401(k) Plans

19,275 topics in this forum

1. FICA Taxation of Contribution Made Per Employee's One-Time Irrevocable Election

   By Guest long, December 9, 2003
   • 1 reply
   • 1.2k views
   • 
   • Everett Moreland
   • December 10, 2003

2. Corrective amendment needed because one participant didn't contribute enough to make top-heavy minimum?

   By Jilliandiz, December 10, 2003
   • 3 replies
   • 1.1k views
   • 
   • Archimage
   • December 10, 2003

3. Church has several part-time employees who work over 1000 hours a year; can they be excluded under 403(b)?

   By Guest Casey58, December 10, 2003
   • 2 replies
   • 1.4k views
   • 
   • mbozek
   • December 10, 2003

4. Sample cover letter for Form 5300? Also, please confirm that changing prototype document provision makes our plan "individually designed"

   By Guest forum4, December 9, 2003
   • 1 reply
   • 2.4k views
   • 
   • Mike Preston
   • December 10, 2003

5. "Keogh"/H.R.10 Plans - Can they self-trustee now?

   By ljr, December 5, 2003
   • 5 replies
   • 3.5k views
   • 
   • mbozek
   • December 8, 2003

6. Direct phone number for IRS Retirement Plans?

   By billfgrady, December 8, 2003
   • 2 replies
   • 3.5k views
   • 
   • Guest
   • December 8, 2003

7. OK to use new 401(k) profit sharing document for 2003 but just don't tell employees about ability to defer? Want to start 401(k) component only in 2004.

   By Archimage, December 8, 2003
   • 5 replies
   • 2.2k views
   • 
   • Archimage
   • December 8, 2003

8. EE for a company.. and SE for himself. Can he defer $12K in both plans?

   By K-t-F, December 8, 2003
   • 5 replies
   • 1.2k views
   • 
   • E as in ERISA
   • December 8, 2003

9. Forced Cashout of Required Minimum Distribution

   By Guest PenGuy, December 8, 2003
   • 2 replies
   • 2.6k views
   • 
   • QDROphile
   • December 8, 2003

10. Gateway Contribution Eligibility

    By MBCarey, December 5, 2003
    • 7 replies
    • 3.1k views
    • 
    • Tom Poje
    • December 5, 2003

11. Plan with HCEs only

    By MBCarey, December 4, 2003
    • 12 replies
    • 4.4k views
    • 
    • Tom Poje
    • December 5, 2003

12. Union employees in a 401(k) plan that excludes collectively bargained employees!

    By Guest CRA, December 5, 2003
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • December 5, 2003

13. Standardized to Individualized Plan

    By Guest tintree73, December 5, 2003
    • 1 reply
    • 2.2k views
    • 
    • Alf
    • December 5, 2003

14. can IRS grab 401(k) to pay taxes owed?

    By MR, December 4, 2003
    • 3 replies
    • 2.2k views
    • 
    • MR
    • December 5, 2003

15. Can a plan institute a creditworthiness requirement when deciding whether or not to issue a loan?

    By k man, December 3, 2003
    • 7 replies
    • 4.5k views
    • 
    • Belgarath
    • December 4, 2003

16. State payroll deduction laws impact 401(k) automatic enrollment?

    By Guest Eullla, December 3, 2003
    • 4 replies
    • 3.4k views
    • 
    • Guest
    • December 4, 2003

17. How do we roll over 401(k) plans for new employees?

    By Guest Hayliebunny, December 3, 2003
    • 10 replies
    • 2.3k views
    • 
    • Appleby
    • December 4, 2003

18. What is the difference between a 401(k) plan and a 401(a) plan?

    By Guest Blueglass, November 30, 2003
    • 6 replies
    • 7.2k views
    • 
    • mbozek
    • December 4, 2003

19. When is an employee really considered "hired"

    By Guest DIGMYDOG, December 4, 2003
    • 0 replies
    • 2.2k views
    • 
    • Guest
    • December 4, 2003

20. Questionable interpretation of allocation formula to allow diff percentage based on years of service

    By Guest DIGMYDOG, December 3, 2003
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • December 4, 2003

21. Investment advisor contracts with 401(k) plans and/or participants

    By Guest apriljl, December 3, 2003
    • 1 reply
    • 1.2k views
    • 
    • mbozek
    • December 3, 2003

22. Where can I find prime rate for 401(k) loans?

    By Guest Blueglass, December 2, 2003
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • December 3, 2003

23. SSA notified employer many employees were using invalid social security numbers; employees terminated. What is to be done with their 401(k) funds?

    By Guest jusducki, December 1, 2003
    • 3 replies
    • 2.5k views
    • 
    • Guest
    • December 1, 2003

24. Safe Harbor Plan

    By pmacduff, December 1, 2003
    • 4 replies
    • 1.2k views
    • 
    • R. Butler
    • December 1, 2003

25. Mutual Fund "Late Trading" to be abolished under proposal by SEC Chairman Donaldson

    By four01kman, November 19, 2003
    • 12 replies
    • 1.7k views
    • 
    • ljr
    • December 1, 2003

26. Spin-off

    By Archimage, November 26, 2003
    • 2 replies
    • 1.2k views
    • 
    • IRC401
    • November 29, 2003

27. Correction of late 401(k) deposits after the VFC program

    By buckaroo, November 26, 2003
    • 0 replies
    • 1.3k views
    • 
    • buckaroo
    • November 26, 2003

28. Year End Census Requests & Social Security Numbers

    By Guest kgsingletary, November 25, 2003
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • November 26, 2003

29. ADP Testing

    By Archimage, November 25, 2003
    • 9 replies
    • 1.4k views
    • 
    • Tom Poje
    • November 26, 2003

30. Non-deductible contributions in qualified plan

    By Guest sritts, November 25, 2003
    • 5 replies
    • 1.6k views
    • 
    • Alf
    • November 25, 2003

31. Required Minimum Distribution Amendments - 5-Year Rule Election- QPSA Question

    By Guest mwa, November 21, 2003
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • November 25, 2003

32. 401(k) Participant Statements

    By Guest KellyMusico, November 25, 2003
    • 3 replies
    • 1.4k views
    • 
    • E as in ERISA
    • November 25, 2003

33. Controlled Group

    By Guest tintree73, November 25, 2003
    • 4 replies
    • 2k views
    • 
    • Guest
    • November 25, 2003

34. Timing of merger of Profit Sharing and Money Purchase Plans

    By billfgrady, November 25, 2003
    • 3 replies
    • 1.7k views
    • 
    • WDIK
    • November 25, 2003

35. SARSEP & 401(K)

    By Guest hpaine, November 25, 2003
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • November 25, 2003

36. amendment removing 401(k) deferrals

    By k man, November 25, 2003
    • 3 replies
    • 1.3k views
    • 
    • k man
    • November 25, 2003

37. 3% employer safe harbor contribution - late or not late?

    By Guest Michael Anderson, November 21, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • November 24, 2003

38. Quit and rehired - rules for termination?

    By Guest Michael Anderson, November 21, 2003
    • 3 replies
    • 7.9k views
    • 
    • Alf
    • November 21, 2003

39. Is this an ASG?

    By goldtpa, November 20, 2003
    • 7 replies
    • 1.6k views
    • 
    • mbozek
    • November 21, 2003

40. increasing tiered match formula

    By Guest nipa, November 17, 2003
    • 20 replies
    • 9.7k views
    • 
    • Earl
    • November 21, 2003

41. Maybe Notice of SH Match

    By DP, November 20, 2003
    • 8 replies
    • 1.6k views
    • 
    • Archimage
    • November 20, 2003

42. Multiemployer 415

    By Guest ssbvjs, November 20, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • November 20, 2003

43. Should I contribute

    By Guest Mike Schwing, November 20, 2003
    • 2 replies
    • 1.4k views
    • 
    • ccassetty
    • November 20, 2003

44. QPSA benefits

    By Guest pjb, November 20, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • November 20, 2003

45. Installment payment question

    By FundeK, November 14, 2003
    • 1 reply
    • 2k views
    • 
    • FundeK
    • November 20, 2003

46. New plan adp testing

    By pbarrett, November 19, 2003
    • 4 replies
    • 1.3k views
    • 
    • rcline46
    • November 20, 2003

47. Schedule Q

    By Scott, September 5, 2001
    • 4 replies
    • 1.7k views
    • 
    • k man
    • November 19, 2003

48. First Plan year: 401(k)(3)(E) and then switch to current year

    By k man, November 19, 2003
    • 0 replies
    • 1.1k views
    • 
    • k man
    • November 19, 2003

49. Safe Harbor

    By Guest A. Gordon, November 14, 2003
    • 12 replies
    • 2k views
    • 
    • Tom Poje
    • November 19, 2003

50. Plan year-end change - notification to participants

    By Guest Achilles, November 19, 2002
    • 11 replies
    • 2.7k views
    • 
    • KJohnson
    • November 19, 2003