401(k) Plans

19,337 topics in this forum

1. Former EE requesting SPD from 23 years ago

   By Brenda Wren, December 10, 2025
   • 8 replies
   • 1.1k views
   • 
   • Peter Gulia
   • December 12, 2025

2. Safe Harbor, sort of

   By austin3515, September 7, 2011
   • 7 replies
   • 1.1k views
   • 
   • austin3515
   • September 8, 2011

3. 70 1/2 Participant

   By Jilliandiz, November 14, 2007
   • 3 replies
   • 1.1k views
   • 
   • david rigby
   • November 14, 2007

4. Plan Design Question

   By Spencer, October 19, 2010
   • 6 replies
   • 1.1k views
   • 
   • BG5150
   • October 21, 2010

5. controlled group, two plans, failing coverage - problems!

   By AlbanyConsultant, March 9, 2021
   • 4 replies
   • 1.1k views
   • 
   • AlbanyConsultant
   • March 10, 2021

6. Partner wants to transfer stock from personal fund into 401k for his deferral.

   By jkharvey, December 30, 2014   

   • Prohibited transaction?
   • 2 replies
   • 1.1k views
   • 
   • Peter Gulia
   • December 31, 2014

7. 5300

   By Guest sidalee1, January 27, 2011
   • 1 reply
   • 1.1k views
   • 
   • Guest
   • January 27, 2011

8. Plan Fees

   By Guest Kim Daughrty, March 15, 2007
   • 3 replies
   • 1.1k views
   • 
   • austin3515
   • March 15, 2007

9. 1040 Schedule C 401k Election

   By austin3515, April 17, 2012
   • 2 replies
   • 1.1k views
   • 
   • movedon
   • April 17, 2012

10. Nonelective Safe Harbor and Integration

    By Dougsbpc, March 21, 2013
    • 3 replies
    • 1.1k views
    • 
    • 12AX7
    • March 22, 2013

11. Elapsed Time instead of Hours for Profit Sharing Allocation Conditions

    By gholtz, December 10, 2021   

    • profit sharing
    • allocation conditions
    • 3 replies
    • 1.1k views
    • 
    • ESOP Guy
    • December 15, 2021

12. QNEC and proposed regs

    By Guest LuannJ, August 10, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • August 10, 2004

13. New company - 410 issue

    By Guest skc, December 22, 2005
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • December 22, 2005

14. 401k correction for fiscal year

    By Guest k-k-kuz, November 8, 2009
    • 3 replies
    • 1.1k views
    • 
    • Laura Harrington
    • November 9, 2009

15. Roth/Catch-up and Off-Calendar Year Plans

    By Gilmore, June 19, 2023
    • 3 replies
    • 1.1k views
    • 
    • Paul I
    • June 20, 2023

16. Would anyone consider a washing machine and dryer for a Hardship withdrawal?

    By Jim Chad, June 2, 2014
    • 3 replies
    • 1.1k views
    • 
    • masteff
    • June 2, 2014

17. Eliminating 401(k)

    By Guest lucylucy, July 22, 2003
    • 1 reply
    • 1.1k views
    • 
    • mbozek
    • July 22, 2003

18. Retirement and a Plan Document

    By Guest jmrivelli, October 25, 2010
    • 6 replies
    • 1.1k views
    • 
    • Guest
    • October 30, 2010

19. Distributions and Rollovers

    By Guest mrwentzel, August 15, 2003
    • 1 reply
    • 1.1k views
    • 
    • WDIK
    • August 15, 2003

20. HCEs & ADP

    By pmacduff, January 8, 2008
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 9, 2008

21. One person LLC, Solo 401k, 1 Employee - Question

    By jsmith1985, November 23, 2014
    • 1 reply
    • 1.1k views
    • 
    • GMK
    • November 24, 2014

22. Safe Harbor Non-Elective Amendment

    By Guest notapensiongeek, April 27, 2011
    • 7 replies
    • 1.1k views
    • 
    • rcline46
    • April 28, 2011

23. SH Match Question

    By smm, May 9, 2007
    • 2 replies
    • 1.1k views
    • 
    • smm
    • May 9, 2007

24. Include in ADP Test?

    By Guest Giovanni, January 31, 2005
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • February 1, 2005

25. 100% Match.... how much can be contributed?

    By Basically, June 5, 2023
    • 9 replies
    • 1.1k views
    • 
    • Paul I
    • June 7, 2023

26. Active employee & participant wants to cease contributing and pull his money from a plan.

    By K-t-F, July 11, 2018
    • 13 replies
    • 1.1k views
    • 
    • K-t-F
    • July 23, 2018

27. Fiduciary Investment Advice and Non-Plan Assets

    By Guest shapstheeldest@gmail.com, October 17, 2007
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • October 19, 2007

28. 401k in service rollover

    By Gary, October 19, 2010
    • 1 reply
    • 1.1k views
    • 
    • GMK
    • October 19, 2010

29. LLC as an investment

    By Scuba 401, June 2, 2017
    • 7 replies
    • 1.1k views
    • 
    • MoJo
    • June 2, 2017

30. Partnership

    By rlb64, December 23, 2004
    • 0 replies
    • 1.1k views
    • 
    • rlb64
    • December 23, 2004

31. Payment of Audit and Consulting Fees

    By Guest IRISH79, May 24, 2007
    • 1 reply
    • 1.1k views
    • 
    • J Simmons
    • May 24, 2007

32. Seeking Clarity on Year-End Deadline for Using Forfeitures

    By 401 Chaos, November 8, 2018
    • 2 replies
    • 1.1k views
    • 
    • 401 Chaos
    • November 9, 2018

33. 2008 402(g) Refund

    By Alex Daisy, May 1, 2009
    • 0 replies
    • 1.1k views
    • 
    • Alex Daisy
    • May 1, 2009

34. Adding an After Tax Plan

    By Guest klg, June 12, 2003
    • 4 replies
    • 1.1k views
    • 
    • Tom Poje
    • June 12, 2003

35. Engagement Letters Under New REgs

    By austin3515, December 29, 2010
    • 1 reply
    • 1.1k views
    • 
    • TPApril
    • April 14, 2011

36. Court order to stop and refund loan repayments

    By Guest koolkid, February 24, 2003
    • 3 replies
    • 1.1k views
    • 
    • mbozek
    • February 24, 2003

37. QDIA Stable Value

    By PLAN MAN, November 1, 2007
    • 0 replies
    • 1.1k views
    • 
    • PLAN MAN
    • November 1, 2007

38. Additional Correction to an ADP Test

    By justatester, October 12, 2016
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • October 13, 2016

39. One Person 401(k) Plan...Not a Simple Plan?

    By Jilliandiz, August 30, 2004
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • August 31, 2004

40. Employee deferred prior to entry date

    By Renee H, February 24, 2025
    • 7 replies
    • 1.1k views
    • 
    • Bri
    • February 27, 2025

41. Deferral/Catch Up and Compensation Limit

    By LMOC, March 31, 2015
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • March 31, 2015

42. Multiple Employer Plan with Stock Ownership Change

    By msmith, February 7, 2014
    • 3 replies
    • 1.1k views
    • 
    • BG5150
    • February 10, 2014

43. basic information to get started - seasonal employees?

    By goal00, September 4, 2018
    • 4 replies
    • 1.1k views
    • 
    • ACK
    • September 10, 2018

44. Can a Safe Harbor 401k have only employee elective contributions?

    By Guest Yorkie 971, August 7, 2002
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • August 7, 2002

45. Plan Sponsor Surveys

    By Randy Watson, September 14, 2005
    • 1 reply
    • 1.1k views
    • 
    • jevd
    • September 14, 2005

46. Prohibited Employment/Suspension of Benefits

    By Guest jfreeborn, June 23, 2010
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • June 29, 2010

47. Off Cycle Determination Letter application

    By Guest hyper800, July 17, 2008
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • July 17, 2008

48. Improper Allocation of Discretionary Contribution

    By Guest johnpetrancosta, February 14, 2013
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • February 15, 2013

49. 401(k) Profit Sharing

    By Jilliandiz, July 17, 2003
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • July 17, 2003

50. Notice Requirement for Fund Closure

    By CO Bank, June 19, 2015
    • 1 reply
    • 1.1k views
    • 
    • mbozek
    • June 20, 2015