401(k) Plans

19,321 topics in this forum

1. Election Not to Participate - for 5 years?

   By Gudgergirl, February 2, 2011
   • 3 replies
   • 1.3k views
   • 
   • rcline46
   • February 2, 2011

2. Retiree Medical Subsidy

   By Guest MikeAIGFA, January 10, 2008
   • 1 reply
   • 1.3k views
   • 
   • QDROphile
   • January 10, 2008

3. ERISA 404(c) compliance

   By PLAN MAN, September 14, 2006
   • 0 replies
   • 1.3k views
   • 
   • PLAN MAN
   • September 14, 2006

4. Looking to Acquire TPA Firm

   By Guest bac, September 15, 2006
   • 1 reply
   • 1.3k views
   • 
   • Ron Snyder
   • September 18, 2006

5. 401(k) and Fund Pricing Error

   By Guest shelterps, July 17, 2008
   • 2 replies
   • 1.3k views
   • 
   • Bill Presson
   • July 17, 2008

6. Maximum 401K contribution limit include.....

   By Guest simbarat, January 15, 2003
   • 2 replies
   • 1.3k views
   • 
   • Brian Gallagher
   • January 16, 2003

7. Hardship withdrawals-did withholding rules change recently???

   By Guest DeePA, March 4, 2003
   • 3 replies
   • 1.3k views
   • 
   • jaemmons
   • March 4, 2003

8. ADP testing in controlled group

   By Guest hb95, February 24, 2014
   • 5 replies
   • 1.3k views
   • 
   • Tom Poje
   • February 25, 2014

9. Vesting for term'd EE during merger

   By Guest RLD, March 27, 2002
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • March 27, 2002

10. HCE now to receive safe harbor NE

    By Guest Tbrown, April 28, 2009
    • 1 reply
    • 1.3k views
    • 
    • cdavis25
    • April 29, 2009

11. Safe Harbor Mid Year Amendment - Predecessor Service

    By 52626, September 18, 2014
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • September 19, 2014

12. Auto EE deferral increase w/o Auto Enrollment

    By Guest glhotdog, February 24, 2011
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • February 24, 2011

13. disaggregation for ADP Test

    By AlbanyConsultant, April 30, 2020
    • 5 replies
    • 1.3k views
    • 
    • Luke Bailey
    • May 4, 2020

14. Is this a related rollover for Top Heavy?

    By Jim Chad, July 26, 2011
    • 2 replies
    • 1.3k views
    • 
    • K2retire
    • July 26, 2011

15. Change in Vesting Schedule? Or Not?

    By Briandfox, January 22, 2015
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • January 23, 2015

16. 415 Excess

    By justatester, February 4, 2009
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 6, 2009

17. 414(s) compensation

    By cdavis25, July 19, 2019
    • 6 replies
    • 1.3k views
    • 
    • Luke Bailey
    • July 22, 2019

18. Employer Erroneously Issued Hardship Withdrawal

    By Guest Kristily, October 7, 2011
    • 2 replies
    • 1.3k views
    • 
    • shERPA
    • October 7, 2011

19. Sole prop terminating safe harbor 401(k) plan

    By Belgarath, April 13, 2007
    • 2 replies
    • 1.3k views
    • 
    • austin3515
    • April 13, 2007

20. "otherwise excludable" testing

    By PensionNewbee, March 9, 2004
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 10, 2004

21. 401(k) Plan, with fully vested PS provision and no match provision

    By msmith, May 6, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • May 7, 2004

22. Partner with no earned income

    By Guest moltengater, February 22, 2005
    • 1 reply
    • 1.3k views
    • 
    • Archimage
    • February 22, 2005

23. distribution for lost participant after plan termination

    By Pixie, July 17, 2014   

    • lost participant
    • plan termination
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • July 17, 2014

24. Distributions on Plan Termination

    By Guest clh, May 15, 2003
    • 2 replies
    • 1.3k views
    • 
    • Kirk Maldonado
    • May 16, 2003

25. New plan adp testing

    By pbarrett, November 19, 2003
    • 4 replies
    • 1.3k views
    • 
    • rcline46
    • November 20, 2003

26. HCEs

    By Guest Pete Joachim, December 27, 2002
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • December 30, 2002

27. co-testing for 401(k) and SEP-IRA

    By Guest Barbara Roper, December 10, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • December 10, 2002

28. Catch-Up Limits in Off-Calendar Year Plans

    By Guest thooge, September 8, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 9, 2004

29. true up vs. matching too much

    By K2retire, March 16, 2011
    • 2 replies
    • 1.3k views
    • 
    • 401king
    • March 17, 2011

30. Testing Question regarding Forfeitures

    By Guest KD40, February 4, 2003
    • 4 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 5, 2003

31. Catch-up Contribution Question

    By Guest Max Power, February 19, 2004
    • 7 replies
    • 1.3k views
    • 
    • Mike Preston
    • February 20, 2004

32. Owner only Sole Proprietor DB plan

    By DDB BN, March 25, 2021
    • 4 replies
    • 1.3k views
    • 
    • DDB BN
    • March 26, 2021

33. Volume Submitter To Prototype & Gust

    By sdix401k, August 1, 2002
    • 0 replies
    • 1.3k views
    • 
    • sdix401k
    • August 1, 2002

34. Ineligible Rollover

    By goldtpa, June 9, 2009
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • June 9, 2009

35. Power of Attorney for Sick Participant

    By JKW, June 26, 2014
    • 4 replies
    • 1.3k views
    • 
    • Peter Gulia
    • June 27, 2014

36. Who must receive the minimum allocation gateway?

    By stephen20, February 17, 2021
    • 1 reply
    • 1.3k views
    • 
    • BG5150
    • February 17, 2021

37. Cancel an IRS Fire.com File Submission

    By Gadgetfreak, March 21, 2023
    • 6 replies
    • 1.3k views
    • 
    • Gadgetfreak
    • March 22, 2023

38. Improper Distribution by the owner

    By Blinky the 3-eyed Fish, April 24, 2003
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • April 25, 2003

39. Restating Documents

    By coleboy, April 24, 2015
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • April 24, 2015

40. Avoiding gateway

    By Brenda Wren, May 2, 2003
    • 4 replies
    • 1.3k views
    • 
    • AndyH
    • May 2, 2003

41. Military Service

    By Guest John Nelson, May 23, 2003
    • 1 reply
    • 1.3k views
    • 
    • Belgarath
    • May 23, 2003

42. Discretionary Match Contribution

    By Nassau, December 9, 2011
    • 1 reply
    • 1.3k views
    • 
    • 12AX7
    • December 9, 2011

43. Solo 401(k) Plan Loan

    By Catch22PGM, July 25, 2021   

    • loan
    • interest rate
    • 5 replies
    • 1.3k views
    • 
    • Bird
    • July 27, 2021

44. Match on Catch-Up Contributions

    By Guest Factor, January 10, 2006
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • January 11, 2006

45. Mid-Year Change in Eligibility

    By Guest KMP, March 12, 2007
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • March 12, 2007

46. Service-weighted plan question

    By Guest Arrojo, January 24, 2003
    • 1 reply
    • 1.3k views
    • 
    • MGB
    • January 24, 2003

47. PT rules relating to mortgage backed real-estate loans

    By Guest MDH, February 28, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • February 28, 2002

48. Amending a safe harbor matching formula mid-year

    By Guest grazetti, April 5, 2006
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • April 5, 2006

49. Another SH Question. Has anyone had a 401k SH Plan audited by IRS and had the Auditor ask to see the SH Notice?

    By jkharvey, June 17, 2005
    • 1 reply
    • 1.3k views
    • 
    • Bird
    • June 17, 2005

50. Roth 401k Contributions

    By Guest LSULLIVAN, July 10, 2007
    • 2 replies
    • 1.3k views
    • 
    • Appleby
    • July 10, 2007