401(k) Plans

19,321 topics in this forum

1. Safe harbor match formula

   By Guest metallic, March 1, 2011
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • March 1, 2011

2. Coverage testing when there are a bunch of work-visa employees

   By Tom, September 25, 2025
   • 4 replies
   • 1.3k views
   • 
   • justanotheradmin
   • October 1, 2025

3. Safe Harbor Design

   By Archimage, January 8, 2003
   • 3 replies
   • 1.3k views
   • 
   • Tom Poje
   • January 8, 2003

4. Unrelated employers with separate 401(k) plans in pooled account

   By Guest TaxedToDeath, July 26, 2013
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • July 26, 2013

5. Broker's Relationship

   By Guest MS TPA, March 14, 2011
   • 5 replies
   • 1.3k views
   • 
   • 12AX7
   • March 15, 2011

6. FIS Document users - flexible discretionary vs. rigid discretionary

   By Belgarath, July 8, 2021
   • 2 replies
   • 1.3k views
   • 
   • Belgarath
   • July 12, 2021

7. 8955 SSA may be entitled to a benefit

   By WCC, May 16, 2013   

   • who has to prove it?
   • 5 replies
   • 1.3k views
   • 
   • WCC
   • May 16, 2013

8. Transferring between members of contol group and distributions

   By JanetM, March 30, 2004
   • 1 reply
   • 1.3k views
   • 
   • E as in ERISA
   • March 31, 2004

9. Home builders unable to fulfill Safe Harbor obligation

   By Brenda Wren, September 24, 2007
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • September 24, 2007

10. Filing Form 5330 with Different Fiscal Year than Calendar Year

    By Guest nickyj8, June 15, 2004
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • June 15, 2004

11. Suspension of 2008 Safe Harbor 3% Requirement

    By Guest Ted Kowalchuk, CFP, CFS,, January 8, 2009
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • January 16, 2009

12. Safe Harbor 401(k) - Coverage Test Question

    By MarZDoates, January 12, 2006
    • 1 reply
    • 1.3k views
    • 
    • Archimage
    • January 12, 2006

13. Employee Contributions and ACP Test Safe-Harbor

    By Guest t936, October 22, 2002
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • October 22, 2002

14. Pension Protection Act

    By blue, August 10, 2006
    • 4 replies
    • 1.3k views
    • 
    • Belgarath
    • August 11, 2006

15. Deferral limits

    By Guest jetfaninmn, October 25, 2005
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • October 25, 2005

16. Section 457 plan as successor plan.

    By Guest Thornton, May 29, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • May 29, 2001

17. Basic Safe Harbor Question

    By pbarrett, August 5, 2003
    • 4 replies
    • 1.3k views
    • 
    • rcline46
    • August 5, 2003

18. Mid Year Suspension of Non-elective Contributions

    By J. Bringhurst, December 19, 2008
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • December 21, 2008

19. Elective Deferral Limit

    By fiona1, March 11, 2004
    • 2 replies
    • 1.3k views
    • 
    • WDIK
    • March 11, 2004

20. Plan Document Providers

    By Stevo-PDX, June 15, 2012
    • 3 replies
    • 1.3k views
    • 
    • SheilaD
    • June 15, 2012

21. Earned Income Calculation

    By Stevo-PDX, March 22, 2006
    • 1 reply
    • 1.3k views
    • 
    • Belgarath
    • March 23, 2006

22. Hardship

    By Madison71, January 14, 2010
    • 5 replies
    • 1.3k views
    • 
    • rcline46
    • January 14, 2010

23. 401k auto enroll recapture

    By Guest ghal, August 14, 2012
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • August 14, 2012

24. Plan term - vesting

    By Lou81, May 13, 2024
    • 4 replies
    • 1.3k views
    • 
    • Lou81
    • May 14, 2024

25. Shephard Smith report

    By MSN, May 5, 2009
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • May 6, 2009

26. Stock Attribution

    By Guest CCarter, June 13, 2003
    • 2 replies
    • 1.3k views
    • 
    • R. Butler
    • June 13, 2003

27. HCE in an acquired company

    By Chippy, June 10, 2008
    • 1 reply
    • 1.3k views
    • 
    • J Simmons
    • June 11, 2008

28. A Control Group and the 5500

    By Guest jetfaninmn, June 20, 2005
    • 1 reply
    • 1.3k views
    • 
    • Archimage
    • June 21, 2005

29. Inadvertent Distribution from Roth Account

    By ERISA25, September 13, 2012
    • 5 replies
    • 1.3k views
    • 
    • BG5150
    • September 14, 2012

30. Plan ammended to Safe Harbor; can older, non-vested contributions be vested 100%, retroactively?

    By Guest hodag, March 22, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • March 22, 2005

31. Uncashed Checks for a Bankrupt Recordkeeper

    By Nassau, April 21, 2011
    • 2 replies
    • 1.3k views
    • 
    • BG5150
    • April 21, 2011

32. Deceased Participant's beneficiary "may" be under a Conservatorship

    By Kansas401k, September 29, 2021
    • 6 replies
    • 1.3k views
    • 
    • Kansas401k
    • October 1, 2021

33. Hole in American Funds Menu = fiduciary breach = ?

    By Guest Happy Actuary, May 19, 2005
    • 1 reply
    • 1.3k views
    • 
    • Bird
    • May 20, 2005

34. Regarding Return of Exces Distributions, when would 2 1/2 months after

    By Guest JMF, March 30, 2000
    • 1 reply
    • 1.3k views
    • 
    • John A
    • April 1, 2000

35. No Fidelity Bond for 2005

    By Guest Ted Kowalchuk, CFP, CFS,, May 10, 2006
    • 1 reply
    • 1.3k views
    • 
    • Belgarath
    • May 10, 2006

36. Proof of Hardship

    By AKPension, March 30, 2017
    • 9 replies
    • 1.3k views
    • 
    • Peter Gulia
    • April 5, 2017

37. Distribution Forms

    By Jilliandiz, November 30, 2005
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • November 30, 2005

38. Contribution Limits

    By katie58, April 8, 2011
    • 3 replies
    • 1.3k views
    • 
    • katie58
    • April 11, 2011

39. Catch up contributions and negative compensation

    By Pixie, November 10, 2008
    • 1 reply
    • 1.3k views
    • 
    • PensionPro
    • November 10, 2008

40. Targeted QNEC

    By ombskid, April 9, 2010
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • April 9, 2010

41. Eligible for catch-ups?

    By Guest KMP, September 13, 2004
    • 3 replies
    • 1.3k views
    • 
    • Lori Friedman
    • September 13, 2004

42. Top heavy under EGTRRA rules

    By Guest Mike Kimball, June 19, 2002
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • June 19, 2002

43. Counting "treasury stock" re: HCE determination

    By AlbanyConsultant, July 27, 2016
    • 2 replies
    • 1.3k views
    • 
    • Mike Preston
    • July 27, 2016

44. Roth 401(k)

    By goldtpa, October 20, 2005
    • 1 reply
    • 1.3k views
    • 
    • Bird
    • October 20, 2005

45. Changing life expectancy once an MRD has started.

    By Guest MarkL, July 30, 1999
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • July 30, 1999

46. GUST Basic Plan Document Search

    By steverenner, May 13, 2019
    • 5 replies
    • 1.3k views
    • 
    • steverenner
    • May 15, 2019

47. Plan Conversion from MP to PS to 401(k) SH

    By buckaroo, December 15, 2004
    • 2 replies
    • 1.3k views
    • 
    • chris
    • December 16, 2004

48. Automatic Enrollment

    By CLE401kGuy, August 31, 2017   

    • automatic enrollment
    • 3 replies
    • 1.3k views
    • 
    • BenefitJack
    • September 2, 2017

49. Allowing early entry

    By JPIngold, December 12, 2016
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • December 12, 2016

50. TIME SENSITIVE- Do the PARTY IN INTEREST provisions under ERISA have a

    By fidu, January 16, 2002
    • 0 replies
    • 1.3k views
    • 
    • fidu
    • January 16, 2002