401(k) Plans

19,332 topics in this forum

1. ACP question

   By fiona1, March 16, 2006
   • 6 replies
   • 1.9k views
   • 
   • pmacduff
   • March 22, 2006

2. Safe Harbor 401k

   By Guest lskin, March 21, 2006
   • 4 replies
   • 1.7k views
   • 
   • Tom Poje
   • March 22, 2006

3. ownership percentages

   By Guest dstran, March 21, 2006
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • March 21, 2006

4. Excess deferrals

   By rlb64, March 20, 2006
   • 5 replies
   • 1.5k views
   • 
   • rlb64
   • March 20, 2006

5. 401(k) deferral elections not made

   By Guest skc, February 15, 2006
   • 39 replies
   • 11.9k views
   • 
   • E as in ERISA
   • March 20, 2006

6. Top Heavy - Different Eligibility for EE vs. ER Contributions

   By Guest Ted Kowalchuk, CFP, CFS,, March 20, 2006
   • 1 reply
   • 3.6k views
   • 
   • Tom Poje
   • March 20, 2006

7. Roth K Roll-ins

   By Jed Macy, March 19, 2006
   • 0 replies
   • 1.2k views
   • 
   • Jed Macy
   • March 19, 2006

8. Top Heavy - 2 plans different plan year end

   By Guest terric, March 14, 2006
   • 2 replies
   • 1.5k views
   • 
   • Tom Poje
   • March 17, 2006

9. ACP earnings

   By Guest Phil Schwartz, March 5, 2006
   • 3 replies
   • 1.7k views
   • 
   • WDIK
   • March 17, 2006

10. ECPRS correction procedure - crossing tax years

    By Guest andrea16, March 17, 2006
    • 0 replies
    • 2.6k views
    • 
    • Guest
    • March 17, 2006

11. Company starts a new 401(k) plan

    By Santo Gold, March 15, 2006
    • 11 replies
    • 2.6k views
    • 
    • WDIK
    • March 17, 2006

12. EXCESS MATCH

    By Lori H, March 16, 2006
    • 0 replies
    • 1.5k views
    • 
    • Lori H
    • March 16, 2006

13. Roth 401(k) - Hardships & Loans

    By FormsRstillmylife, March 16, 2006
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • March 16, 2006

14. Late SH plan amendment

    By DTH, March 13, 2006
    • 4 replies
    • 1.9k views
    • 
    • Jim Chad
    • March 16, 2006

15. Super Safe Harbor 401(k)

    By Guest GoldenBear03, March 16, 2006
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • March 16, 2006

16. "Counterproductive actions" hardship distribution provision

    By namealreadyinuse, March 15, 2006
    • 2 replies
    • 1.8k views
    • 
    • namealreadyinuse
    • March 16, 2006

17. Plan Eligibility

    By Guest Bob Lees, March 15, 2006
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • March 15, 2006

18. Fail ADP with Plan Limit

    By Guest carsonv, March 15, 2006
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • March 15, 2006

19. Safe Harbor Eligibility

    By Guest dstran, March 13, 2006
    • 3 replies
    • 2.2k views
    • 
    • Tom Poje
    • March 15, 2006

20. Self Employeed

    By Jilliandiz, March 15, 2006
    • 2 replies
    • 1.2k views
    • 
    • saabraa
    • March 15, 2006

21. Spin-off

    By rlb64, March 15, 2006
    • 0 replies
    • 1.4k views
    • 
    • rlb64
    • March 15, 2006

22. Amendment of traditional 401(k) to make it safe harbor

    By movedon, March 14, 2006
    • 1 reply
    • 1.2k views
    • 
    • Bob R
    • March 15, 2006

23. 401k Excess deferrals to much

    By alexa, March 14, 2006
    • 0 replies
    • 1.1k views
    • 
    • alexa
    • March 14, 2006

24. Corrective Distribution

    By Guest Giovanni, March 14, 2006
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • March 14, 2006

25. ADP testing and Otherwise Excludable EEs

    By Guest DVW, March 13, 2006
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • March 14, 2006

26. Failed ADP - Recharacterization

    By Guest Ted Kowalchuk, CFP, CFS,, March 14, 2006
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • March 14, 2006

27. Why omit HCEs from 3% safe harbor contribution?

    By Guest rickw, March 14, 2006
    • 4 replies
    • 1.5k views
    • 
    • Bird
    • March 14, 2006

28. Control Group and Non-Profit Entities

    By Guest abajeb, March 14, 2006
    • 2 replies
    • 2.3k views
    • 
    • MWeddell
    • March 14, 2006

29. RMD

    By Guest Ted Kowalchuk, CFP, CFS,, March 13, 2006
    • 3 replies
    • 1.4k views
    • 
    • Bird
    • March 13, 2006

30. Termination of 401(k) holding annuities

    By sloble@crowleyfleck.com, March 11, 2006
    • 2 replies
    • 1.3k views
    • 
    • sloble@crowleyfleck.com
    • March 12, 2006

31. RMD's

    By Guest Twinky, March 10, 2006
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • March 12, 2006

32. TOP HEAVY TEST

    By Guest DP in CA, March 10, 2006
    • 3 replies
    • 2.4k views
    • 
    • Guest
    • March 11, 2006

33. Failed ADP/ACP Testing

    By Guest DP in CA, March 10, 2006
    • 3 replies
    • 2k views
    • 
    • Guest
    • March 11, 2006

34. Correction of Excess Match

    By Guest dstran, March 9, 2006
    • 1 reply
    • 1.3k views
    • 
    • Kirk Maldonado
    • March 11, 2006

35. Non-resident Aliens

    By Nate X, March 9, 2006
    • 5 replies
    • 5.8k views
    • 
    • Kirk Maldonado
    • March 11, 2006

36. TOP Heavy Contributions

    By Guest DP in CA, March 10, 2006
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • March 10, 2006

37. Testing requirements for employer with more than 1 plan

    By Guest anne1, March 10, 2006
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • March 10, 2006

38. service weighted allocation and the gateway test

    By Santo Gold, March 8, 2006
    • 20 replies
    • 4.4k views
    • 
    • Mike Preston
    • March 10, 2006

39. Earned Income Calculation

    By Guest notapensiongeek, March 9, 2006
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • March 10, 2006

40. Plan Aggregation

    By Guest jim williams, February 23, 2006
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • March 10, 2006

41. funding 401k before paydate

    By Guest lindamichals, March 9, 2006
    • 1 reply
    • 2.1k views
    • 
    • Tom Poje
    • March 10, 2006

42. Roth 401(k) Assets to Pay Plan Expenses

    By Jean, March 8, 2006
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • March 9, 2006

43. Change of the Timing of Distributions

    By John Feldt ERPA CPC QPA, March 9, 2006
    • 2 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • March 9, 2006

44. Immediate eligibility ADP testing

    By Sully, February 24, 2006
    • 12 replies
    • 4.4k views
    • 
    • MWeddell
    • March 9, 2006

45. a way to avoid a plan audit?

    By betheeg, February 23, 2006
    • 19 replies
    • 7.4k views
    • 
    • betheeg
    • March 9, 2006

46. Overpayment of Safe Harbor Match

    By ERISA1, March 6, 2006
    • 2 replies
    • 2.1k views
    • 
    • Kirk Maldonado
    • March 9, 2006

47. Deferred Sales Charges in Terminating Plan

    By Guest tbreedlove, March 6, 2006
    • 5 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • March 9, 2006

48. "Unlinking" a wrap plan from a 401(k) plan

    By Guest gaham, March 8, 2006
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • March 8, 2006

49. 401(k) with no NHCE deferring

    By Stash026, February 28, 2006
    • 13 replies
    • 4k views
    • 
    • stephen
    • March 8, 2006

50. Is a single participant plan an ERISA plan?

    By Guest HDM, March 7, 2006
    • 1 reply
    • 2.6k views
    • 
    • Guest
    • March 8, 2006