401(k) Plans

19,321 topics in this forum

1. USERRA

   By Nassau, May 29, 2013   

   • Profit Sharing Contributions
   • 2 replies
   • 1.2k views
   • 
   • QDROphile
   • May 29, 2013

2. Controlled Group - Multiple Plans - Coverage Testing

   By msmith, August 8, 2018
   • 2 replies
   • 837 views
   • 
   • msmith
   • August 10, 2018

3. TPA consultant

   By 401kay, June 2, 2022   

   • tpa
   • consultant
   • 2 replies
   • 630 views
   • 
   • thepensionmaven
   • June 6, 2022

4. Payroll Setup - Settlor expense?

   By khn, August 15, 2022
   • 2 replies
   • 994 views
   • 
   • Bird
   • August 15, 2022

5. rollover contributions by former employees

   By Guest Marshall Franklin, April 27, 2001
   • 2 replies
   • 2.5k views
   • 
   • MWeddell
   • May 1, 2001

6. Mandatory Roth Catch-up for SE comp, W-2 combo

   By ejohnke, November 19, 2025
   • 2 replies
   • 436 views
   • 
   • Peter Gulia
   • November 20, 2025

7. Adoption Date vs. Effective Date

   By Guest LKHartnett, September 10, 2002
   • 2 replies
   • 7.2k views
   • 
   • Guest
   • September 10, 2002

8. ADP Testing

   By Guest ladybug61, March 10, 2003
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • March 10, 2003

9. Safe Harbor Plan Definition of "Compensation"

   By Guest IRISH79, May 31, 2007
   • 2 replies
   • 2.1k views
   • 
   • John Feldt ERPA CPC QPA
   • May 31, 2007

10. coordination of deferral limits in different plans

    By Craig Garner, February 23, 2009
    • 2 replies
    • 2.4k views
    • 
    • Kevin C
    • February 23, 2009

11. Employer Holding 401K after Layoff

    By Guest Dickey, April 7, 2009
    • 2 replies
    • 1.3k views
    • 
    • K2retire
    • April 7, 2009

12. 401(k) Loan Restriction

    By oriecat, June 16, 2011
    • 2 replies
    • 1.4k views
    • 
    • K2retire
    • June 16, 2011

13. 401(k) SH change prior to plan year

    By Guest AP914, December 19, 2012
    • 2 replies
    • 812 views
    • 
    • Guest
    • December 19, 2012

14. Notice requirement - changing 401k match

    By max2000, January 14, 2015   

    • 401k match
    • notice
    • 2 replies
    • 2.9k views
    • 
    • max2000
    • January 23, 2015

15. QDRO - Electronic Copy

    By austin3515, April 24, 2018
    • 2 replies
    • 552 views
    • 
    • MoJo
    • April 24, 2018

16. Investment Fees

    By Guest NAdministrator, June 8, 2000
    • 2 replies
    • 1.4k views
    • 
    • Jon Chambers
    • June 8, 2000

17. top heavy and MEP

    By AlbanyConsultant, May 3, 2023
    • 2 replies
    • 684 views
    • 
    • AlbanyConsultant
    • May 3, 2023

18. Vesting for Rehires

    By FishOn, July 18, 2023
    • 2 replies
    • 526 views
    • 
    • 401kAllTheWay
    • July 18, 2023

19. Plan terminations using plan assets?

    By Cathy from Chicago, October 2, 2000
    • 2 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • October 3, 2000

20. Safe Habor match issues and Can an HCE really be an NHCE?

    By Guest PALAWYER, November 8, 2000
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • November 13, 2000

21. Different match formulas for part-time and full-time employees?

    By Guest MES, April 27, 2001
    • 2 replies
    • 1.8k views
    • 
    • MWeddell
    • April 30, 2001

22. Dealing w/ back-end loads....

    By Guest halka, September 4, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • September 5, 2001

23. catch-up contributions

    By k man, November 7, 2001
    • 2 replies
    • 2k views
    • 
    • david rigby
    • November 7, 2001

24. Safe Harbor Plan compensation

    By Guest cxs, August 14, 2003
    • 2 replies
    • 1.2k views
    • 
    • four01kman
    • August 15, 2003

25. changing from actual hours counting to elapsed time

    By Guest anne1, March 29, 2006
    • 2 replies
    • 4.5k views
    • 
    • Kirk Maldonado
    • April 10, 2006

26. PPA Diversification

    By Randy Watson, August 1, 2007
    • 2 replies
    • 1.3k views
    • 
    • Randy Watson
    • August 1, 2007

27. New Cycle C Address? (Help!)

    By ERISAatty, January 6, 2009
    • 2 replies
    • 1k views
    • 
    • david rigby
    • January 7, 2009

28. Targeted QNEC's for 2008 Failed ADP Test

    By msmith, January 30, 2009
    • 2 replies
    • 2k views
    • 
    • MWeddell
    • February 2, 2009

29. MBO Partners 401(k) Plan

    By 401 Chaos, September 1, 2010
    • 2 replies
    • 1.9k views
    • 
    • 401 Chaos
    • September 1, 2010

30. determining when error is insignificant

    By AKconsult, December 23, 2010
    • 2 replies
    • 4.9k views
    • 
    • Belgarath
    • January 6, 2011

31. When can we start another 401(k) Plan?

    By Jim Chad, September 25, 2012
    • 2 replies
    • 1.3k views
    • 
    • Kevin C
    • September 25, 2012

32. Client moving from nonERISA owner only plan to ERISA plan

    By AKconsult, August 8, 2014
    • 2 replies
    • 908 views
    • 
    • Bird
    • August 11, 2014

33. Solo 401k to max out pretax savings.

    By Ponzu, December 10, 2015
    • 2 replies
    • 875 views
    • 
    • Mike Preston
    • December 11, 2015

34. Adding New Participating Employer in Fidelity 401(k) Plan

    By Eric Taylor, January 12, 2018
    • 2 replies
    • 3.6k views
    • 
    • ESOP Guy
    • January 15, 2018

35. Fiduciary's Individual Investments Track Those of Plan as to Which He/She is a Fiduciary

    By Yesrod5, October 16, 2019
    • 2 replies
    • 587 views
    • 
    • CuseFan
    • October 17, 2019

36. Forfeiture Account Funds to Pay Earnings

    By waid10, May 18, 2021
    • 2 replies
    • 911 views
    • 
    • waid10
    • May 19, 2021

37. Amending Terminating 401(k) for SBJPA

    By Guest jhtobin, November 8, 1999
    • 2 replies
    • 2.6k views
    • 
    • MWeddell
    • November 9, 1999

38. Converting a SIMPLE IRA to a Safe Harbor 401k (and max the owners at 415)

    By austin3515, March 18, 2024
    • 2 replies
    • 995 views
    • 
    • austin3515
    • March 18, 2024

39. Change of entity and ID #

    By Guest EPS2, May 6, 2008
    • 2 replies
    • 1.8k views
    • 
    • Bird
    • May 6, 2008

40. Hardship/Mother's medical expenses

    By Guest Georgia1, September 24, 2009
    • 2 replies
    • 1.5k views
    • 
    • K2retire
    • September 28, 2009

41. Surveys re: match, match suspension

    By Guest caseyb, December 17, 2009
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • December 21, 2009

42. safe harbor notice question

    By K2retire, September 1, 2010
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • September 1, 2010

43. Roth 401(k) Contributions

    By Guest TaxedToDeath, July 19, 2011
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 20, 2011

44. payroll error on contribution

    By JKW, March 11, 2014
    • 2 replies
    • 1.2k views
    • 
    • JKW
    • March 19, 2014

45. Leased Employee - When should she be including in coverage & non-discim testing?

    By MarZDoates, April 28, 2014
    • 2 replies
    • 1.1k views
    • 
    • MarZDoates
    • April 30, 2014

46. Paid out terminated employee due SH contribution

    By K-t-F, February 2, 2021
    • 2 replies
    • 455 views
    • 
    • K-t-F
    • February 8, 2021

47. Need Help with 410 (b) Calc (Corrected Summary)

    By Guest GG, January 29, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • January 29, 1999

48. Fees charged to terminated participants

    By LCARUSI, July 6, 1999
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • July 6, 1999

49. QSLOB Testing with Multiple Plans

    By LarryDavid, July 18, 2023
    • 2 replies
    • 1.5k views
    • 
    • LarryDavid
    • July 19, 2023

50. Top Heavy 401(k)

    By Guest Tim Brown, September 13, 2000
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • September 14, 2000