401(k) Plans

19,319 topics in this forum

1. Safe Harbor education needed

   By Guest dbutton, April 19, 2004
   • 2 replies
   • 1k views
   • 
   • Archimage
   • April 19, 2004

2. EPCRS and Matching Contributions

   By Guest ccl, January 20, 2009
   • 1 reply
   • 1k views
   • 
   • jpod
   • January 20, 2009

3. Corrective amendments

   By Guest JPIngold, July 27, 2010
   • 2 replies
   • 1k views
   • 
   • Guest
   • July 27, 2010

4. Plan Amendment Question

   By Madison71, February 11, 2010
   • 2 replies
   • 1k views
   • 
   • Madison71
   • February 11, 2010

5. deferral deposits for shareholders

   By thepensionmaven, February 4, 2020
   • 6 replies
   • 1k views
   • 
   • Luke Bailey
   • February 5, 2020

6. Missing participant is deceased

   By JKW, November 17, 2014
   • 3 replies
   • 1k views
   • 
   • JKW
   • November 20, 2014

7. Delinquent 5500s-use current forms ?

   By JAY21, July 11, 2005
   • 2 replies
   • 1k views
   • 
   • JAY21
   • July 11, 2005

8. Can I exclude rewards from Compensation?

   By calexbraska, August 23, 2018
   • 1 reply
   • 1k views
   • 
   • Luke Bailey
   • August 27, 2018

9. Another HCE question

   By Brenda Wren, February 21, 2007
   • 1 reply
   • 1k views
   • 
   • Bob R
   • February 22, 2007

10. ERISA plans purchasing options/futures

    By Guest Fidu2, April 3, 2003
    • 0 replies
    • 1k views
    • 
    • Guest
    • April 3, 2003

11. RMD amendments

    By PensionNewbee, February 26, 2004
    • 2 replies
    • 1k views
    • 
    • PensionNewbee
    • February 27, 2004

12. Late Fee Disclosure for Fee Reduction

    By khn, July 21, 2014
    • 2 replies
    • 1k views
    • 
    • Lou S.
    • July 21, 2014

13. Investment In Company's Own Hedge Fund?

    By metsfan026, January 3, 2022
    • 1 reply
    • 1k views
    • 
    • Peter Gulia
    • January 3, 2022

14. Correction for potential violation of Contingent Benefit Rule

    By spartytax, June 17, 2015
    • 0 replies
    • 1k views
    • 
    • spartytax
    • June 17, 2015

15. Termination of Safe Harbor 401(k)

    By chris, September 21, 2006
    • 0 replies
    • 1k views
    • 
    • chris
    • September 21, 2006

16. break in service and merger

    By Guest re4701, March 4, 2014   

    • break service merger predec
    • 2 replies
    • 1k views
    • 
    • Guest
    • March 5, 2014

17. Discrimination?

    By Guest Cookiemonster, December 16, 2003
    • 1 reply
    • 1k views
    • 
    • Blinky the 3-eyed Fish
    • December 16, 2003

18. Tiered SHNEC Contributions

    By Rich L. Mayer, August 11, 2014
    • 2 replies
    • 1k views
    • 
    • Tom Poje
    • August 11, 2014

19. When did a merger really happen

    By austin3515, July 17, 2025
    • 6 replies
    • 1k views
    • 
    • CuseFan
    • July 21, 2025

20. Open Enrollment and New Match

    By Guest Lawrenceg, April 4, 2007
    • 1 reply
    • 1k views
    • 
    • J Simmons
    • April 4, 2007

21. ASPPA DC-3 TEXT BOOK WANTED

    By Guest WILDPIG, August 5, 2010
    • 2 replies
    • 1k views
    • 
    • Guest
    • August 6, 2010

22. Secure Act - starting new 3% SH nonelective plan 3 month rule

    By Will.I.Am, July 1, 2020
    • 2 replies
    • 1k views
    • 
    • stbennet
    • July 14, 2020

23. Employer match stated in the Plan

    By Guest Nini, September 10, 2007
    • 1 reply
    • 1k views
    • 
    • Jim Chad
    • September 11, 2007

24. Schedule Ps

    By Guest GordyK, January 26, 2007
    • 0 replies
    • 1k views
    • 
    • Guest
    • January 26, 2007

25. Distribution Fee Question

    By Guest Solbesado, April 1, 2011
    • 2 replies
    • 1k views
    • 
    • GMK
    • April 1, 2011

26. Plan termination

    By PFranckowiak, November 10, 2015
    • 5 replies
    • 1k views
    • 
    • PFranckowiak
    • November 11, 2015

27. Top Heavy Calculation in Multiple Employer Plan

    By #toomanyrules, January 11, 2021
    • 3 replies
    • 1k views
    • 
    • FORMER ESQ.
    • January 16, 2021

28. Deemed IRAs - Anyone drafted plan language for them?

    By jstorch, May 10, 2004
    • 0 replies
    • 1k views
    • 
    • jstorch
    • May 10, 2004

29. Confused about 401K entry date and income eligibility

    By Ajay Mani, April 17, 2020
    • 5 replies
    • 1k views
    • 
    • Luke Bailey
    • April 17, 2020

30. Top Heavy

    By Guest judyw, July 26, 2004
    • 1 reply
    • 1k views
    • 
    • WDIK
    • July 26, 2004

31. TH minimum required?

    By RatherBeGolfing, September 13, 2023
    • 7 replies
    • 1k views
    • 
    • Below Ground
    • September 14, 2023

32. Safe harbor- No NHCE participation

    By ton cano, September 26, 2017
    • 4 replies
    • 1k views
    • 
    • david rigby
    • September 27, 2017

33. Employer match from multiple employers

    By AKconsult, August 21, 2020
    • 1 reply
    • 1k views
    • 
    • legort69
    • August 23, 2020

34. Roth Distribution

    By Guest jetfaninmn, April 3, 2007
    • 1 reply
    • 1k views
    • 
    • Jim Chad
    • April 4, 2007

35. expatriates and coverage

    By gregburst, May 8, 2023
    • 2 replies
    • 1k views
    • 
    • CuseFan
    • May 9, 2023

36. PT to FT eligibility

    By Guest JohnSB, January 8, 2008
    • 2 replies
    • 1k views
    • 
    • WDIK
    • January 8, 2008

37. Union employees

    By fiona1, August 5, 2009
    • 0 replies
    • 1k views
    • 
    • fiona1
    • August 5, 2009

38. Postponing an employee's compenstion

    By Guest lawman98, December 29, 2009
    • 4 replies
    • 1k views
    • 
    • GBurns
    • December 30, 2009

39. Safe Harbor Non-elective

    By Gilmore, March 18, 2003
    • 2 replies
    • 1k views
    • 
    • Gilmore
    • March 18, 2003

40. Company Match

    By Guest koolkidd, June 19, 2003
    • 2 replies
    • 1k views
    • 
    • pmacduff
    • June 19, 2003

41. Compensation and Deferral Election

    By Dazednconfused, May 5, 2011
    • 1 reply
    • 1k views
    • 
    • GMK
    • May 5, 2011

42. former safe harbor, now trad. 401(k)

    By Lori H, January 7, 2004
    • 1 reply
    • 1k views
    • 
    • Archimage
    • January 7, 2004

43. ADP failure refunds

    By Guest sritts, March 3, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • March 3, 2004

44. What does "reduction" of a safe harbor benefit mean?

    By BG5150, July 9, 2019
    • 3 replies
    • 1k views
    • 
    • BG5150
    • July 9, 2019

45. VS Plan makes late mandatory rollover amend - what now?

    By jlea, March 17, 2008
    • 1 reply
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • March 17, 2008

46. Coverage Testing in the year of an open enrollment

    By Guest HollyT, August 21, 2003
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • August 21, 2003

47. Affiliated Service Group - HCE's Don't Want to Participate

    By Guest Robin S. Vatalaro, February 17, 2005
    • 1 reply
    • 1k views
    • 
    • alanm
    • February 22, 2005

48. Profit Sharing Contributions

    By Nassau, February 11, 2013
    • 1 reply
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • February 12, 2013

49. Student Loan Payment Match Anticipated Administration

    By TPApril, October 24, 2023
    • 13 replies
    • 1k views
    • 
    • Paul I
    • November 2, 2023

50. Control Group Issue

    By pixmax, March 11, 2009
    • 1 reply
    • 1k views
    • 
    • Guest
    • March 11, 2009