401(k) Plans

19,321 topics in this forum

1. Off Calendar PY - ADP catchup with no deferrals?

   By Gilmore, June 18, 2020
   • 2 replies
   • 513 views
   • 
   • Gilmore
   • June 19, 2020

2. Eligibility related

   By Jakyasar, May 9, 2024
   • 2 replies
   • 499 views
   • 
   • jsample
   • May 10, 2024

3. Safe Harbor and Top-Heavy after EGTRRA

   By Guest Samwise, January 9, 2002
   • 2 replies
   • 1.8k views
   • 
   • AndyH
   • January 10, 2002

4. Discretionary Match in Formula and Considered Deferrals

   By Dawn Hafner, September 10, 2002
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • September 12, 2002

5. Top Heavy 401(k)

   By Guest Ed Walker, March 27, 2003
   • 2 replies
   • 1.2k views
   • 
   • pmacduff
   • March 27, 2003

6. Fees vs. Sanctions

   By Guest Jose Rosario, July 25, 2003
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • July 25, 2003

7. Spin-off

   By Archimage, November 26, 2003
   • 2 replies
   • 1.2k views
   • 
   • IRC401
   • November 29, 2003

8. Two 401(k) plans

   By Guest ggdjo, June 15, 2004
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • June 16, 2004

9. When is a Broker an Advisor?

   By Guest RIA, February 12, 2007
   • 2 replies
   • 1.3k views
   • 
   • QDROphile
   • February 13, 2007

10. Non-qualified profit sharing plan

    By Guest natasa, May 30, 2007
    • 2 replies
    • 3.8k views
    • 
    • Guest
    • October 12, 2007

11. Replacement Plan

    By Gary, March 7, 2008
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • March 8, 2008

12. Deduction Timing of Employer Contributions

    By Lou S., March 22, 2011
    • 2 replies
    • 1.1k views
    • 
    • Lou S.
    • March 22, 2011

13. Any restrictions on business owner obtaining loans from his or her bus

    By Guest msearle, November 6, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • November 7, 1999

14. Maxing out 401(k) Plan and Roth IRA

    By AJC, February 16, 2023
    • 2 replies
    • 484 views
    • 
    • AJC
    • February 16, 2023

15. PLAN DOCUMENT REQUIREMENTS FOR ELECTIONS NOT TO PARTICIPATE

    By KJohnson, December 21, 2000
    • 2 replies
    • 1.5k views
    • 
    • KJohnson
    • December 21, 2000

16. Timing of deposits for employer with multiple payrolls.

    By Guest MES, January 15, 2001
    • 2 replies
    • 1.5k views
    • 
    • KJohnson
    • January 16, 2001

17. Prior year testing method/ADP/former employees

    By billfgrady, January 22, 2003
    • 2 replies
    • 2.3k views
    • 
    • billfgrady
    • January 23, 2003

18. Plan Imposed Limits

    By Guest revier, March 3, 2005
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • March 3, 2005

19. Union employees

    By Guest Pat Metallic, August 2, 2005
    • 2 replies
    • 1.6k views
    • 
    • mbozek
    • August 3, 2005

20. 401(k) plan design issue

    By pbarrett, September 23, 2005
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • September 24, 2005

21. Vesting issue

    By Guest Nini, December 19, 2006
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • December 19, 2006

22. flowchart or checklist for late deferrals?

    By Jim Chad, March 16, 2009
    • 2 replies
    • 1.4k views
    • 
    • Jim Chad
    • March 16, 2009

23. Vesting Changes

    By justatester, October 20, 2009
    • 2 replies
    • 1.6k views
    • 
    • david rigby
    • February 15, 2010

24. First Year 401(k)

    By Guest elang, February 28, 2012
    • 2 replies
    • 1k views
    • 
    • MWeddell
    • March 1, 2012

25. Medical Loss Ratio (MLR) rebates

    By fiona1, August 14, 2012
    • 2 replies
    • 2.7k views
    • 
    • dcoderre
    • January 24, 2013

26. Stock Sale - Successor Plan?

    By jmartin, April 17, 2013
    • 2 replies
    • 1.8k views
    • 
    • Bill Presson
    • April 17, 2013

27. Ownership/Family attribution in a 501c3 401k plan possible?

    By 401QUE, November 11, 2014   

    • ownership attribution
    • nonprofit
    • (and 1 more)

      Tagged with:

      • ownership attribution
      • nonprofit
      • HCE determination
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • November 12, 2014

28. Mid Year Non-discrimination Testing

    By Guest JBDixon, June 29, 1999
    • 2 replies
    • 2.4k views
    • 
    • Fredman
    • June 30, 1999

29. 5500Q - Can you revoke a 5500 and file a 5500 C/R instead?

    By Alf, November 6, 1999
    • 2 replies
    • 1.5k views
    • 
    • Disco Stu
    • November 8, 1999

30. leaving a MEP to be standalone plan

    By ejohnke, May 10, 2024
    • 2 replies
    • 1.5k views
    • 
    • ejohnke
    • May 14, 2024

31. Form 5330

    By Guest MEGary, February 26, 2002
    • 2 replies
    • 1.6k views
    • 
    • MWeddell
    • February 27, 2002

32. Secure 2.0/Cares/CAA addendum

    By Pixie, July 24, 2025
    • 2 replies
    • 554 views
    • 
    • CuseFan
    • July 25, 2025

33. Requesting extension for 3/15 deadlines

    By R. Butler, February 20, 2003
    • 2 replies
    • 1.4k views
    • 
    • R. Butler
    • February 28, 2003

34. 1099r's for corrective distributions

    By Beemer, January 24, 2005
    • 2 replies
    • 1.4k views
    • 
    • Beemer
    • January 24, 2005

35. Timing of 401(k) Contributions Made By Sole Proprietor or Corporate Owner

    By Guest Edward McElroy, August 30, 2005
    • 2 replies
    • 1.7k views
    • 
    • mbozek
    • August 30, 2005

36. Safe Harbor "Maybe"

    By Guest rslagle224, November 11, 2005
    • 2 replies
    • 1.8k views
    • 
    • Bird
    • November 11, 2005

37. 401(a)(4) Rate Group Testing

    By Guest elang, February 16, 2010
    • 2 replies
    • 2.2k views
    • 
    • Tom Poje
    • February 17, 2010

38. Lost Interest Deductible?

    By austin3515, February 25, 2011
    • 2 replies
    • 985 views
    • 
    • austin3515
    • February 28, 2011

39. Completing the Form 5330

    By Guest mrtnoc, October 9, 2013   

    • 5330
    • late deferrals
    • 2 replies
    • 5.2k views
    • 
    • 401QUE
    • December 26, 2013

40. Safe Harbor Match Contribution Source

    By KevinMc, March 2, 2018
    • 2 replies
    • 769 views
    • 
    • Tom Poje
    • March 2, 2018

41. Oddball plan/fiscal year situation

    By Belgarath, November 15, 2021
    • 2 replies
    • 424 views
    • 
    • Belgarath
    • November 16, 2021

42. 404 deduction limits

    By imchipbrown, November 6, 1999
    • 2 replies
    • 3k views
    • 
    • Guest
    • November 8, 1999

43. Deduction for contributions (Sec. 404)

    By Guest Melissa Winslow, February 16, 2000
    • 2 replies
    • 2.5k views
    • 
    • AndyH
    • February 18, 2000

44. SIMPLE IRA for an LLC and 401k Plan for a C-Corp - same owner

    By Jen Preston, February 16, 2023
    • 2 replies
    • 573 views
    • 
    • CuseFan
    • February 17, 2023

45. Where do I file an ERISA complaint?

    By Guest rachel miller, June 5, 2000
    • 2 replies
    • 3k views
    • 
    • pjkoehler
    • June 6, 2000

46. Fidelity Bond

    By Guest Matt77, May 8, 2002
    • 2 replies
    • 1.6k views
    • 
    • Mike Preston
    • May 9, 2002

47. Exclusion of Taxable Fringes from 401(k) Compensation

    By 401 Chaos, December 9, 2005
    • 2 replies
    • 6.3k views
    • 
    • 401 Chaos
    • December 12, 2005

48. Late Deferrals -Form 5330

    By amcorson, October 25, 2006
    • 2 replies
    • 3.3k views
    • 
    • amcorson
    • October 25, 2006

49. Automatic Enrollment Notices

    By Guest Grumpy456, November 27, 2007
    • 2 replies
    • 1.8k views
    • 
    • BG5150
    • December 6, 2007

50. QNEC question

    By BG5150, February 6, 2008
    • 2 replies
    • 1.4k views
    • 
    • BG5150
    • February 7, 2008