401(k) Plans

19,317 topics in this forum

1. Two different vesting schedules

   By doombuggy, September 12, 2005
   • 8 replies
   • 4.4k views
   • 
   • 401 Chaos
   • October 4, 2005

2. any limits on type of investments?

   By Guest lgt, September 17, 1998
   • 2 replies
   • 4.4k views
   • 
   • Larry M
   • September 17, 1998

3. Handling year end "true-up"

   By Guest Kconsultant, April 29, 2003
   • 9 replies
   • 4.4k views
   • 
   • four01kman
   • April 30, 2003

4. Immediate 401(k) entry, but 1 year wait for s/h match?

   By Santo Gold, June 6, 2006
   • 11 replies
   • 4.4k views
   • 
   • Kevin C
   • June 12, 2006

5. Plan distribution after deemed distribution of defaulted loan

   By 7806akp, May 18, 2011
   • 4 replies
   • 4.4k views
   • 
   • 7806akp
   • May 18, 2011

6. Match For Free

   By Disco Stu, December 6, 2002
   • 20 replies
   • 4.4k views
   • 
   • MWeddell
   • December 27, 2002

7. ADP Testing and Union Employees

   By Guest SCUDDESLER, February 12, 2004
   • 1 reply
   • 4.4k views
   • 
   • KJohnson
   • February 12, 2004

8. Safe Harbor Plan - Change In Plan Year

   By austin3515, April 16, 2010
   • 2 replies
   • 4.4k views
   • 
   • John Feldt ERPA CPC QPA
   • April 16, 2010

9. ADP testing and excluded class of employees

   By eilano, March 8, 2007
   • 11 replies
   • 4.4k views
   • 
   • eilano
   • March 12, 2007

10. 401k Plan Termination - post termination date contributions?

    By MD-Benefits Guy, February 28, 2024
    • 9 replies
    • 4.4k views
    • 
    • david rigby
    • March 1, 2024

11. Plan administrative service provider transition

    By Guest Peggy Andrews, October 7, 1998
    • 3 replies
    • 4.4k views
    • 
    • Guest
    • October 8, 1998

12. Hardship distribution for Terminated Participant

    By Guest Tracy H, April 10, 2001
    • 6 replies
    • 4.4k views
    • 
    • Guest
    • April 14, 2001

13. Required Notices for participants_ Adoption Agreement?

    By RRivera, November 19, 2017   

    • adoption agreement
    • required notices
    • (and 1 more)

      Tagged with:

      • adoption agreement
      • required notices
      • spd
    • 10 replies
    • 4.4k views
    • 
    • Mike Preston
    • December 2, 2017

14. 401(k) protection against participant's judgment creditors

    By stevena, October 26, 2001
    • 4 replies
    • 4.4k views
    • 
    • david rigby
    • October 26, 2001

15. Hardship Distribution - post-secondary education

    By austin3515, July 21, 2014
    • 5 replies
    • 4.4k views
    • 
    • masteff
    • July 22, 2014

16. What happens when the beneficiary dies the day after the participant?

    By Guest CK401K, July 2, 2014
    • 6 replies
    • 4.4k views
    • 
    • masteff
    • July 2, 2014

17. Lost Employers

    By Guest KathyS, October 4, 1998
    • 2 replies
    • 4.4k views
    • 
    • Guest
    • October 5, 1998

18. DB/DC Combination Contribution Limit

    By emmetttrudy, October 9, 2008
    • 9 replies
    • 4.4k views
    • 
    • Guest
    • October 13, 2008

19. How is interest calculated when plan sponsor is late contributing sala

    By John A, June 23, 2000
    • 4 replies
    • 4.4k views
    • 
    • KJohnson
    • May 10, 2002

20. Per Pay Period Comp, Safe Harbor Match, and True-up

    By 401king, May 7, 2009
    • 8 replies
    • 4.4k views
    • 
    • John Feldt ERPA CPC QPA
    • May 11, 2009

21. Leaving an Open MEP

    By Jennifer D., November 1, 2012
    • 10 replies
    • 4.3k views
    • 
    • Peanut Butter Man
    • November 1, 2012

22. DOL Letter

    By Guest halka, September 25, 1998
    • 1 reply
    • 4.3k views
    • 
    • Guest
    • September 25, 1998

23. Fringe Benefits Issues

    By erinak03, September 16, 2019
    • 8 replies
    • 4.3k views
    • 
    • Luke Bailey
    • September 19, 2019

24. Determiantion of Top Heavy Status

    By Tom Poje, September 16, 1998
    • 1 reply
    • 4.3k views
    • 
    • LCARUSI
    • September 16, 1998

25. Can Estate rollover to an IRA?

    By ERISA-Bubs, June 2, 2011
    • 1 reply
    • 4.3k views
    • 
    • masteff
    • June 2, 2011

26. EE and ER definitions for "contract" employee - Who contribu

    By Guest BJJ, January 6, 1999
    • 0 replies
    • 4.3k views
    • 
    • Guest
    • January 6, 1999

27. Creating ability to make 401K contribution

    By Guest forohonek, November 18, 2004
    • 34 replies
    • 4.3k views
    • 
    • GBurns
    • December 18, 2004

28. First Year Audit of a Plan

    By J Krimmel, August 10, 2017
    • 4 replies
    • 4.3k views
    • 
    • bzorc
    • August 11, 2017

29. Death of Trustee

    By KTB, January 5, 2012
    • 3 replies
    • 4.3k views
    • 
    • masteff
    • January 5, 2012

30. Short Plan Year Audit Reports

    By Guest lhorne, October 31, 2006
    • 3 replies
    • 4.3k views
    • 
    • Guest
    • November 2, 2006

31. Solo 401K & Health Insurance Deduction Limitations

    By TNT, February 6, 2018   

    • solo
    • health insurance
    • 3 replies
    • 4.3k views
    • 
    • spiritrider
    • May 30, 2020

32. Failure to withhold 20% on distribution from 401k plan

    By Pammie57, December 21, 2017
    • 7 replies
    • 4.3k views
    • 
    • Kristina
    • December 26, 2017

33. Safe Harbor 401(k) termination - how far in advance?

    By Sully, June 25, 2011
    • 5 replies
    • 4.3k views
    • 
    • Kevin C
    • June 27, 2011

34. Can we reinstate a terminated plan?

    By ESI2015, June 19, 2018
    • 8 replies
    • 4.3k views
    • 
    • Doc Ument
    • June 19, 2018

35. Is a self-directed brokerage investment option that requires a minimum

    By Guest ak, November 15, 1999
    • 7 replies
    • 4.3k views
    • 
    • Dowist
    • November 19, 1999

36. 401k deferrals after reaching 250k of income?

    By MD-Benefits Guy, January 19, 2012
    • 7 replies
    • 4.3k views
    • 
    • masteff
    • January 21, 2012

37. Severance from employment in multiple employer plan

    By Guest hb95, October 22, 2013
    • 7 replies
    • 4.3k views
    • 
    • PensionPro
    • April 8, 2019

38. sponsor leaving their PEO

    By WCC, March 12, 2015
    • 4 replies
    • 4.3k views
    • 
    • hr for me
    • March 13, 2015

39. Deferral From Bonus Paid After Severance

    By Guest CJK, July 20, 2001
    • 4 replies
    • 4.3k views
    • 
    • MWeddell
    • July 23, 2001

40. How many lives should an administrator handle?

    By Guest soup, September 26, 2001
    • 16 replies
    • 4.3k views
    • 
    • Erik Read
    • October 19, 2001

41. 401(k) Spin-Off - Successor Plan Issues?

    By In-house Attorney, January 6, 2021
    • 10 replies
    • 4.3k views
    • 
    • Luke Bailey
    • January 10, 2021

42. ADP/ACP excess employer excise tax calculation

    By RRB, April 11, 2011
    • 8 replies
    • 4.3k views
    • 
    • Guest
    • August 14, 2013

43. Compensation-fringe benefit exclusion

    By Guest Salem, February 12, 2014   

    • fringe
    • compensation
    • 4 replies
    • 4.3k views
    • 
    • KED
    • February 14, 2014

44. DFVCP Following IRS Penalty Assessment

    By EBECatty, August 29, 2023
    • 12 replies
    • 4.3k views
    • 
    • Luke Bailey
    • September 21, 2023

45. Company Merger - 401K Termination?

    By Guest Jodi, September 29, 1998
    • 5 replies
    • 4.3k views
    • 
    • Guest
    • October 12, 1998

46. want to know how to make union plans deductible for employer

    By Guest brettlopez, October 1, 1998
    • 1 reply
    • 4.3k views
    • 
    • LCARUSI
    • October 1, 1998

47. Amount in board resolution

    By Zorro1k, December 11, 2015   

    • board resolution
    • discretionary
    • (and 1 more)

      Tagged with:

      • board resolution
      • discretionary
      • Profit Sharing
    • 14 replies
    • 4.3k views
    • 
    • Mike Preston
    • May 8, 2017

48. A Not-So-Worthy Competitor: Uncle Sam's myRA

    By austin3515, January 29, 2014
    • 42 replies
    • 4.3k views
    • 
    • GMK
    • February 5, 2014

49. Trust to Trust Transfers

    By Guest Julie, November 29, 2006
    • 4 replies
    • 4.3k views
    • 
    • Guest
    • November 30, 2006

50. Participant Directed vs. Trustee Directed

    By Dennis Povloski, June 14, 2011
    • 1 reply
    • 4.3k views
    • 
    • Bird
    • June 15, 2011