401(k) Plans

19,275 topics in this forum

1. Participant dies, designates 2 beneficiaries (70% to one and 30% to one), 30% Beneficiary is also deceased.

   By FundeK, December 24, 2003
   • 1 reply
   • 1k views
   • 
   • jevd
   • December 24, 2003

2. Safe Harbor-- terminated employees

   By abanky, December 24, 2003
   • 1 reply
   • 5.1k views
   • 
   • Mike Preston
   • December 24, 2003

3. Crediting Service with Prior Employer

   By Lori Foresz, December 23, 2003
   • 2 replies
   • 1.3k views
   • 
   • Lori Foresz
   • December 23, 2003

4. Late-year amendment to add 401(k) a BRF problem?

   By Guest Hilarion, December 22, 2003
   • 5 replies
   • 1.3k views
   • 
   • Guest
   • December 23, 2003

5. Short Plan Year?

   By Guest chris4013, December 23, 2003
   • 1 reply
   • 1.3k views
   • 
   • Belgarath
   • December 23, 2003

6. Contribution deadline...

   By K-t-F, December 17, 2003
   • 16 replies
   • 6k views
   • 
   • mbozek
   • December 23, 2003

7. Employer terminating profit sharing plan. Adopting Safe Harbor 401(k)

   By MarZDoates, December 22, 2003
   • 9 replies
   • 1.9k views
   • 
   • Mike Preston
   • December 23, 2003

8. H1b1 - Resident or Nonresident alien

   By k man, December 22, 2003
   • 1 reply
   • 2.2k views
   • 
   • Harwood
   • December 22, 2003

9. Catch-up Contributions; payroll vendor caps the participant at the 402(g) limit first and then in the NEXT payroll cycle will begin catch-up contributions

   By DTH, December 10, 2003
   • 3 replies
   • 1.4k views
   • 
   • david rigby
   • December 19, 2003

10. First RMD for 4/2003 retiree, age 77; does 2004 distribution include 2003 income?

    By Guest Powers, December 19, 2003
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • December 19, 2003

11. Sample Spanish SOX Notice

    By Guest sweaterhead, December 19, 2003
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • December 19, 2003

12. Spinoff from a Controlled Group

    By Archimage, December 19, 2003
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • December 19, 2003

13. Two Plans, one brokerage account

    By austin3515, December 19, 2003
    • 0 replies
    • 912 views
    • 
    • austin3515
    • December 19, 2003

14. Elective Deferral Compensation

    By DTH, December 18, 2003
    • 3 replies
    • 1.4k views
    • 
    • MWeddell
    • December 19, 2003

15. timing requirements for amending testing method

    By Guest jjenkins, December 18, 2003
    • 1 reply
    • 1k views
    • 
    • g8r
    • December 19, 2003

16. Merging a safe harbor 401(k) plan with non-safe harbor 401(k) plan

    By Guest PenGuy, December 8, 2003
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • December 18, 2003

17. PEO's and Multiple Employer Plans REV Proc 2002-21

    By Guest Greg W, December 18, 2003
    • 1 reply
    • 1.4k views
    • 
    • Kirk Maldonado
    • December 18, 2003

18. Average mutual fund expense ratios by class

    By Guest marie567, December 3, 2003
    • 40 replies
    • 7.9k views
    • 
    • joel
    • December 18, 2003

19. discretionary match - notice to participants required if discontinue making match?

    By PensionNewbee, December 16, 2003
    • 6 replies
    • 3.3k views
    • 
    • Guest
    • December 18, 2003

20. Plan Loans

    By jala, December 18, 2003
    • 1 reply
    • 1k views
    • 
    • WDIK
    • December 18, 2003

21. minimum income to defer $14,000 in 2003

    By Earl, December 17, 2003
    • 3 replies
    • 1.2k views
    • 
    • Earl
    • December 18, 2003

22. Safe Harbor--Nonelective contributions

    By Felicia, December 18, 2003
    • 1 reply
    • 1k views
    • 
    • pmacduff
    • December 18, 2003

23. Accelerated eligibility/new employee not yet an HCE

    By preErisa, December 15, 2003
    • 35 replies
    • 4.9k views
    • 
    • Mike Preston
    • December 18, 2003

24. ADP testing when owners hire their minor sons part time and eligibility for deferral is immediate with no age or service requirements

    By Guest DIGMYDOG, December 18, 2003
    • 3 replies
    • 1.3k views
    • 
    • Mike Preston
    • December 18, 2003

25. Defaulted Participant Loans - No 1099 Given; Prohibited Transaction?

    By Guest Chaffee, December 17, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 17, 2003

26. Puerto Rico Residents in US Qualified Plan - Can they be excluded from ACP Test?

    By Guest rocnrols2, December 5, 2003
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • December 17, 2003

27. Solo 401k

    By DP, December 16, 2003
    • 6 replies
    • 1.6k views
    • 
    • Appleby
    • December 17, 2003

28. 5500 not filed, GUST and EGTRRA not complete.

    By Guest jhilliard, December 16, 2003
    • 4 replies
    • 1.2k views
    • 
    • Mike Preston
    • December 17, 2003

29. Do HCE/Family Attribution rules apply to great grandparents/great grandchildren?

    By fiona1, December 17, 2003
    • 1 reply
    • 1.8k views
    • 
    • Mike Preston
    • December 17, 2003

30. k-1 Compensation and Deferrals

    By Guest Max Power, December 17, 2003
    • 0 replies
    • 2.6k views
    • 
    • Guest
    • December 17, 2003

31. ERISA 204(h) Notice Required for Termination of PSP?

    By billfgrady, December 17, 2003
    • 1 reply
    • 1.9k views
    • 
    • Mike Preston
    • December 17, 2003

32. Timing of termination of PSP, application for determination letter and ERISA Notice

    By billfgrady, December 17, 2003
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • December 17, 2003

33. 401(k) Contributions-Return prior to Year End

    By BTH, December 16, 2003
    • 3 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • December 17, 2003

34. Received letters from DOL after using 5330 to report earnings made up for late 401(k) deposits

    By Guest CBS, December 16, 2003
    • 5 replies
    • 2k views
    • 
    • Guest
    • December 17, 2003

35. Discrimination?

    By Guest Cookiemonster, December 16, 2003
    • 1 reply
    • 1k views
    • 
    • Blinky the 3-eyed Fish
    • December 16, 2003

36. True-up for Partners in a Safe Harbor Plan

    By Guest ERISAcatNraleigh, December 16, 2003
    • 4 replies
    • 1.6k views
    • 
    • RCK
    • December 16, 2003

37. Removing Joint and Survivor option from 401(k)

    By k man, December 11, 2003
    • 2 replies
    • 1.4k views
    • 
    • KJohnson
    • December 15, 2003

38. Delinquent Loans - Transfer to Successor Plan?

    By Guest Chaffee, December 15, 2003
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • December 15, 2003

39. Controlled group - reducing one plan's match to mirror other plans

    By Guest TinaNewToPension, December 15, 2003
    • 0 replies
    • 985 views
    • 
    • Guest
    • December 15, 2003

40. Otherwise excludable--2-year wait

    By Guest jaatirs, December 15, 2003
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • December 15, 2003

41. InServiceDistribution Verusu Pre-Retirement Distribution

    By Guest DIGMYDOG, December 12, 2003
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • December 15, 2003

42. Plan Sponsor Use of Affiliated Broker -- Prohibited Transaction?

    By Guest Alley, December 12, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 12, 2003

43. SE and Employed... what are 415 Limits?

    By K-t-F, December 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • K-t-F
    • December 12, 2003

44. Deductible limit when an employer has both a DB and DC plan and at least one participant is covered by both plans

    By Lori Foresz, December 11, 2003
    • 8 replies
    • 1.9k views
    • 
    • Mike Preston
    • December 12, 2003

45. Hardship documentation

    By FundeK, December 11, 2003
    • 1 reply
    • 2.1k views
    • 
    • RCK
    • December 12, 2003

46. Short first year; in determining maximum compensation for the match calculation, how many months do I prorate the $200K limit? 1 or 2?

    By alexa, December 6, 2003
    • 7 replies
    • 1.8k views
    • 
    • g8r
    • December 12, 2003

47. Looking for 401(k) stats -- avg. account balance, avg. deferral rate, avg. deferral contributions, avg. participation

    By Guest jhilliard, December 11, 2003
    • 4 replies
    • 2.1k views
    • 
    • MWeddell
    • December 11, 2003

48. Group Term Life Insurance and the definition of Compensation

    By Harwood, December 10, 2003
    • 1 reply
    • 1.9k views
    • 
    • g8r
    • December 11, 2003

49. Return from military leave - paperwork

    By Guest Achilles, December 10, 2003
    • 2 replies
    • 1.5k views
    • 
    • maverick
    • December 10, 2003

50. Initial Eligibility

    By austin3515, December 9, 2003
    • 24 replies
    • 3.9k views
    • 
    • R. Butler
    • December 10, 2003