401(k) Plans

19,320 topics in this forum

1. Safe Harbor Plans and minimum age

   By Guest TLCPension, March 13, 2003
   • 1 reply
   • 1.1k views
   • 
   • Mike Preston
   • March 13, 2003

2. Catch up contribution review

   By Guest DCquestioner, August 7, 2008
   • 4 replies
   • 1.1k views
   • 
   • Guest
   • August 7, 2008

3. Safe Harbor Weight for 401(k) Plan Contributons

   By Christopher Wilson, May 14, 2020
   • 9 replies
   • 1.1k views
   • 
   • Bird
   • May 15, 2020

4. Default Investments

   By Gary, January 28, 2008
   • 1 reply
   • 1.1k views
   • 
   • John Feldt ERPA CPC QPA
   • January 28, 2008

5. Would anyone consider a washing machine and dryer for a Hardship withdrawal?

   By Jim Chad, June 2, 2014
   • 3 replies
   • 1.1k views
   • 
   • masteff
   • June 2, 2014

6. ERISA Bond for PEPs

   By Keith Lowery, November 6, 2023
   • 4 replies
   • 1.1k views
   • 
   • Peter Gulia
   • November 7, 2023

7. Puerto Rican employees in US 401k

   By k man, October 7, 2013
   • 0 replies
   • 1.1k views
   • 
   • k man
   • October 7, 2013

8. 414s test

   By gregburst, June 24, 2025
   • 6 replies
   • 1.1k views
   • 
   • Bri
   • June 27, 2025

9. Late Deposit of Deferrals?

   By BG5150, January 19, 2017
   • 6 replies
   • 1.1k views
   • 
   • RestAssured
   • June 15, 2017

10. Using forfeitures for safe harbor match

    By djhpro, January 20, 2017
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 20, 2017

11. Death Benefit

    By coleboy, July 2, 2018
    • 10 replies
    • 1.1k views
    • 
    • jpod
    • July 24, 2018

12. RMD

    By Nassau, June 27, 2011
    • 1 reply
    • 1.1k views
    • 
    • ETA Consulting LLC
    • June 27, 2011

13. Top Heavy

    By Guest jkrad, January 11, 2005
    • 1 reply
    • 1.1k views
    • 
    • Belgarath
    • January 11, 2005

14. pre-pay outstanding loan - how is this calculated?

    By PensionNewbee, March 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • FundeK
    • March 9, 2004

15. Roth Taxation

    By austin3515, March 25, 2009
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • March 26, 2009

16. New Safe Harbor Plan and Control Groups

    By coleboy, September 10, 2014
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • September 10, 2014

17. CARES Act Distribution from a FICA Alternative Plan (401(a))

    By Patricia Neal Jensen, April 14, 2020   

    • cares act; fica alternative 401(a)
    • 10 replies
    • 1.1k views
    • 
    • Patricia Neal Jensen
    • April 15, 2020

18. What do you do when...?

    By Guest ggbrock, November 9, 2009
    • 3 replies
    • 1.1k views
    • 
    • J Simmons
    • November 9, 2009

19. disallowing deferrals on bonus payments

    By Guest Dash02, December 26, 2008
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • December 26, 2008

20. retain in-service withdrawal right for rollover?

    By Guest IRISH79, March 2, 2007
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • March 5, 2007

21. 415 compensation definition under the final regs.

    By blue, October 19, 2007
    • 0 replies
    • 1.1k views
    • 
    • blue
    • October 19, 2007

22. Beneficiary - Participant deceased and divorced

    By jmartin, January 10, 2017
    • 7 replies
    • 1.1k views
    • 
    • Peter Gulia
    • January 10, 2017

23. 401(k) Plan -- Disabled Participant Issues

    By chris, June 16, 2004
    • 1 reply
    • 1.1k views
    • 
    • Brian Gallagher
    • June 16, 2004

24. Safe Harbor Plans

    By Guest zora, September 27, 2006
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • September 27, 2006

25. 401(k) and Sole Proprietorship

    By Below Ground, April 21, 2008
    • 2 replies
    • 1.1k views
    • 
    • Below Ground
    • April 21, 2008

26. IRA Rollover into a qualified plan

    By Pension Panda, March 22, 2007
    • 1 reply
    • 1.1k views
    • 
    • JanetM
    • March 22, 2007

27. Corrective amendment needed because one participant didn't contribute enough to make top-heavy minimum?

    By Jilliandiz, December 10, 2003
    • 3 replies
    • 1.1k views
    • 
    • Archimage
    • December 10, 2003

28. Safe harbor

    By Guest jsinchi, August 28, 2003
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • August 28, 2003

29. Eligible rollover distribution

    By billfgrady, February 8, 2007
    • 1 reply
    • 1.1k views
    • 
    • JanetM
    • February 8, 2007

30. Controlled Group Question

    By Lori Foresz, April 22, 2004
    • 2 replies
    • 1.1k views
    • 
    • Lori Foresz
    • April 23, 2004

31. Bankruptcy

    By Felicia, September 4, 2003
    • 2 replies
    • 1.1k views
    • 
    • david rigby
    • September 4, 2003

32. Takeover Plan Issue

    By chris, November 19, 2008
    • 3 replies
    • 1.1k views
    • 
    • chris
    • November 19, 2008

33. 401(k) Audit

    By Guest Bruce H., July 26, 2011
    • 1 reply
    • 1.1k views
    • 
    • Ron Snyder
    • July 27, 2011

34. Adoption Agreement stipulations and insurance

    By Guest caddieadmin, February 17, 2007
    • 1 reply
    • 1.1k views
    • 
    • J Simmons
    • February 17, 2007

35. Challenge: How to fix deferrals that should not have been made

    By RayJJohnsonJr, April 22, 2010
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • April 22, 2010

36. Distributions from nonqualified deferred comp plan

    By JRN, March 20, 2018
    • 3 replies
    • 1.1k views
    • 
    • EBECatty
    • March 22, 2018

37. Early Inclusion of Otherwise Eligible Failure

    By Madison71, December 5, 2017
    • 1 reply
    • 1.1k views
    • 
    • Luke Bailey
    • December 6, 2017

38. Relius ASP question

    By Guest stevena1, February 11, 2009
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • February 11, 2009

39. Hurricane Relief?

    By Brenda Wren, October 14, 2004
    • 0 replies
    • 1.1k views
    • 
    • Brenda Wren
    • October 14, 2004

40. Roth/Catch-up and Off-Calendar Year Plans

    By Gilmore, June 19, 2023
    • 3 replies
    • 1.1k views
    • 
    • Paul I
    • June 20, 2023

41. Outdated Plan Document

    By Alex Daisy, August 25, 2010
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • August 25, 2010

42. 401K with voluntary

    By thepensionmaven, December 8, 2020
    • 10 replies
    • 1.1k views
    • 
    • thepensionmaven
    • December 14, 2020

43. 401(k) on top of maxed DB

    By Jim Chad, September 24, 2008
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • September 24, 2008

44. Safe harbor and Top Heavy

    By Craig Garner, June 23, 2014
    • 6 replies
    • 1.1k views
    • 
    • K2retire
    • June 24, 2014

45. Mandatory Match for Catch Up Contribs?

    By Guest ResearchGirl, February 12, 2008
    • 2 replies
    • 1.1k views
    • 
    • QDROphile
    • February 12, 2008

46. Controll group, average benefit test, and ADP test

    By Guest cxs, November 1, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • November 1, 2004

47. Hardship Distribution

    By katieinny, May 30, 2003
    • 3 replies
    • 1.1k views
    • 
    • katieinny
    • May 30, 2003

48. 401k contributions from a small check

    By JKW, November 15, 2022
    • 5 replies
    • 1.1k views
    • 
    • casey72
    • November 18, 2022

49. QDIA Fees within 90 day of first investment

    By blue, November 8, 2007
    • 0 replies
    • 1.1k views
    • 
    • blue
    • November 8, 2007

50. Mandatory Roth Catch-Up Contributions

    By Jen, February 27, 2025
    • 2 replies
    • 1.1k views
    • 
    • Jen
    • February 27, 2025