401(k) Plans

19,321 topics in this forum

1. Safe harbor formula

   By QNPG, May 18, 2011
   • 2 replies
   • 1.2k views
   • 
   • QNPG
   • May 18, 2011

2. Can a Hardship Distribution be Returned within 3 Years if Partic is CARES "Qual Indiv"?

   By cheersmate, July 7, 2020   

   • cares act tax
   • cares act qualified individual
   • 2 replies
   • 553 views
   • 
   • cheersmate
   • July 7, 2020

3. QNEC and QMAC Eligible for Hardship Withdrawal

   By LCARUSI, October 19, 1998
   • 2 replies
   • 5.1k views
   • 
   • Guest
   • October 19, 1998

4. Form 5500 - 20% in single security

   By Spencer, July 26, 1999
   • 2 replies
   • 1.8k views
   • 
   • Guest
   • August 20, 1999

5. Form 5500 - Cash Basis vs. Accrual Basis

   By metsfan026, October 5, 2023
   • 2 replies
   • 4.7k views
   • 
   • John ATL
   • October 5, 2023

6. ADP refunds, Pre-Tax,a dn ROth Deferrals

   By buckaroo, November 1, 2006
   • 2 replies
   • 3.5k views
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   • Appleby
   • November 1, 2006

7. Standardized to Non-Standardized

   By Guest shaul, November 27, 2009
   • 2 replies
   • 2k views
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   • Guest
   • November 27, 2009

8. Fiduciary Responsibility

   By pixmax, April 27, 2011
   • 2 replies
   • 1.1k views
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   • TPApril
   • May 16, 2011

9. Pre PPA Auto Enroll vs ACA vs EACA vs QACA - HELP!!!

   By HarleyBabe, October 8, 2014
   • 2 replies
   • 2.4k views
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   • HarleyBabe
   • October 10, 2014

10. Workers Comp wages

    By bevfair, June 30, 2017
    • 2 replies
    • 1.1k views
    • 
    • hr for me
    • June 30, 2017

11. SImple plan - missed deposits

    By Chippy, July 18, 2019
    • 2 replies
    • 443 views
    • 
    • Luke Bailey
    • July 19, 2019

12. Participating Employers, employees and deferrals

    By Pammie57, September 9, 2020
    • 2 replies
    • 524 views
    • 
    • Mike Preston
    • September 10, 2020

13. Distributions to foreign citizens

    By Guest PeterGulia, December 7, 1999
    • 2 replies
    • 5.2k views
    • 
    • Guest
    • December 7, 1999

14. Mid year conversion of SIMPLE to 401(k) Safe Harbor

    By Keith Lowery, October 7, 2024
    • 2 replies
    • 424 views
    • 
    • Henry clay
    • October 8, 2024

15. Using match forfeitures for QNC

    By Guest Ella, July 12, 2001
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 13, 2001

16. 401(k) Hardship Safe Harbor - Post Secondary Education

    By Guest jlucc, September 17, 2002
    • 2 replies
    • 3.7k views
    • 
    • Guest
    • September 26, 2002

17. Excess Contributions Determined Following Death of Participant

    By Guest T-BONE, October 23, 2002
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • October 23, 2002

18. Safe harbor notice period when changing plan year.

    By Guest jvanheyde, December 2, 2002
    • 2 replies
    • 1.3k views
    • 
    • John A
    • December 3, 2002

19. Plan Conversion from MP to PS to 401(k) SH

    By buckaroo, December 15, 2004
    • 2 replies
    • 1.3k views
    • 
    • chris
    • December 16, 2004

20. Form 5500 Schedule D

    By Guest Nanetta45, May 12, 2009
    • 2 replies
    • 2.5k views
    • 
    • BG5150
    • May 13, 2009

21. 401k loan repayment question

    By Schlegdog13, December 4, 2017
    • 2 replies
    • 682 views
    • 
    • ESOP Guy
    • December 4, 2017

22. Plan Amendment to allow early entry for one individual

    By MarZDoates, February 1, 2019
    • 2 replies
    • 642 views
    • 
    • MarZDoates
    • February 1, 2019

23. Time Limit for Plan Participant Distribution

    By Guest Mark Manning, December 7, 1999
    • 2 replies
    • 1.4k views
    • 
    • Hoard1
    • December 8, 1999

24. Hardship Withdrawal

    By Guest Ray Corneau, October 23, 2002
    • 2 replies
    • 1.6k views
    • 
    • R. Butler
    • October 24, 2002

25. adp test, new plan spin-off

    By Guest carsonv, August 21, 2003
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • August 26, 2003

26. Redemption Fees - Taxable Amount?

    By Guest jvajj, January 16, 2004
    • 2 replies
    • 1.5k views
    • 
    • Brian Gallagher
    • January 16, 2004

27. Vesting Admendment?

    By Guest Shaf, March 23, 2004
    • 2 replies
    • 1.2k views
    • 
    • Earl
    • March 25, 2004

28. 401(k) Loan Rate

    By Guest hodag, August 11, 2006
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • August 14, 2006

29. One-to-One QNEC question.

    By fiona1, December 29, 2006
    • 2 replies
    • 2.1k views
    • 
    • fiona1
    • December 29, 2006

30. Safe Harbor Nonelective and inclusion of ineligible EE

    By Guest dhall, August 10, 2009
    • 2 replies
    • 1k views
    • 
    • WDIK
    • August 11, 2009

31. missed deferral?

    By hunter001, April 27, 2011
    • 2 replies
    • 918 views
    • 
    • Guest
    • April 27, 2011

32. Multiple retirement plans

    By rfahey, October 23, 2013
    • 2 replies
    • 1k views
    • 
    • Lou S.
    • October 23, 2013

33. top heavy - in-service distributions

    By Scuba 401, May 13, 2014
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • May 17, 2014

34. Statistics on Participation in 401(k) Plans

    By CLE401kGuy, October 12, 2016
    • 2 replies
    • 1.5k views
    • 
    • david rigby
    • October 12, 2016

35. Is 100% of deferrals up to 6% SH match okay?

    By BG5150, May 11, 2017
    • 2 replies
    • 707 views
    • 
    • John Feldt ERPA CPC QPA
    • May 11, 2017

36. Hardships

    By Church Treasurer, May 9, 2018   

    • hardship
    • 2 replies
    • 633 views
    • 
    • Patricia Neal Jensen
    • May 10, 2018

37. RMD from New Plan - required or not?

    By ldr, December 5, 2018   

    • rmd
    • new plan
    • 2 replies
    • 610 views
    • 
    • ldr
    • December 5, 2018

38. Two Hardships for Same Event

    By CYK0913, March 26, 2019
    • 2 replies
    • 451 views
    • 
    • rr_sphr
    • March 28, 2019

39. MultiEmployer 401(k) Plan

    By Guest Stephanie G, March 5, 1999
    • 2 replies
    • 2.5k views
    • 
    • Guest
    • March 10, 1999

40. How to predict date met eligibility

    By dragondon, November 10, 2022
    • 2 replies
    • 722 views
    • 
    • Belgarath
    • November 10, 2022

41. Employer contribution for surrender charges

    By Guest Daniel Fisher, March 14, 2000
    • 2 replies
    • 1.9k views
    • 
    • Alf
    • March 15, 2000

42. QSLP's

    By Belgarath, October 8, 2024
    • 2 replies
    • 416 views
    • 
    • Belgarath
    • October 8, 2024

43. Does compensation have to be full year for Average Benefit Percentage

    By John A, April 12, 2001
    • 2 replies
    • 1.5k views
    • 
    • John A
    • April 12, 2001

44. Rollover to employer 401k plan from an IRA that may contain contributi

    By Guest Cliff Langwith, May 3, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • May 3, 2001

45. Auditors please help -audit of previously unaudited plan

    By Guest LisaPA, October 3, 2001
    • 2 replies
    • 2.4k views
    • 
    • Guest
    • October 5, 2001

46. Excess aggregate refund...

    By jaemmons, June 24, 2002
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • June 28, 2002

47. Stopping Deferrals

    By Guest Dook, August 26, 2002
    • 2 replies
    • 2.4k views
    • 
    • Mike Preston
    • August 26, 2002

48. 2004 Annual Addition

    By Lame Duck, January 16, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • January 16, 2004

49. Roth 401(k)

    By blue, October 25, 2005
    • 2 replies
    • 1.2k views
    • 
    • rcline46
    • October 25, 2005

50. Compensation Paid after Termination of Employment

    By Guest AJM 34, October 9, 2007
    • 2 replies
    • 1.4k views
    • 
    • BG5150
    • October 12, 2007