401(k) Plans

19,320 topics in this forum

1. Form 5500 Reporting: Nonexempt Transaction

   By Guest meeh3704, October 7, 2008
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • October 7, 2008

2. Key Employee

   By Jilliandiz, May 10, 2006
   • 1 reply
   • 1.1k views
   • 
   • Belgarath
   • May 10, 2006

3. COnverting Loans During a Change of Recordkeepers and Impact on Amortization Schedules

   By Guest andmik, October 8, 2003
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • October 8, 2003

4. Attribution for Discrimination Testing

   By metsfan026, September 21, 2022
   • 3 replies
   • 1.1k views
   • 
   • 401kology
   • September 27, 2022

5. OOPS Roth conversion

   By SoCalActuary, September 26, 2019
   • 5 replies
   • 1.1k views
   • 
   • Larry Starr
   • October 17, 2019

6. 5500 Assistance - Failed to Submit Contributions

   By Gadgetfreak, September 22, 2010
   • 3 replies
   • 1.1k views
   • 
   • Bird
   • September 23, 2010

7. Top Heavy Question- Return of all COntributions

   By Guest Kelly55, December 22, 2004
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • December 22, 2004

8. elapsed time - vesting

   By Lou81, May 22, 2025   

   • vesting
   • 6 replies
   • 1.1k views
   • 
   • Calavera
   • June 5, 2025

9. PEO Executive responds

   By Guest Lugeguy, March 25, 2003
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • March 25, 2003

10. RMD from Roth

    By Brenda Wren, July 8, 2025
    • 4 replies
    • 1.1k views
    • 
    • Bruce1
    • July 10, 2025

11. S Corp Profit Sharing Disguised Dividends

    By austin3515, December 9, 2015
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • December 9, 2015

12. Eligiblity of a Rehire

    By Lou81, May 1, 2023   

    • rehire
    • 6 replies
    • 1.1k views
    • 
    • Lou81
    • May 1, 2023

13. Deferrals and W-2 Comp

    By rlb64, October 26, 2007
    • 1 reply
    • 1.1k views
    • 
    • QDROphile
    • October 26, 2007

14. Missed match for HCE

    By BG5150, February 3, 2021
    • 2 replies
    • 1.1k views
    • 
    • CuseFan
    • February 3, 2021

15. 401k match contributions condition

    By Santo Gold, August 17, 2022
    • 8 replies
    • 1.1k views
    • 
    • BG5150
    • August 18, 2022

16. 401(k) family exclusions?

    By Guest hud9man, December 16, 2011
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • December 16, 2011

17. External employees (contractors) being paid W2

    By jkdoll2, October 23, 2020
    • 2 replies
    • 1.1k views
    • 
    • Alonzo Church
    • October 23, 2020

18. When can 401(k) be added to a profit sharing plan?

    By ombskid, December 2, 2009
    • 2 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • December 3, 2009

19. Why can't you impute disparity to QNEC's?

    By austin3515, September 27, 2004
    • 0 replies
    • 1.1k views
    • 
    • austin3515
    • September 27, 2004

20. Locate lost terminated EE by SS#

    By K-t-F, March 29, 2004
    • 1 reply
    • 1.1k views
    • 
    • WDIK
    • March 29, 2004

21. Corrective distributions

    By rlb64, September 19, 2005
    • 1 reply
    • 1.1k views
    • 
    • WDIK
    • September 19, 2005

22. Discretionary Match - Stopped but Not for Everyone

    By Guest SVA Retirement Plan Svc., January 29, 2008
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 30, 2008

23. Mandatory withholding

    By Guest cosmo01, June 9, 2003
    • 1 reply
    • 1.1k views
    • 
    • Appleby
    • June 9, 2003

24. "First year plan" rule for testing

    By pbarrett, June 9, 2004
    • 0 replies
    • 1.1k views
    • 
    • pbarrett
    • June 9, 2004

25. Exclude HCEs from SH

    By abanky, July 24, 2008
    • 2 replies
    • 1.1k views
    • 
    • buckaroo
    • July 24, 2008

26. Pre-approved plan retroactive effective date

    By EmpbAF, March 18, 2021
    • 1 reply
    • 1.1k views
    • 
    • Bird
    • March 19, 2021

27. contribution deductability...

    By K-t-F, December 24, 2006
    • 2 replies
    • 1.1k views
    • 
    • Kevin C
    • December 27, 2006

28. Failure to implement deferral election

    By Bruce1, April 16, 2025
    • 3 replies
    • 1.1k views
    • 
    • Artie M
    • April 17, 2025

29. Safe Harbor Match with additional Match

    By Alex Daisy, February 19, 2016
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • February 22, 2016

30. IRS EGTRRA list of M&P and VS plans

    By Kevin C, January 4, 2010
    • 0 replies
    • 1.1k views
    • 
    • Kevin C
    • January 4, 2010

31. PEO's

    By MR, August 22, 2003
    • 2 replies
    • 1.1k views
    • 
    • GBurns
    • August 23, 2003

32. Top Heavy benefits under DC plan when DB is frozen

    By nancy, October 25, 2002
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • October 28, 2002

33. Application of "Plan limit" to catch ups when plan has post tax & pre tax

    By Guest RGlaser, April 5, 2005
    • 1 reply
    • 1.1k views
    • 
    • QDROphile
    • April 5, 2005

34. QPSA question

    By FundeK, January 21, 2004
    • 0 replies
    • 1.1k views
    • 
    • FundeK
    • January 21, 2004

35. Determining 415 comp with earned income and w-2

    By 401kQ's, April 10, 2015   

    • earned income
    • 1 reply
    • 1.1k views
    • 
    • mbozek
    • April 10, 2015

36. ADP Testing

    By PFranckowiak, November 18, 2019
    • 4 replies
    • 1.1k views
    • 
    • ugueth
    • November 21, 2019

37. Safe Harbor Contribution not contributed

    By 401kQ's, September 10, 2014   

    • safe harbor
    • plan disqualification.
    • 2 replies
    • 1.1k views
    • 
    • 401kQ's
    • September 10, 2014

38. May a self-employed individual who had pay more than $145,000 choose non-Roth catch-up deferrals?

    By Peter Gulia, April 4, 2023
    • 9 replies
    • 1.1k views
    • 
    • Nate S
    • April 7, 2023

39. 2 safe harbor plans

    By Guest New401k, April 10, 2013
    • 1 reply
    • 1.1k views
    • 
    • MWeddell
    • April 11, 2013

40. Amend SH Plan When Maybe Notice Issued

    By Rob P, January 22, 2013
    • 0 replies
    • 1.1k views
    • 
    • Rob P
    • January 22, 2013

41. Can you correct 401k loan defaulted by "mistake"?

    By kmhaab, March 1, 2017   

    • vcp
    • loan correction
    • (and 1 more)

      Tagged with:

      • vcp
      • loan correction
      • 401(k)
    • 1 reply
    • 1.1k views
    • 
    • Belgarath
    • March 2, 2017

42. Vested ownership? What counts for HCE determ?

    By jmartin, January 17, 2014
    • 6 replies
    • 1.1k views
    • 
    • BG5150
    • January 17, 2014

43. Cash Balance Questions

    By maryflemingphr@yahoo.com, September 20, 2021
    • 4 replies
    • 1.1k views
    • 
    • Mike Preston
    • September 22, 2021

44. first year testing

    By Earl, October 17, 2003
    • 1 reply
    • 1.1k views
    • 
    • Archimage
    • October 17, 2003

45. 414s problem

    By pixmax, December 17, 2009
    • 2 replies
    • 1.1k views
    • 
    • 12AX7
    • December 18, 2009

46. Safe Harbor Match to HCE

    By metsfan026, June 24, 2025
    • 5 replies
    • 1.1k views
    • 
    • CuseFan
    • June 24, 2025

47. Late Deposit - Lost Earnings

    By MGOAdmin, September 29, 2014   

    • Late deposit
    • lost earnings
    • 4 replies
    • 1.1k views
    • 
    • K2retire
    • October 1, 2014

48. loan payments after termination - loan policy does not allow it

    By WCC, April 22, 2013
    • 0 replies
    • 1.1k views
    • 
    • WCC
    • April 22, 2013

49. SH Plan Mid Year Amendments

    By AJ North, February 3, 2012
    • 1 reply
    • 1.1k views
    • 
    • Kevin C
    • February 7, 2012

50. Reporting ERISA Bond amount on the 5500

    By ldr, November 4, 2019   

    • bond
    • 5500
    • (and 1 more)

      Tagged with:

      • bond
      • 5500
      • 5500-sf
    • 2 replies
    • 1.1k views
    • 
    • ldr
    • November 4, 2019