401(k) Plans

19,320 topics in this forum

1. Compensation from related employers

   By MLML, February 8, 2012
   • 2 replies
   • 1.1k views
   • 
   • MLML
   • February 9, 2012

2. 401(k) for sole proprietor?

   By betheeg, April 3, 2003
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • April 3, 2003

3. Reducing employer match formula at midyear?

   By Guest pmetallic, May 5, 2004
   • 1 reply
   • 1.1k views
   • 
   • KJohnson
   • May 5, 2004

4. Does anyone have a one to two page marketing document for selling safe Harbor plan design?

   By Guest jhilliard, September 1, 2004
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • September 2, 2004

5. Higher match on year end bonuses?

   By Guest tracys, November 15, 2002
   • 1 reply
   • 1.1k views
   • 
   • E as in ERISA
   • November 15, 2002

6. ADP/ACP where there are changes in controlled group

   By R. Butler, September 18, 2007
   • 1 reply
   • 1.1k views
   • 
   • Tom Poje
   • September 20, 2007

7. Question about an amendment to remove SH restrictions

   By jkharvey, July 27, 2009
   • 3 replies
   • 1.1k views
   • 
   • Kevin C
   • July 31, 2009

8. Control Group

   By Guest elang, January 13, 2012
   • 4 replies
   • 1.1k views
   • 
   • ETA Consulting LLC
   • May 14, 2012

9. bonus comp never withheld on for 10+ years

   By WCC, May 11, 2015
   • 2 replies
   • 1.1k views
   • 
   • khn
   • May 12, 2015

10. Investments in Real Estate

    By Madison71, December 23, 2009
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • December 23, 2009

11. Commingling Assets of Multiple Solo 401(k) Plans

    By Molgilny89, April 6, 2021
    • 6 replies
    • 1.1k views
    • 
    • ESOPMomma
    • April 7, 2021

12. Terminating Top Heavy Plan

    By Mr Bagwell, October 6, 2021   

    • top heavy
    • 4 replies
    • 1.1k views
    • 
    • Mr Bagwell
    • October 8, 2021

13. Solo 401k RMD

    By rtheis, December 4, 2024   

    • solo 401k
    • 9 replies
    • 1.1k views
    • 
    • FPGuy
    • December 6, 2024

14. Eligibility Under 401(k) Safe Harbor Plan

    By Below Ground, October 8, 2014   

    • Immediate Entry for Deferrals
    • 5 replies
    • 1.1k views
    • 
    • Below Ground
    • October 8, 2014

15. Hardship Withdrawal from Roth deferral account

    By Pammie57, August 30, 2016
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • August 30, 2016

16. HCE by right to acquire stock

    By Blinky the 3-eyed Fish, February 11, 2004
    • 3 replies
    • 1.1k views
    • 
    • Kirk Maldonado
    • February 12, 2004

17. Vesting Breaks in Service

    By Nassau, October 25, 2012
    • 2 replies
    • 1.1k views
    • 
    • GMK
    • October 25, 2012

18. Pre RMD vs Post RMD

    By Nassau, April 14, 2011
    • 2 replies
    • 1.1k views
    • 
    • ETA Consulting LLC
    • April 14, 2011

19. PLAN TERMINATION WITH LIFE INSURANCE

    By Riley Britton, February 2, 2021
    • 10 replies
    • 1.1k views
    • 
    • Bird
    • February 3, 2021

20. Senior Moment

    By thepensionmaven, March 16, 2014
    • 8 replies
    • 1.1k views
    • 
    • Bill Presson
    • March 18, 2014

21. Incorrect ADP refund

    By fiona1, October 23, 2009
    • 0 replies
    • 1.1k views
    • 
    • fiona1
    • October 23, 2009

22. Safe Harbor Match to HCEs

    By Guest KMP, July 19, 2004
    • 3 replies
    • 1.1k views
    • 
    • g8r
    • July 21, 2004

23. different eligibilty for EE groups in Safe harbor

    By Guest hyper, February 27, 2007
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • February 27, 2007

24. Legally domestic partners - filing 5500 EZ?

    By Brenda Wren, December 17, 2024
    • 5 replies
    • 1.1k views
    • 
    • RatherBeGolfing
    • December 26, 2024

25. State of Michigan withholding

    By Jim Chad, January 6, 2012
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • January 10, 2012

26. Timing of Contribution

    By Guest jefe96, June 28, 2005
    • 1 reply
    • 1.1k views
    • 
    • WDIK
    • June 29, 2005

27. Wanting immediate entry but not for the interns

    By JPIngold, September 29, 2015
    • 4 replies
    • 1.1k views
    • 
    • Mike Preston
    • September 30, 2015

28. Failure of Plan Sponsor to Disclose Service Provider Fees

    By Guest arlene, December 7, 2012
    • 2 replies
    • 1.1k views
    • 
    • rcline46
    • December 7, 2012

29. QPSA benefits

    By Guest pjb, November 20, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • November 20, 2003

30. 2002 Plan Year End Non-discrim deadline

    By Guest MEGary, December 10, 2002
    • 1 reply
    • 1.1k views
    • 
    • mbozek
    • December 10, 2002

31. Late Participant Fee Disclosure

    By khn, November 2, 2018
    • 1 reply
    • 1.1k views
    • 
    • Kevin C
    • November 16, 2018

32. Money Purchase Plan

    By Guest qualified plan, April 12, 2005
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • April 12, 2005

33. Plan Post-merger

    By Guest blackacre, August 11, 2003
    • 3 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • August 12, 2003

34. Ethics

    By Dan, May 11, 2012
    • 1 reply
    • 1.1k views
    • 
    • Bill Presson
    • May 11, 2012

35. Leased Employee - When should she be including in coverage & non-discim testing?

    By MarZDoates, April 28, 2014
    • 2 replies
    • 1.1k views
    • 
    • MarZDoates
    • April 30, 2014

36. Elapsed Time - Eligibility - Rehire

    By Keith Lowery, November 18, 2024
    • 5 replies
    • 1.1k views
    • 
    • ESOP Guy
    • November 19, 2024

37. Participant Distribution & QDRO

    By Guest davsun, September 27, 2012
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • September 28, 2012

38. Forfeitures

    By Guest Lawrence_Groves, September 10, 2003
    • 3 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • September 10, 2003

39. Automatic Contribution Arrangement

    By Randy Watson, November 11, 2010
    • 0 replies
    • 1.1k views
    • 
    • Randy Watson
    • November 11, 2010

40. Over deferral limit for calendar year

    By doombuggy, October 17, 2011
    • 2 replies
    • 1.1k views
    • 
    • doombuggy
    • October 17, 2011

41. Minimum Required Distributions

    By MBCarey, September 16, 2005
    • 0 replies
    • 1.1k views
    • 
    • MBCarey
    • September 16, 2005

42. ROTH Deferral... Too Late?

    By Basically, March 1, 2024
    • 11 replies
    • 1.1k views
    • 
    • Basically
    • April 16, 2024

43. Safe Harbor contribution not made for 12-31-09 Plan Year End

    By Jim Chad, July 26, 2010
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • July 27, 2010

44. Safe-harbor 401k plan distribution

    By Guest Laura Browne, May 17, 2004
    • 2 replies
    • 1.1k views
    • 
    • chris
    • May 17, 2004

45. Determination Letters

    By Guest alan24, March 21, 2005
    • 2 replies
    • 1.1k views
    • 
    • mbozek
    • March 21, 2005

46. 415 Limit and Forfeitures

    By Dazednconfused, February 21, 2011
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • February 21, 2011

47. VCP sample participant communication

    By Guest cody, April 13, 2005
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • April 13, 2005

48. 'Prefunding' Profit Sharing Contributions

    By 0AMatt, March 27, 2025   

    • profit sharing
    • correction
    • 6 replies
    • 1.1k views
    • 
    • Paul I
    • March 28, 2025

49. Top Heavy Contribution

    By Guest hpaine, July 8, 2003
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • July 9, 2003

50. Cite prohibiting 2000 Hours of Service for benefit accrual?

    By Flyboyjohn, September 4, 2015
    • 5 replies
    • 1.1k views
    • 
    • Flyboyjohn
    • September 8, 2015