401(k) Plans

19,321 topics in this forum

1. Prior Year/Current Year Testing

   By Gilmore, February 28, 2003
   • 2 replies
   • 1.2k views
   • 
   • Gilmore
   • February 28, 2003

2. How soon does a Safe Harbor contribution have to be allocated?

   By BG5150, September 4, 2014
   • 6 replies
   • 1.2k views
   • 
   • Bird
   • September 5, 2014

3. Deferral correction

   By BW, December 15, 2014
   • 4 replies
   • 1.2k views
   • 
   • Beemer
   • December 19, 2014

4. Loss on excess contribution refund

   By PAL, March 27, 2009
   • 1 reply
   • 1.2k views
   • 
   • Lou S.
   • March 27, 2009

5. Special Deferral effective and plan entry

   By BG5150, February 14, 2017
   • 3 replies
   • 1.2k views
   • 
   • Kevin C
   • February 15, 2017

6. $150,000 penalty

   By Orlando advisor, January 4, 2025
   • 6 replies
   • 1.2k views
   • 
   • ERISALawyr
   • January 7, 2025

7. shifting and catch up contributions

   By Tom Poje, March 1, 2004
   • 2 replies
   • 1.2k views
   • 
   • Tom Poje
   • March 1, 2004

8. Safe Harbor Only Plan and Union Folks - Top Heavy Issue

   By HarleyBabe, October 13, 2015
   • 2 replies
   • 1.2k views
   • 
   • HarleyBabe
   • November 4, 2015

9. Loans can or cannot be rolled over ? HELP !

   By Guest bjschiedel, July 27, 2004
   • 2 replies
   • 1.2k views
   • 
   • QDROphile
   • July 27, 2004

10. Life Insurance in retirement plan

    By Guest jhilliard, July 31, 2003
    • 2 replies
    • 1.2k views
    • 
    • ccassetty
    • July 31, 2003

11. Reduce Safe Harbor Match from 6% to 4%

    By Guest TimS, June 11, 2009
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • June 12, 2009

12. Distribution in controlled group situation

    By jkharvey, January 11, 2005
    • 1 reply
    • 1.2k views
    • 
    • QDROphile
    • January 11, 2005

13. 401(k) Balances into Roth

    By fiona1, September 11, 2008
    • 5 replies
    • 1.2k views
    • 
    • JanetM
    • September 12, 2008

14. Tax reporting of excess contributions

    By Guest susa, March 19, 2003
    • 1 reply
    • 1.2k views
    • 
    • Mike Preston
    • March 19, 2003

15. Earned Income

    By austin3515, August 16, 2010
    • 4 replies
    • 1.2k views
    • 
    • Calavera
    • August 17, 2010

16. Restatement when Plan Sponser MIA

    By Zorro1k, April 27, 2016   

    • restatement
    • 5 replies
    • 1.2k views
    • 
    • Zorro1k
    • April 27, 2016

17. Nationwide class-action settlement - does it help your clients?

    By Peter Gulia, December 16, 2014   

    • disclosure revenue-sharing
    • 0 replies
    • 1.2k views
    • 
    • Peter Gulia
    • December 16, 2014

18. How much is the covered compensation?

    By RayJJohnsonJr, March 23, 2012
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • March 26, 2012

19. Non-Employee rollover into 401k plan.

    By Planit 401k, April 1, 2023
    • 5 replies
    • 1.2k views
    • 
    • Planit 401k
    • April 5, 2023

20. Immediate plan entry & age limit

    By Guest lindamichals, August 22, 2007
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • August 22, 2007

21. hardship for medical expenses

    By 52626, May 17, 2013
    • 3 replies
    • 1.2k views
    • 
    • QDROphile
    • May 17, 2013

22. Plan Term

    By Guest Rutager, July 1, 2008
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • July 7, 2008

23. Safe Harbor plan exclude some HCEs, but not all

    By R. Butler, August 25, 2022
    • 4 replies
    • 1.2k views
    • 
    • CuseFan
    • August 26, 2022

24. Investment in investment fund on Foreign stock market

    By Guest fore01k, February 15, 2005
    • 1 reply
    • 1.2k views
    • 
    • mbozek
    • February 15, 2005

25. Restricting Comp for PS allocation due to hardship w/d?

    By Guest Spock, June 6, 2013   

    • Hardship w/d impact on comp
    • 6 replies
    • 1.2k views
    • 
    • GMK
    • June 6, 2013

26. Hardship w/d on top of loans

    By pbarrett, August 2, 2003
    • 3 replies
    • 1.2k views
    • 
    • pbarrett
    • August 4, 2003

27. 401k enrollment election forms

    By Guest dyoung, July 19, 2005
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • July 19, 2005

28. Catch-up and 5330

    By Guest bjschiedel, June 19, 2003
    • 3 replies
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • June 20, 2003

29. After Tax Contributions

    By Guest Patti SP, October 17, 2014
    • 3 replies
    • 1.2k views
    • 
    • Jim Chad
    • October 21, 2014

30. Special Participation Date

    By RCK13, September 25, 2020   

    • participation
    • eligiblity
    • (and 3 more)

      Tagged with:

      • participation
      • eligiblity
      • special rules
      • 401k
      • cross-tested
    • 4 replies
    • 1.2k views
    • 
    • RCK13
    • September 25, 2020

31. lost salary deferral agreements

    By k man, July 21, 2008
    • 5 replies
    • 1.2k views
    • 
    • JanetM
    • July 22, 2008

32. Amending or Restating a PS Plan into Uni-401(k)

    By Guest Laura12345, December 9, 2002
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • December 9, 2002

33. Part-time employees

    By Guest Hoosier, December 27, 2002
    • 3 replies
    • 1.2k views
    • 
    • Tom Poje
    • December 27, 2002

34. Affiliated Service Group - Lawyers

    By MGOAdmin, September 25, 2013   

    • affiliated
    • 3 replies
    • 1.2k views
    • 
    • shERPA
    • September 30, 2013

35. Re-enrollment under the MAE rules when plan becomes a QACA

    By MATRIX, September 17, 2025
    • 0 replies
    • 1.2k views
    • 
    • MATRIX
    • September 17, 2025

36. Loans

    By Guest BruceCM, May 6, 2005
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • May 6, 2005

37. 401(k) Safe Harbor

    By Medusa, December 31, 2008
    • 2 replies
    • 1.2k views
    • 
    • Medusa
    • December 31, 2008

38. Rollovers 401k

    By Guest DSquared, March 24, 2006
    • 1 reply
    • 1.2k views
    • 
    • R. Butler
    • March 24, 2006

39. Multiple top heavy years

    By lexi, March 8, 2007
    • 3 replies
    • 1.2k views
    • 
    • Jim Chad
    • March 9, 2007

40. Roth 401(k) and Roth IRA

    By Guest kdwalls1, August 2, 2005
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • August 2, 2005

41. Which employers will use a starter 401(k) deferral-only arrangement?

    By Peter Gulia, July 17, 2023
    • 9 replies
    • 1.2k views
    • 
    • rocknrolls2
    • July 18, 2023

42. T Rowe Price 401k plan

    By csanch11, July 1, 2019
    • 4 replies
    • 1.2k views
    • 
    • RatherBeGolfing
    • July 2, 2019

43. basic top heavy

    By pmacduff, January 28, 2011
    • 8 replies
    • 1.2k views
    • 
    • BG5150
    • January 28, 2011

44. Compensation and the ABT

    By buckaroo, November 20, 2008
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • November 21, 2008

45. Affiliated Service Group

    By Guest cxs, December 15, 2004
    • 2 replies
    • 1.2k views
    • 
    • Ron Snyder
    • December 15, 2004

46. Pay less than the 401(k) withholding election.

    By Just Tri, April 7, 2020
    • 3 replies
    • 1.2k views
    • 
    • Larry Starr
    • April 7, 2020

47. Match formula changed mid-year/plan has SEI

    By Laura Harrington, July 21, 2009
    • 2 replies
    • 1.2k views
    • 
    • Bill Presson
    • July 21, 2009

48. Can a new solo 401(k) be used to accept rollover from other plan, then loan funds to the sole participant?

    By Guest number6, September 19, 2003
    • 3 replies
    • 1.2k views
    • 
    • Belgarath
    • September 19, 2003

49. SH Regs

    By K-t-F, June 20, 2006
    • 2 replies
    • 1.2k views
    • 
    • K-t-F
    • June 20, 2006

50. Changing Third Party Administrator

    By hch4cpa, August 2, 2018
    • 3 replies
    • 1.2k views
    • 
    • Larry Starr
    • August 3, 2018