401(k) Plans

19,275 topics in this forum

1. Safe Harbor Design

   By Archimage, January 8, 2003
   • 3 replies
   • 1.3k views
   • 
   • Tom Poje
   • January 8, 2003

2. Automatic Enrollment Notices

   By DTH, June 6, 2008
   • 0 replies
   • 1.3k views
   • 
   • DTH
   • June 6, 2008

3. Participant Loan Question

   By MarZDoates, April 28, 2004
   • 4 replies
   • 1.3k views
   • 
   • FundeK
   • April 30, 2004

4. Carry Over Contributions

   By Guest srwatts, September 8, 2011
   • 1 reply
   • 1.3k views
   • 
   • EBDI
   • October 13, 2011

5. Amend Compensation Definition for (k)

   By 12AX7, March 9, 2011
   • 4 replies
   • 1.3k views
   • 
   • Bird
   • March 12, 2011

6. Basic Safe Harbor Question

   By pbarrett, August 5, 2003
   • 4 replies
   • 1.3k views
   • 
   • rcline46
   • August 5, 2003

7. Fidleity Bonding in a Multiple Employer Plan

   By austin3515, October 29, 2003
   • 0 replies
   • 1.3k views
   • 
   • austin3515
   • October 29, 2003

8. 402(g)

   By Guest Joanne Davey, May 14, 2003
   • 3 replies
   • 1.3k views
   • 
   • Brian Gallagher
   • May 16, 2003

9. Controlled Group - two companies folded

   By PFranckowiak, July 23, 2010
   • 3 replies
   • 1.3k views
   • 
   • BG5150
   • July 27, 2010

10. 8955 SSA may be entitled to a benefit

    By WCC, May 16, 2013   

    • who has to prove it?
    • 5 replies
    • 1.3k views
    • 
    • WCC
    • May 16, 2013

11. Contribution greater than compensation?

    By Sully, September 10, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • September 10, 2004

12. Vesting

    By Chippy, November 8, 2017
    • 5 replies
    • 1.3k views
    • 
    • ESOP Guy
    • November 13, 2017

13. Integrated PS Plan Excluding Comp

    By Guest cs006b, September 22, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 24, 2005

14. Stopping the Safe Harbor Match

    By Earl, March 7, 2005
    • 2 replies
    • 1.3k views
    • 
    • Earl
    • March 9, 2005

15. Eliminating loans from a plan

    By tymesup, June 8, 2009
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 9, 2009

16. HCE Determination

    By DTH, May 9, 2003
    • 3 replies
    • 1.3k views
    • 
    • MWeddell
    • May 12, 2003

17. ADP Refund of Roth Deferrals--April 15 important?

    By BG5150, October 31, 2013
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • October 31, 2013

18. Owner who made 401(k) Deferrals with zero Earned Income

    By Alex Daisy, March 3, 2010
    • 2 replies
    • 1.3k views
    • 
    • Alex Daisy
    • March 3, 2010

19. 402(g) Limit

    By Guest TimO, June 24, 2003
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • June 26, 2003

20. Withholding Too Much under Plan's Compsenation Definition

    By Guest ggbrock, September 15, 2008
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • September 15, 2008

21. Deferrals & Match commencement.

    By flosfur, June 28, 2005
    • 1 reply
    • 1.3k views
    • 
    • rcline46
    • June 28, 2005

22. Earnings on Late Employer Contribution

    By PensionPro, July 30, 2012
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • July 30, 2012

23. Where can I find teh preambles to the regs

    By BG5150, December 31, 2008
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • January 12, 2009

24. amendment removing 401(k) deferrals

    By k man, November 25, 2003
    • 3 replies
    • 1.3k views
    • 
    • k man
    • November 25, 2003

25. Shephard Smith report

    By MSN, May 5, 2009
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • May 6, 2009

26. Safe harbor match formula

    By Guest metallic, March 1, 2011
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • March 1, 2011

27. Lost wage window?

    By Guest jhilliard, September 9, 2003
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • September 9, 2003

28. Employee Contributions and ACP Test Safe-Harbor

    By Guest t936, October 22, 2002
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • October 22, 2002

29. Mid-Year safe Harbor Merger

    By PMC, September 29, 2009
    • 0 replies
    • 1.3k views
    • 
    • PMC
    • September 29, 2009

30. Transfer employment within controlled group - a termination?

    By Tom, May 24, 2024
    • 1 reply
    • 1.3k views
    • 
    • Paul I
    • May 24, 2024

31. Hole in American Funds Menu = fiduciary breach = ?

    By Guest Happy Actuary, May 19, 2005
    • 1 reply
    • 1.3k views
    • 
    • Bird
    • May 20, 2005

32. Unrelated employers with separate 401(k) plans in pooled account

    By Guest TaxedToDeath, July 26, 2013
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • July 26, 2013

33. Avg participation rates with various matching formulas

    By Guest mrjones, July 19, 2006
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • July 20, 2006

34. Audited Plan (Schedule H) - Cash or Accrual Basis

    By jmartin, January 8, 2020
    • 3 replies
    • 1.3k views
    • 
    • TommyGunn13
    • January 8, 2020

35. No Fidelity Bond for 2005

    By Guest Ted Kowalchuk, CFP, CFS,, May 10, 2006
    • 1 reply
    • 1.3k views
    • 
    • Belgarath
    • May 10, 2006

36. Is a plan permissible for one class of employees of an employer while

    By Guest Pat Metallic, May 10, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • May 10, 2001

37. Profit Sharing as a Top Heavy Contrib

    By Brian Gallagher, August 28, 2003
    • 5 replies
    • 1.3k views
    • 
    • david rigby
    • August 28, 2003

38. Does a blackout notice need to specifically use the word "blackout"?

    By Florida401k, November 9, 2016   

    • blackout
    • 401(k)
    • (and 1 more)

      Tagged with:

      • blackout
      • 401(k)
      • notice
    • 3 replies
    • 1.3k views
    • 
    • My 2 cents
    • November 9, 2016

39. Plan ammended to Safe Harbor; can older, non-vested contributions be vested 100%, retroactively?

    By Guest hodag, March 22, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • March 22, 2005

40. Home builders unable to fulfill Safe Harbor obligation

    By Brenda Wren, September 24, 2007
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 24, 2007

41. Plan Document limits deferrals to 50% of compensation

    By Pammie57, August 25, 2015
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • August 25, 2015

42. Filing Form 5330 with Different Fiscal Year than Calendar Year

    By Guest nickyj8, June 15, 2004
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • June 15, 2004

43. sample letter?

    By PensionNewbee, April 27, 2004
    • 0 replies
    • 1.3k views
    • 
    • PensionNewbee
    • April 27, 2004

44. Pension Protection Act

    By blue, August 10, 2006
    • 4 replies
    • 1.3k views
    • 
    • Belgarath
    • August 11, 2006

45. Definition of Compensation

    By Jilliandiz, July 12, 2007
    • 2 replies
    • 1.3k views
    • 
    • rcline46
    • July 12, 2007

46. Retroactive amendment for discretionary match to include true up

    By karl, February 2, 2023
    • 3 replies
    • 1.3k views
    • 
    • karl
    • February 6, 2023

47. In Service Withdrawal

    By Guest donl, February 28, 2012
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • March 1, 2012

48. Creditor Protection IRA vs 401k

    By CLE401kGuy, September 27, 2016
    • 3 replies
    • 1.3k views
    • 
    • Lou S.
    • September 27, 2016

49. Stock Attribution

    By Guest CCarter, June 13, 2003
    • 2 replies
    • 1.3k views
    • 
    • R. Butler
    • June 13, 2003

50. Roth 401(k)

    By goldtpa, October 20, 2005
    • 1 reply
    • 1.3k views
    • 
    • Bird
    • October 20, 2005