminatory?

    By Guest jc1457, August 27, 2007
    • 2 replies
    • 1.4k views
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    • austin3515
    • August 27, 2007

42. excess deferrals rolled to IRA

    By 30Rock, January 11, 2014
    • 2 replies
    • 2.3k views
    • 
    • Appleby
    • January 13, 2014

43. Settlement Check in Class Action

    By CLE401kGuy, November 30, 2015
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • December 1, 2015

44. Single brokerage account for MPPP and 401(k) plan?

    By Jon Chambers, February 2, 2000
    • 2 replies
    • 2k views
    • 
    • Spencer
    • February 2, 2000

45. Participant Voting Employer Stock

    By Guest halka, May 16, 2000
    • 2 replies
    • 1.8k views
    • 
    • Jon Chambers
    • May 17, 2000

46. Protected Benefit -- Electing Source of Distribution

    By JG-12, April 18, 2023
    • 2 replies
    • 972 views
    • 
    • rocknrolls2
    • April 19, 2023

47. FMLA and Last Day Requirement

    By metsfan026, May 29, 2025
    • 2 replies
    • 1.6k views
    • 
    • Peter Gulia
    • May 29, 2025

48. use of match for minimum benefit in top heavy plan

    By AndyH, February 11, 2002
    • 2 replies
    • 1.4k views
    • 
    • AndyH
    • February 11, 2002

49. Tax Credit, New Plan

    By Guest m.n.ouellette, March 28, 2007
    • 2 replies
    • 1.5k views
    • 
    • Jim Chad
    • March 28, 2007

50. Safe Harbor Match

    By Below Ground, March 10, 2010
    • 2 replies
    • 960 views
    • 
    • Below Ground
    • March 11, 2010