401(k) Plans

19,321 topics in this forum

1. Post-Severance compensation

   By Belgarath, February 13, 2023
   • 1 reply
   • 434 views
   • 
   • Gilmore
   • February 13, 2023

2. New Plan didn't actually start

   By ejohnke, February 9, 2023
   • 4 replies
   • 951 views
   • 
   • imchipbrown
   • February 11, 2023

3. Automatic Rebalancing: What is the typical procedure?

   By gc@chimentowebb.com, February 8, 2023
   • 9 replies
   • 3.3k views
   • 
   • Kansas401k
   • February 10, 2023

4. ADP refunds and withholding

   By BG5150, February 9, 2023
   • 2 replies
   • 529 views
   • 
   • D Lewis
   • February 10, 2023

5. SHNEC Contribution and ACP testing

   By justatester, February 7, 2023
   • 6 replies
   • 1k views
   • 
   • Nate S
   • February 10, 2023

6. Flexible Match Notice not needed for first year?

   By BG5150, February 9, 2023
   • 3 replies
   • 539 views
   • 
   • Belgarath
   • February 9, 2023

7. Maintaining Life Insurance Policies for Terminated Participants

   By LANDO, February 8, 2023   

   • life insurance
   • 1 reply
   • 627 views
   • 
   • Bill Presson
   • February 9, 2023

8. RMD non owner 72 in 2022 - retired in 2023

   By D Lewis, February 8, 2023
   • 7 replies
   • 700 views
   • 
   • D Lewis
   • February 9, 2023

9. new plan credit for small employers clarification needed

   By Tom, February 8, 2023
   • 5 replies
   • 1.1k views
   • 
   • Tom
   • February 8, 2023

10. Roth 401(k) and Roth IRA Contribution Limits

    By Vlad401k, February 8, 2023
    • 2 replies
    • 907 views
    • 
    • Paul I
    • February 8, 2023

11. How are you interpreting SECURE 2.0 Section 350?

    By Belgarath, February 8, 2023
    • 2 replies
    • 682 views
    • 
    • Belgarath
    • February 8, 2023

12. Question Posed in other topic and no one answered - involves AFG and other options for HCES rather than participating in plan

    By HarleyBabe, February 2, 2023
    • 1 reply
    • 383 views
    • 
    • Paul I
    • February 8, 2023

13. When would a sole proprietor (with no employee) want a § 401(k) arrangement?

    By Peter Gulia, February 2, 2023   

    • sole proprietor
    • 4 replies
    • 588 views
    • 
    • Paul I
    • February 8, 2023

14. Entry date for rehired employee in new plan

    By drakecohen, February 2, 2023
    • 2 replies
    • 924 views
    • 
    • Paul I
    • February 8, 2023

15. Related Company and Compensation for ADP Test

    By Tom, February 7, 2023
    • 1 reply
    • 579 views
    • 
    • Bill Presson
    • February 7, 2023

16. SECURE 2.0 New Distributable Events

    By Ian, January 27, 2023
    • 9 replies
    • 1.9k views
    • 
    • Peter Gulia
    • February 7, 2023

17. Addition of investment alternative - advance notice requirement?

    By Belgarath, January 12, 2023
    • 3 replies
    • 721 views
    • 
    • Peter Gulia
    • February 7, 2023

18. must catch-ups be matched in a safe harbor 401k plan?

    By Santo Gold, April 17, 2009
    • 13 replies
    • 6.2k views
    • 
    • Paul I
    • February 7, 2023

19. Prior year testing Question

    By PaulL, February 3, 2023
    • 4 replies
    • 867 views
    • 
    • Bri
    • February 6, 2023

20. Retroactive amendment for discretionary match to include true up

    By karl, February 2, 2023
    • 3 replies
    • 1.3k views
    • 
    • karl
    • February 6, 2023

21. SECURE 2.0 Deduction for Roth employer contributions

    By Ian, January 27, 2023
    • 12 replies
    • 1.9k views
    • 
    • RatherBeGolfing
    • February 5, 2023

22. Employment contract - just poor wording or a larger problem

    By Kansas401k, January 24, 2023
    • 13 replies
    • 1.2k views
    • 
    • Paul I
    • February 4, 2023

23. Auto-Escalate Notice

    By Steamboat, February 2, 2023
    • 1 reply
    • 398 views
    • 
    • Philly9
    • February 4, 2023

24. Foreign entity wants to provide 401K plan to US employees. Trustee?

    By Matt RPS, February 2, 2023
    • 5 replies
    • 1.9k views
    • 
    • Matt RPS
    • February 3, 2023

25. Solo 401(k) Plans

    By Chipwood 24, February 2, 2023
    • 3 replies
    • 625 views
    • 
    • Below Ground
    • February 3, 2023

26. 1099R - Code 1 USed but Participant is Disabled

    By austin3515, February 3, 2023
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • February 3, 2023

27. 2023 RMD expectancy tables

    By FT Retire, February 1, 2023
    • 2 replies
    • 823 views
    • 
    • Jeff Hartmann
    • February 3, 2023

28. Each in own group / No Allocation Conditions

    By austin3515, February 1, 2023
    • 12 replies
    • 1.4k views
    • 
    • austin3515
    • February 2, 2023

29. Eligibility Question

    By Below Ground, February 2, 2023
    • 3 replies
    • 370 views
    • 
    • Below Ground
    • February 2, 2023

30. ADP/ACP Test

    By Lou81, February 2, 2023   

    • statutory exclusions
    • 2 replies
    • 725 views
    • 
    • Lou81
    • February 2, 2023

31. late deferral deposit correction

    By Tom, February 1, 2023
    • 4 replies
    • 976 views
    • 
    • RatherBeGolfing
    • February 1, 2023

32. SECURE 2.0: 401k plans that don't have Roth in them

    By AlbanyConsultant, February 1, 2023
    • 2 replies
    • 614 views
    • 
    • RatherBeGolfing
    • February 1, 2023

33. Is this an ASG?

    By DDB BN, February 1, 2023
    • 1 reply
    • 463 views
    • 
    • Lou S.
    • February 1, 2023

34. RMD required for spousal beneficiary

    By MAS, January 31, 2023
    • 1 reply
    • 314 views
    • 
    • Lou S.
    • January 31, 2023

35. ROBS funding source

    By Henry Zephyr, January 28, 2023
    • 1 reply
    • 1.2k views
    • 
    • Lou S.
    • January 30, 2023

36. Vesting Schedule with Merging Plans

    By 401kAllTheWay, January 28, 2023
    • 1 reply
    • 343 views
    • 
    • Lou S.
    • January 30, 2023

37. Secure 2.0 Section 603 - striking subparagraph (c)

    By WCC, January 25, 2023
    • 3 replies
    • 608 views
    • 
    • Lois Baker
    • January 26, 2023

38. SECURE 2.0 317: Retroactive 1st year deferral for Sole Prop

    By joef, January 21, 2023
    • 11 replies
    • 4.8k views
    • 
    • joef
    • January 25, 2023

39. Secure 2.0 new plan start-up credit

    By Tom, January 24, 2023
    • 0 replies
    • 313 views
    • 
    • Tom
    • January 24, 2023

40. Catch-up and 415 Limit for participant who participates in two 401(k) plans sponsored by unrelated entities

    By Will.I.Am, January 23, 2023
    • 1 reply
    • 611 views
    • 
    • Lou S.
    • January 23, 2023

41. Missed Deferral Opportunity

    By Gilmore, December 14, 2019
    • 4 replies
    • 1.5k views
    • 
    • Bri
    • January 23, 2023

42. Solo to General 401(k) Plan?

    By TPApril, January 13, 2023
    • 12 replies
    • 1.2k views
    • 
    • Peter Gulia
    • January 22, 2023

43. Early Entry

    By Inquiring Mind, January 17, 2023
    • 3 replies
    • 708 views
    • 
    • Bri
    • January 20, 2023

44. SECURE 2.0 - Mandatory Auto Enrollment for New 401(k) Plans (What is considered "new"?)

    By youngbenefitslawyer, January 10, 2023
    • 9 replies
    • 1.9k views
    • 
    • Peter Gulia
    • January 20, 2023

45. One-time irrevocable election not to participate

    By Rg, January 12, 2023
    • 3 replies
    • 859 views
    • 
    • Lou S.
    • January 19, 2023

46. Protected Benefit - Definition of Disability

    By 52626, January 10, 2023
    • 3 replies
    • 1.4k views
    • 
    • casey72
    • January 18, 2023

47. Avoiding Plan Asset Status for Revenue Sharing

    By stayingbusy, January 16, 2023
    • 4 replies
    • 688 views
    • 
    • Patricia Neal Jensen
    • January 18, 2023

48. Forfeiture Before 5 Years

    By EBECatty, January 6, 2023
    • 10 replies
    • 2.3k views
    • 
    • EBECatty
    • January 18, 2023

49. Cycle 3 Discretionary Match - When is the first notice due?

    By 401king, January 17, 2023
    • 3 replies
    • 566 views
    • 
    • RatherBeGolfing
    • January 17, 2023

50. Participant died after cash distribution processed - no longer needed

    By D Lewis, January 12, 2023
    • 5 replies
    • 1.4k views
    • 
    • bito'money
    • January 17, 2023