401(k) Plans

19,337 topics in this forum

1. Trasition Rule under 410(b)(6)(c)

   By RRB, January 26, 2012
   • 3 replies
   • 1.3k views
   • 
   • RRB
   • February 1, 2012

2. Assets of Multiple Employer Plan prevented from leaving

   By Guest Iwonder, January 7, 2008
   • 1 reply
   • 1.3k views
   • 
   • Jean
   • January 8, 2008

3. Testing after-tax contributions to a 401(k) pla.

   By Guest Thornton, January 7, 2003
   • 3 replies
   • 1.3k views
   • 
   • KJohnson
   • January 7, 2003

4. Testing Question regarding Forfeitures

   By Guest KD40, February 4, 2003
   • 4 replies
   • 1.3k views
   • 
   • Tom Poje
   • February 5, 2003

5. Is this a related rollover for Top Heavy?

   By Jim Chad, July 26, 2011
   • 2 replies
   • 1.3k views
   • 
   • K2retire
   • July 26, 2011

6. Require full distribution at Required Beginning Date?

   By kmhaab, December 7, 2023
   • 5 replies
   • 1.3k views
   • 
   • Roycal
   • December 11, 2023

7. Workforce Goes Union

   By Below Ground, September 14, 2006
   • 2 replies
   • 1.3k views
   • 
   • Below Ground
   • September 14, 2006

8. RMD Rules

   By austin3515, June 11, 2013
   • 1 reply
   • 1.3k views
   • 
   • austin3515
   • June 11, 2013

9. Regarding Return of Exces Distributions, when would 2 1/2 months after

   By Guest JMF, March 30, 2000
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • March 30, 2000

10. 401(k) and Fund Pricing Error

    By Guest shelterps, July 17, 2008
    • 2 replies
    • 1.3k views
    • 
    • Bill Presson
    • July 17, 2008

11. 404a5 notice for loans

    By cpc0506, January 14, 2013
    • 2 replies
    • 1.3k views
    • 
    • John Feldt ERPA CPC QPA
    • January 14, 2013

12. Question for anyone who administers a plan trying to meet the uniform allocation formula Safe harbor in 401(k) PSP

    By Guest esi-jht, January 31, 2006
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • January 31, 2006

13. Allocation based on years of service

    By 52626, June 15, 2015
    • 3 replies
    • 1.3k views
    • 
    • ESOP Guy
    • June 15, 2015

14. Vesting for term'd EE during merger

    By Guest RLD, March 27, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 27, 2002

15. HCE now to receive safe harbor NE

    By Guest Tbrown, April 28, 2009
    • 1 reply
    • 1.3k views
    • 
    • cdavis25
    • April 29, 2009

16. Auto EE deferral increase w/o Auto Enrollment

    By Guest glhotdog, February 24, 2011
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • February 24, 2011

17. employee elects NOT to participate

    By cpc0506, May 12, 2011
    • 3 replies
    • 1.3k views
    • 
    • masteff
    • May 12, 2011

18. Change in Vesting Schedule? Or Not?

    By Briandfox, January 22, 2015
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • January 23, 2015

19. New participants not allowed to defer - new rule?

    By Guest MikeD, January 27, 2005
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • January 27, 2005

20. Retiree Medical Subsidy

    By Guest MikeAIGFA, January 10, 2008
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • January 10, 2008

21. Ineligible Rollover

    By goldtpa, June 9, 2009
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • June 9, 2009

22. Merging Safe Harbor Plan Mid Year

    By 52626, July 24, 2019
    • 1 reply
    • 1.3k views
    • 
    • Luke Bailey
    • July 25, 2019

23. Looking to Acquire TPA Firm

    By Guest bac, September 15, 2006
    • 1 reply
    • 1.3k views
    • 
    • Ron Snyder
    • September 18, 2006

24. "otherwise excludable" testing

    By PensionNewbee, March 9, 2004
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 10, 2004

25. Improper Distribution by the owner

    By Blinky the 3-eyed Fish, April 24, 2003
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • April 25, 2003

26. Electing out of a plan

    By Guest taj32z, February 12, 2003
    • 4 replies
    • 1.3k views
    • 
    • Mike Preston
    • February 12, 2003

27. Relative Value for Money Purchase Plans?

    By austin3515, May 3, 2010
    • 2 replies
    • 1.3k views
    • 
    • KJohnson
    • May 3, 2010

28. Elective Deferral Contributions after year-end

    By Guest Thomas2006, January 27, 2008
    • 4 replies
    • 1.3k views
    • 
    • oriecat
    • January 28, 2008

29. co-testing for 401(k) and SEP-IRA

    By Guest Barbara Roper, December 10, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • December 10, 2002

30. beneficiary designation

    By Scuba 401, August 18, 2011
    • 3 replies
    • 1.3k views
    • 
    • Scuba 401
    • August 18, 2011

31. Catch-Up Limits in Off-Calendar Year Plans

    By Guest thooge, September 8, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 9, 2004

32. Small business retirement plan options

    By Jeannine, October 6, 2022
    • 2 replies
    • 1.3k views
    • 
    • Bri
    • October 6, 2022

33. Avoiding gateway

    By Brenda Wren, May 2, 2003
    • 4 replies
    • 1.3k views
    • 
    • AndyH
    • May 2, 2003

34. Discretionary Match Contribution

    By Nassau, December 9, 2011
    • 1 reply
    • 1.3k views
    • 
    • 12AX7
    • December 9, 2011

35. Stopping RMD's

    By Guest terid, October 21, 2002
    • 1 reply
    • 1.3k views
    • 
    • Appleby
    • October 21, 2002

36. 415 Excess

    By justatester, February 4, 2009
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 6, 2009

37. Loan Default after Leave of Absence

    By Guest Dumb & Dumber, August 23, 2012
    • 3 replies
    • 1.3k views
    • 
    • QDROphile
    • August 23, 2012

38. Roth 401k Contributions

    By Guest LSULLIVAN, July 10, 2007
    • 2 replies
    • 1.3k views
    • 
    • Appleby
    • July 10, 2007

39. Secure 2.0 - Traumatic Vel Non

    By fmsinc, February 21, 2025
    • 9 replies
    • 1.3k views
    • 
    • Peter Gulia
    • February 25, 2025

40. hardship - proving need to buy a house?

    By AlbanyConsultant, July 17, 2008
    • 2 replies
    • 1.3k views
    • 
    • masteff
    • July 17, 2008

41. Partner with no earned income

    By Guest moltengater, February 22, 2005
    • 1 reply
    • 1.3k views
    • 
    • Archimage
    • February 22, 2005

42. distribution for lost participant after plan termination

    By Pixie, July 17, 2014   

    • lost participant
    • plan termination
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • July 17, 2014

43. Distributions on Plan Termination

    By Guest clh, May 15, 2003
    • 2 replies
    • 1.3k views
    • 
    • Kirk Maldonado
    • May 16, 2003

44. Would they be an employee of not?

    By Guest A_Dude, January 9, 2013   

    • Ownership/Employee
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • November 5, 2013

45. TPA fired - not fired - SH notice not issued

    By M Norton, January 16, 2020   

    • safe harbor notice
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • January 20, 2020

46. Hardship withdrawals-did withholding rules change recently???

    By Guest DeePA, March 4, 2003
    • 3 replies
    • 1.3k views
    • 
    • jaemmons
    • March 4, 2003

47. HCEs

    By Guest Pete Joachim, December 27, 2002
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • December 30, 2002

48. Vesting Question

    By MBCarey, April 28, 2008
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • April 28, 2008

49. Restating Documents

    By coleboy, April 24, 2015
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • April 24, 2015

50. Undisclosed Employee-Paid Fees

    By Guest cstroble, April 6, 2004
    • 3 replies
    • 1.3k views
    • 
    • Mike Preston
    • April 7, 2004