401(k) Plans

19,275 topics in this forum

1. Non Discrimination, Excess Deferrals and Catch ups.

   By Lori H, February 4, 2009
   • 2 replies
   • 1.1k views
   • 
   • Kevin C
   • February 4, 2009

2. OK for same employer to have 2 different 401(k) plans? One will be safe harbor, other will be subject to ADP testing

   By Guest RSNOW, September 30, 2003
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • September 30, 2003

3. simple ADP test question

   By Santo Gold, December 7, 2007
   • 2 replies
   • 1.1k views
   • 
   • Santo Gold
   • December 7, 2007

4. 401k contributions from a small check

   By JKW, November 15, 2022
   • 5 replies
   • 1.1k views
   • 
   • casey72
   • November 18, 2022

5. Final ADP Test - Terminating Plan

   By austin3515, September 17, 2010
   • 2 replies
   • 1.1k views
   • 
   • 12AX7
   • September 17, 2010

6. 1-1 Correction for prior year testing method

   By Guest pjg, March 24, 2003
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • March 24, 2003

7. Plan Post-merger

   By Guest blackacre, August 11, 2003
   • 3 replies
   • 1.1k views
   • 
   • Blinky the 3-eyed Fish
   • August 12, 2003

8. Wandering HCEs in Controlled Group

   By Guest cxs, March 7, 2005
   • 1 reply
   • 1.1k views
   • 
   • Tom Poje
   • March 7, 2005

9. RMDs

   By Nassau, July 14, 2010
   • 1 reply
   • 1.1k views
   • 
   • Guest
   • July 14, 2010

10. If an employer revises a prototype to specify an investment alternative, is it still okay to rely on the prototype’s opinion letter?

    By Peter Gulia, October 12, 2010
    • 5 replies
    • 1.1k views
    • 
    • Peter Gulia
    • October 13, 2010

11. coverage testing - controlled group

    By Chippy, August 28, 2014
    • 5 replies
    • 1.1k views
    • 
    • KJohnson
    • August 29, 2014

12. Operational Failure

    By Nassau, July 16, 2010
    • 1 reply
    • 1.1k views
    • 
    • 12AX7
    • July 16, 2010

13. Valuation & Distribution Timing

    By Dazednconfused, May 25, 2010
    • 2 replies
    • 1.1k views
    • 
    • cpc0506
    • May 26, 2010

14. Returns of 415 excesses

    By BG5150, March 21, 2008
    • 1 reply
    • 1.1k views
    • 
    • J Simmons
    • March 21, 2008

15. Failed ADP test in a plan's first year

    By Guest fredk, July 4, 2011
    • 1 reply
    • 1.1k views
    • 
    • ETA Consulting LLC
    • July 4, 2011

16. HCE by right to acquire stock

    By Blinky the 3-eyed Fish, February 11, 2004
    • 3 replies
    • 1.1k views
    • 
    • Kirk Maldonado
    • February 12, 2004

17. SIMPLE as a successor plan

    By Guest RAA, November 21, 2002
    • 1 reply
    • 1.1k views
    • 
    • KJohnson
    • November 21, 2002

18. TH Minimum required by plan document to be made as QNEC

    By jkharvey, June 17, 2014   

    • Is it required to be in ADP?
    • 4 replies
    • 1.1k views
    • 
    • Kevin C
    • June 18, 2014

19. Union Employee's

    By Guest KD40, August 23, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • August 23, 2004

20. controlled group determination

    By Chippy, March 8, 2013
    • 3 replies
    • 1.1k views
    • 
    • Chippy
    • March 13, 2013

21. SEP and 401(k)

    By Earl, August 15, 2003
    • 1 reply
    • 1.1k views
    • 
    • jaemmons
    • August 18, 2003

22. Cite prohibiting 2000 Hours of Service for benefit accrual?

    By Flyboyjohn, September 4, 2015
    • 5 replies
    • 1.1k views
    • 
    • Flyboyjohn
    • September 8, 2015

23. Plan Audited - Missing Signed Final 401k Reg Amend

    By CLE401kGuy, December 19, 2011
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • December 19, 2011

24. Fiduciary Responsibility

    By pixmax, April 27, 2011
    • 2 replies
    • 1.1k views
    • 
    • TPApril
    • May 16, 2011

25. Definition of "Compensation"

    By thepensionmaven, June 13, 2009
    • 1 reply
    • 1.1k views
    • 
    • K2retire
    • June 13, 2009

26. Entry date for employee with service recognized from another employer

    By AKconsult, October 17, 2016
    • 4 replies
    • 1.1k views
    • 
    • chc93
    • October 18, 2016

27. Forfeitures

    By Nassau, September 8, 2011
    • 1 reply
    • 1.1k views
    • 
    • rcline46
    • September 8, 2011

28. Retroactive Amendment

    By ERISA-Bubs, August 30, 2012
    • 0 replies
    • 1.1k views
    • 
    • ERISA-Bubs
    • August 30, 2012

29. Removal of One Fund/Xfer Balance to Another Fund

    By Bruddah Kimo, March 9, 2009
    • 2 replies
    • 1.1k views
    • 
    • Bruddah Kimo
    • March 10, 2009

30. Simple IRA / 401(k)

    By Guest moltengater, April 21, 2006
    • 1 reply
    • 1.1k views
    • 
    • ERISAnut
    • April 26, 2006

31. Catch-ups

    By Guest pjb, July 24, 2003
    • 1 reply
    • 1.1k views
    • 
    • MGB
    • July 24, 2003

32. Spanish Distribution Forms?

    By austin3515, January 25, 2011
    • 0 replies
    • 1.1k views
    • 
    • austin3515
    • January 25, 2011

33. Recordkeeper - incorrect report? Involve the DOL?

    By justanotheradmin, April 30, 2019
    • 10 replies
    • 1.1k views
    • 
    • david rigby
    • May 3, 2019

34. 401(k) 12 Month Rule

    By 52626, May 13, 2024
    • 4 replies
    • 1.1k views
    • 
    • CuseFan
    • May 14, 2024

35. Contribution After Plan Merger

    By Randy Watson, December 20, 2006
    • 1 reply
    • 1.1k views
    • 
    • JanetM
    • December 20, 2006

36. Can SH allocation formula be changed?

    By K-t-F, March 19, 2004
    • 3 replies
    • 1.1k views
    • 
    • K-t-F
    • March 19, 2004

37. Surety Bond needed for Owner & Wife

    By Guest Powers, July 7, 2006
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • July 7, 2006

38. Coverage Issues for Controlled Group-w/failing ADP

    By justatester, December 4, 2007
    • 0 replies
    • 1.1k views
    • 
    • justatester
    • December 4, 2007

39. off shoring data processing

    By Guest Steve1213, August 11, 2006
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • August 11, 2006

40. Safe Harbor Weight for 401(k) Plan Contributons

    By Christopher Wilson, May 14, 2020
    • 9 replies
    • 1.1k views
    • 
    • Bird
    • May 15, 2020

41. catch up contributions

    By Guest joeplans, April 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Lame Duck
    • April 9, 2004

42. Deemed Roth IRA?

    By Dennis Povloski, August 29, 2014
    • 0 replies
    • 1.1k views
    • 
    • Dennis Povloski
    • August 29, 2014

43. Incorrect Safe Harbor Notice

    By 52626, June 2, 2015
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • June 2, 2015

44. Roth IRA's

    By MBCarey, July 16, 2008
    • 1 reply
    • 1.1k views
    • 
    • masteff
    • July 16, 2008

45. Parent Company has same EIN as subsidiary

    By IhrtERISA, August 26, 2016
    • 1 reply
    • 1.1k views
    • 
    • austin3515
    • August 28, 2016

46. In-Service Distributions?

    By Jilliandiz, July 24, 2007
    • 1 reply
    • 1.1k views
    • 
    • austin3515
    • July 25, 2007

47. Match based on compensation?

    By Guest sueczer, April 6, 2010
    • 1 reply
    • 1.1k views
    • 
    • J Simmons
    • April 6, 2010

48. 415 Limit and Forfeitures

    By Dazednconfused, February 21, 2011
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • February 21, 2011

49. Safe Harbor Confusion

    By No Name, December 7, 2004
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • December 7, 2004

50. 401(k) Plan Accepts Invalid Rollover from Roth IRA . . . What Now?

    By Interested Party, January 23
    • 17 replies
    • 1.1k views
    • 
    • rocknrolls2
    • January 24