401(k) Plans

19,275 topics in this forum

1. PEO's and Multiple Employer Plans REV Proc 2002-21

   By Guest Greg W, December 18, 2003
   • 1 reply
   • 1.4k views
   • 
   • Kirk Maldonado
   • December 18, 2003

2. Safe Harbor--Nonelective contributions

   By Felicia, December 18, 2003
   • 1 reply
   • 1k views
   • 
   • pmacduff
   • December 18, 2003

3. Plan Loans

   By jala, December 18, 2003
   • 1 reply
   • 1k views
   • 
   • WDIK
   • December 18, 2003

4. Elective Deferral Compensation

   By DTH, December 18, 2003
   • 3 replies
   • 1.4k views
   • 
   • MWeddell
   • December 19, 2003

5. ADP testing when owners hire their minor sons part time and eligibility for deferral is immediate with no age or service requirements

   By Guest DIGMYDOG, December 18, 2003
   • 3 replies
   • 1.3k views
   • 
   • Mike Preston
   • December 18, 2003

6. Defaulted Participant Loans - No 1099 Given; Prohibited Transaction?

   By Guest Chaffee, December 17, 2003
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • December 17, 2003

7. minimum income to defer $14,000 in 2003

   By Earl, December 17, 2003
   • 3 replies
   • 1.2k views
   • 
   • Earl
   • December 18, 2003

8. k-1 Compensation and Deferrals

   By Guest Max Power, December 17, 2003
   • 0 replies
   • 2.6k views
   • 
   • Guest
   • December 17, 2003

9. Timing of termination of PSP, application for determination letter and ERISA Notice

   By billfgrady, December 17, 2003
   • 1 reply
   • 1.3k views
   • 
   • WDIK
   • December 17, 2003

10. ERISA 204(h) Notice Required for Termination of PSP?

    By billfgrady, December 17, 2003
    • 1 reply
    • 1.9k views
    • 
    • Mike Preston
    • December 17, 2003

11. Do HCE/Family Attribution rules apply to great grandparents/great grandchildren?

    By fiona1, December 17, 2003
    • 1 reply
    • 1.8k views
    • 
    • Mike Preston
    • December 17, 2003

12. Contribution deadline...

    By K-t-F, December 17, 2003
    • 16 replies
    • 6k views
    • 
    • mbozek
    • December 23, 2003

13. discretionary match - notice to participants required if discontinue making match?

    By PensionNewbee, December 16, 2003
    • 6 replies
    • 3.3k views
    • 
    • Guest
    • December 18, 2003

14. 5500 not filed, GUST and EGTRRA not complete.

    By Guest jhilliard, December 16, 2003
    • 4 replies
    • 1.2k views
    • 
    • Mike Preston
    • December 17, 2003

15. Solo 401k

    By DP, December 16, 2003
    • 6 replies
    • 1.6k views
    • 
    • Appleby
    • December 17, 2003

16. 401(k) Contributions-Return prior to Year End

    By BTH, December 16, 2003
    • 3 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • December 17, 2003

17. Discrimination?

    By Guest Cookiemonster, December 16, 2003
    • 1 reply
    • 1k views
    • 
    • Blinky the 3-eyed Fish
    • December 16, 2003

18. True-up for Partners in a Safe Harbor Plan

    By Guest ERISAcatNraleigh, December 16, 2003
    • 4 replies
    • 1.6k views
    • 
    • RCK
    • December 16, 2003

19. Received letters from DOL after using 5330 to report earnings made up for late 401(k) deposits

    By Guest CBS, December 16, 2003
    • 5 replies
    • 2k views
    • 
    • Guest
    • December 17, 2003

20. Delinquent Loans - Transfer to Successor Plan?

    By Guest Chaffee, December 15, 2003
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • December 15, 2003

21. Controlled group - reducing one plan's match to mirror other plans

    By Guest TinaNewToPension, December 15, 2003
    • 0 replies
    • 986 views
    • 
    • Guest
    • December 15, 2003

22. Accelerated eligibility/new employee not yet an HCE

    By preErisa, December 15, 2003
    • 35 replies
    • 4.9k views
    • 
    • Mike Preston
    • December 18, 2003

23. Otherwise excludable--2-year wait

    By Guest jaatirs, December 15, 2003
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • December 15, 2003

24. Puerto Rico Deferral Limit

    By Guest CRC02, December 15, 2003
    • 4 replies
    • 1.5k views
    • 
    • FundeK
    • February 4, 2004

25. InServiceDistribution Verusu Pre-Retirement Distribution

    By Guest DIGMYDOG, December 12, 2003
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • December 15, 2003

26. Plan Sponsor Use of Affiliated Broker -- Prohibited Transaction?

    By Guest Alley, December 12, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 12, 2003

27. SE and Employed... what are 415 Limits?

    By K-t-F, December 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • K-t-F
    • December 12, 2003

28. Deductible limit when an employer has both a DB and DC plan and at least one participant is covered by both plans

    By Lori Foresz, December 11, 2003
    • 8 replies
    • 1.9k views
    • 
    • Mike Preston
    • December 12, 2003

29. Hardship documentation

    By FundeK, December 11, 2003
    • 1 reply
    • 2.1k views
    • 
    • RCK
    • December 12, 2003

30. Removing Joint and Survivor option from 401(k)

    By k man, December 11, 2003
    • 2 replies
    • 1.4k views
    • 
    • KJohnson
    • December 15, 2003

31. Looking for 401(k) stats -- avg. account balance, avg. deferral rate, avg. deferral contributions, avg. participation

    By Guest jhilliard, December 11, 2003
    • 4 replies
    • 2.1k views
    • 
    • MWeddell
    • December 11, 2003

32. Group Term Life Insurance and the definition of Compensation

    By Harwood, December 10, 2003
    • 1 reply
    • 1.9k views
    • 
    • g8r
    • December 11, 2003

33. Return from military leave - paperwork

    By Guest Achilles, December 10, 2003
    • 2 replies
    • 1.5k views
    • 
    • maverick
    • December 10, 2003

34. Corrective amendment needed because one participant didn't contribute enough to make top-heavy minimum?

    By Jilliandiz, December 10, 2003
    • 3 replies
    • 1.1k views
    • 
    • Archimage
    • December 10, 2003

35. Catch-up Contributions; payroll vendor caps the participant at the 402(g) limit first and then in the NEXT payroll cycle will begin catch-up contributions

    By DTH, December 10, 2003
    • 3 replies
    • 1.4k views
    • 
    • david rigby
    • December 19, 2003

36. Church has several part-time employees who work over 1000 hours a year; can they be excluded under 403(b)?

    By Guest Casey58, December 10, 2003
    • 2 replies
    • 1.4k views
    • 
    • mbozek
    • December 10, 2003

37. Sample cover letter for Form 5300? Also, please confirm that changing prototype document provision makes our plan "individually designed"

    By Guest forum4, December 9, 2003
    • 1 reply
    • 2.4k views
    • 
    • Mike Preston
    • December 10, 2003

38. FICA Taxation of Contribution Made Per Employee's One-Time Irrevocable Election

    By Guest long, December 9, 2003
    • 1 reply
    • 1.2k views
    • 
    • Everett Moreland
    • December 10, 2003

39. Safe Harbor 401(k) top-heavy if profit sharing contributions also made?

    By Guest Hilarion, December 9, 2003
    • 15 replies
    • 12.4k views
    • 
    • Reluctant Actuary
    • March 8, 2017

40. Initial Eligibility

    By austin3515, December 9, 2003
    • 24 replies
    • 3.9k views
    • 
    • R. Butler
    • December 10, 2003

41. Direct phone number for IRS Retirement Plans?

    By billfgrady, December 8, 2003
    • 2 replies
    • 3.5k views
    • 
    • Guest
    • December 8, 2003

42. EE for a company.. and SE for himself. Can he defer $12K in both plans?

    By K-t-F, December 8, 2003
    • 5 replies
    • 1.2k views
    • 
    • E as in ERISA
    • December 8, 2003

43. OK to use new 401(k) profit sharing document for 2003 but just don't tell employees about ability to defer? Want to start 401(k) component only in 2004.

    By Archimage, December 8, 2003
    • 5 replies
    • 2.2k views
    • 
    • Archimage
    • December 8, 2003

44. Merging a safe harbor 401(k) plan with non-safe harbor 401(k) plan

    By Guest PenGuy, December 8, 2003
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • December 18, 2003

45. Forced Cashout of Required Minimum Distribution

    By Guest PenGuy, December 8, 2003
    • 2 replies
    • 2.6k views
    • 
    • QDROphile
    • December 8, 2003

46. Short first year; in determining maximum compensation for the match calculation, how many months do I prorate the $200K limit? 1 or 2?

    By alexa, December 6, 2003
    • 7 replies
    • 1.8k views
    • 
    • g8r
    • December 12, 2003

47. "Keogh"/H.R.10 Plans - Can they self-trustee now?

    By ljr, December 5, 2003
    • 5 replies
    • 3.5k views
    • 
    • mbozek
    • December 8, 2003

48. Union employees in a 401(k) plan that excludes collectively bargained employees!

    By Guest CRA, December 5, 2003
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • December 5, 2003

49. Puerto Rico Residents in US Qualified Plan - Can they be excluded from ACP Test?

    By Guest rocnrols2, December 5, 2003
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • December 17, 2003

50. Gateway Contribution Eligibility

    By MBCarey, December 5, 2003
    • 7 replies
    • 3.1k views
    • 
    • Tom Poje
    • December 5, 2003