401(k) Plans

19,319 topics in this forum

1. Employer terminating profit sharing plan. Adopting Safe Harbor 401(k)

   By MarZDoates, December 22, 2003
   • 9 replies
   • 1.9k views
   • 
   • Mike Preston
   • December 23, 2003

2. H1b1 - Resident or Nonresident alien

   By k man, December 22, 2003
   • 1 reply
   • 2.3k views
   • 
   • Harwood
   • December 22, 2003

3. Catch-up Contributions; payroll vendor caps the participant at the 402(g) limit first and then in the NEXT payroll cycle will begin catch-up contributions

   By DTH, December 10, 2003
   • 3 replies
   • 1.4k views
   • 
   • david rigby
   • December 19, 2003

4. First RMD for 4/2003 retiree, age 77; does 2004 distribution include 2003 income?

   By Guest Powers, December 19, 2003
   • 1 reply
   • 1k views
   • 
   • Tom Poje
   • December 19, 2003

5. Sample Spanish SOX Notice

   By Guest sweaterhead, December 19, 2003
   • 0 replies
   • 1.7k views
   • 
   • Guest
   • December 19, 2003

6. Spinoff from a Controlled Group

   By Archimage, December 19, 2003
   • 1 reply
   • 1.1k views
   • 
   • Mike Preston
   • December 19, 2003

7. Two Plans, one brokerage account

   By austin3515, December 19, 2003
   • 0 replies
   • 924 views
   • 
   • austin3515
   • December 19, 2003

8. Elective Deferral Compensation

   By DTH, December 18, 2003
   • 3 replies
   • 1.4k views
   • 
   • MWeddell
   • December 19, 2003

9. timing requirements for amending testing method

   By Guest jjenkins, December 18, 2003
   • 1 reply
   • 1k views
   • 
   • g8r
   • December 19, 2003

10. Merging a safe harbor 401(k) plan with non-safe harbor 401(k) plan

    By Guest PenGuy, December 8, 2003
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • December 18, 2003

11. PEO's and Multiple Employer Plans REV Proc 2002-21

    By Guest Greg W, December 18, 2003
    • 1 reply
    • 1.4k views
    • 
    • Kirk Maldonado
    • December 18, 2003

12. Average mutual fund expense ratios by class

    By Guest marie567, December 3, 2003
    • 40 replies
    • 8k views
    • 
    • joel
    • December 18, 2003

13. discretionary match - notice to participants required if discontinue making match?

    By PensionNewbee, December 16, 2003
    • 6 replies
    • 3.3k views
    • 
    • Guest
    • December 18, 2003

14. Plan Loans

    By jala, December 18, 2003
    • 1 reply
    • 1k views
    • 
    • WDIK
    • December 18, 2003

15. minimum income to defer $14,000 in 2003

    By Earl, December 17, 2003
    • 3 replies
    • 1.3k views
    • 
    • Earl
    • December 18, 2003

16. Safe Harbor--Nonelective contributions

    By Felicia, December 18, 2003
    • 1 reply
    • 1.1k views
    • 
    • pmacduff
    • December 18, 2003

17. Accelerated eligibility/new employee not yet an HCE

    By preErisa, December 15, 2003
    • 35 replies
    • 4.9k views
    • 
    • Mike Preston
    • December 18, 2003

18. ADP testing when owners hire their minor sons part time and eligibility for deferral is immediate with no age or service requirements

    By Guest DIGMYDOG, December 18, 2003
    • 3 replies
    • 1.3k views
    • 
    • Mike Preston
    • December 18, 2003

19. Defaulted Participant Loans - No 1099 Given; Prohibited Transaction?

    By Guest Chaffee, December 17, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 17, 2003

20. Puerto Rico Residents in US Qualified Plan - Can they be excluded from ACP Test?

    By Guest rocnrols2, December 5, 2003
    • 2 replies
    • 2.7k views
    • 
    • Guest
    • December 17, 2003

21. Solo 401k

    By DP, December 16, 2003
    • 6 replies
    • 1.6k views
    • 
    • Appleby
    • December 17, 2003

22. 5500 not filed, GUST and EGTRRA not complete.

    By Guest jhilliard, December 16, 2003
    • 4 replies
    • 1.2k views
    • 
    • Mike Preston
    • December 17, 2003

23. Do HCE/Family Attribution rules apply to great grandparents/great grandchildren?

    By fiona1, December 17, 2003
    • 1 reply
    • 1.8k views
    • 
    • Mike Preston
    • December 17, 2003

24. k-1 Compensation and Deferrals

    By Guest Max Power, December 17, 2003
    • 0 replies
    • 2.6k views
    • 
    • Guest
    • December 17, 2003

25. ERISA 204(h) Notice Required for Termination of PSP?

    By billfgrady, December 17, 2003
    • 1 reply
    • 1.9k views
    • 
    • Mike Preston
    • December 17, 2003

26. Timing of termination of PSP, application for determination letter and ERISA Notice

    By billfgrady, December 17, 2003
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • December 17, 2003

27. 401(k) Contributions-Return prior to Year End

    By BTH, December 16, 2003
    • 3 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • December 17, 2003

28. Received letters from DOL after using 5330 to report earnings made up for late 401(k) deposits

    By Guest CBS, December 16, 2003
    • 5 replies
    • 2k views
    • 
    • Guest
    • December 17, 2003

29. Discrimination?

    By Guest Cookiemonster, December 16, 2003
    • 1 reply
    • 1k views
    • 
    • Blinky the 3-eyed Fish
    • December 16, 2003

30. True-up for Partners in a Safe Harbor Plan

    By Guest ERISAcatNraleigh, December 16, 2003
    • 4 replies
    • 1.6k views
    • 
    • RCK
    • December 16, 2003

31. Removing Joint and Survivor option from 401(k)

    By k man, December 11, 2003
    • 2 replies
    • 1.4k views
    • 
    • KJohnson
    • December 15, 2003

32. Delinquent Loans - Transfer to Successor Plan?

    By Guest Chaffee, December 15, 2003
    • 0 replies
    • 1.2k views
    • 
    • Guest
    • December 15, 2003

33. Controlled group - reducing one plan's match to mirror other plans

    By Guest TinaNewToPension, December 15, 2003
    • 0 replies
    • 994 views
    • 
    • Guest
    • December 15, 2003

34. Otherwise excludable--2-year wait

    By Guest jaatirs, December 15, 2003
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • December 15, 2003

35. InServiceDistribution Verusu Pre-Retirement Distribution

    By Guest DIGMYDOG, December 12, 2003
    • 3 replies
    • 1.7k views
    • 
    • Tom Poje
    • December 15, 2003

36. Plan Sponsor Use of Affiliated Broker -- Prohibited Transaction?

    By Guest Alley, December 12, 2003
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 12, 2003

37. SE and Employed... what are 415 Limits?

    By K-t-F, December 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • K-t-F
    • December 12, 2003

38. Deductible limit when an employer has both a DB and DC plan and at least one participant is covered by both plans

    By Lori Foresz, December 11, 2003
    • 8 replies
    • 1.9k views
    • 
    • Mike Preston
    • December 12, 2003

39. Hardship documentation

    By FundeK, December 11, 2003
    • 1 reply
    • 2.2k views
    • 
    • RCK
    • December 12, 2003

40. Short first year; in determining maximum compensation for the match calculation, how many months do I prorate the $200K limit? 1 or 2?

    By alexa, December 6, 2003
    • 7 replies
    • 1.8k views
    • 
    • g8r
    • December 12, 2003

41. Looking for 401(k) stats -- avg. account balance, avg. deferral rate, avg. deferral contributions, avg. participation

    By Guest jhilliard, December 11, 2003
    • 4 replies
    • 2.1k views
    • 
    • MWeddell
    • December 11, 2003

42. Group Term Life Insurance and the definition of Compensation

    By Harwood, December 10, 2003
    • 1 reply
    • 1.9k views
    • 
    • g8r
    • December 11, 2003

43. Return from military leave - paperwork

    By Guest Achilles, December 10, 2003
    • 2 replies
    • 1.5k views
    • 
    • maverick
    • December 10, 2003

44. Initial Eligibility

    By austin3515, December 9, 2003
    • 24 replies
    • 4k views
    • 
    • R. Butler
    • December 10, 2003

45. FICA Taxation of Contribution Made Per Employee's One-Time Irrevocable Election

    By Guest long, December 9, 2003
    • 1 reply
    • 1.2k views
    • 
    • Everett Moreland
    • December 10, 2003

46. Corrective amendment needed because one participant didn't contribute enough to make top-heavy minimum?

    By Jilliandiz, December 10, 2003
    • 3 replies
    • 1.1k views
    • 
    • Archimage
    • December 10, 2003

47. Church has several part-time employees who work over 1000 hours a year; can they be excluded under 403(b)?

    By Guest Casey58, December 10, 2003
    • 2 replies
    • 1.4k views
    • 
    • mbozek
    • December 10, 2003

48. Sample cover letter for Form 5300? Also, please confirm that changing prototype document provision makes our plan "individually designed"

    By Guest forum4, December 9, 2003
    • 1 reply
    • 2.4k views
    • 
    • Mike Preston
    • December 10, 2003

49. "Keogh"/H.R.10 Plans - Can they self-trustee now?

    By ljr, December 5, 2003
    • 5 replies
    • 3.5k views
    • 
    • mbozek
    • December 8, 2003

50. Direct phone number for IRS Retirement Plans?

    By billfgrady, December 8, 2003
    • 2 replies
    • 3.6k views
    • 
    • Guest
    • December 8, 2003