401(k) Plans

19,321 topics in this forum

1. LLCs, LLPs- business entities and compensation

   By Guest Napili, June 1, 2003
   • 3 replies
   • 1.2k views
   • 
   • Mike Preston
   • June 3, 2003

2. Not a Controlled Group When ER Thought it Was

   By Benefits Vet, December 30, 2019
   • 6 replies
   • 1.2k views
   • 
   • Benefits Vet
   • January 6, 2020

3. TOP HEAVY TERMED PLAN

   By Guest padmin, January 26, 2007
   • 1 reply
   • 1.2k views
   • 
   • himt4
   • January 26, 2007

4. Sep's SAr-SEP's and EGRTAA

   By Guest Patrick M, September 18, 2002
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • September 18, 2002

5. Special HCE Elective Deferral Eligibility Requirement for Safe Harbor 401(k) Plan

   By KMMB, April 19, 2021
   • 8 replies
   • 1.2k views
   • 
   • BG5150
   • April 21, 2021

6. exclusion from plan by citizenship

   By pmacduff, November 30, 2022
   • 6 replies
   • 1.2k views
   • 
   • Monica Barnard
   • February 25, 2025

7. New Plan,ees missed

   By doombuggy, June 18, 2015
   • 2 replies
   • 1.2k views
   • 
   • justanotheradmin
   • July 16, 2015

8. Safe Harbor 401(k) Match Discretionary?

   By Jilliandiz, September 9, 2004
   • 4 replies
   • 1.2k views
   • 
   • rcline46
   • September 9, 2004

9. Top Paid Group

   By CJS07, March 12, 2009
   • 2 replies
   • 1.2k views
   • 
   • Mike Preston
   • March 12, 2009

10. Increase the Need Rule / Hardship Distributions

    By Gruegen, May 22, 2006
    • 1 reply
    • 1.2k views
    • 
    • namealreadyinuse
    • May 23, 2006

11. Mandatory Roll OUt

    By Guest BigBish1966, August 19, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • August 23, 2004

12. Top heavy and catch up contributions

    By Guest kelly9522, February 16, 2004
    • 2 replies
    • 1.2k views
    • 
    • E as in ERISA
    • February 16, 2004

13. 2-year 401k plan - audit risk exposure

    By TPApril, February 7, 2024
    • 6 replies
    • 1.2k views
    • 
    • ErnieG
    • February 8, 2024

14. FOREIGN BASED EMPLOYEES

    By Guest padmin, August 27, 2004
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • August 27, 2004

15. May be a very simple question and answer!

    By Guest m.n.ouellette, October 4, 2005
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • October 4, 2005

16. 401k plan establishment

    By Guest sb42, April 26, 2010
    • 3 replies
    • 1.2k views
    • 
    • J Simmons
    • April 27, 2010

17. QSLOB status

    By Randy Watson, January 7, 2011
    • 0 replies
    • 1.2k views
    • 
    • Randy Watson
    • January 7, 2011

18. Help! Runaway train! (ADP/ACP test disaster in progress)

    By Guest Hilarion, March 15, 2005
    • 3 replies
    • 1.2k views
    • 
    • Earl
    • March 15, 2005

19. Need cite for the rule that service earned while a member of an ineligible class not excluded.

    By R. Butler, February 25, 2004
    • 1 reply
    • 1.2k views
    • 
    • Harwood
    • February 25, 2004

20. Safe Harbor Nonelective Contributions

    By DLavigne, March 30, 2009
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • May 7, 2010

21. New Investment Options (DIAs) and 408b2 Fee Disclosure Timing

    By Guest jvajj, March 1, 2013   

    • Fee Disclosure
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • March 1, 2013

22. Over - matching HCE and NHCE in Safe Harbor Match Plan

    By KTB, October 10, 2013
    • 2 replies
    • 1.2k views
    • 
    • shERPA
    • October 10, 2013

23. 401(k) Match Contribution Question

    By Guest tgraham, January 12, 2004
    • 3 replies
    • 1.2k views
    • 
    • Mike Preston
    • January 13, 2004

24. 3% NonElective Safe Harbor Allocated with Each Payroll

    By Gilmore, October 31, 2020
    • 6 replies
    • 1.2k views
    • 
    • shERPA
    • November 4, 2020

25. Employer withholding 401K Match?

    By JackT, January 31, 2018
    • 4 replies
    • 1.2k views
    • 
    • Loves401(k)
    • January 31, 2018

26. 415 and off calendar year plan year

    By 30Rock, August 16, 2023
    • 6 replies
    • 1.2k views
    • 
    • Tom
    • August 17, 2023

27. Owner termination to obtain distribution

    By Purplemandinga, April 2, 2019
    • 12 replies
    • 1.2k views
    • 
    • jsample
    • April 2, 2019

28. Prohibited Transactions

    By Guest allanH, April 23, 2003
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • April 23, 2003

29. is a voluntary after-tax contribution subaccount "pre-tax"?

    By carelessostrich, May 23, 2020
    • 6 replies
    • 1.2k views
    • 
    • C. B. Zeller
    • May 26, 2020

30. 401(k) 3% nonelective

    By Belgarath, October 16, 2012
    • 2 replies
    • 1.2k views
    • 
    • Kevin C
    • October 17, 2012

31. Earned Income Calculation from several K-1s

    By Guest MSP, April 22, 2004
    • 6 replies
    • 1.2k views
    • 
    • Harwood
    • April 22, 2004

32. ADP Question

    By billfgrady, March 2, 2004
    • 2 replies
    • 1.2k views
    • 
    • Mike Preston
    • March 2, 2004

33. Blackout Period Notice Requirement Effective Date

    By John A, September 11, 2002
    • 0 replies
    • 1.2k views
    • 
    • John A
    • September 11, 2002

34. Adopting Employer no longer wants to have plan

    By jkharvey, May 20, 2004
    • 1 reply
    • 1.2k views
    • 
    • rcline46
    • May 20, 2004

35. Plan imposed limits on elective deferrals

    By Guest ActuaryWannabe, April 27, 2004
    • 2 replies
    • 1.2k views
    • 
    • Brian Gallagher
    • April 28, 2004

36. DOL Litigation on Late Deposits

    By Archimage, October 29, 2004
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • October 29, 2004

37. SH match when none paid

    By Cynchbeast, March 30, 2020
    • 9 replies
    • 1.2k views
    • 
    • BG5150
    • April 3, 2020

38. Do deferral refunds on a SARSEP count against 402(g) limit in a 401(k)?

    By Guest sugar daddy, August 31, 2011
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • September 1, 2011

39. Hardship supsension failure - impact to ADP/ACP tests

    By jaemmons, February 16, 2005
    • 1 reply
    • 1.2k views
    • 
    • MWeddell
    • February 21, 2005

40. Who is counted as an NHCE

    By LHW, September 12, 2019
    • 3 replies
    • 1.2k views
    • 
    • Lou S.
    • September 13, 2019

41. QDIA

    By Guest ak, October 12, 2006
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • October 12, 2006

42. New Controlled Group

    By PFranckowiak, October 24, 2017
    • 7 replies
    • 1.2k views
    • 
    • PFranckowiak
    • November 7, 2017

43. Match Eligibility

    By Lori Foresz, September 27, 2004
    • 0 replies
    • 1.2k views
    • 
    • Lori Foresz
    • September 27, 2004

44. Safe Harbor "maybe" - when plan language is currently silent

    By Belgarath, November 14, 2013
    • 4 replies
    • 1.2k views
    • 
    • Kevin C
    • November 14, 2013

45. Eligibility for 3% safe harbor

    By pmacduff, January 17, 2003
    • 1 reply
    • 1.2k views
    • 
    • QDROphile
    • January 17, 2003

46. Deductibility of Elective Deferrals

    By mming, December 7, 2011
    • 3 replies
    • 1.2k views
    • 
    • masteff
    • December 7, 2011

47. 401(k) Availability for State and Local Governments

    By Guest Joel Lee, March 3, 2004
    • 3 replies
    • 1.2k views
    • 
    • mbozek
    • March 4, 2004

48. Does a prototype approval = a FDL on 5307?

    By Guest 409 eh?, September 3, 2010
    • 1 reply
    • 1.2k views
    • 
    • J Simmons
    • September 3, 2010

49. Personal liability under ERISA for civil and or criminal penalties

    By fidu, February 4, 2003
    • 0 replies
    • 1.2k views
    • 
    • fidu
    • February 4, 2003

50. 415(c) limitation apply to the employer or the person?

    By Guest fender5150, December 11, 2008
    • 3 replies
    • 1.2k views
    • 
    • K2retire
    • December 11, 2008