401(k) Plans

19,337 topics in this forum

1. Coverage Testing

   By Catch22PGM, March 30, 2021   

   • control group
   • average benefits test
   • (and 3 more)

     Tagged with:

     • control group
     • average benefits test
     • ratio percentage
     • aggregation group
     • benefits rights and features
   • 2 replies
   • 692 views
   • 
   • Catch22PGM
   • March 31, 2021

2. Plan Sponsor No Longer Member of Controlled Group

   By Guest PLHart, November 29, 1999
   • 2 replies
   • 2.6k views
   • 
   • IRC401
   • December 1, 1999

3. Can a partner have a separation from service?

   By Dowist, February 28, 2000
   • 2 replies
   • 2k views
   • 
   • Dowist
   • March 4, 2000

4. A ridiculous situation

   By Belgarath, September 28, 2023
   • 2 replies
   • 573 views
   • 
   • Belgarath
   • September 29, 2023

5. What actually happens to the money involved in a death benefit when mi

   By John A, February 8, 2001
   • 2 replies
   • 2k views
   • 
   • KJohnson
   • February 8, 2001

6. Is normal retirement age a protected benefit?

   By Guest UKH, April 9, 2001
   • 2 replies
   • 5.2k views
   • 
   • david rigby
   • April 9, 2001

7. Severence Pay

   By Brian Gallagher, July 10, 2003
   • 2 replies
   • 1.8k views
   • 
   • Harwood
   • July 10, 2003

8. Loan Refinancing

   By BTH, July 13, 2004
   • 2 replies
   • 1.3k views
   • 
   • E as in ERISA
   • July 13, 2004

9. Reliance on determination letter

   By Guest VEBA Las Vegas, August 3, 2004
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • August 3, 2004

10. Over deposits of Safe Harbor Match

    By Guest hog4you2, February 14, 2005
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • February 15, 2005

11. Failed ADP, Leveling and Catch-ups (Oh My!)

    By No Name, April 21, 2005
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • April 22, 2005

12. Catch Up Question

    By Guest JHeller, March 3, 2011
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • March 3, 2011

13. removal of partila withdrawels and substantially equal installments

    By Jim Chad, July 28, 2011
    • 2 replies
    • 2.5k views
    • 
    • Jim Chad
    • July 29, 2011

14. Late Filer

    By Guest elang, January 31, 2012
    • 2 replies
    • 864 views
    • 
    • shERPA
    • January 31, 2012

15. Outstanding loans and deferrals

    By tertue, January 2, 2013
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • January 2, 2013

16. excess deferrals and excess contributions ..form 5500 and statements

    By Draper55, May 6, 2014
    • 2 replies
    • 4.3k views
    • 
    • Tom Poje
    • May 6, 2014

17. Hours before Participation don't count for allocation condition?

    By Jim Chad, October 5, 2016
    • 2 replies
    • 658 views
    • 
    • Tom Poje
    • October 5, 2016

18. Vesting BRF, Controlled group

    By AATPA, August 20, 2018
    • 2 replies
    • 762 views
    • 
    • AATPA
    • August 20, 2018

19. HCE status in asset acquisition

    By Guest friedbrain, February 25, 1999
    • 2 replies
    • 2.5k views
    • 
    • david shipp
    • February 25, 1999

20. HCEs: look-back year or Determination Year?

    By Guest GregSelf, August 2, 1999
    • 2 replies
    • 2k views
    • 
    • Guest
    • August 2, 1999

21. auto enroll required in 2025 for new plans

    By gregburst, March 1, 2023
    • 2 replies
    • 613 views
    • 
    • Peter Gulia
    • March 2, 2023

22. Control Group

    By goldtpa, July 10, 2003
    • 2 replies
    • 1.4k views
    • 
    • goldtpa
    • July 10, 2003

23. Successor Plan

    By Guest MichaelO, July 13, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • July 15, 2004

24. affiliated service group - esop and non-esop

    By Guest mk2308, August 25, 2004
    • 2 replies
    • 2.1k views
    • 
    • BeckyMiller
    • September 9, 2004

25. Bottom-up QNEC's & IRS Warning on Discriminatory Practices

    By Gruegen, November 22, 2004
    • 2 replies
    • 1.7k views
    • 
    • MWeddell
    • November 23, 2004

26. "Helping Employees Achieve Retirement Security" by Ted Benna

    By doombuggy, July 13, 2005
    • 2 replies
    • 1.4k views
    • 
    • JanetM
    • July 14, 2005

27. Plan Audited - Missing Signed Final 401k Reg Amend

    By CLE401kGuy, December 19, 2011
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • December 19, 2011

28. autoenrollment refund?

    By Jim Chad, October 5, 2016
    • 2 replies
    • 657 views
    • 
    • Jim Chad
    • October 5, 2016

29. Full plan year but deferrals start 10/1

    By Pammie57, July 1, 2020
    • 2 replies
    • 692 views
    • 
    • Patricia Neal Jensen
    • July 1, 2020

30. Compensation

    By ABeach, December 22, 2020
    • 2 replies
    • 850 views
    • 
    • Cardscrazy
    • December 24, 2020

31. ADP/ACP first year 3% rule

    By 52626, March 27, 2024
    • 2 replies
    • 746 views
    • 
    • David Schultz
    • March 27, 2024

32. Short first plan year?

    By jaemmons, April 7, 2004
    • 2 replies
    • 1.4k views
    • 
    • Blinky the 3-eyed Fish
    • April 7, 2004

33. DB plan to DC plan

    By lexi, July 11, 2006
    • 2 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • July 12, 2006

34. Make-Up contributions

    By Guest dhall5, May 4, 2007
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • May 7, 2007

35. Can a QACA Provide for Permissible Withdrawals?

    By rocknrolls2, December 4, 2007
    • 2 replies
    • 2.8k views
    • 
    • Guest
    • January 16, 2008

36. 401K audit - Participant loan in default

    By Guest Lin, May 7, 2009
    • 2 replies
    • 2k views
    • 
    • masteff
    • May 8, 2009

37. ACP Safe Harbor

    By austin3515, March 19, 2015
    • 2 replies
    • 1.2k views
    • 
    • austin3515
    • March 21, 2015

38. Terminated SH plan--owner owes himself SH

    By BG5150, June 3, 2016
    • 2 replies
    • 588 views
    • 
    • Lou S.
    • June 3, 2016

39. Timing of Discretionary match

    By bzorc, August 24, 2017
    • 2 replies
    • 731 views
    • 
    • Belgarath
    • August 25, 2017

40. Amending Form 5500 in connection to Audit Report - Financial statement section updated to comply standard for Fair value

    By AdKu, January 23, 2018   

    • amend form 5500
    • audit report updated to comply fair value standard
    • 2 replies
    • 1k views
    • 
    • chc93
    • January 24, 2018

41. Fees charged to participants

    By Guest Bill Schulze, August 3, 1999
    • 2 replies
    • 1.4k views
    • 
    • david rigby
    • August 3, 1999

42. Information for plan sponsors

    By Guest ndgal, December 28, 2000
    • 2 replies
    • 1.6k views
    • 
    • Jon Chambers
    • January 2, 2001

43. Safe Harbor Plan Deemed not top heavy

    By Lori Foresz, February 20, 2004
    • 2 replies
    • 1.9k views
    • 
    • Lori Foresz
    • February 20, 2004

44. Plan Termination and later discover remain assets - what options?

    By Guest W. Blake, June 15, 2005
    • 2 replies
    • 1.3k views
    • 
    • Ron Snyder
    • June 17, 2005

45. Non Discrimination, Excess Deferrals and Catch ups.

    By Lori H, February 4, 2009
    • 2 replies
    • 1.1k views
    • 
    • Kevin C
    • February 4, 2009

46. hardship withdrawal - building their own home

    By Guest erisalady, August 31, 2011
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • September 1, 2011

47. Plan Amendments

    By Guest JanB, June 25, 2014
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 3, 2014

48. spin off - trustee to trustee transfer

    By Scuba 401, January 23, 2018
    • 2 replies
    • 904 views
    • 
    • david rigby
    • January 24, 2018

49. LLC 401K Contribution(s)

    By Nic Pospiech, April 14, 2025
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • April 14, 2025

50. Gramm-Leach-Bliley push out provisions

    By fidu, May 13, 2002
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • May 23, 2002