401(k) Plans

19,321 topics in this forum

1. Top Heavy - Different Eligibility for EE vs. ER Contributions

   By Guest Ted Kowalchuk, CFP, CFS,, March 20, 2006
   • 1 reply
   • 3.6k views
   • 
   • Tom Poje
   • March 20, 2006

2. Failed ADP Test: $6 refund

   By Guest notapensiongeek, April 14, 2006
   • 1 reply
   • 1.5k views
   • 
   • E as in ERISA
   • April 14, 2006

3. 401k loan

   By Guest melrse, February 3, 2007
   • 1 reply
   • 1.1k views
   • 
   • Guest
   • February 3, 2007

4. Datair Windows - Coverge Testing

   By blue, May 21, 2008
   • 1 reply
   • 1.4k views
   • 
   • Tom Poje
   • May 21, 2008

5. 401k Amendments

   By Guest sally26, August 18, 2009
   • 1 reply
   • 2k views
   • 
   • Guest
   • August 18, 2009

6. HEART and Qualified Reservist Distributions

   By Guest Statler, February 4, 2010
   • 1 reply
   • 3.5k views
   • 
   • 401K_AZ
   • March 26, 2015

7. TPA experience with working with Guardian

   By Guest Diane DuFresne, October 18, 2012
   • 1 reply
   • 934 views
   • 
   • A Shot in the Dark
   • October 18, 2012

8. Benefits Rights & Features Test for Match

   By Rose, November 18, 2020
   • 1 reply
   • 911 views
   • 
   • MWeddell
   • November 18, 2020

9. EFTPS Payment

   By metsfan026, December 23, 2021
   • 1 reply
   • 448 views
   • 
   • BG5150
   • December 23, 2021

10. Merger of Plans

    By Scott, January 11, 2000
    • 1 reply
    • 1.5k views
    • 
    • MWeddell
    • January 12, 2000

11. Solo 401(k)

    By Dobber, October 25, 2024
    • 1 reply
    • 442 views
    • 
    • Bill Presson
    • October 25, 2024

12. Are hardship rules any different under a safe harbor 401(k) plan?

    By John A, October 11, 2000
    • 1 reply
    • 2.3k views
    • 
    • wmyer
    • October 12, 2000

13. Are catch-up contributions limited to K plans?

    By Jed Macy, August 7, 2001
    • 1 reply
    • 1.7k views
    • 
    • MGB
    • August 7, 2001

14. Adding 401(k) to Profit Sharing

    By ejohnke, September 9, 2025
    • 1 reply
    • 437 views
    • 
    • Lou S.
    • September 9, 2025

15. Withdrawals from 401k beneficiary account

    By Guest Kemily, May 7, 2004
    • 1 reply
    • 1.1k views
    • 
    • Harwood
    • May 7, 2004

16. Life insurance distribution from a PSP

    By Guest JohnSB, April 14, 2006
    • 1 reply
    • 1.6k views
    • 
    • Bill Presson
    • April 15, 2006

17. safe harbor calculation for dentis with self employment income

    By KevinMc, February 18, 2013
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • February 19, 2013

18. Sponsoring a SEP and 401(k)

    By austin3515, July 18, 2014
    • 1 reply
    • 880 views
    • 
    • ETA Consulting LLC
    • July 18, 2014

19. Controlled Group Testing & Coverage

    By justatester, June 10, 2019
    • 1 reply
    • 455 views
    • 
    • CuseFan
    • June 11, 2019

20. Termination of Leased Employee Status

    By Guest BBowles, December 1, 1998
    • 1 reply
    • 1.9k views
    • 
    • MWeddell
    • December 1, 1998

21. Investment Change Notice Failure

    By Archimage, July 14, 2022
    • 1 reply
    • 657 views
    • 
    • Bill Presson
    • July 14, 2022

22. Simple 401(k) plan ND Testing

    By Guest Sara H, April 30, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • May 3, 1999

23. Military leave- 401k loan repayments

    By Guest CMC9, September 17, 2001
    • 1 reply
    • 2.4k views
    • 
    • R. Butler
    • September 18, 2001

24. Hardship withdrawals-down payment on home

    By Guest Lonnie Tomlin, November 19, 2001
    • 1 reply
    • 1.7k views
    • 
    • R. Butler
    • November 20, 2001

25. Merger of a Money Purchase Plan with a Safe Harbor 401(k) Profit Shari

    By Guest EPC, September 23, 2002
    • 1 reply
    • 1.5k views
    • 
    • KJohnson
    • September 23, 2002

26. Discriminatory Compensation

    By Lori Foresz, March 26, 2004
    • 1 reply
    • 1.2k views
    • 
    • Blinky the 3-eyed Fish
    • March 26, 2004

27. How old do you have to be?

    By K-t-F, February 3, 2005
    • 1 reply
    • 1.2k views
    • 
    • mbozek
    • February 4, 2005

28. Distribution Code for deferrals before eligible....

    By Guest jusducki, May 31, 2005
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • June 2, 2005

29. RMD for beneficiaries?

    By Guest Michael Anderson, October 10, 2005
    • 1 reply
    • 1.3k views
    • 
    • jevd
    • October 10, 2005

30. Deferral "logic" for HCE

    By SMB, February 28, 2007
    • 1 reply
    • 1.2k views
    • 
    • stephen
    • February 28, 2007

31. Ineligible participants

    By MBCarey, January 13, 2011
    • 1 reply
    • 1.2k views
    • 
    • BG5150
    • January 13, 2011

32. Hardship Withdrawals

    By Guest Sara H, May 3, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • May 4, 1999

33. Vesting Schedule with Merging Plans

    By 401kAllTheWay, January 28, 2023
    • 1 reply
    • 343 views
    • 
    • Lou S.
    • January 30, 2023

34. sale of assets of corporation

    By k man, August 9, 2000
    • 1 reply
    • 1.6k views
    • 
    • pjkoehler
    • August 9, 2000

35. HCE - Look back Period?

    By Guest jkrad, October 10, 2003
    • 1 reply
    • 2.1k views
    • 
    • ccassetty
    • October 10, 2003

36. Testing 2 401(k) Plans

    By wmyer, April 7, 2005
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • April 7, 2005

37. $14,000 deferral limit

    By eilano, September 15, 2005
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • September 16, 2005

38. 401(k)/catch-up/profit sharing contributions

    By Guest babs51, April 14, 2006
    • 1 reply
    • 1.2k views
    • 
    • Archimage
    • April 17, 2006

39. Vesting

    By Guest CathyS, April 19, 2007
    • 1 reply
    • 1.5k views
    • 
    • rcline46
    • April 19, 2007

40. ADP/ACP where there are changes in controlled group

    By R. Butler, September 18, 2007
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • September 20, 2007

41. Top Heavy Minimum

    By Guest lap716, August 18, 2009
    • 1 reply
    • 980 views
    • 
    • PensionPro
    • August 18, 2009

42. Top Heavy

    By Jay3, December 7, 2009
    • 1 reply
    • 1.1k views
    • 
    • MSN
    • December 8, 2009

43. Roth IRA Rollover

    By Nassau, August 19, 2010
    • 1 reply
    • 840 views
    • 
    • 401king
    • August 19, 2010

44. New TIN?

    By Guest dhall, April 7, 2011
    • 1 reply
    • 1.1k views
    • 
    • Bird
    • April 8, 2011

45. Fidelity Bond for Privately Held Stock

    By Guest twoodman, January 9, 2012
    • 1 reply
    • 1k views
    • 
    • mming
    • January 11, 2012

46. 5500-EZ allowed?

    By gregburst, December 5, 2012
    • 1 reply
    • 969 views
    • 
    • ETA Consulting LLC
    • December 5, 2012

47. Can you use component/restructuring to pass ADP/ACP Test?

    By MrKnowItLittle, July 19, 2014   

    • component plan
    • restructuring plan
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • July 21, 2014

48. Gateway and Rounding

    By justatester, April 13, 2015
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • April 13, 2015

49. multiple safe harbor matching formulas

    By dmb, November 18, 2015
    • 1 reply
    • 810 views
    • 
    • Lou S.
    • November 18, 2015

50. EPCRS QNEC's and ADP Testing

    By austin3515, August 30, 2016
    • 1 reply
    • 651 views
    • 
    • rcline46
    • August 30, 2016