401(k) Plans

19,332 topics in this forum

1. Restatements and Protected Benefits

   By Gadgetfreak, September 5, 2014   

   • Restatements
   • Protected Benefits
   • 8 replies
   • 4k views
   • 
   • Lou S.
   • September 5, 2014

2. Forfeiture of Related Match from ADP Test Failure

   By Guest KB, May 1, 2001
   • 1 reply
   • 4k views
   • 
   • MWeddell
   • May 2, 2001

3. 170 K compensation limit

   By Guest jin.limledoux, October 30, 2001
   • 15 replies
   • 4k views
   • 
   • QDROphile
   • October 31, 2001

4. 100% Deferral

   By BTG, September 20, 2016
   • 6 replies
   • 4k views
   • 
   • BTG
   • September 20, 2016

5. Owner's spouse has wages but no hours.

   By KateSmithPA, February 4, 2003
   • 10 replies
   • 4k views
   • 
   • KateSmithPA
   • February 5, 2003

6. counting service before plan for eligibility

   By Earl, December 24, 2002
   • 15 replies
   • 4k views
   • 
   • KJohnson
   • December 31, 2002

7. Compensation Ratio Test

   By Guest mol, December 27, 2004
   • 6 replies
   • 4k views
   • 
   • Blinky the 3-eyed Fish
   • December 28, 2004

8. no longer a business and retired

   By mehmgo, June 21, 2019
   • 16 replies
   • 4k views
   • 
   • loserson
   • June 26, 2019

9. Limited-scope vs Full-scope audit

   By Brian Gallagher, August 4, 2004
   • 1 reply
   • 4k views
   • 
   • Guest
   • August 6, 2004

10. Ineligible to participate in 401k because of unionization

    By erisa_novice, March 21, 2019
    • 9 replies
    • 4k views
    • 
    • FPGuy
    • March 22, 2019

11. Requesting information from a former employer.

    By Guest rjdietz, March 13, 2002
    • 3 replies
    • 4k views
    • 
    • Medusa
    • March 14, 2002

12. Under $5k distributions

    By Guest benefitsanalyst, July 22, 2002
    • 16 replies
    • 4k views
    • 
    • actuarysmith
    • July 25, 2002

13. DOL online calculator NOT sufficient?

    By SavingsRUS, July 14, 2015   

    • 401(k)
    • Form 5330
    • (and 1 more)

      Tagged with:

      • 401(k)
      • Form 5330
      • Prohibited Transaction
    • 3 replies
    • 4k views
    • 
    • Gadgetfreak
    • July 15, 2015

14. Compensation to use in ADP test

    By jkharvey, February 29, 2000
    • 5 replies
    • 4k views
    • 
    • Guest
    • March 2, 2000

15. 1% owner for key employee

    By nancy, April 7, 1999
    • 8 replies
    • 4k views
    • 
    • Dan
    • April 9, 1999

16. Initial Eligibility

    By austin3515, December 9, 2003
    • 24 replies
    • 4k views
    • 
    • R. Butler
    • December 10, 2003

17. Safe Harbor "Wait-and-See" Notice

    By Jilliandiz, August 1, 2007
    • 11 replies
    • 4k views
    • 
    • austin3515
    • October 27, 2007

18. Safe Harbor Plans and 410(b)

    By ERISAAPPLE, March 4, 2018
    • 12 replies
    • 4k views
    • 
    • Mike Preston
    • March 6, 2018

19. Can a union sponsor a 401(k) plan?

    By PMC, June 23, 2000
    • 4 replies
    • 4k views
    • 
    • Guest
    • June 27, 2000

20. Two Section 415 limits in unrelated companies.

    By Guest, May 3, 2001
    • 16 replies
    • 4k views
    • 
    • Guest
    • June 3, 2001

21. Election to "Opt Out"

    By jala, July 14, 2016
    • 13 replies
    • 4k views
    • 
    • Kevin C
    • July 15, 2016

22. Deconversion Fee?

    By Guest m.n.ouellette, May 8, 2007
    • 2 replies
    • 4k views
    • 
    • Fredman
    • May 9, 2007

23. 401(k) Loan balances in Plan termination

    By Guest tgraham, November 2, 2004
    • 8 replies
    • 4k views
    • 
    • QDROphile
    • November 4, 2004

24. 5500-EZ Nonfiler

    By austin3515, April 6, 2010
    • 9 replies
    • 4k views
    • 
    • Guest
    • April 22, 2010

25. K1 Partner(s) exceed 415 because K1 will report a loss

    By jkharvey, March 24, 2015
    • 15 replies
    • 4k views
    • 
    • QDROphile
    • March 24, 2015

26. Irrevocably Elect Not to Participate in the Plan

    By Madison71, April 1, 2010
    • 6 replies
    • 4k views
    • 
    • Tom Poje
    • April 5, 2010

27. Standards of Hardship Proof?

    By Guest MaryMac, August 2, 2002
    • 5 replies
    • 4k views
    • 
    • card
    • August 13, 2002

28. Can Roth 401(k) Elections Be "All or Nothing"?

    By Guest Grumpy456, April 13, 2006
    • 15 replies
    • 4k views
    • 
    • austin3515
    • April 14, 2006

29. Severance paid day before last day

    By austin3515, May 4, 2011
    • 14 replies
    • 4k views
    • 
    • PensionPro
    • May 4, 2011

30. Auto enrollment to Roth 401(k)

    By JRN, September 22, 2016
    • 21 replies
    • 4k views
    • 
    • TPAJake
    • October 5, 2016

31. Employer Contributions - Timing of Deposits

    By Gadgetfreak, August 18, 2010
    • 8 replies
    • 4k views
    • 
    • ESOP Guy
    • February 21, 2011

32. Switching From Form 5500-SF to Form 5500-EZ

    By metsfan026, September 16, 2022
    • 13 replies
    • 4k views
    • 
    • truphao
    • January 4, 2024

33. 401(k) with no NHCE deferring

    By Stash026, February 28, 2006
    • 13 replies
    • 4k views
    • 
    • stephen
    • March 8, 2006

34. 401k Deposit Deadline

    By Gadgetfreak, June 14, 2016
    • 20 replies
    • 4k views
    • 
    • ESOP Guy
    • June 15, 2016

35. Mid-Year Change to Safe Harbor Plan

    By PMC, January 22, 2010
    • 3 replies
    • 4k views
    • 
    • Kevin C
    • February 4, 2010

36. Can we amend EACA plan mid year

    By jkharvey, June 23, 2014
    • 2 replies
    • 4k views
    • 
    • jkharvey
    • June 24, 2014

37. Top-Heavy Question

    By Guest Cinadr, October 11, 2010
    • 19 replies
    • 4k views
    • 
    • Kevin C
    • October 15, 2010

38. Tips and Deferrals

    By Randy Watson, June 22, 2006
    • 5 replies
    • 4k views
    • 
    • MWeddell
    • December 21, 2009

39. Reinstating forfeitures after rehire

    By EBDI, April 25, 2017
    • 5 replies
    • 4k views
    • 
    • EBDI
    • April 26, 2017

40. TPA Necessary for a Solo(K)?

    By Guest snmhanson, December 22, 2014
    • 2 replies
    • 4k views
    • 
    • John Feldt ERPA CPC QPA
    • December 23, 2014

41. HELP! Transfer of Assets

    By Guest Phil L, November 10, 1998
    • 3 replies
    • 3.9k views
    • 
    • MWeddell
    • November 12, 1998

42. Company buyout effects on 401k plans

    By Guest DDDlump, April 22, 2002
    • 9 replies
    • 3.9k views
    • 
    • pjkoehler
    • April 24, 2002

43. Match True Up and the affect of Payroll Adjustments

    By Guest susanward, October 14, 2002
    • 2 replies
    • 3.9k views
    • 
    • Tom Poje
    • October 16, 2002

44. 401(k) true-up -- include pre-participation compensation?

    By Sum_Guy, March 29, 2022
    • 10 replies
    • 3.9k views
    • 
    • Nate S
    • March 30, 2022

45. Permissive top heavy aggregation (union ees?)

    By Dawn Hafner, July 20, 2000
    • 6 replies
    • 3.9k views
    • 
    • MWeddell
    • July 24, 2000

46. Form EBS-1

    By Guest Laura Millwood, November 9, 1998
    • 2 replies
    • 3.9k views
    • 
    • Guest
    • November 10, 1998

47. Hardship Withdrawal "Immediate and Heavy Financial Need"

    By kmhaab, December 13, 2018
    • 3 replies
    • 3.9k views
    • 
    • Larry Starr
    • December 14, 2018

48. An Oldie but Goodie: severance pay as a source of 401(k) deferrals

    By Guest erisafried, May 2, 2005
    • 9 replies
    • 3.9k views
    • 
    • Guest
    • May 5, 2005

49. 401k Plans and The Patriot Act

    By ratherbereading, January 29, 2016
    • 16 replies
    • 3.9k views
    • 
    • Mike Preston
    • February 4, 2016

50. Can maximum statutory entry date rules be applied in running ADP test,

    By Guest MEGary, November 17, 1999
    • 5 replies
    • 3.9k views
    • 
    • Earl
    • December 2, 1999