401(k) Plans

19,337 topics in this forum

1. During blackout period for trustee/recordkeeper conversion, what shoul

   By EGB, January 17, 2000
   • 12 replies
   • 9.2k views
   • 
   • Guest
   • February 2, 2000

2. Employer Contribution

   By Guest 401kadmin, August 28, 2006
   • 12 replies
   • 2.4k views
   • 
   • Bird
   • September 1, 2006

3. Is my salary included for deduction limit?

   By Jakyasar, August 2, 2022
   • 12 replies
   • 1.5k views
   • 
   • Jakyasar
   • August 4, 2022

4. Top Heavy Agrgregation

   By KJohnson, February 25, 2000
   • 12 replies
   • 2.4k views
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   • Guest
   • May 10, 2001

5. Match Allocations and Annual Compensation Limits

   By King of Queens, June 9, 2020
   • 12 replies
   • 5.5k views
   • 
   • EagerToKnow
   • October 13, 2021

6. Can create a 2020 SHS plan early December

   By BG5150, November 27, 2019
   • 12 replies
   • 1k views
   • 
   • Kevin C
   • December 4, 2019

7. TPA Signing the 5500 as Plan Administrator

   By CLE401kGuy, November 4, 2021
   • 12 replies
   • 4.1k views
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   • RatherBeGolfing
   • November 8, 2021

8. 1099 Contractor or Leased Employee

   By austin3515, March 29, 2012
   • 12 replies
   • 10.6k views
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   • Bill Presson
   • March 30, 2012

9. Allocating/testing on Partial Compensation

   By abanky, June 18, 2015
   • 12 replies
   • 1.9k views
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   • Mike Preston
   • June 26, 2015

10. Loan Repayments/Payroll Cycle Change

    By whitboston, May 19, 2006
    • 12 replies
    • 7.7k views
    • 
    • Mike Preston
    • May 19, 2006

11. Spouse designations upon divorce.

    By dragondon, October 10, 2022
    • 12 replies
    • 6k views
    • 
    • Luke Bailey
    • October 17, 2022

12. ADP Testing Method Amendment ?

    By Leopurrd, February 27, 2006
    • 12 replies
    • 3.8k views
    • 
    • rcline46
    • March 5, 2006

13. Frionge Benefit Or Not...

    By austin3515, January 20, 2011
    • 12 replies
    • 3.6k views
    • 
    • masteff
    • January 21, 2011

14. Hardship Withdrawal

    By Guest tlemaster, September 2, 2003
    • 12 replies
    • 3k views
    • 
    • Guest
    • September 4, 2003

15. Excludable Employees and Cross-testing

    By Guest CAP, February 28, 2005
    • 12 replies
    • 2.3k views
    • 
    • jquazza
    • March 2, 2005

16. Mid-year changes to safe-harbor plans

    By Peter Gulia, January 29, 2016   

    • 1.401(k)-3; 1.401(m)-3
    • 12 replies
    • 3.6k views
    • 
    • ERISA newbie
    • February 4, 2016

17. Is anyone on the message board affiliated with ASPPA?

    By stevena, September 21, 2005
    • 12 replies
    • 1.8k views
    • 
    • Appleby
    • October 1, 2005

18. Is my salary part of the deduction limit?

    By Jakyasar, April 20, 2023
    • 12 replies
    • 762 views
    • 
    • BG5150
    • April 24, 2023

19. Special Tax Notice

    By austin3515, January 17, 2024
    • 12 replies
    • 2.8k views
    • 
    • Peter Gulia
    • January 17, 2024

20. LLC owner who deferred but had negative earnings from self employment

    By Guest Robin S. Vatalaro, March 13, 2001
    • 12 replies
    • 7.1k views
    • 
    • BeckyMiller
    • March 26, 2001

21. 401k Catchup IRS limits

    By Linda Adams, September 25, 2017
    • 12 replies
    • 1.6k views
    • 
    • Linda Adams
    • September 26, 2017

22. ADP rate testing net comp

    By legort69, March 13, 2021
    • 12 replies
    • 1.5k views
    • 
    • Mike Preston
    • March 17, 2021

23. IRS COLA Announement is Missing Something Important

    By austin3515, November 5, 2024
    • 12 replies
    • 1k views
    • 
    • Gilmore
    • November 6, 2024

24. Opinions, please - is this abusive? re: first year testing rule

    By Brenda Wren, June 12, 2004
    • 12 replies
    • 1.9k views
    • 
    • KJohnson
    • June 16, 2004

25. Time to update NRA?

    By Riley Britton, March 14, 2021
    • 12 replies
    • 1.9k views
    • 
    • Bird
    • March 17, 2021

26. QACA--Can we do 50% up to 7% match?

    By TPAJake, September 19, 2016
    • 12 replies
    • 2.4k views
    • 
    • TPAJake
    • October 3, 2016

27. Participant has 20% of account withheld by plan and remainder paid in

    By Guest Linda Kirby, October 31, 1999
    • 12 replies
    • 1.8k views
    • 
    • Guest
    • November 5, 1999

28. ERPA Exam Sample Test Question

    By Dennis Povloski, February 14, 2010
    • 12 replies
    • 4.1k views
    • 
    • D Lewis
    • June 1, 2010

29. Changing Entry Dates

    By Monica Barnard, October 27, 2011
    • 12 replies
    • 3.2k views
    • 
    • Monica Barnard
    • October 31, 2011

30. Participant Loan Default

    By austin3515, January 12, 2017
    • 12 replies
    • 2.6k views
    • 
    • austin3515
    • January 16, 2017

31. Owner-Only Plan & Top Heavy

    By 401(k)athryn, July 12, 2023
    • 12 replies
    • 2.2k views
    • 
    • Bird
    • July 17, 2023

32. Top Paid Election and ADP Test

    By cpc0506, March 5, 2013
    • 12 replies
    • 4.5k views
    • 
    • BG5150
    • March 7, 2013

33. reasonable deferral deposit time

    By Jakyasar, March 17, 2021
    • 12 replies
    • 1.8k views
    • 
    • acm_acm
    • March 22, 2021

34. Taxable fringe benefit - "nonaccountable" plan

    By Belgarath, May 24, 2013   

    • w-2
    • deferrals
    • 12 replies
    • 10.9k views
    • 
    • K2retire
    • January 31, 2017

35. Coverage Testing and Fail Safe Language

    By justatester, June 25, 2012
    • 12 replies
    • 4.8k views
    • 
    • movedon
    • August 5, 2012

36. ERISA Plan Expense Account

    By 401(k)athryn, December 11, 2020
    • 12 replies
    • 4.5k views
    • 
    • Peter Gulia
    • March 14, 2024

37. Life insurance in a 401k plan

    By Jakyasar, May 31, 2022
    • 12 replies
    • 3.2k views
    • 
    • ErnieG
    • June 2, 2022

38. 401K contributions cut off due to $10,500 limit but not restarted in n

    By Guest netadmin, November 28, 2001
    • 12 replies
    • 3.5k views
    • 
    • Guest
    • December 4, 2001

39. missed deferrals, or opportunistic employee

    By K2retire, March 23, 2016
    • 12 replies
    • 1.6k views
    • 
    • jpod
    • March 24, 2016

40. loan default

    By Guest Peggy806, October 20, 2009
    • 12 replies
    • 2.2k views
    • 
    • K2retire
    • November 4, 2009

41. Should a plan’s administrator require a document to prove a birth or adoption?

    By Peter Gulia, January 31, 2020   

    • secure act
    • 12 replies
    • 3.1k views
    • 
    • Peter Gulia
    • February 4, 2020

42. SAR

    By Guest Juracek, February 9, 2000
    • 12 replies
    • 2.3k views
    • 
    • imchipbrown
    • February 18, 2000

43. Late deferral deposits and earnings calculation

    By Tom, September 19, 2024
    • 12 replies
    • 2.2k views
    • 
    • Peter Gulia
    • July 16, 2025

44. Amendment to Safe Harbor Plan

    By msmith, July 11, 2013
    • 12 replies
    • 7.3k views
    • 
    • msmith
    • July 13, 2013

45. 2021 Form 5558s being denied

    By ktrombino, October 18, 2022
    • 12 replies
    • 1.8k views
    • 
    • TPAinPA
    • December 1, 2022

46. 27 Reasons to use current year testing

    By Guest Tbrown, May 12, 2004
    • 12 replies
    • 2.5k views
    • 
    • Kirk Maldonado
    • December 11, 2006

47. safe harbor 401(k) and the 6 percent match

    By Guest lskin, September 23, 2005
    • 12 replies
    • 3.3k views
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    • Bird
    • September 26, 2005

48. Is default at the end of the 5 year loan period or the end of the grace period if later?

    By 30Rock, March 2, 2018
    • 12 replies
    • 2.4k views
    • 
    • Bird
    • March 7, 2018

49. Annual additions

    By Guest bdm_7458, November 13, 2008
    • 12 replies
    • 2.6k views
    • 
    • austin3515
    • November 15, 2008

50. Client question about discretionary match.....need feedback

    By Pammie57, April 29, 2020
    • 12 replies
    • 677 views
    • 
    • Larry Starr
    • April 29, 2020