401(k) Plans

19,317 topics in this forum

1. Owner's spouse has wages but no hours.

   By KateSmithPA, February 4, 2003
   • 10 replies
   • 4k views
   • 
   • KateSmithPA
   • February 5, 2003

2. 100% Deferral

   By BTG, September 20, 2016
   • 6 replies
   • 4k views
   • 
   • BTG
   • September 20, 2016

3. Compensation to use in ADP test

   By jkharvey, February 29, 2000
   • 5 replies
   • 4k views
   • 
   • Guest
   • March 2, 2000

4. Deconversion Fee?

   By Guest m.n.ouellette, May 8, 2007
   • 2 replies
   • 4k views
   • 
   • Fredman
   • May 9, 2007

5. Safe Harbor Plans and 410(b)

   By ERISAAPPLE, March 4, 2018
   • 12 replies
   • 4k views
   • 
   • Mike Preston
   • March 6, 2018

6. 401(k) Loan balances in Plan termination

   By Guest tgraham, November 2, 2004
   • 8 replies
   • 4k views
   • 
   • QDROphile
   • November 4, 2004

7. Initial Eligibility

   By austin3515, December 9, 2003
   • 24 replies
   • 4k views
   • 
   • R. Butler
   • December 10, 2003

8. Ineligible to participate in 401k because of unionization

   By erisa_novice, March 21, 2019
   • 9 replies
   • 4k views
   • 
   • FPGuy
   • March 22, 2019

9. Mid-Year Change to Safe Harbor Plan

   By PMC, January 22, 2010
   • 3 replies
   • 4k views
   • 
   • Kevin C
   • February 4, 2010

10. Can a union sponsor a 401(k) plan?

    By PMC, June 23, 2000
    • 4 replies
    • 4k views
    • 
    • Guest
    • June 27, 2000

11. 401(k) with no NHCE deferring

    By Stash026, February 28, 2006
    • 13 replies
    • 3.9k views
    • 
    • stephen
    • March 8, 2006

12. 401k recordkeepers

    By LAHurricane, May 7, 2025
    • 2 replies
    • 3.9k views
    • 
    • jsample
    • May 8, 2025

13. Can we amend EACA plan mid year

    By jkharvey, June 23, 2014
    • 2 replies
    • 3.9k views
    • 
    • jkharvey
    • June 24, 2014

14. Employer Contributions - Timing of Deposits

    By Gadgetfreak, August 18, 2010
    • 8 replies
    • 3.9k views
    • 
    • ESOP Guy
    • February 21, 2011

15. Two Section 415 limits in unrelated companies.

    By Guest, May 3, 2001
    • 16 replies
    • 3.9k views
    • 
    • Guest
    • June 3, 2001

16. Irrevocably Elect Not to Participate in the Plan

    By Madison71, April 1, 2010
    • 6 replies
    • 3.9k views
    • 
    • Tom Poje
    • April 5, 2010

17. Election to "Opt Out"

    By jala, July 14, 2016
    • 13 replies
    • 3.9k views
    • 
    • Kevin C
    • July 15, 2016

18. Severance paid day before last day

    By austin3515, May 4, 2011
    • 14 replies
    • 3.9k views
    • 
    • PensionPro
    • May 4, 2011

19. 1 year of Service

    By wifrbr, April 4, 2018
    • 14 replies
    • 3.9k views
    • 
    • Doc Ument
    • April 10, 2018

20. Company buyout effects on 401k plans

    By Guest DDDlump, April 22, 2002
    • 9 replies
    • 3.9k views
    • 
    • pjkoehler
    • April 24, 2002

21. Tips and Deferrals

    By Randy Watson, June 22, 2006
    • 5 replies
    • 3.9k views
    • 
    • MWeddell
    • December 21, 2009

22. Top-Heavy Question

    By Guest Cinadr, October 11, 2010
    • 19 replies
    • 3.9k views
    • 
    • Kevin C
    • October 15, 2010

23. Changes in deferral pescentages - how often is OK?

    By Guest sallie, August 20, 2004
    • 6 replies
    • 3.9k views
    • 
    • Guest
    • August 24, 2004

24. Match True Up and the affect of Payroll Adjustments

    By Guest susanward, October 14, 2002
    • 2 replies
    • 3.9k views
    • 
    • Tom Poje
    • October 16, 2002

25. K1 Partner(s) exceed 415 because K1 will report a loss

    By jkharvey, March 24, 2015
    • 15 replies
    • 3.9k views
    • 
    • QDROphile
    • March 24, 2015

26. Permissive top heavy aggregation (union ees?)

    By Dawn Hafner, July 20, 2000
    • 6 replies
    • 3.9k views
    • 
    • MWeddell
    • July 24, 2000

27. Reinstating forfeitures after rehire

    By EBDI, April 25, 2017
    • 5 replies
    • 3.9k views
    • 
    • EBDI
    • April 26, 2017

28. TPA Signing the 5500 as Plan Administrator

    By CLE401kGuy, November 4, 2021
    • 12 replies
    • 3.9k views
    • 
    • RatherBeGolfing
    • November 8, 2021

29. Can maximum statutory entry date rules be applied in running ADP test,

    By Guest MEGary, November 17, 1999
    • 5 replies
    • 3.9k views
    • 
    • Earl
    • December 2, 1999

30. EMPLOYEE DEFERRALS SENT TWICE

    By Guest MKELLY9522, October 9, 2008
    • 17 replies
    • 3.9k views
    • 
    • DMcGovern
    • October 27, 2008

31. no longer a business and retired

    By mehmgo, June 21, 2019
    • 16 replies
    • 3.9k views
    • 
    • loserson
    • June 26, 2019

32. Form EBS-1

    By Guest Laura Millwood, November 9, 1998
    • 2 replies
    • 3.9k views
    • 
    • Guest
    • November 10, 1998

33. Amending eligibility to a longer wait in a 401(k) Plan

    By Guest TracyAndrews, March 1, 2004
    • 13 replies
    • 3.9k views
    • 
    • Blinky the 3-eyed Fish
    • March 3, 2004

34. 401k Plans and The Patriot Act

    By ratherbereading, January 29, 2016
    • 16 replies
    • 3.9k views
    • 
    • Mike Preston
    • February 4, 2016

35. Auto enrollment to Roth 401(k)

    By JRN, September 22, 2016
    • 21 replies
    • 3.9k views
    • 
    • TPAJake
    • October 5, 2016

36. top heavy to keys

    By cdavis25, April 2, 2014
    • 27 replies
    • 3.9k views
    • 
    • cdavis25
    • April 14, 2014

37. Employer won't contribute pre-tax from bonus?

    By Guest goddude, February 15, 2008
    • 4 replies
    • 3.9k views
    • 
    • masteff
    • February 15, 2008

38. Safe Harbor Mid Year Plan Merger

    By PMC, May 3, 2006
    • 11 replies
    • 3.9k views
    • 
    • PMC
    • May 4, 2006

39. Can Roth 401(k) Elections Be "All or Nothing"?

    By Guest Grumpy456, April 13, 2006
    • 15 replies
    • 3.9k views
    • 
    • austin3515
    • April 14, 2006

40. 401k Deposit Deadline

    By Gadgetfreak, June 14, 2016
    • 20 replies
    • 3.9k views
    • 
    • ESOP Guy
    • June 15, 2016

41. HELP! Transfer of Assets

    By Guest Phil L, November 10, 1998
    • 3 replies
    • 3.9k views
    • 
    • MWeddell
    • November 12, 1998

42. DOL Letters on Late Contributions

    By austin3515, October 7, 2016
    • 21 replies
    • 3.9k views
    • 
    • Doghouse
    • October 24, 2016

43. Deferrals and safe harbor contributions on car allowances

    By Guest maddie, August 27, 2002
    • 1 reply
    • 3.9k views
    • 
    • jaemmons
    • August 27, 2002

44. Solo 401(k)Plan

    By Dobber, March 5, 2021
    • 18 replies
    • 3.9k views
    • 
    • BeanCounterBlues
    • January 5, 2024

45. Requesting information from a former employer.

    By Guest rjdietz, March 13, 2002
    • 3 replies
    • 3.9k views
    • 
    • Medusa
    • March 14, 2002

46. Standards of Hardship Proof?

    By Guest MaryMac, August 2, 2002
    • 5 replies
    • 3.9k views
    • 
    • card
    • August 13, 2002

47. 410(b) Failsafe

    By Lori Foresz, July 20, 2005
    • 7 replies
    • 3.9k views
    • 
    • kgr12
    • September 12, 2013

48. 2nd loan requirements

    By Beccyboo, May 17, 2018
    • 11 replies
    • 3.9k views
    • 
    • ratherbereading
    • May 21, 2018

49. Tax treatment of NUA of the employer's stock in a lump sum distributi

    By Guest kazand, November 6, 2000
    • 3 replies
    • 3.9k views
    • 
    • Mary Kay Foss
    • November 7, 2000

50. TPA Necessary for a Solo(K)?

    By Guest snmhanson, December 22, 2014
    • 2 replies
    • 3.9k views
    • 
    • John Feldt ERPA CPC QPA
    • December 23, 2014