401(k) Plans

19,320 topics in this forum

1. $150,000 penalty

   By Orlando advisor, January 4, 2025
   • 6 replies
   • 1.2k views
   • 
   • ERISALawyr
   • January 7, 2025

2. shifting and catch up contributions

   By Tom Poje, March 1, 2004
   • 2 replies
   • 1.2k views
   • 
   • Tom Poje
   • March 1, 2004

3. Safe Harbor Only Plan and Union Folks - Top Heavy Issue

   By HarleyBabe, October 13, 2015
   • 2 replies
   • 1.2k views
   • 
   • HarleyBabe
   • November 4, 2015

4. Loans can or cannot be rolled over ? HELP !

   By Guest bjschiedel, July 27, 2004
   • 2 replies
   • 1.2k views
   • 
   • QDROphile
   • July 27, 2004

5. Pooled Employer Plans

   By Yolanda Vega, May 25, 2021
   • 6 replies
   • 1.2k views
   • 
   • Bird
   • June 10, 2021

6. Life Insurance in retirement plan

   By Guest jhilliard, July 31, 2003
   • 2 replies
   • 1.2k views
   • 
   • ccassetty
   • July 31, 2003

7. Reduce Safe Harbor Match from 6% to 4%

   By Guest TimS, June 11, 2009
   • 3 replies
   • 1.2k views
   • 
   • Guest
   • June 12, 2009

8. QACA Uniformity

   By Guest Statler, December 2, 2009
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • December 2, 2009

9. Distribution in controlled group situation

   By jkharvey, January 11, 2005
   • 1 reply
   • 1.2k views
   • 
   • QDROphile
   • January 11, 2005

10. Normal Retirement Age

    By k man, February 2, 2010
    • 0 replies
    • 1.2k views
    • 
    • k man
    • February 2, 2010

11. Mandatory W/Holding States

    By austin3515, July 16, 2007
    • 1 reply
    • 1.2k views
    • 
    • John Feldt ERPA CPC QPA
    • July 16, 2007

12. 401(k) Balances into Roth

    By fiona1, September 11, 2008
    • 5 replies
    • 1.2k views
    • 
    • JanetM
    • September 12, 2008

13. Tax reporting of excess contributions

    By Guest susa, March 19, 2003
    • 1 reply
    • 1.2k views
    • 
    • Mike Preston
    • March 19, 2003

14. Restatement when Plan Sponser MIA

    By Zorro1k, April 27, 2016   

    • restatement
    • 5 replies
    • 1.2k views
    • 
    • Zorro1k
    • April 27, 2016

15. Nationwide class-action settlement - does it help your clients?

    By Peter Gulia, December 16, 2014   

    • disclosure revenue-sharing
    • 0 replies
    • 1.2k views
    • 
    • Peter Gulia
    • December 16, 2014

16. Loss on excess contribution refund

    By PAL, March 27, 2009
    • 1 reply
    • 1.2k views
    • 
    • Lou S.
    • March 27, 2009

17. How much is the covered compensation?

    By RayJJohnsonJr, March 23, 2012
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • March 26, 2012

18. Non-Employee rollover into 401k plan.

    By Planit 401k, April 1, 2023
    • 5 replies
    • 1.2k views
    • 
    • Planit 401k
    • April 5, 2023

19. hardship for medical expenses

    By 52626, May 17, 2013
    • 3 replies
    • 1.2k views
    • 
    • QDROphile
    • May 17, 2013

20. Safe Harbor plan exclude some HCEs, but not all

    By R. Butler, August 25, 2022
    • 4 replies
    • 1.2k views
    • 
    • CuseFan
    • August 26, 2022

21. Investment in investment fund on Foreign stock market

    By Guest fore01k, February 15, 2005
    • 1 reply
    • 1.2k views
    • 
    • mbozek
    • February 15, 2005

22. Restricting Comp for PS allocation due to hardship w/d?

    By Guest Spock, June 6, 2013   

    • Hardship w/d impact on comp
    • 6 replies
    • 1.2k views
    • 
    • GMK
    • June 6, 2013

23. Hardship w/d on top of loans

    By pbarrett, August 2, 2003
    • 3 replies
    • 1.2k views
    • 
    • pbarrett
    • August 4, 2003

24. 401k enrollment election forms

    By Guest dyoung, July 19, 2005
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • July 19, 2005

25. Catch-up and 5330

    By Guest bjschiedel, June 19, 2003
    • 3 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • June 20, 2003

26. Earned Income

    By austin3515, August 16, 2010
    • 4 replies
    • 1.2k views
    • 
    • Calavera
    • August 17, 2010

27. After Tax Contributions

    By Guest Patti SP, October 17, 2014
    • 3 replies
    • 1.2k views
    • 
    • Jim Chad
    • October 21, 2014

28. Special Participation Date

    By RCK13, September 25, 2020   

    • participation
    • eligiblity
    • (and 3 more)

      Tagged with:

      • participation
      • eligiblity
      • special rules
      • 401k
      • cross-tested
    • 4 replies
    • 1.2k views
    • 
    • RCK13
    • September 25, 2020

29. lost salary deferral agreements

    By k man, July 21, 2008
    • 5 replies
    • 1.2k views
    • 
    • JanetM
    • July 22, 2008

30. Amending or Restating a PS Plan into Uni-401(k)

    By Guest Laura12345, December 9, 2002
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • December 9, 2002

31. Part-time employees

    By Guest Hoosier, December 27, 2002
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • December 27, 2002

32. Immediate plan entry & age limit

    By Guest lindamichals, August 22, 2007
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • August 22, 2007

33. Affiliated Service Group - Lawyers

    By MGOAdmin, September 25, 2013   

    • affiliated
    • 3 replies
    • 1.2k views
    • 
    • shERPA
    • September 30, 2013

34. Loans

    By Guest BruceCM, May 6, 2005
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • May 6, 2005

35. 401(k) Safe Harbor

    By Medusa, December 31, 2008
    • 2 replies
    • 1.2k views
    • 
    • Medusa
    • December 31, 2008

36. Rollovers 401k

    By Guest DSquared, March 24, 2006
    • 1 reply
    • 1.2k views
    • 
    • R. Butler
    • March 24, 2006

37. Roth 401(k) and Roth IRA

    By Guest kdwalls1, August 2, 2005
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • August 2, 2005

38. Plan Term

    By Guest Rutager, July 1, 2008
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • July 7, 2008

39. Which employers will use a starter 401(k) deferral-only arrangement?

    By Peter Gulia, July 17, 2023
    • 9 replies
    • 1.2k views
    • 
    • rocknrolls2
    • July 18, 2023

40. T Rowe Price 401k plan

    By csanch11, July 1, 2019
    • 4 replies
    • 1.2k views
    • 
    • RatherBeGolfing
    • July 2, 2019

41. basic top heavy

    By pmacduff, January 28, 2011
    • 8 replies
    • 1.2k views
    • 
    • BG5150
    • January 28, 2011

42. Compensation and the ABT

    By buckaroo, November 20, 2008
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • November 21, 2008

43. Affiliated Service Group

    By Guest cxs, December 15, 2004
    • 2 replies
    • 1.2k views
    • 
    • Ron Snyder
    • December 15, 2004

44. Pay less than the 401(k) withholding election.

    By Just Tri, April 7, 2020
    • 3 replies
    • 1.2k views
    • 
    • Larry Starr
    • April 7, 2020

45. Can a new solo 401(k) be used to accept rollover from other plan, then loan funds to the sole participant?

    By Guest number6, September 19, 2003
    • 3 replies
    • 1.2k views
    • 
    • Belgarath
    • September 19, 2003

46. SH Regs

    By K-t-F, June 20, 2006
    • 2 replies
    • 1.2k views
    • 
    • K-t-F
    • June 20, 2006

47. Re-enrollment under the MAE rules when plan becomes a QACA

    By MATRIX, September 17, 2025
    • 0 replies
    • 1.2k views
    • 
    • MATRIX
    • September 17, 2025

48. Changing Third Party Administrator

    By hch4cpa, August 2, 2018
    • 3 replies
    • 1.2k views
    • 
    • Larry Starr
    • August 3, 2018

49. nonspouse beneficiary

    By Guest gregens, July 2, 2003
    • 2 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • July 2, 2003

50. Multiple top heavy years

    By lexi, March 8, 2007
    • 3 replies
    • 1.2k views
    • 
    • Jim Chad
    • March 9, 2007