401(k) Plans

19,299 topics in this forum

1. Solo 401k

   By DP, December 16, 2003
   • 6 replies
   • 1.6k views
   • 
   • Appleby
   • December 17, 2003

2. 5500 not filed, GUST and EGTRRA not complete.

   By Guest jhilliard, December 16, 2003
   • 4 replies
   • 1.2k views
   • 
   • Mike Preston
   • December 17, 2003

3. Do HCE/Family Attribution rules apply to great grandparents/great grandchildren?

   By fiona1, December 17, 2003
   • 1 reply
   • 1.8k views
   • 
   • Mike Preston
   • December 17, 2003

4. k-1 Compensation and Deferrals

   By Guest Max Power, December 17, 2003
   • 0 replies
   • 2.6k views
   • 
   • Guest
   • December 17, 2003

5. ERISA 204(h) Notice Required for Termination of PSP?

   By billfgrady, December 17, 2003
   • 1 reply
   • 1.9k views
   • 
   • Mike Preston
   • December 17, 2003

6. Timing of termination of PSP, application for determination letter and ERISA Notice

   By billfgrady, December 17, 2003
   • 1 reply
   • 1.3k views
   • 
   • WDIK
   • December 17, 2003

7. 401(k) Contributions-Return prior to Year End

   By BTH, December 16, 2003
   • 3 replies
   • 1.7k views
   • 
   • Blinky the 3-eyed Fish
   • December 17, 2003

8. Received letters from DOL after using 5330 to report earnings made up for late 401(k) deposits

   By Guest CBS, December 16, 2003
   • 5 replies
   • 2k views
   • 
   • Guest
   • December 17, 2003

9. Discrimination?

   By Guest Cookiemonster, December 16, 2003
   • 1 reply
   • 1k views
   • 
   • Blinky the 3-eyed Fish
   • December 16, 2003

10. True-up for Partners in a Safe Harbor Plan

    By Guest ERISAcatNraleigh, December 16, 2003
    • 4 replies
    • 1.6k views
    • 
    • RCK
    • December 16, 2003

11. Removing Joint and Survivor option from 401(k)

    By k man, December 11, 2003
    • 2 replies
    • 1.4k views
    • 
    • KJohnson
    • December 15, 2003

12. Delinquent Loans - Transfer to Successor Plan?

    By Guest Chaffee, December 15, 2003
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • December 15, 2003

13. Controlled group - reducing one plan's match to mirror other plans

    By Guest TinaNewToPension, December 15, 2003
    • 0 replies
    • 991 views
    • 
    • Guest
    • December 15, 2003

14. Otherwise excludable--2-year wait

    By Guest jaatirs, December 15, 2003
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • December 15, 2003

15. InServiceDistribution Verusu Pre-Retirement Distribution

    By Guest DIGMYDOG, December 12, 2003
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • December 15, 2003

16. Plan Sponsor Use of Affiliated Broker -- Prohibited Transaction?

    By Guest Alley, December 12, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 12, 2003

17. SE and Employed... what are 415 Limits?

    By K-t-F, December 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • K-t-F
    • December 12, 2003

18. Deductible limit when an employer has both a DB and DC plan and at least one participant is covered by both plans

    By Lori Foresz, December 11, 2003
    • 8 replies
    • 1.9k views
    • 
    • Mike Preston
    • December 12, 2003

19. Hardship documentation

    By FundeK, December 11, 2003
    • 1 reply
    • 2.1k views
    • 
    • RCK
    • December 12, 2003

20. Short first year; in determining maximum compensation for the match calculation, how many months do I prorate the $200K limit? 1 or 2?

    By alexa, December 6, 2003
    • 7 replies
    • 1.8k views
    • 
    • g8r
    • December 12, 2003

21. Looking for 401(k) stats -- avg. account balance, avg. deferral rate, avg. deferral contributions, avg. participation

    By Guest jhilliard, December 11, 2003
    • 4 replies
    • 2.1k views
    • 
    • MWeddell
    • December 11, 2003

22. Group Term Life Insurance and the definition of Compensation

    By Harwood, December 10, 2003
    • 1 reply
    • 1.9k views
    • 
    • g8r
    • December 11, 2003

23. Return from military leave - paperwork

    By Guest Achilles, December 10, 2003
    • 2 replies
    • 1.5k views
    • 
    • maverick
    • December 10, 2003

24. Initial Eligibility

    By austin3515, December 9, 2003
    • 24 replies
    • 3.9k views
    • 
    • R. Butler
    • December 10, 2003

25. FICA Taxation of Contribution Made Per Employee's One-Time Irrevocable Election

    By Guest long, December 9, 2003
    • 1 reply
    • 1.2k views
    • 
    • Everett Moreland
    • December 10, 2003

26. Corrective amendment needed because one participant didn't contribute enough to make top-heavy minimum?

    By Jilliandiz, December 10, 2003
    • 3 replies
    • 1.1k views
    • 
    • Archimage
    • December 10, 2003

27. Church has several part-time employees who work over 1000 hours a year; can they be excluded under 403(b)?

    By Guest Casey58, December 10, 2003
    • 2 replies
    • 1.4k views
    • 
    • mbozek
    • December 10, 2003

28. Sample cover letter for Form 5300? Also, please confirm that changing prototype document provision makes our plan "individually designed"

    By Guest forum4, December 9, 2003
    • 1 reply
    • 2.4k views
    • 
    • Mike Preston
    • December 10, 2003

29. "Keogh"/H.R.10 Plans - Can they self-trustee now?

    By ljr, December 5, 2003
    • 5 replies
    • 3.5k views
    • 
    • mbozek
    • December 8, 2003

30. Direct phone number for IRS Retirement Plans?

    By billfgrady, December 8, 2003
    • 2 replies
    • 3.6k views
    • 
    • Guest
    • December 8, 2003

31. OK to use new 401(k) profit sharing document for 2003 but just don't tell employees about ability to defer? Want to start 401(k) component only in 2004.

    By Archimage, December 8, 2003
    • 5 replies
    • 2.2k views
    • 
    • Archimage
    • December 8, 2003

32. EE for a company.. and SE for himself. Can he defer $12K in both plans?

    By K-t-F, December 8, 2003
    • 5 replies
    • 1.2k views
    • 
    • E as in ERISA
    • December 8, 2003

33. Forced Cashout of Required Minimum Distribution

    By Guest PenGuy, December 8, 2003
    • 2 replies
    • 2.6k views
    • 
    • QDROphile
    • December 8, 2003

34. Gateway Contribution Eligibility

    By MBCarey, December 5, 2003
    • 7 replies
    • 3.1k views
    • 
    • Tom Poje
    • December 5, 2003

35. Plan with HCEs only

    By MBCarey, December 4, 2003
    • 12 replies
    • 4.4k views
    • 
    • Tom Poje
    • December 5, 2003

36. Union employees in a 401(k) plan that excludes collectively bargained employees!

    By Guest CRA, December 5, 2003
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • December 5, 2003

37. Standardized to Individualized Plan

    By Guest tintree73, December 5, 2003
    • 1 reply
    • 2.2k views
    • 
    • Alf
    • December 5, 2003

38. can IRS grab 401(k) to pay taxes owed?

    By MR, December 4, 2003
    • 3 replies
    • 2.2k views
    • 
    • MR
    • December 5, 2003

39. Can a plan institute a creditworthiness requirement when deciding whether or not to issue a loan?

    By k man, December 3, 2003
    • 7 replies
    • 4.5k views
    • 
    • Belgarath
    • December 4, 2003

40. State payroll deduction laws impact 401(k) automatic enrollment?

    By Guest Eullla, December 3, 2003
    • 4 replies
    • 3.4k views
    • 
    • Guest
    • December 4, 2003

41. How do we roll over 401(k) plans for new employees?

    By Guest Hayliebunny, December 3, 2003
    • 10 replies
    • 2.3k views
    • 
    • Appleby
    • December 4, 2003

42. What is the difference between a 401(k) plan and a 401(a) plan?

    By Guest Blueglass, November 30, 2003
    • 6 replies
    • 7.2k views
    • 
    • mbozek
    • December 4, 2003

43. When is an employee really considered "hired"

    By Guest DIGMYDOG, December 4, 2003
    • 0 replies
    • 2.2k views
    • 
    • Guest
    • December 4, 2003

44. Questionable interpretation of allocation formula to allow diff percentage based on years of service

    By Guest DIGMYDOG, December 3, 2003
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • December 4, 2003

45. Investment advisor contracts with 401(k) plans and/or participants

    By Guest apriljl, December 3, 2003
    • 1 reply
    • 1.2k views
    • 
    • mbozek
    • December 3, 2003

46. Where can I find prime rate for 401(k) loans?

    By Guest Blueglass, December 2, 2003
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • December 3, 2003

47. SSA notified employer many employees were using invalid social security numbers; employees terminated. What is to be done with their 401(k) funds?

    By Guest jusducki, December 1, 2003
    • 3 replies
    • 2.5k views
    • 
    • Guest
    • December 1, 2003

48. Safe Harbor Plan

    By pmacduff, December 1, 2003
    • 4 replies
    • 1.3k views
    • 
    • R. Butler
    • December 1, 2003

49. Mutual Fund "Late Trading" to be abolished under proposal by SEC Chairman Donaldson

    By four01kman, November 19, 2003
    • 12 replies
    • 1.8k views
    • 
    • ljr
    • December 1, 2003

50. Spin-off

    By Archimage, November 26, 2003
    • 2 replies
    • 1.2k views
    • 
    • IRC401
    • November 29, 2003