401(k) Plans

19,275 topics in this forum

1. Combine plans for coverage

   By Jim Chad, August 9, 2018
   • 7 replies
   • 1.1k views
   • 
   • Mike Preston
   • August 10, 2018

2. Compensation from related employers

   By MLML, February 8, 2012
   • 2 replies
   • 1.1k views
   • 
   • MLML
   • February 9, 2012

3. 401(k) for sole proprietor?

   By betheeg, April 3, 2003
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • April 3, 2003

4. Merge 401(k) Plan into Simple IRA Plan

   By Logan401, March 12, 2020
   • 4 replies
   • 1.1k views
   • 
   • Bill Presson
   • March 12, 2020

5. Control Group

   By Guest elang, January 13, 2012
   • 4 replies
   • 1.1k views
   • 
   • ETA Consulting LLC
   • May 14, 2012

6. Pre RMD vs Post RMD

   By Nassau, April 14, 2011
   • 2 replies
   • 1.1k views
   • 
   • ETA Consulting LLC
   • April 14, 2011

7. Not Funding Safe Harbor for 2010

   By 30Rock, February 24, 2011
   • 4 replies
   • 1.1k views
   • 
   • 30Rock
   • February 25, 2011

8. Initial short year due to SIMPLE-IRA plan

   By Belgarath, December 8, 2015
   • 0 replies
   • 1.1k views
   • 
   • Belgarath
   • December 8, 2015

9. QNEC question

   By BG5150, October 1, 2007
   • 1 reply
   • 1.1k views
   • 
   • Tom Poje
   • October 2, 2007

10. Terminating plan/lost participants/rollovers

    By Chippy, April 27, 2018
    • 11 replies
    • 1.1k views
    • 
    • chc93
    • May 2, 2018

11. Hardship Distribution for Purchase of Multiplex Building

    By cathgrace, July 24, 2023   

    • hardship
    • principal residence
    • 13 replies
    • 1.1k views
    • 
    • cathgrace
    • August 22, 2023

12. 401k Loans

    By Patrick401k, July 22, 2024
    • 10 replies
    • 1.1k views
    • 
    • 401king
    • July 24, 2024

13. Safe Harbor Plans and minimum age

    By Guest TLCPension, March 13, 2003
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • March 13, 2003

14. After-Tax Roth Conversion

    By Dougsbpc, January 28, 2015
    • 0 replies
    • 1.1k views
    • 
    • Dougsbpc
    • January 28, 2015

15. Off Calendar Catch-up Question?

    By Guest KD40, September 21, 2004
    • 1 reply
    • 1.1k views
    • 
    • FundeK
    • September 30, 2004

16. W-2 Comp & Health Insurance Wage Expense

    By TPApril, February 23
    • 7 replies
    • 1.1k views
    • 
    • Ilene Ferenczy
    • February 25

17. Match Question 1 - Tiered Formula

    By Gilmore, February 25, 2020
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • February 28, 2020

18. Higher match on year end bonuses?

    By Guest tracys, November 15, 2002
    • 1 reply
    • 1.1k views
    • 
    • E as in ERISA
    • November 15, 2002

19. QPSA benefits

    By Guest pjb, November 20, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • November 20, 2003

20. 2002 Plan Year End Non-discrim deadline

    By Guest MEGary, December 10, 2002
    • 1 reply
    • 1.1k views
    • 
    • mbozek
    • December 10, 2002

21. Would anyone consider a washing machine and dryer for a Hardship withdrawal?

    By Jim Chad, June 2, 2014
    • 3 replies
    • 1.1k views
    • 
    • masteff
    • June 2, 2014

22. LOANS - DEFAULT

    By Guest SPrince, September 23, 2007
    • 1 reply
    • 1.1k views
    • 
    • Sully
    • September 23, 2007

23. Retirement Account Records

    By Guest mporterst, January 16, 2010
    • 4 replies
    • 1.1k views
    • 
    • MWeddell
    • January 26, 2010

24. Ethics

    By Dan, May 11, 2012
    • 1 reply
    • 1.1k views
    • 
    • Bill Presson
    • May 11, 2012

25. Change name on account of deceased employee?

    By AnnCK, April 27, 2023
    • 5 replies
    • 1.1k views
    • 
    • bito'money
    • May 2, 2023

26. Elapsed Time instead of Hours for Profit Sharing Allocation Conditions

    By gholtz, December 10, 2021   

    • profit sharing
    • allocation conditions
    • 3 replies
    • 1.1k views
    • 
    • ESOP Guy
    • December 15, 2021

27. Can brothers use Uni-(k)?

    By Guest Commuter Rex, October 12, 2004
    • 3 replies
    • 1.1k views
    • 
    • Appleby
    • October 12, 2004

28. Reducing employer match formula at midyear?

    By Guest pmetallic, May 5, 2004
    • 1 reply
    • 1.1k views
    • 
    • KJohnson
    • May 5, 2004

29. Owner of 1-person plan dies - how to terminate?

    By TPApril, November 23, 2022
    • 5 replies
    • 1.1k views
    • 
    • Albert F
    • November 29, 2022

30. Erroneous Early Entry of Employee

    By Jay3, February 13, 2009
    • 1 reply
    • 1.1k views
    • 
    • J Simmons
    • February 13, 2009

31. ADP Refund

    By TH 401k, January 8
    • 5 replies
    • 1.1k views
    • 
    • Lou S.
    • January 8

32. Safe Harbor contribution not made for 12-31-09 Plan Year End

    By Jim Chad, July 26, 2010
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • July 27, 2010

33. Safe-harbor 401k plan distribution

    By Guest Laura Browne, May 17, 2004
    • 2 replies
    • 1.1k views
    • 
    • chris
    • May 17, 2004

34. Determination Letters

    By Guest alan24, March 21, 2005
    • 2 replies
    • 1.1k views
    • 
    • mbozek
    • March 21, 2005

35. Short Plan Year solution to reinstating Safe Harbor mid-year?

    By Guest Pennysaver, June 8, 2010
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • June 8, 2010

36. VCP sample participant communication

    By Guest cody, April 13, 2005
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • April 13, 2005

37. PPA Statements

    By austin3515, October 1, 2010
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • October 1, 2010

38. Eligibility Under 401(k) Safe Harbor Plan

    By Below Ground, October 8, 2014   

    • Immediate Entry for Deferrals
    • 5 replies
    • 1.1k views
    • 
    • Below Ground
    • October 8, 2014

39. Hardship Withdrawal from Roth deferral account

    By Pammie57, August 30, 2016
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • August 30, 2016

40. Wanting immediate entry but not for the interns

    By JPIngold, September 29, 2015
    • 4 replies
    • 1.1k views
    • 
    • Mike Preston
    • September 30, 2015

41. Money Purchase Plan

    By Guest qualified plan, April 12, 2005
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • April 12, 2005

42. Control Group and Coverage question

    By Guest M. Martin, November 19, 2010
    • 1 reply
    • 1.1k views
    • 
    • Laura Harrington
    • November 30, 2010

43. Auto enrollment for plans that join a PEP or MEP which was established after 12/29/2022

    By jsample, January 24, 2024
    • 1 reply
    • 1.1k views
    • 
    • Paul I
    • January 24, 2024

44. Start a 401k on 12/31/20 for 2020 Year

    By Gadgetfreak, January 5, 2021
    • 7 replies
    • 1.1k views
    • 
    • FORMER ESQ.
    • January 6, 2021

45. PPA Restatement effective date

    By TPApril, April 22, 2016
    • 1 reply
    • 1.1k views
    • 
    • ETA Consulting LLC
    • April 22, 2016

46. Safe Harbor Match to HCEs

    By Guest KMP, July 19, 2004
    • 3 replies
    • 1.1k views
    • 
    • g8r
    • July 21, 2004

47. How to treat acquired employees?

    By justatester, March 5, 2009
    • 1 reply
    • 1.1k views
    • 
    • J Simmons
    • March 5, 2009

48. Minimum Required Distributions

    By MBCarey, September 16, 2005
    • 0 replies
    • 1.1k views
    • 
    • MBCarey
    • September 16, 2005

49. eligibility using eligibility service

    By KevinMc, November 20, 2019
    • 6 replies
    • 1.1k views
    • 
    • Larry Starr
    • November 22, 2019

50. 415 compensation definition under the final regs.

    By blue, October 19, 2007
    • 0 replies
    • 1.1k views
    • 
    • blue
    • October 19, 2007