401(k) Plans

19,275 topics in this forum

1. Safe Harbor Notice?

   By Dougsbpc, October 24, 2007
   • 1 reply
   • 1.1k views
   • 
   • John Feldt ERPA CPC QPA
   • October 24, 2007

2. Mid-year Plan termination & non matching Payroll periods

   By TPApril, December 8, 2015
   • 1 reply
   • 1.1k views
   • 
   • Bill Presson
   • December 8, 2015

3. Cap on HCE for Profit sharing? and New vesting Rules?

   By Guest Michael Anderson, February 18, 2004
   • 1 reply
   • 1.1k views
   • 
   • Blinky the 3-eyed Fish
   • February 18, 2004

4. Top Heavy Safe Harbor Plan

   By Below Ground, July 20, 2023
   • 20 replies
   • 1.1k views
   • 
   • Bird
   • July 26, 2023

5. 2007 refund deadline

   By Guest tmills, January 9, 2008
   • 1 reply
   • 1.1k views
   • 
   • WDIK
   • January 9, 2008

6. TOP HEAVY

   By Guest Mike Schwing, January 16, 2008
   • 2 replies
   • 1.1k views
   • 
   • Bird
   • January 16, 2008

7. Survey: What do you pay/charge for SPECIAL services on a 401(k) plan?

   By SRP, November 5, 2007
   • 1 reply
   • 1.1k views
   • 
   • John Feldt ERPA CPC QPA
   • November 5, 2007

8. Death after distribution request

   By wsp, September 11, 2007
   • 0 replies
   • 1.1k views
   • 
   • wsp
   • September 11, 2007

9. Money type for cafeteria plan contribuions?

   By amcorson, July 21, 2004
   • 0 replies
   • 1.1k views
   • 
   • amcorson
   • July 21, 2004

10. Safe Habor Match Participation

    By Guest PAINPA, March 12, 2004
    • 1 reply
    • 1.1k views
    • 
    • Archimage
    • March 12, 2004

11. Provide "lesser" SH match for HCE's (instead of none?)

    By austin3515, November 18, 2013
    • 5 replies
    • 1.1k views
    • 
    • austin3515
    • November 21, 2013

12. Help! What should I do? IRA Roth and 401k?

    By Guest student79, June 7, 2005
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • June 7, 2005

13. IRA rollovers into 401k plan

    By Guest Brenda Schachle, July 2, 2003
    • 1 reply
    • 1.1k views
    • 
    • g8r
    • July 3, 2003

14. Loan Default / IRA Rollover Contribution

    By austin3515, January 19, 2012
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • January 19, 2012

15. Looks Like Top Heavy Is Not An Issue, But....

    By mming, June 6, 2007
    • 2 replies
    • 1.1k views
    • 
    • JanetM
    • June 6, 2007

16. Basic QNEC question-failed ADP

    By ratherbereading, April 16
    • 4 replies
    • 1.1k views
    • 
    • Paul I
    • April 17

17. Need suggestion for speaker for Milwaukee-based retirement professionals' group

    By ERISAatty, October 28, 2008
    • 2 replies
    • 1.1k views
    • 
    • ERISAatty
    • October 31, 2008

18. Safe Harbor Match

    By FJR, November 5, 2004
    • 1 reply
    • 1.1k views
    • 
    • Tinman
    • November 5, 2004

19. 401(k) Roth conversion

    By 52626, February 11, 2014
    • 1 reply
    • 1.1k views
    • 
    • masteff
    • February 11, 2014

20. Top Heavy Plan + Safe Harbor Match

    By metsfan026, August 26, 2024
    • 5 replies
    • 1.1k views
    • 
    • metsfan026
    • August 28, 2024

21. Multiple Employer

    By cdavis25, April 28, 2009
    • 1 reply
    • 1.1k views
    • 
    • 12AX7
    • April 30, 2009

22. Individual 401K - owner that is not employee

    By Guest NorCal-EastBay, June 5, 2010
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • June 6, 2010

23. Form w-2

    By Guest Benmark, September 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Lori Friedman
    • September 9, 2004

24. Safe Harbor - no changes allowed, almost

    By John Feldt ERPA CPC QPA, October 24, 2007
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • October 25, 2007

25. Roth 401(k) Contributions

    By Guest TaxedToDeath, July 19, 2011
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • July 20, 2011

26. Controlled Group Quirk

    By Below Ground, September 29, 2016   

    • Not for Profit Firm
    • 7 replies
    • 1.1k views
    • 
    • Below Ground
    • October 7, 2016

27. Safe Harbor Cont/Plan Termination

    By Guest jusducki, April 9, 2009
    • 3 replies
    • 1.1k views
    • 
    • Jim Chad
    • April 13, 2009

28. simple IRA to safe harbor

    By Guest Terryjohn316, January 8, 2003
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • January 9, 2003

29. Auto Enrollment

    By Guest perplexedbypensions, November 2, 2006
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • November 2, 2006

30. ADP testing on new plan

    By Belgarath, January 18, 2016
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 18, 2016

31. Restart Discretionary Match

    By Guest moltengator, June 7, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • June 7, 2004

32. Switching to a S/H Plan before start of Plan Year

    By rblum50, November 11, 2013   

    • S/H Matching Contribution
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • November 13, 2013

33. Eligible Compensation

    By Nassau, January 11, 2012
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 11, 2012

34. Filing for Determination Letter

    By Guest Thornton, March 1, 2007
    • 1 reply
    • 1.1k views
    • 
    • WDIK
    • March 1, 2007

35. SIMPLE and Traditional 401(k) contributions

    By Guest Keith371, February 3, 2003
    • 2 replies
    • 1.1k views
    • 
    • Appleby
    • February 3, 2003

36. Recurring Contributions for 401(k) Plan

    By Guest lizannc, December 1, 2014
    • 1 reply
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • December 1, 2014

37. How do you discontinue a VS specimen plan?

    By Guest kjk, September 12, 2005
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • September 13, 2005

38. Late Matching Contributions

    By kmhaab, July 10, 2018
    • 4 replies
    • 1.1k views
    • 
    • Gilmore
    • July 13, 2018

39. 100% Match.... how much can be contributed?

    By Basically, June 5, 2023
    • 9 replies
    • 1.1k views
    • 
    • Paul I
    • June 7, 2023

40. 408b disclosure on Brokerage accounts

    By Jim Chad, April 23, 2012
    • 2 replies
    • 1.1k views
    • 
    • Bird
    • April 26, 2012

41. In a SH new comparability plan, can the PS allocation include the 3% Nonelective?

    By kwalified, December 7, 2012
    • 6 replies
    • 1.1k views
    • 
    • kwalified
    • December 7, 2012

42. Solo-K for SE Income

    By SMB, December 3, 2008
    • 3 replies
    • 1.1k views
    • 
    • SMB
    • December 9, 2008

43. Authority on spinoff company's responsibility for parent company's plan qualification violations

    By Guest Oscar2, June 3, 2005
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • June 3, 2005

44. Nondeductible Contributions

    By Randy Watson, February 21, 2012
    • 1 reply
    • 1.1k views
    • 
    • david rigby
    • February 22, 2012

45. Ineligible after-tax contributions

    By Guest jim williams, August 30, 2006
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • August 31, 2006

46. ADP/ACP

    By justatester, June 8, 2010
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • June 10, 2010

47. What happens if one of my participants overcontributes?

    By Guest DFR, December 8, 2008
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • December 8, 2008

48. 1099R's in NYS

    By Guest MrT, March 9, 2005
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • March 10, 2005

49. Loan Refinancing

    By austin3515, November 2, 2010
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • November 2, 2010

50. 10% penalty for early distribution

    By Guest mrjones, January 27, 2007
    • 1 reply
    • 1.1k views
    • 
    • Bird
    • January 28, 2007